401(k) Plans

19,337 topics in this forum

1. Authorization to Sign Form 5500 On Client's Behalf

   By metsfan026, October 16, 2023
   • 2 replies
   • 1.2k views
   • 
   • LauraS
   • October 17, 2023

2. Catch up contributions

   By Guest pensionadmin, November 15, 2001
   • 2 replies
   • 1.6k views
   • 
   • MWeddell
   • November 15, 2001

3. 1099-R Code 2

   By Guest Mary O'Connell, March 6, 2002
   • 2 replies
   • 1.8k views
   • 
   • Disco Stu
   • March 7, 2002

4. Matching Formula Based on Total (not 401(a)(17)) Comp

   By lkpittman, July 17, 2002
   • 2 replies
   • 1.4k views
   • 
   • jaemmons
   • July 18, 2002

5. Bottom Up QNEC

   By Guest dll, January 13, 2003
   • 2 replies
   • 1.3k views
   • 
   • Kirk Maldonado
   • January 13, 2003

6. Forced Cashout of Required Minimum Distribution

   By Guest PenGuy, December 8, 2003
   • 2 replies
   • 2.6k views
   • 
   • QDROphile
   • December 8, 2003

7. Match Vesting Schedule

   By Guest jim williams, February 25, 2004
   • 2 replies
   • 1.3k views
   • 
   • MWeddell
   • February 27, 2004

8. Compensation for Mid year Safe-Harbor Plan of Sole Proprietor

   By JButtrick, January 12, 2005
   • 2 replies
   • 1.2k views
   • 
   • mbozek
   • January 14, 2005

9. Help with Distributions

   By Oh so SIMPLE, July 19, 2010
   • 2 replies
   • 996 views
   • 
   • Guest
   • July 19, 2010

10. Freezing a definined contribution plan

    By 30Rock, November 29, 2012
    • 2 replies
    • 2.3k views
    • 
    • 30Rock
    • November 29, 2012

11. 242b and RMD's

    By CLE401kGuy, April 25, 2016
    • 2 replies
    • 1.3k views
    • 
    • GMK
    • April 27, 2016

12. allocating deferrals to catch-up to make room for PS

    By M Norton, February 13, 2019   

    • catch-up deferrals
    • 2 replies
    • 854 views
    • 
    • M Norton
    • February 13, 2019

13. Safe Harbor Match True-Up

    By nerd-party-administrator, February 26, 2020
    • 2 replies
    • 803 views
    • 
    • nerd-party-administrator
    • February 27, 2020

14. IRS Notice 98-1 and 3% NHCE Percentage for PY

    By Guest Edward McElroy, November 9, 1998
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • November 13, 1998

15. controlled group 5500 filing requirement

    By Tom, April 30, 2025
    • 2 replies
    • 703 views
    • 
    • Artie M
    • May 1, 2025

16. Plan Sponsor ????

    By Guest tbt, August 3, 2001
    • 2 replies
    • 1.7k views
    • 
    • KJohnson
    • August 6, 2001

17. plan merger

    By Tom, August 27, 2025
    • 2 replies
    • 1.2k views
    • 
    • Paul I
    • August 27, 2025

18. elective deferals for partners

    By Guest trojaninvestor, February 1, 2005
    • 2 replies
    • 1.2k views
    • 
    • mbozek
    • February 2, 2005

19. Match Reduces Flex Dollars

    By Guest mrjones, June 14, 2006
    • 2 replies
    • 1.4k views
    • 
    • QDROphile
    • June 14, 2006

20. Correcting failed ADP test with transfer to 403b plan

    By Pam S., August 14, 2009
    • 2 replies
    • 1.4k views
    • 
    • Pam S.
    • August 18, 2009

21. ADP Test

    By pixmax, March 10, 2011
    • 2 replies
    • 1.1k views
    • 
    • Sully
    • March 10, 2011

22. An after-tax 401(k) account.

    By joel, March 26, 2013
    • 2 replies
    • 1k views
    • 
    • joel
    • March 27, 2013

23. 5% Owner -HCE status-ADP test

    By Pammie57, January 13, 2016
    • 2 replies
    • 1.3k views
    • 
    • Lou S.
    • January 13, 2016

24. S-Corp comp

    By TPApril, June 18, 2021
    • 2 replies
    • 798 views
    • 
    • C. B. Zeller
    • June 21, 2021

