401(k) Plans

19,365 topics in this forum

1. Plan Having Trouble with 414(s) Compensation Test

   By rocknrolls2, February 24, 2009
   • 5 replies
   • 3.4k views
   • 
   • John Feldt ERPA CPC QPA
   • February 24, 2009

2. Deferrals Not Calculated Correctly

   By Guest DCquestioner, February 23, 2009
   • 4 replies
   • 1.4k views
   • 
   • Guest
   • February 24, 2009

3. Covered vs Non Covered Employment

   By justatester, February 23, 2009
   • 4 replies
   • 1.9k views
   • 
   • Guest
   • February 24, 2009

4. Late deposits on match made each payroll

   By Guest Peggy806, February 18, 2009
   • 6 replies
   • 2.7k views
   • 
   • Guest
   • February 23, 2009

5. coordination of deferral limits in different plans

   By Craig Garner, February 23, 2009
   • 2 replies
   • 2.4k views
   • 
   • Kevin C
   • February 23, 2009

6. Final regs - automatic enrollment

   By Tom Poje, February 23, 2009
   • 0 replies
   • 1k views
   • 
   • Tom Poje
   • February 23, 2009

7. Excess Deferrals for 2007

   By Janice F, February 19, 2009
   • 2 replies
   • 1.3k views
   • 
   • Janice F
   • February 23, 2009

8. PS-Deferrals-Catchup in 2 plans

   By Cynchbeast, February 20, 2009
   • 1 reply
   • 1.1k views
   • 
   • Guest
   • February 21, 2009

9. Wet Signature vs. faxed or copy

   By FundeK, February 20, 2009
   • 9 replies
   • 6.8k views
   • 
   • Guest
   • February 21, 2009

10. Cross Testing & Failing ADP Test & Otherwise Excludable

    By Guest SuzieQNEC, July 2, 2008
    • 6 replies
    • 3.3k views
    • 
    • Tom Poje
    • February 20, 2009

11. What to do with gain from recordkeeping erorrs?

    By Guest GMedley, May 11, 2001
    • 7 replies
    • 2.7k views
    • 
    • Kevin C
    • February 20, 2009

12. Shifting - Prior year testing

    By rcline46, February 19, 2009
    • 1 reply
    • 1.4k views
    • 
    • Tom Poje
    • February 20, 2009

13. Do all states recognize 401(k) contributions?

    By Sully, February 18, 2009
    • 5 replies
    • 2.8k views
    • 
    • Sully
    • February 19, 2009

14. Pre-ERISA MPPP with 401k Feature

    By J Simmons, February 14, 2009
    • 1 reply
    • 1.6k views
    • 
    • Kevin C
    • February 19, 2009

15. Eliminate Safe Harbor match for HCEs only?

    By Gilmore, February 19, 2009
    • 1 reply
    • 1.1k views
    • 
    • K2retire
    • February 19, 2009

16. Prior Year ADP test and QSLOB

    By buckaroo, February 18, 2009
    • 1 reply
    • 1.5k views
    • 
    • Kevin C
    • February 18, 2009

17. Definition of Compensation in Plan Document

    By Alex Daisy, February 17, 2009
    • 1 reply
    • 1.7k views
    • 
    • austin3515
    • February 17, 2009

18. QOSA

    By Guest meeh3704, February 17, 2009
    • 1 reply
    • 1.5k views
    • 
    • J Simmons
    • February 17, 2009

19. Due dates for Er Contributions

    By austin3515, February 16, 2009
    • 4 replies
    • 1.1k views
    • 
    • austin3515
    • February 17, 2009

20. Match True Up

    By Guest Mikk, February 13, 2009
    • 4 replies
    • 2k views
    • 
    • K2retire
    • February 17, 2009

21. Failure to Timely Adopt Proposed Amendments Per IRS Determination Letter

    By 401 Chaos, February 16, 2009
    • 0 replies
    • 1.7k views
    • 
    • 401 Chaos
    • February 16, 2009

22. ADP refunds and TH

    By Earl, February 14, 2009
    • 3 replies
    • 1.5k views
    • 
    • Tom Poje
    • February 16, 2009

23. Erroneous Early Entry of Employee

    By Jay3, February 13, 2009
    • 1 reply
    • 1.1k views
    • 
    • J Simmons
    • February 13, 2009

