401(k) Plans

19,321 topics in this forum

1. Distributions and Eligibility

   By Guest russo40, July 31, 2001
   • 3 replies
   • 1.5k views
   • 
   • Guest
   • August 1, 2001

2. Forfeitures

   By Guest Lawrence_Groves, September 10, 2003
   • 3 replies
   • 1.1k views
   • 
   • Blinky the 3-eyed Fish
   • September 10, 2003

3. OK to terminate calendar year plan as of today (10/1/03)?

   By chris, October 1, 2003
   • 3 replies
   • 2.9k views
   • 
   • chris
   • October 2, 2003

4. Treatment of Employee for testing purposes while on leave of absence

   By Guest Joanne Davey, January 15, 2004
   • 3 replies
   • 2k views
   • 
   • Guest
   • January 16, 2004

5. 1099R Issue

   By Guest Powers, January 24, 2007
   • 3 replies
   • 1.4k views
   • 
   • QDROphile
   • January 24, 2007

6. Custodial Account vs. Trust

   By Guest Penelope, September 4, 2008
   • 3 replies
   • 4k views
   • 
   • masteff
   • September 5, 2008

7. Unused Vacation Pay - Can it be derferred?

   By katie58, June 27, 2014
   • 3 replies
   • 6.8k views
   • 
   • MWeddell
   • June 30, 2014

8. Reporting late matching contributions

   By SoCalActuary, October 7, 2016   

   • late match
   • 3 replies
   • 1k views
   • 
   • jpod
   • October 7, 2016

9. Match Question - LLC Taxed as Partnership Owned by 3 S-Corps.

   By Malcolm, December 28, 2020   

   • matching contributions
   • match
   • (and 8 more)

     Tagged with:

     • matching contributions
     • match
     • funding & deductibility
     • funding
     • llc
     • partnership
     • s-corp
     • s-corporation
     • s-corp retirement plan
     • 401k
   • 3 replies
   • 1.5k views
   • 
   • FORMER ESQ.
   • December 29, 2020

10. Participant's deferral election and non cash compensation

    By TPA Bob, August 13, 2025
    • 3 replies
    • 737 views
    • 
    • TPA Bob
    • August 15, 2025

11. Schedule T of Form 5500

    By Guest BCoffey, April 18, 2003
    • 3 replies
    • 1.3k views
    • 
    • Brian Gallagher
    • April 21, 2003

12. Excess Deferral?

    By No Name, March 31, 2005
    • 3 replies
    • 1.2k views
    • 
    • rcline46
    • March 31, 2005

13. Merging two plans

    By Guest cconnell, December 16, 2005
    • 3 replies
    • 1.6k views
    • 
    • david rigby
    • December 17, 2005

14. 4k/ESOP Top Heavy aggregation

    By Guest dannyoc13, February 20, 2007
    • 3 replies
    • 3k views
    • 
    • John Feldt ERPA CPC QPA
    • February 20, 2007

15. Gap Period Income

    By Guest PGH.ERISA, January 14, 2008
    • 3 replies
    • 2k views
    • 
    • Guest
    • March 19, 2008

16. 401k with cash balance

    By thepensionmaven, October 10, 2016
    • 3 replies
    • 987 views
    • 
    • TPAJake
    • October 10, 2016

17. New Safe Harbor 401K & Terminated Employees

    By JToenes, March 17, 2017   

    • safe harbor
    • terminated employee
    • (and 4 more)

      Tagged with:

      • safe harbor
      • terminated employee
      • terminated employees
      • 401(k)
      • 401
      • new
    • 3 replies
    • 2k views
    • 
    • Mr Bagwell
    • March 20, 2017

18. Irrevocable Election (Opt Out) and Coverage

    By MaryMcConnell, June 23, 2022
    • 3 replies
    • 1.1k views
    • 
    • MaryMcConnell
    • June 24, 2022

19. < $5,000 involuntary cashouts with decline in market.

    By Guest Diane DuFresne, April 11, 2001
    • 3 replies
    • 1.5k views
    • 
    • RCK
    • April 11, 2001

20. Eligiblity

    By Guest Kimberly Hlavacek, November 12, 2001
    • 3 replies
    • 1.8k views
    • 
    • Bob R
    • November 13, 2001

21. Participant over 415 limit & plan limit but already rolled $ out o

    By Guest CCarter, May 14, 2002
    • 3 replies
    • 1.4k views
    • 
    • Mike Preston
    • May 15, 2002

22. Severence Pay

    By Guest Taxman, July 10, 2003
    • 3 replies
    • 1.6k views
    • 
    • Harwood
    • July 11, 2003

23. late returning of excess contribution

    By Guest stillwater, April 5, 2006
    • 3 replies
    • 1.7k views
    • 
    • fiona1
    • April 5, 2006

24. Discretionary Match Issue

    By Guest CathyS, March 15, 2007
    • 3 replies
    • 1.3k views
    • 
    • Kimberly S
    • March 16, 2007

