401(k) Plans

19,275 topics in this forum

1. Vesting and Rehires

   By AJ North, January 31, 2013
   • 3 replies
   • 4.8k views
   • 
   • AJ North
   • February 1, 2013

2. Does a QNEC also satisfy top heavy?

   By Guest Sponias, May 5, 2004
   • 1 reply
   • 4.8k views
   • 
   • Mike Preston
   • May 5, 2004

3. substantially equal installments

   By Guest Mike Schwing, October 15, 2002
   • 6 replies
   • 4.8k views
   • 
   • lkpittman
   • October 21, 2002

4. Self-directed Brokerage Option

   By Guest Hunter, November 4, 1998
   • 15 replies
   • 4.8k views
   • 
   • Jon Chambers
   • January 2, 2002

5. Plan Termination

   By Nassau, February 16, 2012
   • 13 replies
   • 4.8k views
   • 
   • MarZDoates
   • September 17, 2013

6. offering hedge funds in a 401k

   By Guest xerty, June 8, 2008
   • 8 replies
   • 4.8k views
   • 
   • austin3515
   • February 6, 2013

7. Waiver of waiting period for new participants

   By Guest trirod01, September 7, 2007
   • 2 replies
   • 4.8k views
   • 
   • QDROphile
   • September 8, 2007

8. Are collectively bargained plans ever subject to ACP testing?

   By John A, May 15, 2000
   • 2 replies
   • 4.8k views
   • 
   • KJohnson
   • May 17, 2000

9. Non-Resident Alien Contribution Restrictions

   By DFC, July 20, 2021
   • 3 replies
   • 4.8k views
   • 
   • Cardscrazy
   • July 22, 2021

10. LLC guaranteed payments - 401k deferrals from

    By Guest RS Vatalaro, January 20, 2000
    • 0 replies
    • 4.8k views
    • 
    • Guest
    • January 20, 2000

11. Beneficiaries

    By Madison71, May 11, 2018
    • 32 replies
    • 4.8k views
    • 
    • RatherBeGolfing
    • May 17, 2018

12. Vanguard dragging their feet

    By Jeanie, April 3, 2018
    • 17 replies
    • 4.8k views
    • 
    • card
    • April 25, 2018

13. Benefits, rights and features testing

    By Barbara, September 10, 2019   

    • tiered match non safe harbor plan
    • 4 replies
    • 4.8k views
    • 
    • Barbara
    • September 11, 2019

14. Mutual Fund Expense Ratio = Indirect Compensation

    By austin3515, March 27, 2012
    • 28 replies
    • 4.8k views
    • 
    • Tom Poje
    • April 11, 2012

15. Rental property owned by plan

    By doombuggy, July 25, 2006
    • 20 replies
    • 4.8k views
    • 
    • Guest
    • July 27, 2006

16. 410b test for <500 hour non term ee

    By Guest billy bong, December 16, 1998
    • 7 replies
    • 4.8k views
    • 
    • Guest
    • December 21, 1998

17. ADP Total Source As Co-Employer?

    By Guest merlin, December 16, 2005
    • 3 replies
    • 4.8k views
    • 
    • GBurns
    • December 16, 2005

18. Puerto Rico tax law on Section 165 plans

    By Guest Jim Bender, February 15, 2001
    • 4 replies
    • 4.8k views
    • 
    • Steve72
    • August 17, 2001

19. LLC / S-Corp Owner with Employees looking for 401k options

    By KGLO44, October 23, 2015
    • 6 replies
    • 4.8k views
    • 
    • austin3515
    • October 25, 2015

20. Last Day/1000 Hours Rule

    By justatester, January 10, 2011
    • 3 replies
    • 4.8k views
    • 
    • Tom Poje
    • January 10, 2011

21. Last Day Allocation Condition

    By Vlad401k, April 5, 2018
    • 16 replies
    • 4.8k views
    • 
    • Bob H
    • November 14, 2022

22. Elapsed Time

    By Guest pjb, July 12, 2004
    • 17 replies
    • 4.8k views
    • 
    • david rigby
    • July 13, 2004

23. What earnings do I use?

    By richard, September 18, 1998
    • 1 reply
    • 4.8k views
    • 
    • Tom Poje
    • September 18, 1998

24. Distribution Overpayments

    By FundeK, January 12, 2005
    • 11 replies
    • 4.8k views
    • 
    • GBurns
    • January 18, 2005

25. Safe Harbor Match and Highly Compensated

    By Gadgetfreak, August 11, 2008
    • 5 replies
    • 4.8k views
    • 
    • Guest
    • September 8, 2008

26. True-up Matching Contribution - Employment on Last Day Eligibility Requirement

    By rocknrolls2, October 9, 2009
    • 8 replies
    • 4.8k views
    • 
    • BG5150
    • October 12, 2009

