401(k) Plans

19,337 topics in this forum

1. Top Heavy plan but everyone is highly compensated

   By Guest smhjr, December 24, 2004
   • 2 replies
   • 1.2k views
   • 
   • R. Butler
   • December 24, 2004

2. Can a 12 years old employee be a participant & make deferrals?

   By Guest Tammy2006, January 31, 2006
   • 2 replies
   • 1.7k views
   • 
   • GBurns
   • February 1, 2006

3. Catchup reclass

   By Guest Jeff Weber, March 3, 2008
   • 2 replies
   • 1.2k views
   • 
   • Guest
   • March 4, 2008

4. Safe Harbor Match

   By jkdoll2, September 18, 2008
   • 2 replies
   • 1.6k views
   • 
   • Kevin C
   • September 18, 2008

5. Anticipated Medical Expenses for Hardship

   By Oh so SIMPLE, May 4, 2012
   • 2 replies
   • 2.2k views
   • 
   • Guest
   • May 9, 2012

6. Auto Enroll Notice - Default Invesment

   By DTH, October 25, 2012
   • 2 replies
   • 968 views
   • 
   • DTH
   • October 31, 2012

7. Failed 401(k) Test and Rollover

   By 52626, September 30, 2013
   • 2 replies
   • 1.4k views
   • 
   • BG5150
   • September 30, 2013

8. KSOP - Substantial and Recurring Contributions

   By EBECatty, February 21, 2017
   • 2 replies
   • 472 views
   • 
   • EBECatty
   • February 21, 2017

9. eligibility

   By thepensionmaven, February 20, 2018
   • 2 replies
   • 557 views
   • 
   • thepensionmaven
   • March 7, 2018

10. 415 comp used for TH Min

    By Guest billy bong, December 16, 1998
    • 2 replies
    • 1.4k views
    • 
    • LCARUSI
    • December 23, 1998

11. Charging Administrative Expenses Against Plan Assets

    By Guest L, May 20, 1999
    • 2 replies
    • 1.7k views
    • 
    • Jon Chambers
    • May 28, 1999

12. Top Heavy contribution to a new participant vs. contributions to the r

    By Guest SJPrince, September 29, 2000
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • October 2, 2000

13. LUMP SUM TO REHIRED PARTICIPANT

    By Guest ROB VIDOVICH, May 20, 2003
    • 2 replies
    • 1.5k views
    • 
    • ccassetty
    • May 21, 2003

14. 401k Distributions for NON US Citizens living outside the US

    By Guest ahyland, March 5, 2007
    • 2 replies
    • 1.9k views
    • 
    • lexi
    • March 6, 2007

15. New plan, service and age waived, what about 410(b)

    By John Feldt ERPA CPC QPA, October 14, 2009
    • 2 replies
    • 1.6k views
    • 
    • Bird
    • October 14, 2009

16. true up vs. matching too much

    By K2retire, March 16, 2011
    • 2 replies
    • 1.3k views
    • 
    • 401king
    • March 17, 2011

17. Guaranteed Annuity Contracts and "Insured"

    By jkharvey, June 19, 2012
    • 2 replies
    • 809 views
    • 
    • Guest
    • June 20, 2012

18. Deadline for form 5500/5558

    By KevinMc, July 28, 2022
    • 2 replies
    • 919 views
    • 
    • Peter Gulia
    • July 8, 2024

19. Amount available for hardship

    By Guest kac1214, May 29, 1999
    • 2 replies
    • 1.5k views
    • 
    • LCARUSI
    • May 30, 1999

20. How are you interpreting SECURE 2.0 Section 350?

    By Belgarath, February 8, 2023
    • 2 replies
    • 701 views
    • 
    • Belgarath
    • February 8, 2023

21. QNEC and QMAC vs nonelective contributions

    By dragondon, April 13, 2023
    • 2 replies
    • 1k views
    • 
    • CuseFan
    • April 14, 2023

22. LLC taxed as a Sole Proprietor

    By ac, September 7, 2023
    • 2 replies
    • 472 views
    • 
    • Bill Presson
    • September 8, 2023

23. Death & Taxes - Spouse Beneficiary wants to roll to her K plan!

    By Guest JimJ, August 30, 2001
    • 2 replies
    • 1.7k views
    • 
    • R. Butler
    • August 30, 2001

24. Safe Harbor Matches and Top Heavy...

    By Guest RONNIE WASEL, June 9, 2003
    • 2 replies
    • 1.2k views
    • 
    • Tom Poje
    • June 9, 2003

