401(k) Plans

19,334 topics in this forum

1. 20% Mandatory Tax Credit Distribution - REFUND

   By Guest PAINPA, October 12, 2005
   • 5 replies
   • 1.3k views
   • 
   • Erik Read
   • October 12, 2005

2. Final regs say deferrals are treated as Employer contributions under IRC 404 - ? Also need help finding certain provisions in final regs.

   By Guest LMalone, July 28, 2005
   • 2 replies
   • 1.3k views
   • 
   • Tom Poje
   • July 29, 2005

3. Plan termination

   By cpc0506, July 13, 2011
   • 2 replies
   • 1.3k views
   • 
   • cpc0506
   • July 14, 2011

4. QPSA Notice

   By ERISA25, August 19, 2013
   • 1 reply
   • 1.3k views
   • 
   • Bird
   • August 20, 2013

5. Applying Federal short-term rate to late deposits when more than one q

   By John A, February 11, 2002
   • 0 replies
   • 1.3k views
   • 
   • John A
   • February 11, 2002

6. Can a plan sponsor currently make an election retroactive to 1/1/2000,

   By Guest ROB VIDOVICH, December 20, 2000
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • December 20, 2000

7. S corp can make deferrals through April 15th?

   By Jim Chad, April 4, 2012
   • 6 replies
   • 1.3k views
   • 
   • austin3515
   • April 9, 2012

8. Eligibility… Is a person eligible to contribute to a 401(k)?

   By Guest Cookiemonster, October 17, 2003
   • 2 replies
   • 1.3k views
   • 
   • Guest
   • October 17, 2003

9. safe harbor 401(k)

   By k man, March 3, 2004
   • 5 replies
   • 1.3k views
   • 
   • Guest
   • March 4, 2004

10. Two 415 limits?

    By K-t-F, September 7, 2006
    • 2 replies
    • 1.3k views
    • 
    • K-t-F
    • September 7, 2006

11. Dr. has a $70,000 loan during 2004. What is the correction method?

    By Guest vqualplan, September 28, 2005
    • 2 replies
    • 1.3k views
    • 
    • mbozek
    • September 28, 2005

12. Statute of Limitation on ADP/ACP testing?

    By CJS07, August 1, 2008
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • August 1, 2008

13. Want to double check sole proprietor calc

    By Jim Chad, February 26, 2009
    • 2 replies
    • 1.3k views
    • 
    • imchipbrown
    • February 27, 2009

14. Optimum SE earned income for maximum annual addition

    By SMB, February 8, 2012
    • 8 replies
    • 1.3k views
    • 
    • masteff
    • February 9, 2012

15. Start-up Plan

    By Guest RJF, July 20, 2006
    • 1 reply
    • 1.3k views
    • 
    • Bird
    • July 20, 2006

16. Definition of Compensation

    By Guest notapensiongeek, September 12, 2008
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 12, 2008

17. Issue 1099 for loan if current on payments and no loan offset?

    By UM1234, April 4, 2014
    • 3 replies
    • 1.3k views
    • 
    • UM1234
    • April 4, 2014

18. Late Deposit not "quite" corrected

    By Just Me, August 13, 2004
    • 2 replies
    • 1.3k views
    • 
    • Just Me
    • August 13, 2004

19. Does that mean that one would not pass it even if one runs the ACP or ADP test?

    By Guest Enda80, October 13, 2009
    • 4 replies
    • 1.3k views
    • 
    • BG5150
    • October 20, 2009

20. EGTRRA Top Heavy Question

    By RTK, September 25, 2002
    • 0 replies
    • 1.3k views
    • 
    • RTK
    • September 25, 2002

21. 404(a)(5) for SDBAs

    By Gadgetfreak, August 8, 2012
    • 4 replies
    • 1.3k views
    • 
    • Gadgetfreak
    • August 9, 2012

22. Company going broke and closing doors. Can't afford safe harbor match

    By Santo Gold, July 10, 2025
    • 10 replies
    • 1.3k views
    • 
    • Santo Gold
    • July 12, 2025

23. Reinstate Nonvested Amount to Rehire?

    By mming, October 3, 2007
    • 1 reply
    • 1.3k views
    • 
    • Mike Preston
    • October 3, 2007

