401(k) Plans

19,337 topics in this forum

1. 5500 filed without audit report

   By k man, October 18, 2001
   • 3 replies
   • 2.4k views
   • 
   • KJohnson
   • October 19, 2001

2. Discrimination

   By Guest SWS, May 27, 2003
   • 3 replies
   • 1.4k views
   • 
   • QDROphile
   • May 28, 2003

3. Payroll Administrator Forgot to deduct loan payments

   By Guest justbetmd, April 25, 2006
   • 3 replies
   • 2.3k views
   • 
   • stephen
   • April 26, 2006

4. Adopting Employer

   By Guest lswhittle, October 26, 2006
   • 3 replies
   • 4k views
   • 
   • Guest
   • October 30, 2006

5. Employer Match Forefeitable

   By Guest koo, September 24, 2009
   • 3 replies
   • 1.4k views
   • 
   • MWeddell
   • September 25, 2009

6. Entry Date for new plan

   By cpc0506, January 26, 2012
   • 3 replies
   • 2.4k views
   • 
   • cpc0506
   • January 31, 2012

7. S Corp Owner Contributions

   By coleboy, September 29, 2014
   • 3 replies
   • 1k views
   • 
   • QDROphile
   • September 29, 2014

8. Average Benefit Percentage Test "Testing Group" and "taken into account"

   By John Feldt ERPA CPC QPA, May 24, 2016   

   • 410(b)
   • Average Benefit Percentage
   • (and 4 more)

     Tagged with:

     • 410(b)
     • Average Benefit Percentage
     • testing group
     • coverage test
     • permissive aggregation
     • controlled group
   • 3 replies
   • 2.8k views
   • 
   • Belgarath
   • May 25, 2016

9. From an LLP to a PC

   By ratherbereading, March 6, 2018
   • 3 replies
   • 693 views
   • 
   • Larry Starr
   • March 7, 2018

10. QDIA notice - who is responsible ?

    By Ford74, August 30, 2019
    • 3 replies
    • 1.8k views
    • 
    • Pam Shoup
    • September 3, 2019

11. Testing 2 Employer Plans of a Controlled Group

    By Francis, October 15, 2020
    • 3 replies
    • 1.4k views
    • 
    • Francis
    • October 18, 2020

12. RMDs for off calendar plan years

    By ratherbereading, October 24, 2022
    • 3 replies
    • 2.7k views
    • 
    • Lou S.
    • October 24, 2022

13. Announcement 2001-77

    By Guest Robin S. Vatalaro, July 6, 2001
    • 3 replies
    • 1.7k views
    • 
    • Bob R
    • July 7, 2001

14. Incorrectly included 401(k) participant (not 21 until recently) - how to fix?

    By Guest GNagler, September 26, 2003
    • 3 replies
    • 1.8k views
    • 
    • KJohnson
    • September 27, 2003

15. Elig EE not given opportunity to defer

    By doombuggy, November 18, 2004
    • 3 replies
    • 1.2k views
    • 
    • Alf
    • November 19, 2004

16. Timing of amendment increasing deferrals

    By Guest hyper, May 16, 2005
    • 3 replies
    • 1.3k views
    • 
    • g8r
    • May 19, 2005

17. Matching Contribution Due Date

    By Guest dyoder, January 10, 2006
    • 3 replies
    • 3.4k views
    • 
    • Bob R
    • January 12, 2006

18. refund checks

    By Guest josephr, August 31, 2007
    • 3 replies
    • 1.1k views
    • 
    • masteff
    • September 1, 2007

19. A Fees paid in by the plan ?

    By ESOP Guy, January 27, 2011
    • 3 replies
    • 1k views
    • 
    • DMcGovern
    • January 27, 2011

20. 2 types of ER contributions - vested sched vs immediate

    By TPApril, April 25, 2017
    • 3 replies
    • 534 views
    • 
    • CuseFan
    • April 26, 2017

21. 401K Matching

    By Guest PAccuardi, August 24, 1998
    • 3 replies
    • 5.9k views
    • 
    • Larry M
    • August 29, 1998

22. Rollover assets and new plan rules

    By Alf, February 24, 2000
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • February 24, 2000

23. Intern rehired - determination period for eligibility

    By TPApril, May 8, 2023
    • 3 replies
    • 758 views
    • 
    • Calavera
    • May 10, 2023

24. QNEC and integrated plan

    By Guest padmin, November 18, 2004
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • November 22, 2004

