401(k) Plans

19,337 topics in this forum

1. Effective Date of Top Heavy Provisions for EGTRRA

   By Guest bgiles, June 29, 2003
   • 2 replies
   • 1.1k views
   • 
   • Blinky the 3-eyed Fish
   • June 30, 2003

2. Fair allocation formula

   By Guest latwz, March 22, 2006
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • March 23, 2006

3. Leased Employed Hired as Common Law Employee

   By DTH, May 23, 2007
   • 2 replies
   • 2.1k views
   • 
   • masteff
   • May 23, 2007

4. Deferrals in Error from Post-Termination Comp.

   By Guest Gumby, August 20, 2008
   • 2 replies
   • 1.8k views
   • 
   • Guest
   • August 21, 2008

5. Rollovers - Top Heavy

   By PMC, April 1, 2009
   • 2 replies
   • 1k views
   • 
   • PMC
   • April 1, 2009

6. Nonelecitve Xfer Between 401k and 403b?

   By austin3515, January 12, 2012
   • 2 replies
   • 1k views
   • 
   • austin3515
   • January 13, 2012

7. Vesting Breaks in Service

   By Nassau, October 25, 2012
   • 2 replies
   • 1.1k views
   • 
   • GMK
   • October 25, 2012

8. off calendar year

   By thepensionmaven, June 2, 2017
   • 2 replies
   • 414 views
   • 
   • CuseFan
   • June 2, 2017

9. excluding hce from safe harbor in a board res

   By hileman, April 10, 2018
   • 2 replies
   • 992 views
   • 
   • Larry Starr
   • April 10, 2018

10. Safe Harbor Plan with no contrib for NHCEs OK?

    By Lynn Campbell, December 17, 1998
    • 2 replies
    • 1.6k views
    • 
    • kocak
    • December 18, 1998

11. Profit Sharing funding deadline

    By Pixie, March 12, 2025
    • 2 replies
    • 565 views
    • 
    • truphao
    • March 13, 2025

12. Controled Group of Corporations

    By Guest Casey Russell, August 13, 2002
    • 2 replies
    • 1.1k views
    • 
    • E as in ERISA
    • August 14, 2002

13. S-Corp - Profit Sharing Contribution Deadline

    By Guest dhoefer, March 13, 2004
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • March 13, 2004

14. One man show businesses and ERISA

    By K-t-F, September 8, 2004
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 9, 2004

15. Profit Sharing Allocation on Years of Service

    By 52626, June 15, 2015
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • June 16, 2015

16. 401k Roth - How to calculate the Roth on paychecks?

    By remozseo, December 25, 2017   

    • roth
    • 2 replies
    • 53.1k views
    • 
    • hr for me
    • December 26, 2017

17. Top Paid Group Election

    By Madison71, July 27, 2018
    • 2 replies
    • 1.1k views
    • 
    • Kevin C
    • July 27, 2018

18. 5500 EZ or SF?

    By cheersmate, July 10, 2021
    • 2 replies
    • 638 views
    • 
    • cheersmate
    • July 15, 2021

19. 404(c); Plan Audits

    By Guest ANNEBV, December 15, 1998
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • December 18, 1998

20. Can deferrals be accepted by a plan after participant terminates emplo

    By Alonzo, January 27, 2000
    • 2 replies
    • 1.7k views
    • 
    • Jon Chambers
    • January 28, 2000

21. Exclusion of Previously Eligible Employees

    By Guest lforesz, November 1, 2002
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • November 4, 2002

22. Final regs clarification

    By LIBERTYKID, August 28, 2006
    • 2 replies
    • 1.6k views
    • 
    • jpod
    • August 28, 2006

23. Elective deferral limit

    By Santo Gold, May 23, 2007
    • 2 replies
    • 1.3k views
    • 
    • Santo Gold
    • May 23, 2007

24. Unterminate plan termination

    By TA, March 12, 2020
    • 2 replies
    • 854 views
    • 
    • david rigby
    • March 12, 2020

25. 401(k) loan deemed distributions as CRDs

    By Ian, August 5, 2020
    • 2 replies
    • 923 views
    • 
    • Ian
    • August 7, 2020

26. HCEs not receiving regular employer match

    By Rose, March 9, 2022
    • 2 replies
    • 561 views
    • 
    • BG5150
    • March 9, 2022

