401(k) Plans

19,321 topics in this forum

1. Corporate Mergers - 401k plans and testing

   By Guest Kerry, October 20, 1998
   • 2 replies
   • 1.8k views
   • 
   • Guest
   • November 10, 1998

2. SH match not deposited for 2020

   By M Norton, July 5, 2022
   • 2 replies
   • 620 views
   • 
   • Barry Levy
   • July 6, 2022

3. Top Heavy - only 401k contribs

   By TPApril, March 20, 2023
   • 2 replies
   • 384 views
   • 
   • TPApril
   • March 20, 2023

4. Settlor or Plan Expense?

   By Guest P Larson, April 16, 2001
   • 2 replies
   • 2.6k views
   • 
   • Jon Chambers
   • April 17, 2001

5. Catch-Up Contribution Question for Employees Eligible Mid Year

   By Guest wwc870, August 28, 2002
   • 2 replies
   • 1.4k views
   • 
   • Mike Preston
   • August 29, 2002

6. Salary reduction agreement

   By Guest stillhere, May 25, 2005
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • May 25, 2005

7. Treas.Reg. 1.410(b)-5(d)(3)(ii)

   By Guest Paula G., July 19, 2006
   • 2 replies
   • 2.5k views
   • 
   • Tom Poje
   • July 24, 2006

8. Nondiscrimination Testing

   By austin3515, October 11, 2006
   • 2 replies
   • 1.2k views
   • 
   • austin3515
   • October 11, 2006

9. employer accidentally turned off EE contribution

   By Guest fcdeacy, December 5, 2006
   • 2 replies
   • 1.2k views
   • 
   • 401_4_ever
   • December 5, 2006

10. Amending/Restating to a Simple 401(k)

    By Guest MRK, March 20, 2007
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • March 22, 2007

11. Another triple match question

    By jkharvey, September 13, 2007
    • 2 replies
    • 1.5k views
    • 
    • Tom Poje
    • September 13, 2007

12. When can 401(k) be added to a profit sharing plan?

    By ombskid, December 2, 2009
    • 2 replies
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • December 3, 2009

13. Controlled Group with varying Matches

    By Patricia Neal Jensen, April 2, 2019   

    • testing match
    • 2 replies
    • 539 views
    • 
    • Patricia Neal Jensen
    • April 3, 2019

14. Form EBS-1

    By Guest Laura Millwood, November 9, 1998
    • 2 replies
    • 3.9k views
    • 
    • Guest
    • November 10, 1998

15. Documentation for rollover acceptance

    By Guest beppie_stark, December 31, 2001
    • 2 replies
    • 1.8k views
    • 
    • BFree
    • January 18, 2002

16. mandatory automatic enrollment count - includes union ee?

    By AlbanyConsultant, October 17, 2025
    • 2 replies
    • 1.2k views
    • 
    • AlbanyConsultant
    • October 17, 2025

17. New Employer for Successor Plan Rule

    By Guest philc, August 6, 2002
    • 2 replies
    • 1.8k views
    • 
    • alanm
    • August 15, 2002

18. Investment Policy Statement

    By Guest jkrad, September 22, 2004
    • 2 replies
    • 1.3k views
    • 
    • Jon Chambers
    • September 22, 2004

19. Eligibility

    By Guest jetfaninmn, June 22, 2005
    • 2 replies
    • 1.2k views
    • 
    • WDIK
    • June 22, 2005

20. Two Company 401(k)s?

    By Guest JetService, January 24, 2006
    • 2 replies
    • 1.3k views
    • 
    • Lame Duck
    • January 24, 2006

21. 402(f) Notice for Roth 401(k) distributions

    By Belgarath, April 11, 2006
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • April 11, 2006

22. Nonspouse Beneficiaries - Automatic Rollover Inapplicable

    By rocknrolls2, August 15, 2007
    • 2 replies
    • 1.8k views
    • 
    • rlb64
    • August 16, 2007

23. Harship suspension and testing compensation

    By Guest andmik, February 21, 2008
    • 2 replies
    • 1k views
    • 
    • Guest
    • February 21, 2008

24. ADP wage for plan excluding comp in excesss of $50,000

    By R. Butler, November 3, 2009
    • 2 replies
    • 941 views
    • 
    • J Simmons
    • November 3, 2009

25. Non-Profit wanting to make ER Contribution

    By Guest GinaD, September 16, 2013   

    • profit sharing
    • nonprofit
    • (and 2 more)

      Tagged with:

      • profit sharing
      • nonprofit
      • bonus
      • grants
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • September 16, 2013

