401(k) Plans

19,321 topics in this forum

1. Help with Distributions

   By Oh so SIMPLE, July 19, 2010
   • 2 replies
   • 992 views
   • 
   • Guest
   • July 19, 2010

2. Freezing a definined contribution plan

   By 30Rock, November 29, 2012
   • 2 replies
   • 2.3k views
   • 
   • 30Rock
   • November 29, 2012

3. 242b and RMD's

   By CLE401kGuy, April 25, 2016
   • 2 replies
   • 1.3k views
   • 
   • GMK
   • April 27, 2016

4. allocating deferrals to catch-up to make room for PS

   By M Norton, February 13, 2019   

   • catch-up deferrals
   • 2 replies
   • 844 views
   • 
   • M Norton
   • February 13, 2019

5. Safe Harbor Match True-Up

   By nerd-party-administrator, February 26, 2020
   • 2 replies
   • 785 views
   • 
   • nerd-party-administrator
   • February 27, 2020

6. IRS Notice 98-1 and 3% NHCE Percentage for PY

   By Guest Edward McElroy, November 9, 1998
   • 2 replies
   • 2.1k views
   • 
   • Guest
   • November 13, 1998

7. controlled group 5500 filing requirement

   By Tom, April 30, 2025
   • 2 replies
   • 673 views
   • 
   • Artie M
   • May 1, 2025

8. Plan Sponsor ????

   By Guest tbt, August 3, 2001
   • 2 replies
   • 1.7k views
   • 
   • KJohnson
   • August 6, 2001

9. plan merger

   By Tom, August 27, 2025
   • 2 replies
   • 1.2k views
   • 
   • Paul I
   • August 27, 2025

10. elective deferals for partners

    By Guest trojaninvestor, February 1, 2005
    • 2 replies
    • 1.2k views
    • 
    • mbozek
    • February 2, 2005

11. Match Reduces Flex Dollars

    By Guest mrjones, June 14, 2006
    • 2 replies
    • 1.4k views
    • 
    • QDROphile
    • June 14, 2006

12. Correcting failed ADP test with transfer to 403b plan

    By Pam S., August 14, 2009
    • 2 replies
    • 1.4k views
    • 
    • Pam S.
    • August 18, 2009

13. ADP Test

    By pixmax, March 10, 2011
    • 2 replies
    • 1.1k views
    • 
    • Sully
    • March 10, 2011

14. An after-tax 401(k) account.

    By joel, March 26, 2013
    • 2 replies
    • 1k views
    • 
    • joel
    • March 27, 2013

15. 5% Owner -HCE status-ADP test

    By Pammie57, January 13, 2016
    • 2 replies
    • 1.3k views
    • 
    • Lou S.
    • January 13, 2016

16. S-Corp comp

    By TPApril, June 18, 2021
    • 2 replies
    • 790 views
    • 
    • C. B. Zeller
    • June 21, 2021

17. Determining Income for Partners

    By Dan, March 20, 1999
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • April 1, 1999

18. Spin Off of 401k Assets

    By Guest RS Vatalaro, December 21, 1999
    • 2 replies
    • 3.5k views
    • 
    • Guest
    • December 29, 1999

19. transfer fees for platform change

    By pmacduff, December 15, 2023
    • 2 replies
    • 887 views
    • 
    • CuseFan
    • December 15, 2023

20. Mandatory Roth Catch-Up Contributions

    By Jen, February 27, 2025
    • 2 replies
    • 1.1k views
    • 
    • Jen
    • February 27, 2025

21. ADP testing, need info on borrowing method

    By Guest LTurner, January 24, 2001
    • 2 replies
    • 3.5k views
    • 
    • Guest
    • January 24, 2001

22. Catch-Up 6/30 YE Question

    By BTH, August 29, 2002
    • 2 replies
    • 1.2k views
    • 
    • BTH
    • August 30, 2002

23. SIMPLE IRA

    By Guest koolkid, April 24, 2003
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • April 24, 2003

24. Foreign employees

    By Guest Jose Rosario, August 5, 2003
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • August 7, 2003

25. Vesting Question

    By Scott, February 25, 2004
    • 2 replies
    • 1.4k views
    • 
    • Tom Poje
    • February 25, 2004

