401(k) Plans

19,321 topics in this forum

1. In-Plan Roth Conversion

   By Guest A125, December 1, 2011
   • 2 replies
   • 858 views
   • 
   • Guest
   • December 1, 2011

2. Eligible Compensation

   By Nassau, January 11, 2012
   • 2 replies
   • 1.1k views
   • 
   • Tom Poje
   • January 11, 2012

3. Missed Deferrals - Correction Method

   By Vlad401k, January 22, 2016
   • 2 replies
   • 991 views
   • 
   • Comp Ben HRIS
   • January 25, 2016

4. Top heavy

   By Belgarath, June 1, 2017
   • 2 replies
   • 460 views
   • 
   • Belgarath
   • June 1, 2017

5. ADP Test in Error

   By ConnieStorer, April 12, 2019
   • 2 replies
   • 673 views
   • 
   • ConnieStorer
   • April 12, 2019

6. Distribution

   By Guest Melissa Winslow, September 27, 1999
   • 2 replies
   • 1.4k views
   • 
   • david rigby
   • September 28, 1999

7. 5-Year Rule on Roth, Beneficiary distributions

   By 401king, December 7, 2022
   • 2 replies
   • 771 views
   • 
   • Luke Bailey
   • December 20, 2022

8. Safe Harbor 4% Non-Elective Contribution, Top Heavy Contribution and Secure Act

   By Michele F, May 20, 2025
   • 2 replies
   • 1.1k views
   • 
   • Michele F
   • May 21, 2025

9. Match True Up and the affect of Payroll Adjustments

   By Guest susanward, October 14, 2002
   • 2 replies
   • 3.9k views
   • 
   • Tom Poje
   • October 16, 2002

10. "partially" dissolving a plan

    By Brian Gallagher, December 10, 2002
    • 2 replies
    • 1.4k views
    • 
    • Brian Gallagher
    • December 10, 2002

11. Safe Harbor Plans - Midyear Changes

    By Guest shaul, November 10, 2009
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • November 10, 2009

12. Annual True Up %

    By Guest Liosis, January 17, 2011
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • January 18, 2011

13. Rollover of Loan to Qualified Plan

    By Guest andmik, July 8, 2011
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • July 11, 2011

14. New Company - short plan year

    By Gilmore, December 28, 2018
    • 2 replies
    • 565 views
    • 
    • Gilmore
    • December 28, 2018

15. Back Pay Issue - Participant terminated in 2020 before meeting last day requirement for profit share. In 2021 participant is awarded back pay after hearing officer determines a wrongful termination has occurred. How to correct for missed deferral and PSC

    By ERISAQuestions1234, September 3, 2021
    • 2 replies
    • 932 views
    • 
    • Mike Preston
    • October 1, 2021

16. ADP/ACP Test

    By Lou81, February 2, 2023   

    • statutory exclusions
    • 2 replies
    • 725 views
    • 
    • Lou81
    • February 2, 2023

17. Can anyone help interpret a PPD/Corbel regional prototype as to what t

    By John A, April 14, 2000
    • 2 replies
    • 1.8k views
    • 
    • John A
    • May 1, 2000

18. Form 5330 Lost Earnings

    By Becca, June 21, 2023   

    • 5330 late contributions
    • 5330
    • (and 1 more)

      Tagged with:

      • 5330 late contributions
      • 5330
      • missed earnings
    • 2 replies
    • 2.9k views
    • 
    • Below Ground
    • June 22, 2023

19. True-up / Benefits Rights and Features

    By jsample, March 1, 2024
    • 2 replies
    • 745 views
    • 
    • CuseFan
    • March 4, 2024

20. Net Unrealized Appreciation following Acquisition

    By Jon Chambers, August 8, 2001
    • 2 replies
    • 1.7k views
    • 
    • Jon Chambers
    • August 8, 2001

21. Failure to notify employees of 401k plan's Entry Dates

    By Guest mmacer, January 22, 2002
    • 2 replies
    • 2.3k views
    • 
    • david rigby
    • January 22, 2002

22. Removing Joint and Survivor option from 401(k)

    By k man, December 11, 2003
    • 2 replies
    • 1.4k views
    • 
    • KJohnson
    • December 15, 2003

23. Inherited 401(K)

    By Guest KevSId, February 4, 2005
    • 2 replies
    • 1.7k views
    • 
    • QDROphile
    • February 4, 2005

