401(k) Plans

19,334 topics in this forum

1. Noncalendar year Plan

   By Guest RJF, May 22, 2006
   • 37 replies
   • 8.3k views
   • 
   • Mike Preston
   • March 26, 2007

2. CARES Act

   By Ian, March 29, 2020
   • 37 replies
   • 2.6k views
   • 
   • Belgarath
   • April 1, 2020

3. General Test - Same Dollar Amount to Everybody

   By Vlad401k, January 20, 2018
   • 37 replies
   • 5.4k views
   • 
   • austin3515
   • February 6, 2018

4. Payroll period crosses plan years, participant terms mid-pay-period

   By BG5150, August 11, 2008
   • 36 replies
   • 10.8k views
   • 
   • Tom Poje
   • August 20, 2008

5. Waiver of Participation

   By billfgrady, April 4, 2003
   • 36 replies
   • 17.2k views
   • 
   • g8r
   • August 1, 2003

6. deferral % based on comp limit or total comp?

   By WCC, June 3, 2014
   • 36 replies
   • 5.6k views
   • 
   • Bird
   • January 5, 2016

7. Late MRD

   By jpod, September 28, 2017
   • 36 replies
   • 4.4k views
   • 
   • Luke Bailey
   • September 30, 2017

8. Discretionary Matches and Safe Harbor 401(k) Plans

   By katieinny, October 21, 2002
   • 36 replies
   • 15.2k views
   • 
   • John Feldt ERPA CPC QPA
   • January 16, 2015

9. "Participant" definition

   By psmnlaw, October 10, 2017
   • 36 replies
   • 2.8k views
   • 
   • psmnlaw
   • October 12, 2017

10. Blackouts

    By Guest hitt24, March 25, 2002
    • 35 replies
    • 6.8k views
    • 
    • KJohnson
    • April 9, 2002

11. -11(g) to Integrate at 50% of Wage Base

    By austin3515, February 22, 2018
    • 35 replies
    • 2.6k views
    • 
    • shERPA
    • February 28, 2018

12. Accelerated eligibility/new employee not yet an HCE

    By preErisa, December 15, 2003
    • 35 replies
    • 4.9k views
    • 
    • Mike Preston
    • December 18, 2003

13. Creative Top Heavy Solutions

    By ldr, June 25, 2018   

    • top heavy
    • minimum contribution
    • (and 3 more)

      Tagged with:

      • top heavy
      • minimum contribution
      • key
      • non-key
      • top heavy test
    • 35 replies
    • 5.2k views
    • 
    • Tom Poje
    • July 13, 2018

14. "Participants" in a 401(k) plan

    By Lori Friedman, September 2, 2004
    • 34 replies
    • 5k views
    • 
    • Kirk Maldonado
    • September 14, 2004

15. Opinion about a document providor

    By Guest fender5150, July 2, 2007
    • 34 replies
    • 6.1k views
    • 
    • Guest
    • July 26, 2007

16. Creating ability to make 401K contribution

    By Guest forohonek, November 18, 2004
    • 34 replies
    • 4.4k views
    • 
    • GBurns
    • December 18, 2004

17. Auto Enrollment for New Plans - Auto Enroll Everyone or New Hires?

    By austin3515, December 5, 2023
    • 34 replies
    • 4.8k views
    • 
    • RatherBeGolfing
    • January 24, 2025

18. Safe Harbor Nonelective Plus Additional Nonelective

    By austin3515, September 24, 2004
    • 33 replies
    • 5.5k views
    • 
    • Kevin C
    • October 5, 2004

19. Secure Act 2.0 LTPT in a nutshell

    By Basically, December 27, 2023
    • 33 replies
    • 6.4k views
    • 
    • Patricia Neal Jensen
    • January 3, 2024

20. How to pay death benefit to a foreign beneficiary?

    By Guest Do, November 16, 2004
    • 33 replies
    • 15.9k views
    • 
    • jquazza
    • December 17, 2004

21. Beneficiaries

    By Madison71, May 11, 2018
    • 32 replies
    • 5k views
    • 
    • RatherBeGolfing
    • May 17, 2018

22. Partners in 401(k) Plan and Maximum Contribution allowed

    By Alex Daisy, April 8, 2019
    • 32 replies
    • 22.1k views
    • 
    • Luke Bailey
    • April 18, 2019

23. Distribution Notice Time Line

    By Guest MEGK, April 26, 2012
    • 32 replies
    • 7.8k views
    • 
    • masteff
    • May 22, 2012

24. Stopping Loan Payments while still employed

    By ewatson12, October 27, 2017   

    • loans
    • 32 replies
    • 28.8k views
    • 
    • card
    • December 7, 2017

25. 401K Deferral Question

    By JimW58, November 9, 2017
    • 32 replies
    • 4.7k views
    • 
    • Kevin C
    • November 15, 2017

