401(k) Plans

19,321 topics in this forum

1. eligibility

   By thepensionmaven, February 20, 2018
   • 2 replies
   • 548 views
   • 
   • thepensionmaven
   • March 7, 2018

2. 415 comp used for TH Min

   By Guest billy bong, December 16, 1998
   • 2 replies
   • 1.4k views
   • 
   • LCARUSI
   • December 23, 1998

3. Charging Administrative Expenses Against Plan Assets

   By Guest L, May 20, 1999
   • 2 replies
   • 1.7k views
   • 
   • Jon Chambers
   • May 28, 1999

4. Top Heavy contribution to a new participant vs. contributions to the r

   By Guest SJPrince, September 29, 2000
   • 2 replies
   • 1.6k views
   • 
   • Guest
   • October 2, 2000

5. LUMP SUM TO REHIRED PARTICIPANT

   By Guest ROB VIDOVICH, May 20, 2003
   • 2 replies
   • 1.5k views
   • 
   • ccassetty
   • May 21, 2003

6. 401k Distributions for NON US Citizens living outside the US

   By Guest ahyland, March 5, 2007
   • 2 replies
   • 1.9k views
   • 
   • lexi
   • March 6, 2007

7. New plan, service and age waived, what about 410(b)

   By John Feldt ERPA CPC QPA, October 14, 2009
   • 2 replies
   • 1.6k views
   • 
   • Bird
   • October 14, 2009

8. true up vs. matching too much

   By K2retire, March 16, 2011
   • 2 replies
   • 1.3k views
   • 
   • 401king
   • March 17, 2011

9. Guaranteed Annuity Contracts and "Insured"

   By jkharvey, June 19, 2012
   • 2 replies
   • 804 views
   • 
   • Guest
   • June 20, 2012

10. Deadline for form 5500/5558

    By KevinMc, July 28, 2022
    • 2 replies
    • 901 views
    • 
    • Peter Gulia
    • July 8, 2024

11. Amount available for hardship

    By Guest kac1214, May 29, 1999
    • 2 replies
    • 1.5k views
    • 
    • LCARUSI
    • May 30, 1999

12. How are you interpreting SECURE 2.0 Section 350?

    By Belgarath, February 8, 2023
    • 2 replies
    • 681 views
    • 
    • Belgarath
    • February 8, 2023

13. QNEC and QMAC vs nonelective contributions

    By dragondon, April 13, 2023
    • 2 replies
    • 1k views
    • 
    • CuseFan
    • April 14, 2023

14. LLC taxed as a Sole Proprietor

    By ac, September 7, 2023
    • 2 replies
    • 461 views
    • 
    • Bill Presson
    • September 8, 2023

15. Death & Taxes - Spouse Beneficiary wants to roll to her K plan!

    By Guest JimJ, August 30, 2001
    • 2 replies
    • 1.7k views
    • 
    • R. Butler
    • August 30, 2001

16. Safe Harbor Matches and Top Heavy...

    By Guest RONNIE WASEL, June 9, 2003
    • 2 replies
    • 1.2k views
    • 
    • Tom Poje
    • June 9, 2003

17. Disqualified plans - frequency

    By Guest AVH@MLS, October 19, 2006
    • 2 replies
    • 1.9k views
    • 
    • namealreadyinuse
    • October 19, 2006

18. Bankruptcy qualify for hardship withdrawal?

    By Guest jusducki, July 24, 2007
    • 2 replies
    • 3.9k views
    • 
    • 401_4_ever
    • July 24, 2007

19. Safe Harbor Nonelective & QNEC

    By Guest Margaret25, February 9, 2010
    • 2 replies
    • 2.1k views
    • 
    • Kevin C
    • February 9, 2010

20. Safe-harbor enhanced match

    By Guest csayles, February 28, 2014
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • February 28, 2014

21. EACA

    By Alex Daisy, November 3, 2014
    • 2 replies
    • 1.1k views
    • 
    • Alex Daisy
    • November 7, 2014

22. Retroactive Amendment

    By Vlad401k, August 13, 2015
    • 2 replies
    • 1.1k views
    • 
    • Vlad401k
    • August 14, 2015

23. Match forfeitures

    By pbarrett, May 28, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • June 1, 1999

24. Ever filed amended 5330 to try to get money back?

    By Guest boberlander, October 13, 2000
    • 2 replies
    • 1.8k views
    • 
    • R. Butler
    • October 18, 2000

