401(k) Plans

19,321 topics in this forum

1. Allocation vs Accural For ABT & General Test

   By justatester, October 12, 2012
   • 2 replies
   • 3.5k views
   • 
   • Mike Preston
   • October 13, 2012

2. Over Deposits being used to fund QNEC or SH

   By jkharvey, December 12, 2014
   • 2 replies
   • 973 views
   • 
   • SearchLight
   • December 15, 2014

3. Roth mixed with in Traditional contributions

   By Pixie, April 2, 2015   

   • Roth
   • Self Directed Account
   • 2 replies
   • 1.6k views
   • 
   • austin3515
   • April 3, 2015

4. ADP REFUNDS based on "bad" census data for 2015

   By Pammie57, August 23, 2016
   • 2 replies
   • 845 views
   • 
   • BG5150
   • August 26, 2016

5. Permissable withdrawals (Change of Heart)

   By Nassau, December 11, 2017
   • 2 replies
   • 1.1k views
   • 
   • Nassau
   • December 11, 2017

6. Tax Credit for new plan for SECURE Act

   By mjf06241972, January 8, 2020
   • 2 replies
   • 610 views
   • 
   • mjf06241972
   • January 13, 2020

7. What should be done with match associated with excess contributions wh

   By John A, March 28, 2000
   • 2 replies
   • 1.4k views
   • 
   • Guest
   • March 30, 2000

8. Rolling Real Estate into an IRA

   By rblum50, March 22, 2023
   • 2 replies
   • 481 views
   • 
   • Bill Presson
   • March 24, 2023

9. Hardship distributions and definition of child

   By 30Rock, August 21, 2023
   • 2 replies
   • 1.2k views
   • 
   • 30Rock
   • August 21, 2023

10. Paperless loans

    By k man, July 17, 2001
    • 2 replies
    • 2k views
    • 
    • k man
    • July 17, 2001

11. conversion confusion

    By PensionNewbee, June 2, 2004
    • 2 replies
    • 2.9k views
    • 
    • Guest
    • June 7, 2004

12. 401 k Form 5500 for common-ownership companies

    By Guest zenrodeo, July 21, 2005
    • 2 replies
    • 2.7k views
    • 
    • Guest
    • July 21, 2005

13. Match Reinstated in middle of the plan year????

    By heygents, November 1, 2013
    • 2 replies
    • 874 views
    • 
    • Lou S.
    • November 1, 2013

14. Match due to 401(k) plan

    By R. Butler, April 1, 2014
    • 2 replies
    • 861 views
    • 
    • ETA Consulting LLC
    • April 1, 2014

15. Hardship Withdrawal - Natural Disaster

    By LMOC, April 2, 2015
    • 2 replies
    • 2k views
    • 
    • LMOC
    • April 6, 2015

16. Missed Roth Contributions

    By MjInvestments, December 11, 2017   

    • roth
    • 401(k)
    • (and 2 more)

      Tagged with:

      • roth
      • 401(k)
      • missed contributions
      • missed deferrals
    • 2 replies
    • 1.7k views
    • 
    • Kevin C
    • December 12, 2017

17. Cares Act Distribution and interaction with 1 year wait after termination

    By Purplemandinga, May 21, 2020
    • 2 replies
    • 704 views
    • 
    • Luke Bailey
    • May 22, 2020

18. Successor plan - when can new plan start?

    By jmartin, September 18, 2020
    • 2 replies
    • 727 views
    • 
    • Bri
    • September 18, 2020

19. two divisions, only one PPT eligible in one division

    By JHalligan, November 23, 2022
    • 2 replies
    • 639 views
    • 
    • CuseFan
    • November 29, 2022

20. Amending to "Safe-Harbor" 401(k)

    By SMB, September 25, 2000
    • 2 replies
    • 1.4k views
    • 
    • MR
    • September 27, 2000

21. SECURE 2.0 COLA Adjustments

    By austin3515, May 3, 2025
    • 2 replies
    • 1k views
    • 
    • austin3515
    • May 4, 2025

22. wrong interest rate for participant loans.

