401(k) Plans

19,275 topics in this forum

1. Overpayment and excess deferrals

   By BellaBee41, October 13
   • 2 replies
   • 588 views
   • 
   • BellaBee41
   • October 14

2. When is merger effective and how to report?

   By Kac1214, October 9
   • 3 replies
   • 557 views
   • 
   • david rigby
   • October 14

3. Contribution error

   By BellaBee41, October 3
   • 3 replies
   • 422 views
   • 
   • BellaBee41
   • October 13

4. 8955-SSA - QNEC deposited years after Termination

   By A.C., October 10
   • 1 reply
   • 410 views
   • 
   • Bri
   • October 10

5. How does a client handle an ineligible Hardship Request?

   By effingeh, October 7
   • 8 replies
   • 830 views
   • 
   • C. B. Zeller
   • October 9

6. Application of deemed Roth provision

   By Megan G, October 7
   • 6 replies
   • 571 views
   • 
   • Lou S.
   • October 8

7. Voluntary After Tax vs Roth for low earners & can they be corrected to Roth?

   By TPApril, October 5
   • 2 replies
   • 362 views
   • 
   • Bruce1
   • October 7

8. 5500 audit requirement first year

   By Tom, October 3
   • 9 replies
   • 790 views
   • 
   • ESOP Guy
   • October 6

9. 8955 filing date

   By Tom, October 6
   • 1 reply
   • 206 views
   • 
   • Lou S.
   • October 6

10. ADP Contribution amount used for testing

    By Transplant, October 3
    • 5 replies
    • 625 views
    • 
    • Peter Gulia
    • October 6

11. 401(k) plan sponsored by a business 100% owned by an ESOP - RMD question

    By Tom, October 6
    • 0 replies
    • 230 views
    • 
    • Tom
    • October 6

12. Aggregating FICA compensation from CG/ASG members for purposes of HPI determination for Roth catch-up

    By Belgarath, October 3
    • 4 replies
    • 1.7k views
    • 
    • RatherBeGolfing
    • October 4

13. catch-up universal availability failure

    By WCC, October 3
    • 1 reply
    • 450 views
    • 
    • Artie M
    • October 3

14. Gateway Minimum Contribution

    By TH 401k, October 1
    • 14 replies
    • 515 views
    • 
    • CuseFan
    • October 3

15. Excess Contribution

    By TH 401k, September 30
    • 10 replies
    • 760 views
    • 
    • TH 401k
    • October 3

16. 3(16) Plan Administrator Indemnification

    By MATRIX, October 2
    • 3 replies
    • 471 views
    • 
    • MATRIX
    • October 3

17. Contributions and matching after 401(a)(17) limit has been reached?

    By MD-Benefits Guy, October 1
    • 7 replies
    • 984 views
    • 
    • MD-Benefits Guy
    • October 2

18. Coverage testing when there are a bunch of work-visa employees

    By Tom, September 25
    • 4 replies
    • 1.2k views
    • 
    • justanotheradmin
    • October 1

19. Market Value Adjustment Switching Recordkeepers

    By Albert, November 27, 2019   

    • market value adjustment
    • surrender fees
    • (and 1 more)

      Tagged with:

      • market value adjustment
      • surrender fees
      • conversion
    • 11 replies
    • 4.1k views
    • 
    • Keith Lowery
    • October 1

20. Minimum Coverage Testing

    By Coleboy1, September 24
    • 7 replies
    • 2.4k views
    • 
    • Bruce1
    • September 30

21. Reference guides for TPAs on the annual cycle?

    By SensibleUsername, September 28
    • 4 replies
    • 1.1k views
    • 
    • Peter Gulia
    • September 30

22. Employee Deferrals - Reconciliation Shortages as Late Deposits?

    By A.C., September 26
    • 5 replies
    • 1.7k views
    • 
    • Paul I
    • September 30

23. Residual Received After Plan Termination

    By metsfan026, September 25
    • 5 replies
    • 2.3k views
    • 
    • david rigby
    • September 27

24. NUA

    By Ian, September 24
    • 4 replies
    • 1.2k views
    • 
    • CuseFan
    • September 26

25. Exclusions

    By Coleboy1, September 25
    • 3 replies
    • 1.2k views
    • 
    • CuseFan
    • September 26

26. Participant Loans 101

    By austin3515, September 25
    • 4 replies
    • 1.6k views
    • 
    • Bri
    • September 26

27. If deferrals have delayed effective date of 7/1, but ADP Safe Harbor Match has no Delayed Effective Date, what compensation is used to calculate match?

