401(k) Plans

19,321 topics in this forum

1. Questions re: 2000-3

   By KJohnson, January 8, 2000
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • January 8, 2000

2. Timing for testing?

   By Guest, August 9, 2000
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • August 9, 2000

3. Hardship withdrawal for Bankruptcy

   By gooseblitz, June 17, 2024
   • 2 replies
   • 2.1k views
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   • QDROphile
   • June 17, 2024

4. Incentive contributions to 401K

   By Guest bvanlente, November 18, 2001
   • 2 replies
   • 2.8k views
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   • RCK
   • November 19, 2001

5. Fiduciary liability?...

   By Guest RONNIE WASEL, June 28, 2002
   • 2 replies
   • 1.6k views
   • 
   • Guest
   • July 3, 2002

6. Seasonal Employees

   By DTH, August 8, 2002
   • 2 replies
   • 1.4k views
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   • rcline46
   • August 12, 2002

7. Pros & Cons on Default Investments in 401k

   By Guest willwork4shoes, September 2, 2004
   • 2 replies
   • 1.2k views
   • 
   • alanm
   • September 7, 2004

8. Loan Repayments

   By Guest basilb, July 21, 2005
   • 2 replies
   • 1.7k views
   • 
   • Guest
   • July 22, 2005

9. Two 415 limits and Stock Attribution

   By John Feldt ERPA CPC QPA, February 20, 2006
   • 2 replies
   • 1.5k views
   • 
   • ak2ary
   • February 21, 2006

10. Ownership & Top Paid Group

    By CJS07, February 27, 2007
    • 2 replies
    • 1k views
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    • WDIK
    • February 27, 2007

11. 401K and DB 415 limit

    By pgold, October 17, 2012
    • 2 replies
    • 964 views
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    • rcline46
    • October 17, 2012

12. Deferrals from severance pay - how to return them?

    By AlbanyConsultant, February 8, 2017
    • 2 replies
    • 1.1k views
    • 
    • RatherBeGolfing
    • February 9, 2017

13. Guaranteed Bonus

    By Gadgetfreak, September 26, 2019
    • 2 replies
    • 962 views
    • 
    • Larry Starr
    • September 26, 2019

14. Ending Loan Program Mid Year

    By metsfan026, July 12, 2022
    • 2 replies
    • 796 views
    • 
    • metsfan026
    • July 12, 2022

15. IRS Guidance on Safe-Harbor 401(k)'s

    By chris, January 7, 2000
    • 2 replies
    • 1.3k views
    • 
    • chris
    • January 8, 2000

16. Forfeiture when there is no distribution.

    By Tom, April 18, 2024
    • 2 replies
    • 749 views
    • 
    • Tom
    • April 19, 2024

17. Secure 2.0 Question

    By KevinMc, October 23, 2024
    • 2 replies
    • 718 views
    • 
    • justanotheradmin
    • October 28, 2024

18. 52-53 week year

    By Guest Diane DuFresne, October 9, 2001
    • 2 replies
    • 1.5k views
    • 
    • david rigby
    • October 10, 2001

19. Termination and distribution

    By Guest Regis, June 10, 2002
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • June 11, 2002

20. 401(k) with union employees

    By FJR, September 21, 2002
    • 2 replies
    • 1.6k views
    • 
    • jaemmons
    • September 23, 2002

21. Changing Single Employer Plan to Multiple Employer Plan

    By Guest JackM, October 8, 2005
    • 2 replies
    • 1.5k views
    • 
    • Kirk Maldonado
    • October 10, 2005

22. Distributions based on non-compete clause

    By 401_4_ever, April 18, 2007
    • 2 replies
    • 2k views
    • 
    • masteff
    • April 18, 2007

23. State of Michigan withholding

    By Jim Chad, January 6, 2012
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • January 10, 2012

24. Is 0% considered a deferral election?

    By Susan S., June 6, 2019
    • 2 replies
    • 797 views
    • 
    • Susan S.
    • June 7, 2019

25. top heavy question

    By Tom, March 5, 2025
    • 2 replies
    • 933 views
    • 
    • Below Ground
    • March 6, 2025

26. If two 401k plans are mergering, under ERISA is there a specific timeframe during which the plan sponsor must send out a communication piece to plan participants?