24. Self-Directed 401k - One Brokerage Account

    By austin3515, August 23, 2007
    • 2 replies
    • 1.3k views
    • 
    • MSN
    • September 24, 2007

25. Safe Harbor NEC -- Compensation

    By Guest SWH, July 22, 2008
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • July 22, 2008

26. Safe Harbor 401(k) with New Comparability feature

    By Guest EPS2, January 21, 2009
    • 2 replies
    • 1.9k views
    • 
    • Tom Poje
    • January 21, 2009

27. catchup for 2012

    By Monica Barnard, January 12, 2013
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • February 25, 2013

28. ADP Excess Contribution Recharacterization

    By TheoDawg, April 6, 2018
    • 2 replies
    • 1.7k views
    • 
    • Luke Bailey
    • April 9, 2018

29. Covid loan and distribution

    By goldtpa, June 3, 2020
    • 2 replies
    • 634 views
    • 
    • Larry Starr
    • June 4, 2020

30. 401(K) and ROTH IRA

    By Guest crads4s, December 8, 1998
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • December 11, 1998

31. Multiple Employer Groups

    By Guest Jeff P, May 13, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • May 14, 1999

32. Match Allocation vs Formula Condition

    By justatester, February 17, 2012
    • 2 replies
    • 1k views
    • 
    • austin3515
    • February 18, 2012

33. Group Submission to VCP

    By cpc0506, February 25, 2014
    • 2 replies
    • 1.5k views
    • 
    • cpc0506
    • February 25, 2014

34. TPA Necessary for a Solo(K)?

    By Guest snmhanson, December 22, 2014
    • 2 replies
    • 3.9k views
    • 
    • John Feldt ERPA CPC QPA
    • December 23, 2014

35. Excluded Employees & Top-Heavy Contribution / Minimum Gateway

    By 415 Limit, November 23, 2015
    • 2 replies
    • 1.5k views
    • 
    • 415 Limit
    • November 23, 2015

36. Initial Plan Year - ADP testing

    By Pammie57, February 15, 2017
    • 2 replies
    • 2.2k views
    • 
    • John Feldt ERPA CPC QPA
    • February 16, 2017

37. Restaurant Owners - Control Group

    By coleboy, June 1, 2017
    • 2 replies
    • 546 views
    • 
    • TPAJake
    • June 1, 2017

38. MATCH FOR PARTNERS IN 401(K)

    By Ervin Barham, December 11, 1998
    • 2 replies
    • 1.9k views
    • 
    • Chester
    • December 11, 1998

39. NCP Allocation

    By justatester, March 1, 2024
    • 2 replies
    • 548 views
    • 
    • C. B. Zeller
    • March 4, 2024

40. Need list of new rules applicable to 401(k) plans in 2002

    By Guest pentex, October 11, 2001
    • 2 replies
    • 1.6k views
    • 
    • MGB
    • October 12, 2001

41. QMAC Question

    By Guest KD40, February 11, 2004
    • 2 replies
    • 1.5k views
    • 
    • Mike Preston
    • February 13, 2004

42. MPP/PS Old Style Combo

    By Guest PAINPA, November 10, 2004
    • 2 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • November 11, 2004

43. Terminated Participant Fee

    By jeff77, October 27, 2014
    • 2 replies
    • 2k views
    • 
    • QDROphile
    • October 27, 2014

44. Spinoff - new company asset sale - HCEs

    By Lou S., February 18, 2015
    • 2 replies
    • 1.6k views
    • 
    • Lou S.
    • February 18, 2015

45. Amending a plan after the close of the plan year to pass gateway test

    By ldr, April 30, 2021   

    • crosstesting
    • gateway minimum
    • 2 replies
    • 936 views
    • 
    • ldr
    • April 30, 2021

46. intergated with ss

    By Guest LBH, May 17, 1999
    • 2 replies
    • 1.4k views
    • 
    • Wessex
    • May 17, 1999

47. Acquired Sponsor and Successor Plan Rule

    By Plan Doc, June 22, 2023
    • 2 replies
    • 438 views
    • 
    • Plan Doc
    • June 23, 2023

48. union and safe harbor design

    By JanetM, September 24, 2002
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • September 25, 2002

49. mental block... Max Allocation... SH MATCH/pro rata ER

    By K-t-F, December 20, 2007
    • 2 replies
    • 1.4k views
    • 
    • John Feldt ERPA CPC QPA
    • December 20, 2007

50. Safe Harbor 3% w/ Disc Match

    By Guest North Meets South, May 26, 2009
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • May 29, 2009