24. Safe Harbor Contributions?

    By Jilliandiz, July 12, 2005
    • 3 replies
    • 1.3k views
    • 
    • Jilliandiz
    • July 13, 2005

25. Excess hardship withdrawal allowed

    By Belgarath, August 9, 2005
    • 0 replies
    • 1.3k views
    • 
    • Belgarath
    • August 9, 2005

26. Collectively Bargained Employees

    By Guest Giovanni, February 24, 2003
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • February 25, 2003

27. Profit Sharing Contribution Allocation Eligibility

    By Guest 401KTPA, March 11, 2005
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • March 11, 2005

28. Safe Harbor Plan Terminating

    By Jilliandiz, June 23, 2005
    • 7 replies
    • 1.3k views
    • 
    • R. Butler
    • June 23, 2005

29. Plan Eligibility

    By Guest Bob Lees, March 15, 2006
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • March 15, 2006

30. Katrina Loans

    By Guest dietpepsi, October 6, 2005
    • 1 reply
    • 1.3k views
    • 
    • E as in ERISA
    • October 6, 2005

31. Early Eligibility for Safe Harbor Testing

    By smm, May 15, 2003
    • 3 replies
    • 1.3k views
    • 
    • Archimage
    • May 16, 2003

32. Safe harbor plan language

    By Guest SJPrince, April 21, 2000
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • April 21, 2000

33. Canadian employee eligible for 401k plan?

    By Guest JFTN, February 22, 2012
    • 1 reply
    • 1.3k views
    • 
    • ETA Consulting LLC
    • February 23, 2012

34. Assumed 3% deferrals

    By Guest CGBS, February 15, 2000
    • 1 reply
    • 1.3k views
    • 
    • Alf
    • February 16, 2000

35. Plan Sponsor's cost reduction

    By Guest Iwonder, December 16, 2009
    • 7 replies
    • 1.3k views
    • 
    • cpc0506
    • December 20, 2009

36. Plan Entry Date Modification

    By Fred Payne, February 3, 2003
    • 1 reply
    • 1.3k views
    • 
    • Mike Preston
    • February 3, 2003

37. Avoiding Independent Audit Requirement

    By TPA Bob, October 20, 2009
    • 5 replies
    • 1.3k views
    • 
    • TPA Bob
    • October 20, 2009

38. Deceased Participant's beneficiary "may" be under a Conservatorship

    By Kansas401k, September 29, 2021
    • 6 replies
    • 1.3k views
    • 
    • Kansas401k
    • October 1, 2021

39. Benefit Accrual in Standardized Plan

    By Dawn Hafner, March 1, 2002
    • 1 reply
    • 1.3k views
    • 
    • actuarysmith
    • March 1, 2002

40. Is this plan design a "safe harbor" 401(k) plan?

    By Guest, October 4, 2000
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • October 4, 2000

41. Plan Imposed Limit

    By fiona1, March 31, 2005
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • April 1, 2005

42. Compensation for Deferrals only and 414(s)

    By Nancy D, June 13, 2016
    • 6 replies
    • 1.3k views
    • 
    • Nancy D
    • June 14, 2016

43. Catch-up Contributions on Off-Calander Plans

    By Guest sritts, March 20, 2002
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • March 20, 2002

44. Surrender Fees

    By Guest chris4013, April 5, 2003
    • 1 reply
    • 1.3k views
    • 
    • Mike Preston
    • April 6, 2003

45. Manual ADP Refunds

    By ratherbereading, August 8, 2017   

    • adp test; refunds
    • 10 replies
    • 1.3k views
    • 
    • david rigby
    • August 9, 2017

46. New Safe Harbor today, effective 1/1/05?

    By Guest LTurner, December 9, 2005
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • December 9, 2005

47. USERRA ?

    By Guest fcdeacy, September 26, 2006
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 26, 2006

48. Employer wants to reduce prior discretionary contrib

    By Guest bevb, August 29, 2008
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • August 29, 2008

49. ADP testing when owners hire their minor sons part time and eligibility for deferral is immediate with no age or service requirements

    By Guest DIGMYDOG, December 18, 2003
    • 3 replies
    • 1.3k views
    • 
    • Mike Preston
    • December 18, 2003

50. SAR-SEP & 401(k)?

    By Guest hpaine, October 21, 2003
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • October 21, 2003