401(k) Plans

19,275 topics in this forum

1. Shutting down a Solo 401k - 5500-EZ question

   By Jolly G, November 11, 2021
   • 13 replies
   • 3.2k views
   • 
   • Francis
   • November 20, 2021

2. Trustee Refusing To Approve Distribution

   By Stash026, November 14, 2018
   • 13 replies
   • 2.7k views
   • 
   • Larry Starr
   • December 1, 2018

3. 402(g) Excess (all Roth) not taken--loophole?

   By BG5150, May 7, 2024
   • 13 replies
   • 1.6k views
   • 
   • RatherBeGolfing
   • May 13, 2024

4. prior year ACP testing when zero match in prior year

   By Guest DIGMYDOG, November 25, 2003
   • 13 replies
   • 3.5k views
   • 
   • Brian Gallagher
   • January 23, 2004

5. ADP Test & Catch-up Contributions

   By Danny CPA, January 24, 2011
   • 13 replies
   • 7.9k views
   • 
   • austin3515
   • January 27, 2011

6. ADP/ACP Test

   By Guest Jason37, March 15, 2009
   • 13 replies
   • 8.3k views
   • 
   • Below Ground
   • March 17, 2009

7. 401k Participation

   By Guest ADP, July 26, 2002
   • 13 replies
   • 2.9k views
   • 
   • Guest
   • July 30, 2002

8. Non-Partner 401(k) Contributions & Earned Income

   By Nate X, August 13, 2012
   • 13 replies
   • 4.6k views
   • 
   • mbozek
   • August 15, 2012

9. No matching on Roth?

   By ch1719, September 22, 2016
   • 13 replies
   • 3.5k views
   • 
   • My 2 cents
   • September 22, 2016

10. Plan Sponsor For Years Over Contributed to 401(k)

    By Cardscrazy, May 2, 2019   

    • 401k
    • 401(m)
    • (and 3 more)

      Tagged with:

      • 401k
      • 401(m)
      • 401(a)(17)
      • vcp/epcrs correction
      • match formula
    • 13 replies
    • 1.6k views
    • 
    • Cardscrazy
    • May 6, 2019

11. Safe Harbor Notice Requirements

    By metsfan026, November 15, 2021
    • 13 replies
    • 2.4k views
    • 
    • Belgarath
    • November 19, 2021

12. illegal participants

    By Guest Betsy Oakey, September 1, 2006
    • 13 replies
    • 2.2k views
    • 
    • Guest
    • September 7, 2006

13. Fiscal Year Catch-Up

    By Kevin C, March 22, 2011
    • 13 replies
    • 3.2k views
    • 
    • Lou S.
    • March 30, 2011

14. Leave Cash Outs

    By Guest Pitch78, June 16, 2014
    • 13 replies
    • 5.3k views
    • 
    • jjaatirs
    • June 17, 2014

15. Maximum Suspension for Hardship Distribution

    By bvhea, May 24, 2006
    • 13 replies
    • 3.4k views
    • 
    • bvhea
    • May 25, 2006

16. New Plan Salary Deferral Timeline

    By AdKu, December 10, 2015   

    • New Plan Salary Deferral Time
    • 13 replies
    • 2k views
    • 
    • AdKu
    • December 15, 2015

17. missing participant in an ongoing PS/401(k) plan

    By Guest jigpsu100, February 10, 2005
    • 13 replies
    • 3.2k views
    • 
    • Guest
    • February 23, 2005

18. Solo 401(k)-Never Funded-Terminating-Filing Required?

    By jala, December 10, 2015
    • 13 replies
    • 2.2k views
    • 
    • Mike Preston
    • December 13, 2015

19. Deferrals erroneously withheld from bonuses, not remitted to plan

    By cheersmate, July 2, 2019   

    • payroll error
    • 13 replies
    • 1.6k views
    • 
    • cheersmate
    • July 4, 2019

20. Roth Rollover to Plan that doesn't have Roth

    By karl, August 16, 2022
    • 13 replies
    • 1.9k views
    • 
    • MWeddell
    • August 23, 2022

21. $0 W-2 wages deferred $9,000

    By jsample, March 12, 2019
    • 13 replies
    • 1.1k views
    • 
    • card
    • March 19, 2019

22. Older partner wants to max out PS contribution, younger partner wants cash

    By Guest Bearlee, June 29, 2012
    • 13 replies
    • 2k views
    • 
    • Guest
    • July 10, 2012

23. Solo k for Sole Proprietor - Computation of Contributions for Proprietor Based on Earned Income

    By rocknrolls2, September 22, 2021
    • 13 replies
    • 2.2k views
    • 
    • Mike Preston
    • September 25, 2021

24. Can a company force HCEs in middle mgt to limit contributions, so that the plan will pass testing, while allowing upper mgmt to take full advantage of contribution limits (they are paid enough to max

