401(k) Plans

19,321 topics in this forum

1. off calendar year

   By thepensionmaven, June 2, 2017
   • 2 replies
   • 407 views
   • 
   • CuseFan
   • June 2, 2017

2. excluding hce from safe harbor in a board res

   By hileman, April 10, 2018
   • 2 replies
   • 977 views
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   • Larry Starr
   • April 10, 2018

3. Safe Harbor Plan with no contrib for NHCEs OK?

   By Lynn Campbell, December 17, 1998
   • 2 replies
   • 1.6k views
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   • kocak
   • December 18, 1998

4. Profit Sharing funding deadline

   By Pixie, March 12, 2025
   • 2 replies
   • 548 views
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   • truphao
   • March 13, 2025

5. Controled Group of Corporations

   By Guest Casey Russell, August 13, 2002
   • 2 replies
   • 1.1k views
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   • E as in ERISA
   • August 14, 2002

6. S-Corp - Profit Sharing Contribution Deadline

   By Guest dhoefer, March 13, 2004
   • 2 replies
   • 2.1k views
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   • Guest
   • March 13, 2004

7. One man show businesses and ERISA

   By K-t-F, September 8, 2004
   • 2 replies
   • 1.3k views
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   • Guest
   • September 9, 2004

8. Profit Sharing Allocation on Years of Service

   By 52626, June 15, 2015
   • 2 replies
   • 1.2k views
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   • david rigby
   • June 16, 2015

9. 401k Roth - How to calculate the Roth on paychecks?

   By remozseo, December 25, 2017   

   • roth
   • 2 replies
   • 52.3k views
   • 
   • hr for me
   • December 26, 2017

10. Top Paid Group Election

    By Madison71, July 27, 2018
    • 2 replies
    • 1.1k views
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    • Kevin C
    • July 27, 2018

11. 5500 EZ or SF?

    By cheersmate, July 10, 2021
    • 2 replies
    • 629 views
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    • cheersmate
    • July 15, 2021

12. 404(c); Plan Audits

    By Guest ANNEBV, December 15, 1998
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • December 18, 1998

13. Can deferrals be accepted by a plan after participant terminates emplo

    By Alonzo, January 27, 2000
    • 2 replies
    • 1.7k views
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    • Jon Chambers
    • January 28, 2000

14. Exclusion of Previously Eligible Employees

    By Guest lforesz, November 1, 2002
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • November 4, 2002

15. Final regs clarification

    By LIBERTYKID, August 28, 2006
    • 2 replies
    • 1.5k views
    • 
    • jpod
    • August 28, 2006

16. Elective deferral limit

    By Santo Gold, May 23, 2007
    • 2 replies
    • 1.3k views
    • 
    • Santo Gold
    • May 23, 2007

17. Unterminate plan termination

    By TA, March 12, 2020
    • 2 replies
    • 842 views
    • 
    • david rigby
    • March 12, 2020

18. 401(k) loan deemed distributions as CRDs

    By Ian, August 5, 2020
    • 2 replies
    • 914 views
    • 
    • Ian
    • August 7, 2020

19. HCEs not receiving regular employer match

    By Rose, March 9, 2022
    • 2 replies
    • 553 views
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    • BG5150
    • March 9, 2022

20. After-tax (Voluntary) contributions in a safe harbor match plan

    By cpc0506, May 13, 2022
    • 2 replies
    • 1.2k views
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    • MWeddell
    • July 8, 2022

21. Post-Severance Compensation

    By HCE, July 28, 2022
    • 2 replies
    • 1.1k views
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    • Peter Gulia
    • July 28, 2022

22. 401k Deposits Not Made and Company Has No Money

    By Guest needhelp, September 20, 2001
    • 2 replies
    • 1.8k views
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    • Belgarath
    • September 20, 2001

23. Mutual Fund Software

    By Guest tintree73, May 20, 2003
    • 2 replies
    • 931 views
    • 
    • Guest
    • May 21, 2003

24. 3% employer safe harbor contribution - late or not late?