    By jkharvey, September 26
    • 1 reply
    • 985 views
    • 
    • Bri
    • September 26

28. Why not follow the catch-up rule for 2026 too?

    By Peter Gulia, September 24
    • 3 replies
    • 845 views
    • 
    • Belgarath
    • September 25

29. New Comparability

    By Bruce1, September 22
    • 6 replies
    • 1.8k views
    • 
    • Bruce1
    • September 25

30. Mandatory Roth Catchups

    By FishOn, September 22
    • 8 replies
    • 2k views
    • 
    • Paul I
    • September 25

31. Error with Compensation definition - how to fix?

    By MD-Benefits Guy, September 24
    • 1 reply
    • 1.3k views
    • 
    • Artie M
    • September 24

32. How many participants are burdened by the condition that a catch-up deferral must be a Roth contribution?

    By Peter Gulia, September 19
    • 6 replies
    • 3.4k views
    • 
    • FishOn
    • September 24

33. Compensation after termination

    By Lou81, September 22
    • 1 reply
    • 747 views
    • 
    • ratherbereading
    • September 22

34. May a “notice” about discretionary matching contributions be in the summary plan description?

    By Peter Gulia, September 18
    • 9 replies
    • 3.5k views
    • 
    • Peter Gulia
    • September 22

35. Employer Stock in 401k plan - exit strategy

    By Jesse C, September 19
    • 3 replies
    • 363 views
    • 
    • Jesse C
    • September 20

36. Roth Catch Up final regs

    By Paul I, September 15
    • 15 replies
    • 4.3k views
    • 
    • LMK TPA
    • September 19

37. Employee Roth elections not withheld correctly for 2024

    By Tom, September 17
    • 1 reply
    • 1.5k views
    • 
    • austin3515
    • September 18

38. 2024 Form 5330 Filing / Payment Question

    By notapensiongeek, September 18
    • 0 replies
    • 375 views
    • 
    • notapensiongeek
    • September 18

39. Part time employees

    By Dougsbpc, September 16
    • 5 replies
    • 2.1k views
    • 
    • austin3515
    • September 18

40. Solo-K gone wild

    By 401k Conundrums, September 16
    • 12 replies
    • 4.1k views
    • 
    • John Feldt ERPA CPC QPA
    • September 18

41. Can You Take a Hardship Distribution If You Have An Outstanding Loan?

    By metsfan026, September 16
    • 4 replies
    • 2k views
    • 
    • David D
    • September 17

42. Re-enrollment under the MAE rules when plan becomes a QACA

    By MATRIX, September 17
    • 0 replies
    • 1.1k views
    • 
    • MATRIX
    • September 17

43. Reallocation of Forfeitures Upon Plan Termination

    By austin3515, September 15
    • 15 replies
    • 3.1k views
    • 
    • austin3515
    • September 17

44. Plan Mergers - Change in Equivalencies

    By BentoBox, September 16
    • 3 replies
    • 1.2k views
    • 
    • Lou S.
    • September 16

45. Excluded employee allowed to participate

    By Belgarath, September 11
    • 3 replies
    • 2.9k views
    • 
    • Artie M
    • September 12

46. Excess deferral question

    By Tom, September 11
    • 4 replies
    • 1.6k views
    • 
    • austin3515
    • September 12

47. Mandatory Automatic Enrollment and Pooled Plans

    By austin3515, September 10
    • 4 replies
    • 1.2k views
    • 
    • acm_acm
    • September 12

48. Death of Participant and Outstanding Loan

    By 401k Conundrums, September 11
    • 1 reply
    • 977 views
    • 
    • Lucky32
    • September 11

49. Lifetime Income Disclosures - Tables for Calculations

    By austin3515, April 5, 2022
    • 13 replies
    • 1.7k views
    • 
    • Paul I
    • September 11

50. Business acquisition - merge or terminate plan

    By Tom, September 11
    • 4 replies
    • 1.9k views
    • 
    • Paul I
    • September 11