25. 401(k) average matching contributions from technology companies

    By Guest Mike Lanio, April 24, 2001
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • May 1, 2001

26. Qualified Plan Assets in a QDOT

    By Guest kstorch, November 27, 2001
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • November 27, 2001

27. Restating a 401(k) Simple Plan

    By pbarrett, May 23, 2002
    • 2 replies
    • 1.8k views
    • 
    • Mike Preston
    • May 24, 2002

28. HCE determination

    By FJR, May 17, 2004
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • May 18, 2004

29. When can you amend to exclude HCE from plan participation?

    By MR, September 9, 2004
    • 2 replies
    • 1.5k views
    • 
    • MR
    • September 9, 2004

30. 401K -> IRA -> Roth IRA question

    By Guest sudhirao, December 25, 2004
    • 2 replies
    • 1.2k views
    • 
    • GBurns
    • December 26, 2004

31. hardship withdrawals for post-secondary education

    By Guest cac1134, June 30, 2005
    • 2 replies
    • 2.9k views
    • 
    • Guest
    • July 1, 2005

32. Medicare insurance premiums allowable for hardship?

    By BG5150, June 19, 2019
    • 2 replies
    • 972 views
    • 
    • BG5150
    • June 20, 2019

33. Roth 401(k) and Roth IRA Contribution Limits

    By Vlad401k, February 8, 2023
    • 2 replies
    • 904 views
    • 
    • Paul I
    • February 8, 2023

34. 5500 Line 6 Count - Active Employees No Longer Eligible for Contributions

    By The Guru, September 7, 2023
    • 2 replies
    • 425 views
    • 
    • CuseFan
    • September 8, 2023

35. Rehire Eligibility in a Multiple Employer Plan (MEP)

    By JenniferOhio, March 13, 2025
    • 2 replies
    • 788 views
    • 
    • JenniferOhio
    • March 18, 2025

36. Prime minus one as a plan loan interest rate?

    By KJohnson, January 11, 2001
    • 2 replies
    • 1.8k views
    • 
    • Alf
    • January 12, 2001

37. Top Heavy Determination

    By Guest AHS527, June 6, 2011
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • June 7, 2011

38. Effect of amending definition of 415 compensation

    By SST73, July 13, 2016   

    • 415 compensation
    • HCE determination
    • 2 replies
    • 945 views
    • 
    • RatherBeGolfing
    • July 13, 2016

39. Fund Replacement in MultiVendor Plan

    By khn, December 3, 2020
    • 2 replies
    • 479 views
    • 
    • khn
    • December 4, 2020

40. Aggregating RMD's between different plan types

    By Guest Steve Nolan, December 28, 1998
    • 2 replies
    • 2.3k views
    • 
    • Guest
    • December 28, 1998

41. If an employer makes the 3% QNEC under a safe harbor plan, I understan

    By Guest, October 7, 1999
    • 2 replies
    • 1.8k views
    • 
    • John A
    • October 7, 1999

42. Need 6621(a)(2) Rate

    By Guest, November 4, 2000
    • 2 replies
    • 1.9k views
    • 
    • david rigby
    • November 9, 2000

43. Deferred Comp- How to calculate?

    By Guest Timothy Brown, March 10, 2001
    • 2 replies
    • 4.4k views
    • 
    • Guest
    • March 11, 2001

44. Limitation year is not calender year

    By FJR, April 12, 2002
    • 2 replies
    • 1.7k views
    • 
    • Belgarath
    • April 12, 2002

45. Mandatory Roth Catch-Up Correction Method -- Followed by EPCRS Correction?

    By Interested Party, November 6, 2025
    • 2 replies
    • 518 views
    • 
    • Interested Party
    • November 7, 2025

46. 401(k) eligibility date

    By Guest Tara Curran, September 5, 2002
    • 2 replies
    • 1.9k views
    • 
    • 2muchstress
    • September 6, 2002

47. Safe Habor 401(k) - Incorrect Match

    By Guest rgorman, February 12, 2004
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • February 13, 2004

48. Severance Pay - Retirement Plan Options?

    By Guest ctlyn, December 26, 2004
    • 2 replies
    • 4.4k views
    • 
    • mbozek
    • December 29, 2004

49. ROTH IRA, Help

    By Guest newinvestor, March 22, 2005
    • 2 replies
    • 1.3k views
    • 
    • Effen
    • March 24, 2005

50. Discontinue add'l fixed match in SH plan

    By Guest GandJ, April 19, 2006
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • April 21, 2006