401(k) Plans

19,337 topics in this forum

1. Form 5310

   By Guest kmbrown, January 16, 2002
   • 2 replies
   • 1.5k views
   • 
   • Medusa
   • January 18, 2002

2. Partial Termination and Multiple Employer Plan

   By Guest CRC02, May 15, 2002
   • 2 replies
   • 2.5k views
   • 
   • Mike Preston
   • May 16, 2002

3. 401k Discrimination test refunds

   By legort69, February 15, 2006
   • 2 replies
   • 2.1k views
   • 
   • Beltane
   • February 15, 2006

4. Change in Vesting schedule

   By John Feldt ERPA CPC QPA, February 8, 2011
   • 2 replies
   • 1.1k views
   • 
   • david rigby
   • February 8, 2011

5. Distribution Fee Question

   By Guest Solbesado, April 1, 2011
   • 2 replies
   • 1k views
   • 
   • GMK
   • April 1, 2011

6. failure to make safe harbor 401k contribution

   By goldtpa, December 17, 2013
   • 2 replies
   • 1.7k views
   • 
   • goldtpa
   • December 19, 2013

7. All in the Family...who is a Key Employee?

   By ldr, October 18, 2018   

   • key
   • hce
   • (and 1 more)

     Tagged with:

     • key
     • hce
     • trusts
   • 2 replies
   • 1k views
   • 
   • ldr
   • October 18, 2018

8. CARES Act Eligibility Question

   By Stash026, April 3, 2020
   • 2 replies
   • 754 views
   • 
   • Larry Starr
   • April 3, 2020

9. Self Directed Brokerage

   By Scuba 401, December 16, 1999
   • 2 replies
   • 1.4k views
   • 
   • Scuba 401
   • December 17, 1999

10. Paying Certain Plan Expenses from Individual Account Plans

    By Guest ANNEBV, March 2, 2001
    • 2 replies
    • 1.7k views
    • 
    • Bill Berke
    • March 8, 2001

11. Statement of Plan Compliance for vendor to sign off on each quarter

    By alexa, March 20, 2002
    • 2 replies
    • 1.7k views
    • 
    • Archimage
    • March 21, 2002

12. Crediting Service with Prior Employer

    By Lori Foresz, December 23, 2003
    • 2 replies
    • 1.3k views
    • 
    • Lori Foresz
    • December 23, 2003

13. pre-pay outstanding loan - how is this calculated?

    By PensionNewbee, March 9, 2004
    • 2 replies
    • 1.1k views
    • 
    • FundeK
    • March 9, 2004

14. 2001 ADP/ACP test

    By fiona1, August 15, 2006
    • 2 replies
    • 1.2k views
    • 
    • stephen
    • August 16, 2006

15. Eligibility question- rehire

    By britoski, December 17, 2008
    • 2 replies
    • 2k views
    • 
    • Guest
    • December 18, 2008

16. Lost Beneficiary

    By Guest ccl, January 14, 2009
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • January 15, 2009

17. Compensation for Plan Purposes

    By Dougsbpc, July 17, 2012
    • 2 replies
    • 1.8k views
    • 
    • PensionPro
    • July 17, 2012

18. Aggregation of Compensation?

    By Dougsbpc, October 30, 2013
    • 2 replies
    • 981 views
    • 
    • Dougsbpc
    • October 30, 2013

19. Conditions for Corrective 11g Amendment

    By kgr12, October 14, 2014
    • 2 replies
    • 3k views
    • 
    • kgr12
    • October 14, 2014

20. Prefunding Contributions

    By Safeharbor29, May 29, 2015
    • 2 replies
    • 3.4k views
    • 
    • Kevin C
    • May 29, 2015

21. Can an employer's money purchase plan be merged to it's start up 401(k)?

    By Lori H, February 26, 2016
    • 2 replies
    • 1k views
    • 
    • Lou S.
    • February 26, 2016

22. Law Firm Plan Design

    By khn, September 6, 2017
    • 2 replies
    • 1.6k views
    • 
    • ESOP Guy
    • September 6, 2017

23. Second PSP

    By K2, August 31, 2018
    • 2 replies
    • 614 views
    • 
    • david rigby
    • August 31, 2018

24. hardship withdrawal

    By Guest Janet, November 5, 1998
    • 2 replies
    • 1.9k views
    • 
    • david shipp
    • November 6, 1998

25. what is the maximum percentage a participant can deduct in a 401(k) pl

    By Guest Tara Curran, August 30, 2000
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • August 30, 2000