26. ADP Refunds w/o Trust Accounting

    By Guest Golden401k, March 5, 2009
    • 2 replies
    • 1.3k views
    • 
    • Bird
    • March 6, 2009

27. Changing Contributions in a Money Purchase

    By Guest Retirementadmin012, March 26, 2009
    • 2 replies
    • 989 views
    • 
    • Guest
    • March 27, 2009

28. Valuation & Distribution Timing

    By Dazednconfused, May 25, 2010
    • 2 replies
    • 1.1k views
    • 
    • cpc0506
    • May 26, 2010

29. Tax Reporting a Rollover

    By KTB, June 21, 2010
    • 2 replies
    • 948 views
    • 
    • KTB
    • June 22, 2010

30. Beneficiary is a Trust

    By austin3515, June 30, 2011
    • 2 replies
    • 906 views
    • 
    • austin3515
    • June 30, 2011

31. Transfer of ees who change status

    By ESOP Guy, August 9, 2011
    • 2 replies
    • 1.1k views
    • 
    • david rigby
    • August 10, 2011

32. Merger/Acquisitions

    By Nassau, October 12, 2012
    • 2 replies
    • 2.3k views
    • 
    • Tom Poje
    • October 26, 2012

33. Suspend Safe Harbor Match, Implement Match Subj to Vesting

    By CLE401kGuy, July 9, 2014
    • 2 replies
    • 949 views
    • 
    • BG5150
    • July 9, 2014

34. Loan Payoff - Deceased Participant

    By MGOAdmin, April 7, 2020   

    • loan
    • deceased participant
    • 2 replies
    • 750 views
    • 
    • Larry Starr
    • April 7, 2020

35. Exclude commissions on match

    By Lou81, February 23, 2021   

    • compensation exclusion
    • 2 replies
    • 935 views
    • 
    • Alonzo Church
    • February 25, 2021

36. Payroll based SH Match deposited late

    By BG5150, April 20, 2021
    • 2 replies
    • 902 views
    • 
    • John Feldt ERPA CPC QPA
    • April 21, 2021

37. Starting a 401k this late in the year

    By DP, December 28, 1999
    • 2 replies
    • 1.9k views
    • 
    • Dave Baker
    • December 29, 1999

38. Restrictions on salary deferrals after a hardship withdrawal has been

    By Guest Kelly Igel, January 2, 2002
    • 2 replies
    • 2.5k views
    • 
    • MGB
    • January 2, 2002

39. Compensation Ratio Test

    By Guest Kimberly Flett, July 18, 2002
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • July 18, 2002

40. Terminate Safe Harbor Plan Mid Year

    By goldtpa, June 2, 2004
    • 2 replies
    • 1.1k views
    • 
    • goldtpa
    • June 2, 2004

41. Paying off a 401K loan

    By Guest mtbon, February 16, 2006
    • 2 replies
    • 16k views
    • 
    • 401 Chaos
    • February 16, 2006

42. SERP/HI Tax

    By Guest arasalin, May 11, 2007
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • May 18, 2007

43. Retrocative Plan Amendments

    By k man, February 22, 2008
    • 2 replies
    • 1.1k views
    • 
    • k man
    • February 22, 2008

44. 402(g) taxation quick and easy(?)

    By BG5150, January 13, 2016
    • 2 replies
    • 968 views
    • 
    • Tom Poje
    • January 15, 2016

45. Bank is pushing back on opening account for plan

    By BG5150, July 17, 2020
    • 2 replies
    • 465 views
    • 
    • david rigby
    • July 17, 2020

46. Net Unrealized Appreciation (partial rollover)

    By Dobber, September 15, 2022
    • 2 replies
    • 942 views
    • 
    • Cardscrazy
    • September 19, 2022

47. Definition of Compensation - excluding gift cards

    By Tom, October 16, 2024
    • 2 replies
    • 650 views
    • 
    • Sully
    • October 22, 2024

48. Loan source recommendations for new plan?

    By Guest RSnyder316, June 6, 2002
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • June 7, 2002

49. new key employee definition

    By Guest ERIC STRAND, November 30, 2004
    • 2 replies
    • 1.4k views
    • 
    • Alf
    • December 1, 2004

50. no enrollment foms

    By Jim Chad, August 12, 2008
    • 2 replies
    • 1.1k views
    • 
    • Jim Chad
    • August 12, 2008