24. deferrals not authorized by employee

    By k man, February 11, 2009
    • 6 replies
    • 1.5k views
    • 
    • XTitan
    • February 13, 2009

25. Loan Policy

    By Guest PlanSponsorQuestion, February 13, 2009
    • 3 replies
    • 1.2k views
    • 
    • Kevin C
    • February 13, 2009

26. 401k CatchUp

    By Guest Dean1, February 5, 2009
    • 15 replies
    • 2.3k views
    • 
    • Guest
    • February 13, 2009

27. Withholding on Corrective Distributions

    By Gilmore, February 12, 2009
    • 2 replies
    • 1.4k views
    • 
    • Gilmore
    • February 13, 2009

28. Safe-harbor NEC - redux

    By Lou S., February 12, 2009
    • 1 reply
    • 948 views
    • 
    • Jim Chad
    • February 13, 2009

29. Doesn't seem right

    By Guest WonderWhy, February 12, 2009
    • 3 replies
    • 922 views
    • 
    • david rigby
    • February 12, 2009

30. another excess deferral question

    By TPAnnie, February 5, 2009
    • 17 replies
    • 3.9k views
    • 
    • Guest
    • February 12, 2009

31. 401k Safe harbor non elective with 1 year wait?

    By perkinsran, February 11, 2009
    • 5 replies
    • 1.8k views
    • 
    • Kevin C
    • February 12, 2009

32. Suspend Auto-Increase for Deferrals

    By Guest AEA, February 12, 2009
    • 0 replies
    • 953 views
    • 
    • Guest
    • February 12, 2009

33. excluded HCEs

    By K2retire, February 11, 2009
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • February 12, 2009

34. 401k forfeiture accounts

    By Guest Eric401k, February 12, 2009
    • 3 replies
    • 2.4k views
    • 
    • Guest
    • February 12, 2009

35. Excess Contribution Refund Deadline 2009

    By Guest Lee68, February 11, 2009
    • 1 reply
    • 1.4k views
    • 
    • WDIK
    • February 11, 2009

36. Overpayment due to ADP Excess Failure

    By PMC, February 11, 2009
    • 0 replies
    • 1.2k views
    • 
    • PMC
    • February 11, 2009

37. Employee?

    By Guest padmin, February 11, 2009
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • February 11, 2009

38. Relius ASP question

    By Guest stevena1, February 11, 2009
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • February 11, 2009

39. Want to amend retroactively to ad Occtober 1 entry

    By Jim Chad, February 11, 2009
    • 3 replies
    • 1k views
    • 
    • Jim Chad
    • February 11, 2009

40. New S/H 401(k) Plan

    By Dougsbpc, February 10, 2009
    • 4 replies
    • 1.3k views
    • 
    • Tom Poje
    • February 11, 2009

41. irs 2518 disclaimer

    By Guest jgchess, February 9, 2009
    • 4 replies
    • 2.3k views
    • 
    • J Simmons
    • February 11, 2009

42. 401(k) Default Funds

    By Guest stevena1, February 6, 2009
    • 10 replies
    • 2.1k views
    • 
    • Guest
    • February 11, 2009

43. Are AFLAC Payments Includable in Compensation

    By ERISA1, February 10, 2009
    • 2 replies
    • 1.4k views
    • 
    • GBurns
    • February 10, 2009

44. ADP/ACP Test Shifting Question

    By Lou S., February 10, 2009
    • 3 replies
    • 3k views
    • 
    • Below Ground
    • February 10, 2009

45. Change in Control.

    By Alex Daisy, February 9, 2009
    • 1 reply
    • 1.5k views
    • 
    • J Simmons
    • February 9, 2009

46. 415 limit - spin-off

    By Guest Achilles, February 9, 2009
    • 1 reply
    • 1.4k views
    • 
    • QDROphile
    • February 9, 2009

47. OK to shift a percent or two from the ACP test to help pass the ADP test?

    By Guest jodisam, September 30, 2003
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • February 9, 2009

48. 401k loan for self-employed person

    By Guest donmartin, February 5, 2009
    • 4 replies
    • 1.5k views
    • 
    • K2retire
    • February 7, 2009

49. 401(k) Correction Issue

    By Guest ccl, January 30, 2009
    • 2 replies
    • 1.8k views
    • 
    • PAL
    • February 6, 2009

50. 415 Excess

    By justatester, February 4, 2009
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • February 6, 2009