25. Determining Income for Partners

    By Dan, March 20, 1999
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • April 1, 1999

26. Spin Off of 401k Assets

    By Guest RS Vatalaro, December 21, 1999
    • 2 replies
    • 3.6k views
    • 
    • Guest
    • December 29, 1999

27. transfer fees for platform change

    By pmacduff, December 15, 2023
    • 2 replies
    • 899 views
    • 
    • CuseFan
    • December 15, 2023

28. Mandatory Roth Catch-Up Contributions

    By Jen, February 27, 2025
    • 2 replies
    • 1.1k views
    • 
    • Jen
    • February 27, 2025

29. ADP testing, need info on borrowing method

    By Guest LTurner, January 24, 2001
    • 2 replies
    • 3.5k views
    • 
    • Guest
    • January 24, 2001

30. Catch-Up 6/30 YE Question

    By BTH, August 29, 2002
    • 2 replies
    • 1.2k views
    • 
    • BTH
    • August 30, 2002

31. SIMPLE IRA

    By Guest koolkid, April 24, 2003
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • April 24, 2003

32. Foreign employees

    By Guest Jose Rosario, August 5, 2003
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • August 7, 2003

33. Vesting Question

    By Scott, February 25, 2004
    • 2 replies
    • 1.4k views
    • 
    • Tom Poje
    • February 25, 2004

34. ADP Refunds w/o Trust Accounting

    By Guest Golden401k, March 5, 2009
    • 2 replies
    • 1.3k views
    • 
    • Bird
    • March 6, 2009

35. Changing Contributions in a Money Purchase

    By Guest Retirementadmin012, March 26, 2009
    • 2 replies
    • 993 views
    • 
    • Guest
    • March 27, 2009

36. Valuation & Distribution Timing

    By Dazednconfused, May 25, 2010
    • 2 replies
    • 1.1k views
    • 
    • cpc0506
    • May 26, 2010

37. Tax Reporting a Rollover

    By KTB, June 21, 2010
    • 2 replies
    • 957 views
    • 
    • KTB
    • June 22, 2010

38. Beneficiary is a Trust

    By austin3515, June 30, 2011
    • 2 replies
    • 908 views
    • 
    • austin3515
    • June 30, 2011

39. Transfer of ees who change status

    By ESOP Guy, August 9, 2011
    • 2 replies
    • 1.1k views
    • 
    • david rigby
    • August 10, 2011

40. Merger/Acquisitions

    By Nassau, October 12, 2012
    • 2 replies
    • 2.3k views
    • 
    • Tom Poje
    • October 26, 2012

41. Suspend Safe Harbor Match, Implement Match Subj to Vesting

    By CLE401kGuy, July 9, 2014
    • 2 replies
    • 953 views
    • 
    • BG5150
    • July 9, 2014

42. Loan Payoff - Deceased Participant

    By MGOAdmin, April 7, 2020   

    • loan
    • deceased participant
    • 2 replies
    • 763 views
    • 
    • Larry Starr
    • April 7, 2020

43. Exclude commissions on match

    By Lou81, February 23, 2021   

    • compensation exclusion
    • 2 replies
    • 955 views
    • 
    • Alonzo Church
    • February 25, 2021

44. Payroll based SH Match deposited late

    By BG5150, April 20, 2021
    • 2 replies
    • 915 views
    • 
    • John Feldt ERPA CPC QPA
    • April 21, 2021

45. Starting a 401k this late in the year

    By DP, December 28, 1999
    • 2 replies
    • 1.9k views
    • 
    • Dave Baker
    • December 29, 1999

46. Restrictions on salary deferrals after a hardship withdrawal has been

    By Guest Kelly Igel, January 2, 2002
    • 2 replies
    • 2.5k views
    • 
    • MGB
    • January 2, 2002

47. Compensation Ratio Test

    By Guest Kimberly Flett, July 18, 2002
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • July 18, 2002

48. Terminate Safe Harbor Plan Mid Year

    By goldtpa, June 2, 2004
    • 2 replies
    • 1.1k views
    • 
    • goldtpa
    • June 2, 2004

49. Paying off a 401K loan

    By Guest mtbon, February 16, 2006
    • 2 replies
    • 16k views
    • 
    • 401 Chaos
    • February 16, 2006

50. SERP/HI Tax

    By Guest arasalin, May 11, 2007
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • May 18, 2007