    By Guest SJaramil, July 20, 2004
    • 2 replies
    • 1.2k views
    • 
    • MWeddell
    • July 21, 2004

27. Recordkeeper collecting asset based fees.

    By SRP, May 27, 2005
    • 2 replies
    • 1.5k views
    • 
    • david rigby
    • June 1, 2005

28. Real Estate Investments

    By Guest jetfaninmn, April 18, 2007
    • 2 replies
    • 1.2k views
    • 
    • masteff
    • April 18, 2007

29. Late ADP refund

    By Guest padmin, December 17, 2007
    • 2 replies
    • 1.4k views
    • 
    • rcline46
    • December 17, 2007

30. Who should create the 1099?

    By fiona1, March 6, 2009
    • 2 replies
    • 1.5k views
    • 
    • Bird
    • March 6, 2009

31. Is TH minimum triggered if partner ends year with no comp

    By jkharvey, April 9, 2015
    • 2 replies
    • 1.1k views
    • 
    • Tom Poje
    • April 23, 2015

32. Withholding on under $200 Distribution

    By Stash026, October 26, 2018
    • 2 replies
    • 3.8k views
    • 
    • Stash026
    • October 26, 2018

33. Stock Acquisition and Successor Plan

    By Slem, June 25, 2021
    • 2 replies
    • 587 views
    • 
    • Cardscrazy
    • June 25, 2021

34. GUST certification

    By Guest dudehead, March 7, 2002
    • 2 replies
    • 1.6k views
    • 
    • david rigby
    • March 8, 2002

35. After-Tax Contributions in a 401(k)

    By Guest Denise S. Prince, April 9, 2002
    • 2 replies
    • 1.4k views
    • 
    • wmyer
    • April 9, 2002

36. Income tax withholding rules for required minimum distributions - can participant opt out?

    By Guest yannib, December 30, 2003
    • 2 replies
    • 2.4k views
    • 
    • Appleby
    • December 31, 2003

37. QDRO Pending Plan terminating

    By Guest padmin, June 18, 2007
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • June 18, 2007

38. HCE Determination after a Stock Sale

    By Scott, March 6, 2009
    • 2 replies
    • 2.1k views
    • 
    • austin3515
    • March 8, 2009

39. Letter to employer with 404a notices

    By Jim Chad, July 26, 2012
    • 2 replies
    • 1.5k views
    • 
    • Bird
    • July 30, 2012

40. Initial 3 month Safe Harbor 401(k Plan Year

    By Schwiggin, October 26, 2018
    • 2 replies
    • 1.3k views
    • 
    • Kevin C
    • October 26, 2018

41. Pro-Rated Profit Sharing Contribution

    By Benefits Vet, January 13, 2020
    • 2 replies
    • 690 views
    • 
    • Benefits Vet
    • January 13, 2020

42. Employee Retention Credit

    By AlbanyConsultant, January 25, 2023
    • 2 replies
    • 560 views
    • 
    • AlbanyConsultant
    • December 26, 2023

43. Participant Directed Investment Elections For Terminated Participants.

    By Guest Frank Jackson, April 10, 2000
    • 2 replies
    • 1.7k views
    • 
    • pjkoehler
    • April 11, 2000

44. Hardship Withdrawals makes plan Top Heavy

    By Guest willwork4shoes, October 30, 2003
    • 2 replies
    • 1.2k views
    • 
    • Mike Preston
    • October 30, 2003

45. Top Heavy Minimum Contributions

    By Guest sritts, September 24, 2004
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • September 24, 2004

46. Correcting 401a4 - Gateway for corrections?

    By Guest chris4013, July 21, 2005
    • 2 replies
    • 1.5k views
    • 
    • Archimage
    • July 22, 2005

47. Regarding the opinion letter issued by the DOL stating that anyone that provides 401(k) Plan participant advice is considered a Plan Fiduciary.

    By Guest DS_61427, May 11, 2006
    • 2 replies
    • 1.2k views
    • 
    • GBurns
    • May 15, 2006

48. ADP testing and a Terminated Participant

    By Guest AJM 34, April 18, 2007
    • 2 replies
    • 2k views
    • 
    • pmacduff
    • April 18, 2007

49. Safe Harbor Match change

    By R. Butler, March 31, 2010
    • 2 replies
    • 983 views
    • 
    • Kevin C
    • March 31, 2010

50. Excluded in Safe Harbor 401(k) Plan

    By Dougsbpc, September 6, 2012
    • 2 replies
    • 1.1k views
    • 
    • ETA Consulting LLC
    • September 7, 2012