401(k) Plans

19,321 topics in this forum

1. Reporting ERISA Bond amount on the 5500

   By ldr, November 4, 2019   

   • bond
   • 5500
   • (and 1 more)

     Tagged with:

     • bond
     • 5500
     • 5500-sf
   • 2 replies
   • 1.1k views
   • 
   • ldr
   • November 4, 2019

2. Changing plan year - too late?

   By jmartin, April 3, 2020
   • 2 replies
   • 913 views
   • 
   • Larry Starr
   • April 3, 2020

3. Long Term Part Time Employee - plan started 1/1/2023

   By MQS0413, August 21, 2025
   • 2 replies
   • 1.5k views
   • 
   • MQS0413
   • August 21, 2025

4. Company Match

   By Guest koolkidd, June 19, 2003
   • 2 replies
   • 1k views
   • 
   • pmacduff
   • June 19, 2003

5. Control Group and Non-Profit Entities

   By Guest abajeb, March 14, 2006
   • 2 replies
   • 2.3k views
   • 
   • MWeddell
   • March 14, 2006

6. 415(c)(4) Business Explanation Needed

   By Guest TACLord, May 15, 2008
   • 2 replies
   • 1k views
   • 
   • Guest
   • May 16, 2008

7. Hardship Distribution Safe Harbor Rule

   By CAR, July 15, 2009
   • 2 replies
   • 4.6k views
   • 
   • Guest
   • July 19, 2009

8. Excess Deferral after 4/15

   By fiona1, June 28, 2011
   • 2 replies
   • 1.6k views
   • 
   • fiona1
   • June 28, 2011

9. Coverage Tests

   By Guest Celtics, March 27, 2014
   • 2 replies
   • 763 views
   • 
   • MWeddell
   • March 31, 2014

10. Is there a 12 month requirement when adding SH coda to a PS?

    By Jim Chad, May 19, 2014
    • 2 replies
    • 995 views
    • 
    • John Feldt ERPA CPC QPA
    • May 19, 2014

11. Compensation and Safe Harbor Plan

    By mjf06241972, April 1, 2019
    • 2 replies
    • 668 views
    • 
    • Tom Poje
    • April 1, 2019

12. Cessation of participation by a participating employer

    By pensiongeek, November 4, 2019
    • 2 replies
    • 662 views
    • 
    • buckaroo
    • November 11, 2019

13. True Up Contribution

    By 52626, September 14, 2020
    • 2 replies
    • 875 views
    • 
    • MWeddell
    • September 15, 2020

14. Administration fees

    By Guest LBH, August 30, 1999
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • August 31, 1999

15. Triple Stacked Match

    By Coleboy1, June 1, 2023
    • 2 replies
    • 753 views
    • 
    • Coleboy1
    • June 1, 2023

16. thoughts on HPI deferral elections?

    By AlbanyConsultant, August 21, 2025
    • 2 replies
    • 1.4k views
    • 
    • Peter Gulia
    • August 22, 2025

17. Hardship withdrawals

    By Guest tom mathews, June 5, 2002
    • 2 replies
    • 2k views
    • 
    • mbozek
    • June 20, 2002

18. Top Heavy Age Weighted Plan

    By Guest tcunagin, August 4, 2003
    • 2 replies
    • 1.2k views
    • 
    • Lynn Campbell
    • August 4, 2003

19. Puerto Rico Residents in US Qualified Plan - Can they be excluded from ACP Test?

    By Guest rocnrols2, December 5, 2003
    • 2 replies
    • 2.7k views
    • 
    • Guest
    • December 17, 2003

20. 401k employee contributions

    By Guest CSJB, April 16, 2008
    • 2 replies
    • 3.4k views
    • 
    • masteff
    • April 16, 2008

21. Automatice Enrollment (Not EACA/Not QACA)

    By KateSmithPA, May 15, 2008
    • 2 replies
    • 1.5k views
    • 
    • KateSmithPA
    • May 15, 2008

22. Prohibited Transaction?

    By Guest notapensiongeek, June 15, 2009
    • 2 replies
    • 1.2k views
    • 
    • austin3515
    • June 18, 2009

23. keeping sources separate

    By cpc0506, June 4, 2012
    • 2 replies
    • 998 views
    • 
    • cpc0506
    • June 4, 2012

24. Non-direct RothK rollin

    By Jed Macy, January 4, 2013
    • 2 replies
    • 1.2k views
    • 
    • Jed Macy
    • January 4, 2013

