401(k) Plans

19,321 topics in this forum

1. Employer used PPP money to pay Christmas bonuses

   By RayJJohnsonJr, October 10, 2021
   • 2 replies
   • 560 views
   • 
   • RayJJohnsonJr
   • October 10, 2021

2. HCE's during initial year of Company and Plan

   By Guest Steve C., March 1, 2001
   • 2 replies
   • 1.6k views
   • 
   • actuarysmith
   • March 2, 2001

3. Can a participant's benefit in an ESOP be diversified into his/her profit sharing plan of same employer?

   By Guest jhilliard, October 27, 2003
   • 2 replies
   • 1k views
   • 
   • stephen
   • October 28, 2003

4. charging fees only to terminated participants

   By MR, May 3, 2004
   • 2 replies
   • 1.3k views
   • 
   • MR
   • May 3, 2004

5. 5% Owner Definition - Key Employee

   By MarZDoates, August 30, 2004
   • 2 replies
   • 2.6k views
   • 
   • MarZDoates
   • August 30, 2004

6. Switch to Prior Year ADP Testing

   By Guest Factor, March 13, 2006
   • 2 replies
   • 2.3k views
   • 
   • TBob
   • May 24, 2006

7. QNEC's

   By Guest caddieadmin, March 19, 2007
   • 2 replies
   • 1.2k views
   • 
   • BG5150
   • March 23, 2007

8. Definition of Compensation

   By Jilliandiz, July 12, 2007
   • 2 replies
   • 1.3k views
   • 
   • rcline46
   • July 12, 2007

9. QNEC Correction for improperly-excluded leased employees

   By Guest JackPoint, December 16, 2008
   • 2 replies
   • 1.4k views
   • 
   • Guest
   • December 17, 2008

10. Ownership change in dental office 401-k Plan

    By KevinMc, June 11, 2013
    • 2 replies
    • 1.3k views
    • 
    • ESOP Guy
    • June 11, 2013

11. Plan Sponsor Amendment after stock purchase of thte Plan

    By LMOC, March 30, 2015
    • 2 replies
    • 838 views
    • 
    • LMOC
    • March 30, 2015

12. TRIGGERING EVENTS FOR ROLLOVERS? THAT IS THE QUESTION!

    By jlf, August 28, 1999
    • 2 replies
    • 1.9k views
    • 
    • jlf
    • August 30, 1999

13. 2000 contributions

    By Guest ars, December 11, 1999
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • December 15, 1999

14. Electronic Delivery of IRS Notices

    By LANDO, June 4, 2024   

    • electronic disclosures
    • 2 replies
    • 852 views
    • 
    • Paul I
    • July 31, 2024

15. can employer limit my 401(k) elective deferral

    By Moe Howard, July 14, 2003
    • 2 replies
    • 1.2k views
    • 
    • RCK
    • July 14, 2003

16. Contributions includable in ACP

    By Guest jim williams, March 9, 2004
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • March 9, 2004

17. QDRO / In Service Distribution / Top Heavy

    By sdix401k, November 22, 2005
    • 2 replies
    • 2.5k views
    • 
    • saabraa
    • November 23, 2005

18. Are Deductions Technically under 162 or 404?

    By namealreadyinuse, January 20, 2006
    • 2 replies
    • 1.3k views
    • 
    • namealreadyinuse
    • January 20, 2006

19. employee contributions and employer matching

    By Guest Wedge1, January 27, 2007
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • January 30, 2007

20. Controlled Group/Multiple ER Group - SH Spinoff

    By Tinman, June 12, 2008
    • 2 replies
    • 1.8k views
    • 
    • J Simmons
    • June 13, 2008

21. Terminating DC Plan with ADP Excess

    By Guest dms9999, December 17, 2008
    • 2 replies
    • 1.2k views
    • 
    • Lou S.
    • December 19, 2008

22. Employer Erroneously Issued Hardship Withdrawal

    By Guest Kristily, October 7, 2011
    • 2 replies
    • 1.3k views
    • 
    • shERPA
    • October 7, 2011

23. Target Date Funds - Discrimination Rules

    By Guest Tom:, November 15, 2011
    • 2 replies
    • 901 views
    • 
    • Lou S.
    • November 15, 2011

24. Anyone Know What Platforms can handle In Plan Roth Conversions Properly?

    By Dennis Povloski, August 27, 2014
    • 2 replies
    • 929 views
    • 
    • Kevin C
    • August 28, 2014