    By Guest Michael Anderson, November 21, 2003
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • November 24, 2003

25. 401(k) Plan / average benefits test

    By Guest hyper, June 30, 2004
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • June 30, 2004

26. Retroactive 2006 match amendment?

    By Guest FAQ, March 27, 2007
    • 2 replies
    • 1.6k views
    • 
    • namealreadyinuse
    • March 29, 2007

27. Is K1 Partner an Employee for Testing Purposes

    By Rich L. Mayer, May 5, 2010
    • 2 replies
    • 1.6k views
    • 
    • austin3515
    • May 5, 2010

28. Blackout Notice - only affects owner

    By 401(k)athryn, July 27, 2018
    • 2 replies
    • 1.8k views
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    • Peter Gulia
    • July 30, 2018

29. Deadline for funding deferrals for owners of Sub S Corp

    By Pammie57, December 31, 2018
    • 2 replies
    • 519 views
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    • Larry Starr
    • January 2, 2019

30. Former safe harbor plan vesting change

    By jas55, June 8, 2020
    • 2 replies
    • 589 views
    • 
    • Lou S.
    • June 8, 2020

31. 410b testing

    By Chippy, March 9, 2021
    • 2 replies
    • 708 views
    • 
    • Lou S.
    • March 9, 2021

32. Plans eligible to receive safe harbor contributions.

    By AJ North, January 5, 2022
    • 2 replies
    • 642 views
    • 
    • ESOP Guy
    • January 7, 2022

33. Has anyone ever used recharacterization to correct an ADP test? If so,

    By John A, May 4, 2000
    • 2 replies
    • 2k views
    • 
    • Ervin Barham
    • May 11, 2000

34. Re-run ADP/ACP testing after EPCRS correction?

    By casey72, April 29, 2024
    • 2 replies
    • 868 views
    • 
    • Paul I
    • April 30, 2024

35. Dual Eligibility with ADP/ACP Safe Harbor?

    By Guest noelwolfe, October 14, 2003
    • 2 replies
    • 3.2k views
    • 
    • Guest
    • October 15, 2003

36. Determination of catch-ups in an off calendar plan

    By MR, August 17, 2004
    • 2 replies
    • 1.2k views
    • 
    • MR
    • August 17, 2004

37. Refunds of Excess Aggregate Contributions

    By Gadgetfreak, February 20, 2011
    • 2 replies
    • 2.7k views
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    • Tom Poje
    • February 21, 2011

38. Participant Statements

    By Nassau, February 21, 2012
    • 2 replies
    • 976 views
    • 
    • QDROphile
    • February 21, 2012

39. Compensation excluding bonus

    By khr, October 6, 2015
    • 2 replies
    • 965 views
    • 
    • Tom Poje
    • October 7, 2015

40. Improper distribution of Excess Contributions

    By SEllis, November 25, 2019
    • 2 replies
    • 716 views
    • 
    • Bri
    • November 26, 2019

41. top heavy contributions

    By Guest Christine, December 19, 1998
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • December 22, 1998

42. Catch-Up Limits in Off-Calendar Year Plans

    By Guest thooge, September 8, 2004
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 9, 2004

43. Top Heavy plan but everyone is highly compensated

    By Guest smhjr, December 24, 2004
    • 2 replies
    • 1.2k views
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    • R. Butler
    • December 24, 2004

44. Can a 12 years old employee be a participant & make deferrals?

    By Guest Tammy2006, January 31, 2006
    • 2 replies
    • 1.7k views
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    • GBurns
    • February 1, 2006

45. Catchup reclass

    By Guest Jeff Weber, March 3, 2008
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • March 4, 2008

46. Safe Harbor Match

    By jkdoll2, September 18, 2008
    • 2 replies
    • 1.6k views
    • 
    • Kevin C
    • September 18, 2008

47. Anticipated Medical Expenses for Hardship

    By Oh so SIMPLE, May 4, 2012
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • May 9, 2012

48. Auto Enroll Notice - Default Invesment

    By DTH, October 25, 2012
    • 2 replies
    • 964 views
    • 
    • DTH
    • October 31, 2012

49. Failed 401(k) Test and Rollover

    By 52626, September 30, 2013
    • 2 replies
    • 1.4k views
    • 
    • BG5150
    • September 30, 2013

50. KSOP - Substantial and Recurring Contributions

    By EBECatty, February 21, 2017
    • 2 replies
    • 470 views
    • 
    • EBECatty
    • February 21, 2017