401(k) Plans

19,321 topics in this forum

1. S Corp Owner Contributions

   By coleboy, September 29, 2014
   • 3 replies
   • 1k views
   • 
   • QDROphile
   • September 29, 2014

2. Average Benefit Percentage Test "Testing Group" and "taken into account"

   By John Feldt ERPA CPC QPA, May 24, 2016   

   • 410(b)
   • Average Benefit Percentage
   • (and 4 more)

     Tagged with:

     • 410(b)
     • Average Benefit Percentage
     • testing group
     • coverage test
     • permissive aggregation
     • controlled group
   • 3 replies
   • 2.8k views
   • 
   • Belgarath
   • May 25, 2016

3. From an LLP to a PC

   By ratherbereading, March 6, 2018
   • 3 replies
   • 684 views
   • 
   • Larry Starr
   • March 7, 2018

4. QDIA notice - who is responsible ?

   By Ford74, August 30, 2019
   • 3 replies
   • 1.7k views
   • 
   • Pam Shoup
   • September 3, 2019

5. Testing 2 Employer Plans of a Controlled Group

   By Francis, October 15, 2020
   • 3 replies
   • 1.4k views
   • 
   • Francis
   • October 18, 2020

6. RMDs for off calendar plan years

   By ratherbereading, October 24, 2022
   • 3 replies
   • 2.6k views
   • 
   • Lou S.
   • October 24, 2022

7. Announcement 2001-77

   By Guest Robin S. Vatalaro, July 6, 2001
   • 3 replies
   • 1.7k views
   • 
   • Bob R
   • July 7, 2001

8. Incorrectly included 401(k) participant (not 21 until recently) - how to fix?

   By Guest GNagler, September 26, 2003
   • 3 replies
   • 1.8k views
   • 
   • KJohnson
   • September 27, 2003

9. Elig EE not given opportunity to defer

   By doombuggy, November 18, 2004
   • 3 replies
   • 1.2k views
   • 
   • Alf
   • November 19, 2004

10. Timing of amendment increasing deferrals

    By Guest hyper, May 16, 2005
    • 3 replies
    • 1.3k views
    • 
    • g8r
    • May 19, 2005

11. Matching Contribution Due Date

    By Guest dyoder, January 10, 2006
    • 3 replies
    • 3.4k views
    • 
    • Bob R
    • January 12, 2006

12. refund checks

    By Guest josephr, August 31, 2007
    • 3 replies
    • 1.1k views
    • 
    • masteff
    • September 1, 2007

13. A Fees paid in by the plan ?

    By ESOP Guy, January 27, 2011
    • 3 replies
    • 1k views
    • 
    • DMcGovern
    • January 27, 2011

14. 2 types of ER contributions - vested sched vs immediate

    By TPApril, April 25, 2017
    • 3 replies
    • 530 views
    • 
    • CuseFan
    • April 26, 2017

15. 401K Matching

    By Guest PAccuardi, August 24, 1998
    • 3 replies
    • 5.8k views
    • 
    • Larry M
    • August 29, 1998

16. Rollover assets and new plan rules

    By Alf, February 24, 2000
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • February 24, 2000

17. Intern rehired - determination period for eligibility

    By TPApril, May 8, 2023
    • 3 replies
    • 742 views
    • 
    • Calavera
    • May 10, 2023

18. QNEC and integrated plan

    By Guest padmin, November 18, 2004
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • November 22, 2004

19. 8717

    By Guest Wolves1962, November 14, 2005
    • 3 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • November 14, 2005

20. ADP refund was too much.

    By fiona1, October 21, 2008
    • 3 replies
    • 3k views
    • 
    • Tom Poje
    • October 23, 2008

21. Top Heavy For Employee Who Waived

    By goldtpa, June 17, 2011
    • 3 replies
    • 992 views
    • 
    • Guest
    • June 17, 2011

22. Controlled Group Determination Help !

    By 12AX7, March 1, 2012
    • 3 replies
    • 1.2k views
    • 
    • ETA Consulting LLC
    • March 2, 2012

23. Notices sent to non-eligible employees

    By nicole_m, June 30, 2015
    • 3 replies
    • 1.1k views
    • 
    • GMK
    • June 30, 2015

24. unpaid invoices on service termination

    By AdKu, December 11, 2019
    • 3 replies
    • 666 views
    • 
    • Lou S.
    • December 12, 2019