26. 415(c) limit compensation

    By Guest EBC, August 1, 2001
    • 2 replies
    • 1.6k views
    • 
    • Medusa
    • August 2, 2001

27. HCE calculation following a merger

    By Guest Hadden2001, December 6, 2001
    • 2 replies
    • 2.2k views
    • 
    • Tom Poje
    • December 7, 2001

28. Puerto Rico Participants

    By Guest jjuergens, June 23, 2004
    • 2 replies
    • 2.3k views
    • 
    • david rigby
    • June 23, 2004

29. Short Initial Plan Year

    By Lori Foresz, August 30, 2004
    • 2 replies
    • 1.8k views
    • 
    • rlb64
    • September 1, 2004

30. What is the biggest reason for not having a Salaried-Only 401(k) plan?

    By Guest perplexed, January 31, 2005
    • 2 replies
    • 1.2k views
    • 
    • JanetM
    • February 1, 2005

31. TH 401k Plan with New Comparability and Life Insurance - funding problems

    By Guest mparker2028, August 16, 2005
    • 2 replies
    • 1.4k views
    • 
    • Bird
    • August 17, 2005

32. Puerto Rico 165(e) Plans - Consequences of No PR Determination Letter

    By rocknrolls2, March 14, 2006
    • 2 replies
    • 5k views
    • 
    • Guest
    • June 16, 2007

33. ADP correction under EPCRS - Controlled Group

    By Guest awojtaszek, May 10, 2007
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • May 15, 2007

34. party in interest?

    By Pension Panda, July 14, 2008
    • 2 replies
    • 1.6k views
    • 
    • Pension Panda
    • July 15, 2008

35. Shareholder liability 401k (employer match)

    By Guest koo, October 5, 2009
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • October 5, 2009

36. ADP Refund and death

    By Guest jvandyke, March 1, 2010
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • March 2, 2010

37. How do you allocate a distribution between Roth and non-Roth amounts?

    By Peter Gulia, August 12, 2010
    • 2 replies
    • 1k views
    • 
    • A Shot in the Dark
    • August 12, 2010

38. Affiliated Service Group

    By Oh so SIMPLE, February 8, 2013
    • 2 replies
    • 1.2k views
    • 
    • Oh so SIMPLE
    • February 8, 2013

39. Count comp from real estate holding company?

    By Jim Chad, October 30, 2013
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • October 31, 2013

40. one-to-one correction for failed ADP test

    By AKconsult, July 7, 2014   

    • EPCRS
    • QNEC
    • (and 2 more)

      Tagged with:

      • EPCRS
      • QNEC
      • one-to-one
      • restructure
    • 2 replies
    • 2.4k views
    • 
    • Kevin C
    • July 8, 2014

41. ROBS Plan needs a valuation

    By austin3515, December 14, 2016
    • 2 replies
    • 1.5k views
    • 
    • ESOP Guy
    • December 14, 2016

42. Cover call writing in qualified plan?

    By Spencer, December 17, 1999
    • 2 replies
    • 2.4k views
    • 
    • Scuba 401
    • December 17, 1999

43. Deferrals not withheld according to participant's election ...

    By Spencer, March 21, 2000
    • 2 replies
    • 1.8k views
    • 
    • Kirk Maldonado
    • March 22, 2000

44. Timing of 3% Safe Harbor

    By 52626, August 16, 2023
    • 2 replies
    • 507 views
    • 
    • Paul I
    • August 16, 2023

45. PS Testing - Dual Eligibility - Compensation Exclusions

    By OrderOfOps, April 28, 2025
    • 2 replies
    • 840 views
    • 
    • C. B. Zeller
    • April 29, 2025

46. Hardship withdrawals under EGTERRA

    By Guest Asvedlow, December 6, 2001
    • 2 replies
    • 2.1k views
    • 
    • MWeddell
    • December 7, 2001

47. Accredited Professional Corporation and SE Income

    By justanotheradmin, August 22, 2025
    • 2 replies
    • 3k views
    • 
    • CuseFan
    • August 25, 2025

48. Safe Harbor/Top Heavy Plan

    By Guest LoloV, February 10, 2003
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • February 10, 2003

49. Using forfeitures as QNECs

    By Kirk Maldonado, June 19, 2003
    • 2 replies
    • 1.6k views
    • 
    • Kirk Maldonado
    • June 20, 2003

50. Repayment of Loan Upon Termination

    By Guest MicheleCaldwell, November 4, 2004
    • 2 replies
    • 2.3k views
    • 
    • Guest
    • November 4, 2004