    By Guest grafals, September 26, 2003
    • 13 replies
    • 2k views
    • 
    • ljr
    • October 14, 2003

25. New Comp Plans - 5% Gateway

    By Guest AJM 34, November 28, 2007
    • 13 replies
    • 3.2k views
    • 
    • Guest
    • December 3, 2007

26. Suspending the SH Match

    By coleboy, March 25, 2020
    • 13 replies
    • 1.5k views
    • 
    • Bird
    • March 30, 2020

27. Mandatory Auto Enrollment Workaround

    By austin3515, September 24, 2024
    • 13 replies
    • 1.7k views
    • 
    • austin3515
    • September 26, 2024

28. 401K Top Heavy Testing

    By ML68, August 13, 2018
    • 13 replies
    • 2k views
    • 
    • ACK
    • August 17, 2018

29. Partial plan term for participating ER?

    By justanotheradmin, December 12, 2019
    • 13 replies
    • 3.1k views
    • 
    • Larry Starr
    • December 17, 2019

30. must be a full moon tonight

    By wsp, November 7, 2002
    • 13 replies
    • 2.5k views
    • 
    • Guest
    • November 12, 2002

31. Hardship Distribution for Purchase of Multiplex Building

    By cathgrace, July 24, 2023   

    • hardship
    • principal residence
    • 13 replies
    • 1.1k views
    • 
    • cathgrace
    • August 22, 2023

32. Overpayment to terminated participant

    By Guest Thom Shumosic,CFP, April 5, 2000
    • 13 replies
    • 7k views
    • 
    • pjkoehler
    • June 23, 2000

33. Withholding on hardship distributions

    By Jim Chad, July 23, 2011
    • 13 replies
    • 10.1k views
    • 
    • Peter Gulia
    • September 26, 2011

34. Eligibility

    By pmacduff, March 15, 2002
    • 13 replies
    • 3.5k views
    • 
    • Tom Poje
    • February 14, 2013

35. In a safe-harbor plan, do you even need to get compensation?

    By Guest bonzo, October 21, 2003
    • 13 replies
    • 1.9k views
    • 
    • Brenda Wren
    • October 23, 2003

36. File Retention

    By Guest bernverd, June 5, 2008
    • 13 replies
    • 2.8k views
    • 
    • Guest
    • June 25, 2008

37. Match True up when doc says per payroll?

    By Jim Chad, October 4, 2018
    • 13 replies
    • 3.8k views
    • 
    • RatherBeGolfing
    • October 8, 2018

38. 8955-SSA

    By austin3515, April 10, 2012
    • 13 replies
    • 3.2k views
    • 
    • Tom Poje
    • October 9, 2012

39. Missing Participant IRA's

    By austin3515, September 2, 2015
    • 13 replies
    • 2.9k views
    • 
    • Bird
    • September 3, 2015

40. Shifting Question - 403b for HCEs and 401k for NHCEs

    By austin3515, February 27, 2023
    • 13 replies
    • 1.3k views
    • 
    • austin3515
    • March 2, 2023

41. participant mistakenly elected to defer too much

    By Scuba 401, July 18, 2013
    • 13 replies
    • 2.3k views
    • 
    • ForksnKnives
    • July 22, 2013

42. Individual/solo 401k plan sequence number

    By BGLA, November 1, 2022
    • 13 replies
    • 4.5k views
    • 
    • NV
    • June 22, 2023

43. Individual Brokerage 401k

    By Bruce1, February 6
    • 13 replies
    • 913 views
    • 
    • Paul I
    • February 7

44. hce or nhce?

    By Lori H, July 10, 2006
    • 13 replies
    • 4.5k views
    • 
    • BG5150
    • July 14, 2006

45. Nonbenefits employees

    By austin3515, December 28, 2012
    • 13 replies
    • 1.6k views
    • 
    • QDROphile
    • January 7, 2013

46. 2004 Payroll Error

    By Guest ActuaryWannabe, January 5, 2005
    • 13 replies
    • 2.7k views
    • 
    • Guest
    • January 6, 2005

47. 401k Deferral election made after entry date

    By DDB BN, October 25, 2019
    • 13 replies
    • 3.8k views
    • 
    • Bill Presson
    • October 29, 2019

48. Controll group

    By Guest JFBEARB, September 13, 2002
    • 13 replies
    • 2.4k views
    • 
    • jaemmons
    • October 16, 2002

49. Deemed Loans

    By 401Karina, November 30, 2023
    • 13 replies
    • 2.3k views
    • 
    • Bird
    • December 4, 2023

50. Incompetent IRS Auditor Upsets Client

    By Guest deathbycashcall, March 31, 2005
    • 13 replies
    • 3.4k views
    • 
    • Kirk Maldonado
    • April 7, 2005