401(k) Plans

19,321 topics in this forum

1. 415 Limit when an owner is in more than one plan

   By emmetttrudy, February 1, 2017
   • 2 replies
   • 649 views
   • 
   • emmetttrudy
   • February 2, 2017

2. Safe Harbor Loan Provisions

   By RRivera, July 7, 2017
   • 2 replies
   • 584 views
   • 
   • Tom Poje
   • July 7, 2017

3. Part-time employees

   By Guest philippa, March 16, 1999
   • 2 replies
   • 1.5k views
   • 
   • Dan
   • March 16, 1999

4. ACP Testing Under Safe Harbor Plan

   By LCARUSI, February 17, 2005
   • 2 replies
   • 1.2k views
   • 
   • MWeddell
   • February 21, 2005

5. Safe Harbor Notice

   By Guest mrjones, December 2, 2006
   • 2 replies
   • 1.8k views
   • 
   • John Feldt ERPA CPC QPA
   • December 4, 2006

6. MEP Plan

   By Guest Pension250, November 3, 2010
   • 2 replies
   • 1.4k views
   • 
   • Guest
   • November 4, 2010

7. Employeer terminated 401k plan for ONLY our branch

   By Guest rapidskies, July 16, 2012
   • 2 replies
   • 1k views
   • 
   • Guest
   • July 18, 2012

8. Discrim testing for 401(k) w/profit share

   By Dzog, February 24, 2016
   • 2 replies
   • 639 views
   • 
   • Tom Poje
   • February 24, 2016

9. Plan Document Statements

   By Stash026, April 15, 2016
   • 2 replies
   • 779 views
   • 
   • Griswold
   • April 15, 2016

10. Change initial Plan Year for SH Plan?

    By BG5150, July 23, 2019
    • 2 replies
    • 583 views
    • 
    • Luke Bailey
    • July 24, 2019

11. Terminating K plan--lump sum distribution

    By JWK, March 13, 2000
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • March 17, 2000

12. Admin Fee Survey? Any one interested in paticipating?

    By Cathy from Chicago, August 29, 2000
    • 2 replies
    • 1.5k views
    • 
    • Cathy from Chicago
    • August 31, 2000

13. Anyone else going to the ASPA conference in Washington DC?

    By Guest, October 25, 2000
    • 2 replies
    • 1.7k views
    • 
    • stephen
    • October 28, 2000

14. Overpayment and excess deferrals

    By BellaBee41, October 13, 2025
    • 2 replies
    • 673 views
    • 
    • BellaBee41
    • October 14, 2025

15. Disclaimer of Benefits

    By Guest TroyRiley, April 1, 2005
    • 2 replies
    • 1.7k views
    • 
    • Kirk Maldonado
    • April 2, 2005

16. 401(k) Plan w/ LLC with negative K1

    By mschwechter, April 27, 2005
    • 2 replies
    • 1.5k views
    • 
    • mschwechter
    • April 27, 2005

17. Hurricane Katrina Relief

    By k man, September 9, 2005
    • 2 replies
    • 1.2k views
    • 
    • k man
    • September 11, 2005

18. Vesting question

    By mlp0816, February 22, 2007
    • 2 replies
    • 1.1k views
    • 
    • mlp0816
    • February 22, 2007

19. 401(k) Plan with Employer Securities: diversification notice required?

    By Guest Troy S., September 11, 2007
    • 2 replies
    • 1.5k views
    • 
    • Kevin C
    • September 13, 2007

20. Deadline for recharacterizing excess deferrals

    By MWeddell, May 21, 2010
    • 2 replies
    • 1.6k views
    • 
    • MWeddell
    • May 24, 2010

21. coverage

    By Gary, March 15, 2012
    • 2 replies
    • 953 views
    • 
    • chc93
    • March 15, 2012

22. Sponsor Company Owned by Family Trusts - Top Heavy?

    By LangLangTPA, July 22, 2015   

    • Top Heavy
    • 2 replies
    • 1.3k views
    • 
    • Mike Preston
    • July 24, 2015

23. Retroactive reinstatement of Safe Harbor nonelective - 3% or 4%?

    By Belgarath, February 17, 2021
    • 2 replies
    • 589 views
    • 
    • Belgarath
    • February 17, 2021

24. RMD's

    By Guest le190, March 16, 1999
    • 2 replies
    • 1.5k views
    • 
    • Tom Poje
    • March 17, 1999