25. Solo 401(k) Mess

    By Chipwood 24, September 8, 2022
    • 2 replies
    • 586 views
    • 
    • Roycal
    • September 12, 2022

26. Variable Annuity Inside a 401K Plan

    By Guest mwalsh17, December 14, 1999
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • December 16, 1999

27. ACP Test

    By Guest JEP, September 12, 2001
    • 2 replies
    • 1.7k views
    • 
    • MWeddell
    • September 13, 2001

28. Late 401(k) deposits and Form 5330

    By Guest babs51, August 6, 2004
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • August 10, 2004

29. Coverage Testing

    By Guest Tad77, September 15, 2006
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • September 15, 2006

30. Non-Spousal Rollover

    By blue, August 8, 2008
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • August 9, 2008

31. Excluded Status - Loan Availability

    By WesleyT, May 14, 2009
    • 2 replies
    • 1.8k views
    • 
    • QDROphile
    • May 14, 2009

32. Profit Sharing Plan for a S Corp.

    By KevinMc, July 17, 2012
    • 2 replies
    • 1.7k views
    • 
    • cpc0506
    • July 17, 2012

33. PPA 06 restatement effective date 2016 or 2017?

    By Pension Panda, January 7, 2016
    • 2 replies
    • 1.8k views
    • 
    • Pension Panda
    • January 8, 2016

34. Rollover of Tax-Exempt Combat Pay from TSP to 401(k)

    By ERISA guy, February 18, 2021
    • 2 replies
    • 1k views
    • 
    • ERISA guy
    • February 19, 2021

35. Individually Directed Accounts

    By Guest ptpnthr, December 15, 1999
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • December 16, 1999

36. Participant loan secured by real property and deemed distributions

    By KJohnson, March 17, 2000
    • 2 replies
    • 1.8k views
    • 
    • KJohnson
    • March 20, 2000

37. Loan Default???

    By Guest CHRISTA, December 6, 2001
    • 2 replies
    • 1.7k views
    • 
    • QDROphile
    • December 6, 2001

38. Safe Harbor Non-elective

    By Gilmore, March 18, 2003
    • 2 replies
    • 1k views
    • 
    • Gilmore
    • March 18, 2003

39. ADP testing on terminating plan

    By Guest chris4013, May 12, 2003
    • 2 replies
    • 1.9k views
    • 
    • Jean
    • May 14, 2003

40. Top Heavy 401k - initial Plan Year

    By Bruddah Kimo, March 19, 2007
    • 2 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • March 20, 2007

41. Calculate Earnings on Excess Annual Additions

    By Guest saotampa, September 12, 2007
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • September 12, 2007

42. 404a-5 Change Notice

    By Archimage, February 7, 2012
    • 2 replies
    • 2k views
    • 
    • Bird
    • March 12, 2012

43. Plan operation

    By Guest flpensionguy, May 1, 2013
    • 2 replies
    • 1k views
    • 
    • david rigby
    • May 2, 2013

44. 5500 COUNT ON FORM 5500

    By ratherbereading, June 15, 2016   

    • Form 5500; participant count
    • 2 replies
    • 2.7k views
    • 
    • Tom Poje
    • June 15, 2016

45. timing for deposit for quarterly match

    By AlbanyConsultant, February 2, 2017
    • 2 replies
    • 479 views
    • 
    • AlbanyConsultant
    • February 3, 2017

46. 60 Day Rollover

    By austin3515, December 6, 2017
    • 2 replies
    • 711 views
    • 
    • Belgarath
    • December 6, 2017

47. Rehire and no records to tell if they had a vested account balance

    By Loves401(k), January 31, 2018
    • 2 replies
    • 713 views
    • 
    • CuseFan
    • February 1, 2018

48. Taking a loan before a hardship pre-2019 rules

    By 30Rock, October 17, 2018
    • 2 replies
    • 599 views
    • 
    • 30Rock
    • October 18, 2018

49. 5500-SF Line 5c - does receivable create account balance as of 12/31

    By Purplemandinga, December 10, 2018
    • 2 replies
    • 664 views
    • 
    • Purplemandinga
    • December 10, 2018

50. Timely Enrollment Errors - Who is Monitoring

    By ldr, July 24, 2019   

    • enrollment
    • epcrs
    • 2 replies
    • 873 views
    • 
    • ldr
    • July 26, 2019