25. Disqualified plans - frequency

    By Guest AVH@MLS, October 19, 2006
    • 2 replies
    • 1.9k views
    • 
    • namealreadyinuse
    • October 19, 2006

26. Bankruptcy qualify for hardship withdrawal?

    By Guest jusducki, July 24, 2007
    • 2 replies
    • 3.9k views
    • 
    • 401_4_ever
    • July 24, 2007

27. Safe Harbor Nonelective & QNEC

    By Guest Margaret25, February 9, 2010
    • 2 replies
    • 2.1k views
    • 
    • Kevin C
    • February 9, 2010

28. Safe-harbor enhanced match

    By Guest csayles, February 28, 2014
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • February 28, 2014

29. EACA

    By Alex Daisy, November 3, 2014
    • 2 replies
    • 1.1k views
    • 
    • Alex Daisy
    • November 7, 2014

30. Retroactive Amendment

    By Vlad401k, August 13, 2015
    • 2 replies
    • 1.1k views
    • 
    • Vlad401k
    • August 14, 2015

31. Match forfeitures

    By pbarrett, May 28, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • June 1, 1999

32. Ever filed amended 5330 to try to get money back?

    By Guest boberlander, October 13, 2000
    • 2 replies
    • 1.8k views
    • 
    • R. Butler
    • October 18, 2000

33. 401(k) average matching contributions from technology companies

    By Guest Mike Lanio, April 24, 2001
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • May 1, 2001

34. Qualified Plan Assets in a QDOT

    By Guest kstorch, November 27, 2001
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • November 27, 2001

35. Restating a 401(k) Simple Plan

    By pbarrett, May 23, 2002
    • 2 replies
    • 1.8k views
    • 
    • Mike Preston
    • May 24, 2002

36. HCE determination

    By FJR, May 17, 2004
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • May 18, 2004

37. When can you amend to exclude HCE from plan participation?

    By MR, September 9, 2004
    • 2 replies
    • 1.5k views
    • 
    • MR
    • September 9, 2004

38. 401K -> IRA -> Roth IRA question

    By Guest sudhirao, December 25, 2004
    • 2 replies
    • 1.2k views
    • 
    • GBurns
    • December 26, 2004

39. hardship withdrawals for post-secondary education

    By Guest cac1134, June 30, 2005
    • 2 replies
    • 2.9k views
    • 
    • Guest
    • July 1, 2005

40. Medicare insurance premiums allowable for hardship?

    By BG5150, June 19, 2019
    • 2 replies
    • 983 views
    • 
    • BG5150
    • June 20, 2019

41. Roth 401(k) and Roth IRA Contribution Limits

    By Vlad401k, February 8, 2023
    • 2 replies
    • 948 views
    • 
    • Paul I
    • February 8, 2023

42. 5500 Line 6 Count - Active Employees No Longer Eligible for Contributions

    By The Guru, September 7, 2023
    • 2 replies
    • 439 views
    • 
    • CuseFan
    • September 8, 2023

43. Rehire Eligibility in a Multiple Employer Plan (MEP)

    By JenniferOhio, March 13, 2025
    • 2 replies
    • 816 views
    • 
    • JenniferOhio
    • March 18, 2025

44. Prime minus one as a plan loan interest rate?

    By KJohnson, January 11, 2001
    • 2 replies
    • 1.8k views
    • 
    • Alf
    • January 12, 2001

45. Top Heavy Determination

    By Guest AHS527, June 6, 2011
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • June 7, 2011

46. Effect of amending definition of 415 compensation

    By SST73, July 13, 2016   

    • 415 compensation
    • HCE determination
    • 2 replies
    • 951 views
    • 
    • RatherBeGolfing
    • July 13, 2016

47. Fund Replacement in MultiVendor Plan

    By khn, December 3, 2020
    • 2 replies
    • 484 views
    • 
    • khn
    • December 4, 2020

48. Aggregating RMD's between different plan types

    By Guest Steve Nolan, December 28, 1998
    • 2 replies
    • 2.3k views
    • 
    • Guest
    • December 28, 1998

49. If an employer makes the 3% QNEC under a safe harbor plan, I understan

    By Guest, October 7, 1999
    • 2 replies
    • 1.8k views
    • 
    • John A
    • October 7, 1999

50. Need 6621(a)(2) Rate

    By Guest, November 4, 2000
    • 2 replies
    • 1.9k views
    • 
    • david rigby
    • November 9, 2000