26. Top-Heavy Scenario

    By Gadgetfreak, February 27, 2012
    • 32 replies
    • 4.8k views
    • 
    • Guest
    • December 5, 2012

27. Plan Participant, you must Wait.

    By Mr Bagwell, November 25, 2013
    • 32 replies
    • 5.9k views
    • 
    • Mr Bagwell
    • December 3, 2013

28. Credential Sharing is Here...

    By austin3515, May 13, 2010
    • 32 replies
    • 4.7k views
    • 
    • austin3515
    • May 20, 2010

29. Pro-Rata Allocation and Gateway Test

    By emmetttrudy, January 30, 2013
    • 32 replies
    • 9.9k views
    • 
    • chc93
    • February 4, 2013

30. Can a parent make a deferral election for their child?

    By MSN, September 12, 2019
    • 32 replies
    • 3.6k views
    • 
    • MoJo
    • September 23, 2019

31. Wrong Contribution what to do with interest

    By PFranckowiak, May 16, 2017
    • 31 replies
    • 2.9k views
    • 
    • RatherBeGolfing
    • May 19, 2017

32. Safe Harbor 401(k)

    By Guest Mac Lewis, September 2, 1998
    • 31 replies
    • 6.3k views
    • 
    • LCARUSI
    • November 13, 1998

33. How many pages is the plan document?

    By Peter Gulia, June 29, 2017   

    • prototype; volume-submitter; adoption agreement
    • 31 replies
    • 2.6k views
    • 
    • RatherBeGolfing
    • July 5, 2017

34. Plan with no last day of plan year elected

    By Craig Schiller, March 26, 2015
    • 30 replies
    • 4.3k views
    • 
    • austin3515
    • April 22, 2015

35. CARES Act - Loan Provisions

    By nerd-party-administrator, April 15, 2020
    • 30 replies
    • 3.5k views
    • 
    • Luke Bailey
    • June 21, 2020

36. 401K 'day trading'?

    By Guest simbarat, January 23, 2002
    • 30 replies
    • 13.1k views
    • 
    • Jon Chambers
    • January 29, 2002

37. How Can I Define A Resident Alien

    By Kaizen401k, January 13, 2017
    • 30 replies
    • 3k views
    • 
    • MoJo
    • January 16, 2017

38. If Salary Deferrals are returned due to 415 limits what should happen

    By stephen, December 4, 2000
    • 30 replies
    • 6.9k views
    • 
    • Guest
    • December 12, 2000

39. Employer Contributions for SIMPLE to 401(k) SECURE 2.0

    By justanotheradmin, January 31, 2024
    • 30 replies
    • 5.3k views
    • 
    • John Feldt ERPA CPC QPA
    • July 28, 2025

40. Employer Stalling on my Lump Sum Distrubution HELP!

    By Guest mannmiller, August 10, 2006
    • 30 replies
    • 11.4k views
    • 
    • Guest
    • August 16, 2006

41. Employer uses "lottery" to select HCEs who must stop making

    By Guest SJPrince, October 5, 2000
    • 30 replies
    • 4.9k views
    • 
    • Guest
    • October 24, 2000

42. Top Heavy and Safe Harbor

    By coleboy, April 13, 2021
    • 29 replies
    • 2.4k views
    • 
    • Lou S.
    • April 15, 2021

43. latest info on eliminating 3% safe harbor mid year

    By Tom Poje, May 15, 2009
    • 29 replies
    • 5k views
    • 
    • Tom Poje
    • June 5, 2009

44. Unravel Key contributions back through payroll in top heavy year

    By legort69, August 25, 2016   

    • Top heavy key contributions
    • 29 replies
    • 3.2k views
    • 
    • Belgarath
    • September 14, 2016

45. Safe Harbor non-elective payments

    By bobbyM35, July 25, 2018
    • 29 replies
    • 4.8k views
    • 
    • Mike Preston
    • August 7, 2018

46. Union Plan

    By Kevin C, July 26, 2017
    • 29 replies
    • 7.1k views
    • 
    • shERPA
    • August 1, 2017

47. ER Match/BRF Issue

    By Laura Harrington, August 26, 2008
    • 29 replies
    • 7.7k views
    • 
    • Guest
    • September 6, 2008

48. Prohibitted Transaction?

    By austin3515, November 14, 2014
    • 29 replies
    • 3k views
    • 
    • chc93
    • November 18, 2014

49. Fidelity paid benefits to wrong beneficiary - how to resolve?

    By radublu, March 25, 2020
    • 29 replies
    • 14k views
    • 
    • Luke Bailey
    • April 17, 2020

50. Allocations in Excess of 415 Limit

    By Gruegen, January 30, 2012
    • 29 replies
    • 16.2k views
    • 
    • ESOP Guy
    • April 10, 2012