27. After-tax (Voluntary) contributions in a safe harbor match plan

    By cpc0506, May 13, 2022
    • 2 replies
    • 1.2k views
    • 
    • MWeddell
    • July 8, 2022

28. Post-Severance Compensation

    By HCE, July 28, 2022
    • 2 replies
    • 1.1k views
    • 
    • Peter Gulia
    • July 28, 2022

29. 401k Deposits Not Made and Company Has No Money

    By Guest needhelp, September 20, 2001
    • 2 replies
    • 1.8k views
    • 
    • Belgarath
    • September 20, 2001

30. Mutual Fund Software

    By Guest tintree73, May 20, 2003
    • 2 replies
    • 933 views
    • 
    • Guest
    • May 21, 2003

31. 3% employer safe harbor contribution - late or not late?

    By Guest Michael Anderson, November 21, 2003
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • November 24, 2003

32. 401(k) Plan / average benefits test

    By Guest hyper, June 30, 2004
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • June 30, 2004

33. Retroactive 2006 match amendment?

    By Guest FAQ, March 27, 2007
    • 2 replies
    • 1.6k views
    • 
    • namealreadyinuse
    • March 29, 2007

34. Is K1 Partner an Employee for Testing Purposes

    By Rich L. Mayer, May 5, 2010
    • 2 replies
    • 1.6k views
    • 
    • austin3515
    • May 5, 2010

35. Blackout Notice - only affects owner

    By 401(k)athryn, July 27, 2018
    • 2 replies
    • 1.8k views
    • 
    • Peter Gulia
    • July 30, 2018

36. Deadline for funding deferrals for owners of Sub S Corp

    By Pammie57, December 31, 2018
    • 2 replies
    • 525 views
    • 
    • Larry Starr
    • January 2, 2019

37. Former safe harbor plan vesting change

    By jas55, June 8, 2020
    • 2 replies
    • 595 views
    • 
    • Lou S.
    • June 8, 2020

38. 410b testing

    By Chippy, March 9, 2021
    • 2 replies
    • 717 views
    • 
    • Lou S.
    • March 9, 2021

39. Plans eligible to receive safe harbor contributions.

    By AJ North, January 5, 2022
    • 2 replies
    • 653 views
    • 
    • ESOP Guy
    • January 7, 2022

40. Has anyone ever used recharacterization to correct an ADP test? If so,

    By John A, May 4, 2000
    • 2 replies
    • 2k views
    • 
    • Ervin Barham
    • May 11, 2000

41. Re-run ADP/ACP testing after EPCRS correction?

    By casey72, April 29, 2024
    • 2 replies
    • 889 views
    • 
    • Paul I
    • April 30, 2024

42. Dual Eligibility with ADP/ACP Safe Harbor?

    By Guest noelwolfe, October 14, 2003
    • 2 replies
    • 3.2k views
    • 
    • Guest
    • October 15, 2003

43. Determination of catch-ups in an off calendar plan

    By MR, August 17, 2004
    • 2 replies
    • 1.2k views
    • 
    • MR
    • August 17, 2004

44. Refunds of Excess Aggregate Contributions

    By Gadgetfreak, February 20, 2011
    • 2 replies
    • 2.7k views
    • 
    • Tom Poje
    • February 21, 2011

45. Participant Statements

    By Nassau, February 21, 2012
    • 2 replies
    • 984 views
    • 
    • QDROphile
    • February 21, 2012

46. Compensation excluding bonus

    By khr, October 6, 2015
    • 2 replies
    • 973 views
    • 
    • Tom Poje
    • October 7, 2015

47. Improper distribution of Excess Contributions

    By SEllis, November 25, 2019
    • 2 replies
    • 730 views
    • 
    • Bri
    • November 26, 2019

48. top heavy contributions

    By Guest Christine, December 19, 1998
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • December 22, 1998

49. Catch-Up Limits in Off-Calendar Year Plans

    By Guest thooge, September 8, 2004
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 9, 2004

50. Top Heavy plan but everyone is highly compensated

    By Guest smhjr, December 24, 2004
    • 2 replies
    • 1.2k views
    • 
    • R. Butler
    • December 24, 2004