25. HCE Determination

    By Guest le190, August 27, 1999
    • 2 replies
    • 1.8k views
    • 
    • david rigby
    • August 29, 1999

26. Flat $100 non-elective contribution per participant on standardized pr

    By Spencer, December 14, 1999
    • 2 replies
    • 1.4k views
    • 
    • Dawn Hafner
    • December 14, 1999

27. 1099-R and the hardship withdrawal

    By Guest mam, March 17, 2000
    • 2 replies
    • 8.7k views
    • 
    • Guest
    • March 17, 2000

28. Rehire - elapsed time

    By Lou81, December 12, 2023
    • 2 replies
    • 981 views
    • 
    • Lou81
    • December 12, 2023

29. Mutual Fund Scandal Update - Can you assist?

    By FundeK, July 15, 2004
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • July 15, 2004

30. control group/ affiliated service group

    By Guest letmeup, October 4, 2005
    • 2 replies
    • 1.7k views
    • 
    • alanm
    • October 4, 2005

31. Amending Safe Harbor Plan

    By Shannon, December 16, 2008
    • 2 replies
    • 2k views
    • 
    • K2retire
    • March 13, 2009

32. 401k plan investments

    By Gary, February 26, 2010
    • 2 replies
    • 1.3k views
    • 
    • mbozek
    • February 27, 2010

33. Safe Harbor and Plan Sponsor Acquistion

    By cpc0506, December 6, 2017
    • 2 replies
    • 695 views
    • 
    • EBECatty
    • December 9, 2017

34. All Stock Purchase of Company With Safe Harbor 401k By Company With No Pre-Existing 401k

    By MeetMeInTheBackdoorRoth, April 14, 2022   

    • 401k
    • safe harbor
    • (and 4 more)

      Tagged with:

      • 401k
      • safe harbor
      • secure act
      • conversion
      • merger
      • eligibility
    • 2 replies
    • 1k views
    • 
    • CuseFan
    • April 14, 2022

35. New Employer Short Plan Year

    By Hoard1, December 13, 1999
    • 2 replies
    • 1.5k views
    • 
    • Scuba 401
    • December 15, 1999

36. eligibility upon rehire

    By thepensionmaven, March 15, 2023
    • 2 replies
    • 495 views
    • 
    • thepensionmaven
    • March 15, 2023

37. deductiblility

    By k man, August 1, 2001
    • 2 replies
    • 1.6k views
    • 
    • k man
    • August 1, 2001

38. 401(k) fees

    By Guest cathie giebel, December 6, 2001
    • 2 replies
    • 1.6k views
    • 
    • MWeddell
    • December 6, 2001

39. Reimbursing plan fees to participant accounts?

    By Guest smallbusiness401khelper, July 14, 2003
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • July 17, 2003

40. May be a very simple question and answer!

    By Guest m.n.ouellette, October 4, 2005
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • October 4, 2005

41. ADP testing and Otherwise Excludable EEs

    By Guest DVW, March 13, 2006
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • March 14, 2006

42. Automatic Enrollment and Default Investments

    By bzorc, October 9, 2006
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • October 9, 2006

43. EACA - automatic enrollment

    By k man, June 12, 2008
    • 2 replies
    • 1.5k views
    • 
    • Belgarath
    • June 13, 2008

44. Seeking a clarification for employee contribution

    By basumukherji, December 16, 2008
    • 2 replies
    • 1.2k views
    • 
    • Don Levit
    • December 16, 2008

45. Amending Discretionary Match

    By pixmax, May 14, 2009
    • 2 replies
    • 1.5k views
    • 
    • Kevin C
    • May 15, 2009

46. S-corp and definition of compensation

    By cpc0506, June 18, 2010
    • 2 replies
    • 1.3k views
    • 
    • Belgarath
    • June 18, 2010

47. Non QJSA 401(k) spousal waiver for beneficiary

    By Jim Chad, December 13, 2016
    • 2 replies
    • 675 views
    • 
    • GMK
    • December 13, 2016

48. Does measuring period for break in service change upon rehire

    By Jim Chad, December 6, 2017
    • 2 replies
    • 701 views
    • 
    • My 2 cents
    • December 6, 2017

49. Who can sign 401(k) documents?

    By Zach Hertz, December 31, 2019
    • 2 replies
    • 728 views
    • 
    • Zach Hertz
    • January 1, 2020

50. Disaggregated Plans Testing Method for ADP

    By Vlad401k, February 17, 2021
    • 2 replies
    • 1.1k views
    • 
    • pmacduff
    • February 18, 2021