26. 5500 Automatic Extension

    By Tom, October 13, 2023
    • 2 replies
    • 592 views
    • 
    • Lou S.
    • October 13, 2023

27. Out of the PEO

    By Guest Mike Schwing, December 4, 2002
    • 2 replies
    • 1.2k views
    • 
    • alanm
    • December 10, 2002

28. safe harbor plan design

    By Guest Betsy Oakey, July 19, 2006
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • July 19, 2006

29. Unincorporated partnership

    By Belgarath, September 10, 2009
    • 2 replies
    • 1.2k views
    • 
    • Belgarath
    • September 10, 2009

30. SMM required?

    By Guest Peggy806, December 2, 2009
    • 2 replies
    • 1.6k views
    • 
    • Bird
    • December 3, 2009

31. Beneficiary as Trust

    By Nassau, April 29, 2011
    • 2 replies
    • 1.1k views
    • 
    • Belgarath
    • April 29, 2011

32. RMD's from Defined Contribution (401-k) Plans

    By KevinMc, May 21, 2014
    • 2 replies
    • 1k views
    • 
    • mbozek
    • May 24, 2014

33. 401k Plan Termination & Successor Plan Rule

    By cbendertpa23, March 27, 2018   

    • plan termination
    • 401k
    • (and 2 more)

      Tagged with:

      • plan termination
      • 401k
      • successor plan
      • 12 month rule
    • 2 replies
    • 1.8k views
    • 
    • Luke Bailey
    • March 28, 2018

34. 401(k) Fees...Variable Annuities....all are not created equal !

    By Guest andoniangh, March 7, 1999
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • March 31, 1999

35. After tax dollars in a 401k plan.

    By Guest Denise Murphy, September 2, 1999
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • September 8, 1999

36. Multiple Vesting Schedules in a 401(k) Plan

    By RetirementGal86, December 12, 2024
    • 2 replies
    • 975 views
    • 
    • CuseFan
    • December 13, 2024

37. Sponsor refuses to make required top-heavy contributions to a 401(k) p

    By Guest Richard Scheer, October 26, 2000
    • 2 replies
    • 2.1k views
    • 
    • rcline46
    • November 2, 2000

38. 401(k) plan with annuities and loans

    By Guest Theresa Irvin, May 30, 2001
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • May 30, 2001

39. Client not complying with plan document

    By Guest moosegirl, October 7, 2003
    • 2 replies
    • 1.1k views
    • 
    • maverick
    • October 7, 2003

40. "Counterproductive actions" hardship distribution provision

    By namealreadyinuse, March 15, 2006
    • 2 replies
    • 1.8k views
    • 
    • namealreadyinuse
    • March 16, 2006

41. Alternative Defined Contribution Plan Rule

    By Guest anne1, January 30, 2007
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • January 31, 2007

42. 2005 Safe Harbor Contribution not made

    By Guest Twinky, March 20, 2007
    • 2 replies
    • 1k views
    • 
    • Guest
    • March 21, 2007

43. Erroneous Automatic Contributions

    By Guest Astro, September 13, 2007
    • 2 replies
    • 1.2k views
    • 
    • John Feldt ERPA CPC QPA
    • September 13, 2007

44. Ineligible PS received & distributed

    By Dazednconfused, March 2, 2010
    • 2 replies
    • 1.6k views
    • 
    • Dazednconfused
    • March 3, 2010

45. RIA Audit by DOL

    By austin3515, July 19, 2010
    • 2 replies
    • 1.2k views
    • 
    • PensionPro
    • July 19, 2010

46. Amended Tax Return for Addit'l Deductions

    By austin3515, August 22, 2016
    • 2 replies
    • 834 views
    • 
    • Flyboyjohn
    • August 22, 2016

47. Cap on matching contribution

    By Richard Anderson, September 4, 1999
    • 2 replies
    • 1.7k views
    • 
    • Wessex
    • September 8, 1999

48. Forcing out deceased beneficiary due to Plan termination

    By Pensions2020, November 21, 2022
    • 2 replies
    • 831 views
    • 
    • C. B. Zeller
    • November 22, 2022

49. 2022 5500 not filed and without audit report

    By Tom, February 15, 2024
    • 2 replies
    • 741 views
    • 
    • Lois Baker
    • February 16, 2024

50. PEO plan for NHCE, not for HCE/Owners

    By justanotheradmin, August 26, 2025
    • 2 replies
    • 1.9k views
    • 
    • justanotheradmin
    • August 26, 2025