401(k) Plans

19,321 topics in this forum

1. safe harbor 401k with almost no eligibility requirements

   By Santo Gold, June 13, 2005
   • 3 replies
   • 1.6k views
   • 
   • Tom Poje
   • June 13, 2005

2. Union and Non-Union

   By fiona1, February 24, 2009
   • 3 replies
   • 1.9k views
   • 
   • Kevin C
   • March 5, 2009

3. Shephard Smith report

   By MSN, May 5, 2009
   • 3 replies
   • 1.3k views
   • 
   • Guest
   • May 6, 2009

4. Catch-up possible if no comp?

   By Guest Pennysaver, March 18, 2010
   • 3 replies
   • 1.3k views
   • 
   • Guest
   • March 22, 2010

5. Over contribution of Safe Harbor Match

   By Guest KRS401k, July 22, 2011
   • 3 replies
   • 2.5k views
   • 
   • 12AX7
   • July 23, 2011

6. 401(k) Plan with Non-Citizen Trustee

   By Lame Duck, April 30, 2014   

   • Non-Citizen Trustee
   • 3 replies
   • 3k views
   • 
   • Peter Gulia
   • May 2, 2014

7. Hedge Funds, UBTI and Profit Sharing Plans

   By Guest NeophiteTPA, March 30, 2006
   • 3 replies
   • 2.4k views
   • 
   • Guest
   • March 30, 2006

8. Roth 401(k) protected from creditors?

   By Santo Gold, April 4, 2007
   • 3 replies
   • 1.7k views
   • 
   • masteff
   • April 4, 2007

9. Excess Deferral or Catch-up Contribution

   By rocknrolls2, February 2, 2009
   • 3 replies
   • 1.2k views
   • 
   • Mike Preston
   • February 3, 2009

10. Roth Rollover to 401(k) Plan

    By 52626, January 20, 2015
    • 3 replies
    • 1.7k views
    • 
    • austin3515
    • January 22, 2015

11. Can a terminated employee be a trustee?

    By Vlad401k, July 1, 2015
    • 3 replies
    • 1.3k views
    • 
    • shERPA
    • July 1, 2015

12. 401(k) Safe Harbors Match w/ an additional forfeitable match

    By Guest RMassa, February 11, 1999
    • 3 replies
    • 1.6k views
    • 
    • david shipp
    • February 12, 1999

13. puerto rican plans

    By fidu, May 30, 2002
    • 3 replies
    • 2.2k views
    • 
    • Tom Poje
    • May 31, 2002

14. cost basis

    By Guest cgodfrey12, July 30, 2004
    • 3 replies
    • 1.9k views
    • 
    • Mary Kay Foss
    • August 7, 2004

15. Controlled Group or not?

    By Guest Lil Anderson, December 21, 2006
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • December 26, 2006

16. Participant Loan status with Severance Pay and Partial Distributions

    By RPP2001, October 14, 2013
    • 3 replies
    • 3.2k views
    • 
    • QDROphile
    • October 16, 2013

17. In-Plan 401(k) Roth Conversion

    By Tom, June 9, 2022
    • 3 replies
    • 658 views
    • 
    • pmacduff
    • June 9, 2022

18. Permissive Disaggregation - Otherwise Excludable Employees

    By Hickoo, February 23, 2023
    • 3 replies
    • 1k views
    • 
    • Hickoo
    • February 26, 2023

19. Employer changing pay roll company and 401K plan company

    By Kevin T, February 3, 2025
    • 3 replies
    • 1.3k views
    • 
    • C. B. Zeller
    • February 25, 2025

20. Employer neglects to deduct 401(k)

    By Brenda Wren, March 15, 2001
    • 3 replies
    • 1.9k views
    • 
    • QDROphile
    • March 17, 2001

21. CODA definition

    By Guest cfspr, May 10, 2002
    • 3 replies
    • 5.3k views
    • 
    • Guest
    • May 10, 2002

22. Plan Administration Commitee Membership

    By Guest EEC, July 30, 2002
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • July 31, 2002

23. guam and puerto rico

    By k man, July 9, 2004
    • 3 replies
    • 2.6k views
    • 
    • Harwood
    • July 9, 2004

24. Party in interest question

    By k man, November 19, 2004
    • 3 replies
    • 1.5k views
    • 
    • k man
    • November 22, 2004

25. 415(c) limitation apply to the employer or the person?