25. Legally Married In New York

    By austin3515, January 7, 2016
    • 2 replies
    • 541 views
    • 
    • My 2 cents
    • January 7, 2016

26. MEP to SEP

    By justatester, September 14, 2020
    • 2 replies
    • 611 views
    • 
    • justatester
    • October 9, 2020

27. Compensation Question - Part Year or Whole Year?

    By MarZDoates, February 18, 2021
    • 2 replies
    • 523 views
    • 
    • MarZDoates
    • February 18, 2021

28. One owner - SEP for LLC, PS for Inc.?

    By TPApril, June 16, 2021
    • 2 replies
    • 516 views
    • 
    • Lou S.
    • June 16, 2021

29. 401(k) Corrective Distributions Calculation

    By Renafesq, December 10, 2024
    • 2 replies
    • 606 views
    • 
    • Bruce1
    • December 11, 2024

30. family attribution

    By Guest kan, November 13, 2001
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • November 13, 2001

31. PEO's

    By MR, August 22, 2003
    • 2 replies
    • 1.1k views
    • 
    • GBurns
    • August 23, 2003

32. average contribution amounts

    By Guest rring, September 12, 2003
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • September 15, 2003

33. Foreign stocks in 401(k)

    By Guest helpmewithtaxes, April 10, 2006
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • April 11, 2006

34. Partnership 401(k) Plan

    By Guest PBJ, January 18, 2008
    • 2 replies
    • 6.2k views
    • 
    • Kimberly S
    • January 18, 2008

35. tax consequences of failed ADP and ACP

    By cpc0506, January 7, 2011
    • 2 replies
    • 2.4k views
    • 
    • cpc0506
    • January 7, 2011

36. Interaction of SIMPLE, SEP, and 401(k) limits (long)

    By UM1234, August 27, 2014
    • 2 replies
    • 1.6k views
    • 
    • Flyboyjohn
    • August 28, 2014

37. Elective deferral limit conditioned on top heavy status

    By C. B. Zeller, February 7, 2019
    • 2 replies
    • 740 views
    • 
    • C. B. Zeller
    • February 9, 2019

38. Short plan year and YOS for vesting

    By doombuggy, May 28, 2019
    • 2 replies
    • 2k views
    • 
    • Bri
    • May 28, 2019

39. 20% WH on Loans

    By Guest PCI, August 31, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • September 1, 1999

40. Confusion with Short Plan Year Audit and 2023 Audit Rule Changes

    By TN CPA, October 10, 2023
    • 2 replies
    • 1.6k views
    • 
    • Peter Gulia
    • October 11, 2023

41. Form 5330 (for excise tax due to late contributions of elective deferr

    By Guest Mike Mallon, July 10, 2000
    • 2 replies
    • 2.2k views
    • 
    • actuarysmith
    • July 12, 2000

42. Owner's deferrals considered for untimely deposit?

    By Guest PatLovett, January 3, 2001
    • 2 replies
    • 1.4k views
    • 
    • Kirk Maldonado
    • January 3, 2001

43. Form 5310

    By Guest kmbrown, January 16, 2002
    • 2 replies
    • 1.5k views
    • 
    • Medusa
    • January 18, 2002

44. Partial Termination and Multiple Employer Plan

    By Guest CRC02, May 15, 2002
    • 2 replies
    • 2.5k views
    • 
    • Mike Preston
    • May 16, 2002

45. 401k Discrimination test refunds

    By legort69, February 15, 2006
    • 2 replies
    • 2.1k views
    • 
    • Beltane
    • February 15, 2006

46. Change in Vesting schedule

    By John Feldt ERPA CPC QPA, February 8, 2011
    • 2 replies
    • 1.1k views
    • 
    • david rigby
    • February 8, 2011

47. Distribution Fee Question

    By Guest Solbesado, April 1, 2011
    • 2 replies
    • 1k views
    • 
    • GMK
    • April 1, 2011

48. failure to make safe harbor 401k contribution

    By goldtpa, December 17, 2013
    • 2 replies
    • 1.7k views
    • 
    • goldtpa
    • December 19, 2013

49. All in the Family...who is a Key Employee?

    By ldr, October 18, 2018   

    • key
    • hce
    • (and 1 more)

      Tagged with:

      • key
      • hce
      • trusts
    • 2 replies
    • 982 views
    • 
    • ldr
    • October 18, 2018

50. CARES Act Eligibility Question

    By Stash026, April 3, 2020
    • 2 replies
    • 741 views
    • 
    • Larry Starr
    • April 3, 2020