25. Prototype Document - Eligibility

    By MarZDoates, September 7, 2007
    • 3 replies
    • 1.3k views
    • 
    • Kevin C
    • September 10, 2007

26. Are safe harbor contributions available for in-service withdrawal?

    By Trekker, December 6, 2007
    • 3 replies
    • 7.5k views
    • 
    • Trekker
    • December 7, 2007

27. matching contribution last day of plan year retroactive decision

    By Guest sheTexasHammer, February 27, 2009
    • 3 replies
    • 1.1k views
    • 
    • Below Ground
    • February 28, 2009

28. 402g excess deferrals with Losses

    By zimbo, March 22, 2009
    • 3 replies
    • 2.8k views
    • 
    • Tom Poje
    • March 25, 2009

29. BRF on Match Formula

    By austin3515, January 27, 2017
    • 3 replies
    • 1.2k views
    • 
    • austin3515
    • January 30, 2017

30. Rehired Employees

    By Chippy, December 1, 2017
    • 3 replies
    • 1.9k views
    • 
    • Chippy
    • December 1, 2017

31. Catch up eligible employee across unrelated employers in one MEP

    By NW529, June 9, 2021
    • 3 replies
    • 1.1k views
    • 
    • Luke Bailey
    • June 11, 2021

32. Can the cash value of a life insurance policy be rolled over to a 401K?

    By Scott Reed, October 4, 2024   

    • life insurance
    • rollovers
    • (and 1 more)

      Tagged with:

      • life insurance
      • rollovers
      • 401k
    • 3 replies
    • 4.7k views
    • 
    • Bruce1
    • October 4, 2024

33. ADP Total Source As Co-Employer?

    By Guest merlin, December 16, 2005
    • 3 replies
    • 4.9k views
    • 
    • GBurns
    • December 16, 2005

34. Profit Sharing Contribution - Operational Failure (suggestions for correcting?)

    By BeanCounterBlues, March 18, 2013
    • 3 replies
    • 1.9k views
    • 
    • Tom Poje
    • March 19, 2013

35. 401k 403b 457 for a fire district

    By mjf06241972, June 28, 2018   

    • 401k
    • 403b
    • (and 1 more)

      Tagged with:

      • 401k
      • 403b
      • 457
    • 3 replies
    • 1.8k views
    • 
    • Doc Ument
    • July 2, 2018

36. Terminated participant 2018 RMD required or not

    By DDB BN, May 12, 2020
    • 3 replies
    • 698 views
    • 
    • DDB BN
    • May 13, 2020

37. Rollover from 401(k) to another 401(k)

    By Guest LMcP, October 13, 1998
    • 3 replies
    • 3k views
    • 
    • Guest
    • October 16, 1998

38. 1st of month 401k entry date in practice

    By TPApril, December 7, 2023
    • 3 replies
    • 1.7k views
    • 
    • Belgarath
    • December 11, 2023

39. Controlled Group - 5500 Filing

    By MBCarey, June 24, 2002
    • 3 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • June 25, 2002

40. Deducting After-Tax Contributions

    By Guest 91smithie, August 2, 2002
    • 3 replies
    • 1.4k views
    • 
    • jpod
    • August 2, 2002

41. HCE determination for highly paid employee of new plan added to a control group

    By Guest crosseyedtester, November 13, 2003
    • 3 replies
    • 2k views
    • 
    • Alf
    • November 19, 2003

42. Final 401(k) regs and termination of safe harbor plan

    By Lori Foresz, March 10, 2005
    • 3 replies
    • 2.2k views
    • 
    • Tom Poje
    • March 10, 2005

43. Plan Imposed Limit

    By fiona1, March 31, 2005
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • April 1, 2005

44. Participant loans

    By rlb64, January 18, 2006
    • 3 replies
    • 2k views
    • 
    • Guest
    • January 19, 2006

45. Plan Fees

    By Guest Kim Daughrty, March 15, 2007
    • 3 replies
    • 1.1k views
    • 
    • austin3515
    • March 15, 2007

46. 20% Federal w/h on rollover to Roth IRA?

    By Guest mac_qka, May 13, 2008
    • 3 replies
    • 1.2k views
    • 
    • Appleby
    • May 14, 2008

47. Loan Default after Leave of Absence

    By Guest Dumb & Dumber, August 23, 2012
    • 3 replies
    • 1.3k views
    • 
    • QDROphile
    • August 23, 2012

48. PBGC 120% Lump Sum Factor at deferred age 65

    By §#$%!, November 21, 2012
    • 3 replies
    • 1.8k views
    • 
    • david rigby
    • November 21, 2012

49. removal of participating employer who is no longer related

    By WCC, September 8, 2020
    • 3 replies
    • 1.5k views
    • 
    • Bill Presson
    • September 8, 2020

50. What year 5330?

    By BG5150, November 2, 2020
    • 3 replies
    • 613 views
    • 
    • Luke Bailey
    • November 4, 2020