25. 8717

    By Guest Wolves1962, November 14, 2005
    • 3 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • November 14, 2005

26. ADP refund was too much.

    By fiona1, October 21, 2008
    • 3 replies
    • 3k views
    • 
    • Tom Poje
    • October 23, 2008

27. Top Heavy For Employee Who Waived

    By goldtpa, June 17, 2011
    • 3 replies
    • 994 views
    • 
    • Guest
    • June 17, 2011

28. Controlled Group Determination Help !

    By 12AX7, March 1, 2012
    • 3 replies
    • 1.2k views
    • 
    • ETA Consulting LLC
    • March 2, 2012

29. Notices sent to non-eligible employees

    By nicole_m, June 30, 2015
    • 3 replies
    • 1.1k views
    • 
    • GMK
    • June 30, 2015

30. unpaid invoices on service termination

    By AdKu, December 11, 2019
    • 3 replies
    • 675 views
    • 
    • Lou S.
    • December 12, 2019

31. 404 Tax Deductibility

    By Catch22PGM, May 1, 2020
    • 3 replies
    • 724 views
    • 
    • Catch22PGM
    • May 5, 2020

32. Match limits

    By Guest MParks, August 28, 1998
    • 3 replies
    • 5.9k views
    • 
    • LCARUSI
    • August 29, 1998

33. Top Heavy and Gateway Minimum

    By ConnieStorer, December 27, 2022
    • 3 replies
    • 866 views
    • 
    • Lou S.
    • December 28, 2022

34. Plan loans issued at interest rate below the rate in the Plan Document

    By Guest Gary Stadtmauer, December 26, 2000
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • January 5, 2001

35. restatement for off plan year who is terminating

    By Guest terid, June 19, 2002
    • 3 replies
    • 1.4k views
    • 
    • Alf
    • July 3, 2002

36. "wrong" safe harbor notice

    By PensionNewbee, January 30, 2004
    • 3 replies
    • 1.5k views
    • 
    • Archimage
    • January 30, 2004

37. Distributions

    By Jilliandiz, March 30, 2006
    • 3 replies
    • 1.4k views
    • 
    • MWeddell
    • March 30, 2006

38. Another Catch-up Qt (fiscal year)

    By Guest mab, May 25, 2006
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • May 26, 2006

39. Post Severance Compensation

    By PFranckowiak, June 4, 2009
    • 3 replies
    • 1.6k views
    • 
    • Tom Poje
    • June 5, 2009

40. Help with 3b of Form 5300

    By fiona1, January 21, 2010
    • 3 replies
    • 1.1k views
    • 
    • BG5150
    • January 21, 2010

41. ADP ACP testing and comp used in test

    By John Feldt ERPA CPC QPA, February 28, 2011
    • 3 replies
    • 3.9k views
    • 
    • BG5150
    • March 1, 2011

42. Loan from ROTH account of 401k

    By tertue, March 9, 2015   

    • Roth Loan Payments
    • 3 replies
    • 1.4k views
    • 
    • Lou S.
    • March 9, 2015

43. Ineligible employee allowed to defer too soon

    By Pammie57, June 30, 2015
    • 3 replies
    • 7.7k views
    • 
    • Tom Poje
    • July 1, 2015

44. 2 Schedule C's - Can you have 2 Plans?

    By JMP, August 25, 2020
    • 3 replies
    • 684 views
    • 
    • Appleby
    • August 31, 2020

45. Late 401(k) Contributions and the applicable rate of interest

    By Guest MEGary, September 5, 2001
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • September 5, 2001

46. ADP testing compensation and controlled groups

    By Guest lforesz, January 28, 2002
    • 3 replies
    • 2.1k views
    • 
    • MWeddell
    • January 29, 2002

47. Voluntary after tax contributions

    By 2muchstress, September 11, 2002
    • 3 replies
    • 1.7k views
    • 
    • 2muchstress
    • September 11, 2002

48. Can the trustee disallow 401k contributions from HCE's that would impact the ADP test?

    By Guest chris4013, March 5, 2005
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • March 7, 2005

49. ACP earnings

    By Guest Phil Schwartz, March 5, 2006
    • 3 replies
    • 1.7k views
    • 
    • WDIK
    • March 17, 2006

50. Permitted Disparity Factor

    By austin3515, December 10, 2008
    • 3 replies
    • 1.8k views
    • 
    • Tom Poje
    • December 11, 2008