27. 401k Deferrals - Fiscal Year Plan

    By DP, July 19, 2005
    • 6 replies
    • 4.8k views
    • 
    • R. Butler
    • August 3, 2005

28. How are top-heavy testing and 410(b) testing coordinated?

    By John A, March 20, 2000
    • 8 replies
    • 4.8k views
    • 
    • Tom Poje
    • January 27, 2003

29. OOOPS! Missed the March 15th deadline for return of excess deferral.

    By Guest mam, March 16, 2000
    • 4 replies
    • 4.8k views
    • 
    • Guest
    • March 17, 2000

30. I have to pay back 401k loan before I am eligible for re-hire?

    By Jaclyn, September 17, 2019   

    • rehire
    • terminated employee
    • 19 replies
    • 4.8k views
    • 
    • Larry Starr
    • September 20, 2019

31. How to take loan from 401(k) as owner of S corp and LLC

    By Guest alwilkins, July 6, 2000
    • 4 replies
    • 4.8k views
    • 
    • Anthony
    • September 23, 2019

32. Incentives to invest in Company stock under 401(k) plans?

    By Guest KevinGordon, January 19, 2001
    • 28 replies
    • 4.8k views
    • 
    • Guest
    • January 25, 2001

33. Top-Heavy Scenario

    By Gadgetfreak, February 27, 2012
    • 32 replies
    • 4.8k views
    • 
    • Guest
    • December 5, 2012

34. Missed Deferrals - Earnings Calculation

    By Vlad401k, July 29, 2015
    • 3 replies
    • 4.8k views
    • 
    • BG5150
    • July 31, 2015

35. Is corrective QNEC counted in 402(g) limit?

    By Loves401(k), March 7, 2018
    • 4 replies
    • 4.8k views
    • 
    • CJ Allen
    • March 12, 2018

36. Loan Balance - Required Minimum Distribution

    By Guest Amy Harle, October 31, 2001
    • 2 replies
    • 4.8k views
    • 
    • Belgarath
    • October 31, 2001

37. 401(a)4 testing required?

    By Guest RACHELP, December 1, 2005
    • 7 replies
    • 4.8k views
    • 
    • Tom Poje
    • December 14, 2005

38. Hardship Withdrawal Documentation

    By Guest caseyb, April 3, 2012
    • 3 replies
    • 4.7k views
    • 
    • PensionPro
    • April 3, 2012

39. disability payments in 401k

    By FJR, August 6, 2001
    • 3 replies
    • 4.7k views
    • 
    • MGB
    • August 6, 2001

40. Are 401k deferrals through 125 plan subject to FICA?

    By Guest Pete Swisher, October 3, 2000
    • 4 replies
    • 4.7k views
    • 
    • Dave Baker
    • October 18, 2000

41. Hardships -- Primary Residence Purchase

    By Guest erisafried, June 2, 2008
    • 4 replies
    • 4.7k views
    • 
    • Belgarath
    • June 2, 2008

42. Compliance Testing

    By Guest AlanB, June 6, 2006
    • 26 replies
    • 4.7k views
    • 
    • Mike Preston
    • June 13, 2006

43. VERY late Profit Sharing Contribution

    By Guest AdminFL, March 8, 2002
    • 9 replies
    • 4.7k views
    • 
    • Guest
    • March 9, 2002

44. Missing spouse of deceased Participant and no waiver on file

    By Jim Chad, October 27, 2017
    • 20 replies
    • 4.7k views
    • 
    • jpod
    • November 2, 2017

45. Does Key EE Catch-up contribution trigger top heavy contribution?

    By Lori Foresz, December 9, 2004
    • 9 replies
    • 4.7k views
    • 
    • Blinky the 3-eyed Fish
    • December 15, 2004

46. EGTRRA: Catch-up Contrib Eligibility

    By Guest cole stevenson, July 6, 2001
    • 22 replies
    • 4.7k views
    • 
    • MGB
    • October 17, 2001

47. W-2 Compensation

    By Guest Dumb & Dumber, July 12, 2011
    • 7 replies
    • 4.7k views
    • 
    • 401 Chaos
    • October 9, 2012

48. Waiver of Participation

    By Randy Watson, April 12, 2005
    • 7 replies
    • 4.7k views
    • 
    • Bird
    • April 14, 2005

49. Changing company match during plan year

    By MWeddell, March 13, 2000
    • 11 replies
    • 4.7k views
    • 
    • Jon Chambers
    • March 21, 2000

50. Plan left a controlled group

    By calexbraska, July 24, 2018
    • 4 replies
    • 4.7k views
    • 
    • Tom Poje
    • July 25, 2018