    By Guest fender5150, December 11, 2008
    • 3 replies
    • 1.2k views
    • 
    • K2retire
    • December 11, 2008

26. Hardship Limitations

    By PainPA, September 27, 2012
    • 3 replies
    • 1.2k views
    • 
    • PainPA
    • September 28, 2012

27. 30 day notice for adding fund

    By khn, September 30, 2014
    • 3 replies
    • 2.5k views
    • 
    • QDROphile
    • September 30, 2014

28. the dreaded non-calendar ADP failure with catchups

    By Bri, July 1, 2015
    • 3 replies
    • 1.2k views
    • 
    • austin3515
    • July 7, 2015

29. Excluded HCE Defer, Refund Effect

    By The 402"(G)", May 26, 2016
    • 3 replies
    • 1.4k views
    • 
    • austin3515
    • May 27, 2016

30. Late Deferral + Loan Pmt Deposit - How to Correct?

    By cheersmate, June 21, 2017   

    • late deferrals
    • correction of late deposit
    • (and 2 more)

      Tagged with:

      • late deferrals
      • correction of late deposit
      • late deferral procedures
      • late 401k deposit
    • 3 replies
    • 1.3k views
    • 
    • Mike Preston
    • June 29, 2017

31. Cycle 3 Restatements

    By Stash026, December 17, 2020
    • 3 replies
    • 1.4k views
    • 
    • Dave Baker
    • December 18, 2020

32. Plan Transactions Greater Than 5%

    By Guest Bryan, September 10, 1998
    • 3 replies
    • 5.8k views
    • 
    • Guest
    • September 10, 1998

33. SECURE 2.0 amendment

    By Tom, April 4, 2025
    • 3 replies
    • 1.3k views
    • 
    • Paul I
    • April 7, 2025

34. Exclusions

    By Coleboy1, September 25, 2025
    • 3 replies
    • 1.2k views
    • 
    • CuseFan
    • September 26, 2025

35. Prior year testing for first plan test

    By 30Rock, November 24, 2025
    • 3 replies
    • 482 views
    • 
    • CuseFan
    • November 25, 2025

36. Simple question on 'S' corp

    By Brian Gallagher, September 12, 2002
    • 3 replies
    • 1.2k views
    • 
    • Brian Gallagher
    • September 12, 2002

37. Testing after-tax contributions to a 401(k) pla.

    By Guest Thornton, January 7, 2003
    • 3 replies
    • 1.3k views
    • 
    • KJohnson
    • January 7, 2003

38. Top Heavy Contribution

    By Guest hpaine, July 8, 2003
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • July 9, 2003

39. Top Heavy Key Employee Partnership K1 Wages

    By jmartin, April 10, 2012
    • 3 replies
    • 1.7k views
    • 
    • MoShawn
    • April 10, 2012

40. Land Investment in Plan

    By mjf06241972, August 14, 2018   

    • land 401k plan
    • 3 replies
    • 537 views
    • 
    • mjf06241972
    • August 14, 2018

41. Plan Design - owner w/low pay wants higher contributions

    By chuTzPA, May 8, 2019
    • 3 replies
    • 543 views
    • 
    • shERPA
    • May 8, 2019

42. May a participant in a 401(k) purchase covered calls?

    By Guest Edward McElroy, February 26, 2000
    • 3 replies
    • 1.7k views
    • 
    • IRC401
    • March 1, 2000

43. Client faces audit and can't locate prior plan records...

    By Guest RBeck, October 19, 2000
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • October 19, 2000

44. Children Employed, not owners, HCE???

    By Guest Michael Anderson, November 30, 2001
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • November 30, 2001

45. BRF & Brokerage Window

    By RTK, June 19, 2002
    • 3 replies
    • 2.5k views
    • 
    • RTK
    • June 20, 2002

46. Plan Fees

    By MBCarey, July 10, 2002
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • July 11, 2002

47. Compensation Test

    By Guest MEWilson, August 15, 2003
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • August 19, 2003

48. Automatic Rollover - can the Plan Document say that Accrued Benefits less than $5K "may" be paid out, does it have to be "will" be paid out?

    By Guest steeletheone, March 29, 2005
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • March 30, 2005

49. ADP test

    By Guest AJM 34, September 4, 2007
    • 3 replies
    • 1.2k views
    • 
    • BG5150
    • September 4, 2007

50. late filer

    By gregburst, December 1, 2016
    • 3 replies
    • 938 views
    • 
    • 401king
    • December 1, 2016