25. 404 Tax Deductibility

    By Catch22PGM, May 1, 2020
    • 3 replies
    • 712 views
    • 
    • Catch22PGM
    • May 5, 2020

26. Match limits

    By Guest MParks, August 28, 1998
    • 3 replies
    • 5.9k views
    • 
    • LCARUSI
    • August 29, 1998

27. Top Heavy and Gateway Minimum

    By ConnieStorer, December 27, 2022
    • 3 replies
    • 845 views
    • 
    • Lou S.
    • December 28, 2022

28. Plan loans issued at interest rate below the rate in the Plan Document

    By Guest Gary Stadtmauer, December 26, 2000
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • January 5, 2001

29. restatement for off plan year who is terminating

    By Guest terid, June 19, 2002
    • 3 replies
    • 1.4k views
    • 
    • Alf
    • July 3, 2002

30. "wrong" safe harbor notice

    By PensionNewbee, January 30, 2004
    • 3 replies
    • 1.5k views
    • 
    • Archimage
    • January 30, 2004

31. Distributions

    By Jilliandiz, March 30, 2006
    • 3 replies
    • 1.4k views
    • 
    • MWeddell
    • March 30, 2006

32. Another Catch-up Qt (fiscal year)

    By Guest mab, May 25, 2006
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • May 26, 2006

33. Post Severance Compensation

    By PFranckowiak, June 4, 2009
    • 3 replies
    • 1.6k views
    • 
    • Tom Poje
    • June 5, 2009

34. Help with 3b of Form 5300

    By fiona1, January 21, 2010
    • 3 replies
    • 1.1k views
    • 
    • BG5150
    • January 21, 2010

35. ADP ACP testing and comp used in test

    By John Feldt ERPA CPC QPA, February 28, 2011
    • 3 replies
    • 3.9k views
    • 
    • BG5150
    • March 1, 2011

36. Loan from ROTH account of 401k

    By tertue, March 9, 2015   

    • Roth Loan Payments
    • 3 replies
    • 1.4k views
    • 
    • Lou S.
    • March 9, 2015

37. Ineligible employee allowed to defer too soon

    By Pammie57, June 30, 2015
    • 3 replies
    • 7.7k views
    • 
    • Tom Poje
    • July 1, 2015

38. 2 Schedule C's - Can you have 2 Plans?

    By JMP, August 25, 2020
    • 3 replies
    • 681 views
    • 
    • Appleby
    • August 31, 2020

39. Late 401(k) Contributions and the applicable rate of interest

    By Guest MEGary, September 5, 2001
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • September 5, 2001

40. ADP testing compensation and controlled groups

    By Guest lforesz, January 28, 2002
    • 3 replies
    • 2.1k views
    • 
    • MWeddell
    • January 29, 2002

41. Voluntary after tax contributions

    By 2muchstress, September 11, 2002
    • 3 replies
    • 1.7k views
    • 
    • 2muchstress
    • September 11, 2002

42. Can the trustee disallow 401k contributions from HCE's that would impact the ADP test?

    By Guest chris4013, March 5, 2005
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • March 7, 2005

43. ACP earnings

    By Guest Phil Schwartz, March 5, 2006
    • 3 replies
    • 1.7k views
    • 
    • WDIK
    • March 17, 2006

44. Permitted Disparity Factor

    By austin3515, December 10, 2008
    • 3 replies
    • 1.8k views
    • 
    • Tom Poje
    • December 11, 2008

45. 402(g) Limit

    By Fisher, November 30, 2010
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • November 30, 2010

46. Adding "11th Hour" 401(k) Arrangement

    By SMB, November 1, 2011
    • 3 replies
    • 1.1k views
    • 
    • SMB
    • November 8, 2011

47. Single-member LLC: how to report owner's 401(k) deferrals to IRS?

    By UM1234, September 29, 2014
    • 3 replies
    • 1.6k views
    • 
    • UM1234
    • October 1, 2014

48. US Based Employer With Employees In PR

    By 401kFun, March 29, 2022
    • 3 replies
    • 991 views
    • 
    • Jean Karlo
    • April 1, 2022

49. Top-Heavy correction

    By Guest cascigm, July 13, 1999
    • 3 replies
    • 1.8k views
    • 
    • david rigby
    • July 15, 1999

50. EPCRS de minimis amount - excess contribution

    By krw, October 25, 2022
    • 3 replies
    • 654 views
    • 
    • krw
    • December 1, 2022