    By wsp, October 29, 2003
    • 2 replies
    • 1.8k views
    • 
    • mbozek
    • October 29, 2003

23. Excess contributions not returned timely

    By blue, April 12, 2006
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • April 13, 2006

24. Safe Harbor Match

    By Guest M. Martin, November 7, 2006
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • November 7, 2006

25. S/H Matching on a Pay Period Basis for an HCE

    By Guest MikeD, January 4, 2007
    • 2 replies
    • 1.2k views
    • 
    • BG5150
    • January 5, 2007

26. Excluding Commissioned Employee

    By Guest BuffaloT, July 16, 2007
    • 2 replies
    • 1.5k views
    • 
    • Leopurrd
    • July 16, 2007

27. Disaggregation

    By EBDI, February 10, 2012
    • 2 replies
    • 1.5k views
    • 
    • EBDI
    • February 14, 2012

28. Nanny Included in 401(k) Plan?

    By pjbaer, November 10, 2015
    • 2 replies
    • 2k views
    • 
    • John Feldt ERPA CPC QPA
    • November 11, 2015

29. Engagement Letter for 401(k) Plan Audit

    By Eric Taylor, February 24, 2021
    • 2 replies
    • 1.8k views
    • 
    • Eric Taylor
    • February 25, 2021

30. 401(k) into a Roth IRA

    By Guest bdo111, March 26, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • April 4, 1999

31. Prior Year/Current Year Testing

    By Gilmore, February 28, 2003
    • 2 replies
    • 1.2k views
    • 
    • Gilmore
    • February 28, 2003

32. 401k Loan Rollover

    By 2muchstress, April 3, 2003
    • 2 replies
    • 1.5k views
    • 
    • QDROphile
    • April 4, 2003

33. Does anyone have a one to two page marketing document for selling safe Harbor plan design?

    By Guest jhilliard, September 1, 2004
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • September 2, 2004

34. 401(a)(4) testing for quarterly PS allocation

    By Guest TM3069, February 11, 2011
    • 2 replies
    • 1.3k views
    • 
    • austin3515
    • February 11, 2011

35. ADP Failure - Terminated Plan/Bankrupcy Company

    By Lou S., April 5, 2011
    • 2 replies
    • 1.1k views
    • 
    • Lou S.
    • April 5, 2011

36. Fees to Terminated Participants

    By austin3515, February 10, 2012
    • 2 replies
    • 1.3k views
    • 
    • Kevin C
    • February 10, 2012

37. Rollover of foreign pension money

    By cpc0506, August 1, 2013
    • 2 replies
    • 1.7k views
    • 
    • PensionPro
    • August 1, 2013

38. Overlapping Related Groups and Coverage Testing

    By AbsolutelyOkayPossibly, November 13, 2020
    • 2 replies
    • 860 views
    • 
    • RatherBeGolfing
    • November 13, 2020

39. Multiple employer plan HCE

    By Guest Ken C, July 20, 2006
    • 2 replies
    • 2k views
    • 
    • Guest
    • July 21, 2006

40. Vanguard frequent-trading policy on pooled 401(k)'s

    By Guest jsample, June 15, 2007
    • 2 replies
    • 3k views
    • 
    • ombskid
    • June 27, 2007

41. Husband/Wife solo 401(k)

    By Lori H, May 18, 2009
    • 2 replies
    • 1.8k views
    • 
    • Lori H
    • May 19, 2009

42. Loan MINIMUM

    By Guest dhall, March 10, 2011
    • 2 replies
    • 1.1k views
    • 
    • BG5150
    • March 10, 2011

43. Small Cashouts - Require Proof of Age to Determine Present Value?

    By Guest LazLama, June 7, 2012
    • 2 replies
    • 988 views
    • 
    • 00hskrgrl
    • June 22, 2012

44. Hardships and Rehire

    By 52626, March 30, 2017
    • 2 replies
    • 695 views
    • 
    • 52626
    • March 30, 2017

45. Plan sponsor has disappeared

    By Guest PWBAer, November 13, 1998
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • November 18, 1998

46. ACP TESTING

    By Guest Dennis, April 5, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • April 6, 1999

47. Are most 401(k) plans self-directed?

    By ClintonF, March 23, 2023
    • 2 replies
    • 444 views
    • 
    • C. B. Zeller
    • March 23, 2023

48. Merge SEP into 401(k)?

    By Medusa, June 7, 2002
    • 2 replies
    • 2.3k views
    • 
    • mbozek
    • June 8, 2002

49. 2002 Required Minimum Distribution

    By Guest taj32z, July 18, 2002
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • July 19, 2002

50. Prhibited Transaction

    By Guest TrustMe401k, September 23, 2004
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • September 23, 2004