401(k) Plans

19,321 topics in this forum

1. Vesting

   By Chippy, November 8, 2017
   • 5 replies
   • 1.3k views
   • 
   • ESOP Guy
   • November 13, 2017

2. Avoiding Independent Audit Requirement

   By TPA Bob, October 20, 2009
   • 5 replies
   • 1.3k views
   • 
   • TPA Bob
   • October 20, 2009

3. Employer wants to reduce prior discretionary contrib

   By Guest bevb, August 29, 2008
   • 2 replies
   • 1.3k views
   • 
   • Guest
   • August 29, 2008

4. HCE definition 1991-2005

   By fiona1, February 11, 2005
   • 2 replies
   • 1.3k views
   • 
   • GBurns
   • February 11, 2005

5. Two 415 limits?

   By K-t-F, September 7, 2006
   • 2 replies
   • 1.3k views
   • 
   • K-t-F
   • September 7, 2006

6. Excess hardship withdrawal allowed

   By Belgarath, August 9, 2005
   • 0 replies
   • 1.3k views
   • 
   • Belgarath
   • August 9, 2005

7. One big plan with many divisions now has to have one of the divisions separated into its own plan. Need help.

   By Guest DIGMYDOG, October 22, 2003
   • 2 replies
   • 1.3k views
   • 
   • MWeddell
   • October 28, 2003

8. Automatic, passive, negative enrollments

   By Guest cody, May 20, 2005
   • 1 reply
   • 1.3k views
   • 
   • Tom Poje
   • June 1, 2005

9. distribution w/ no withholding

   By Guest babs51, April 11, 2006
   • 4 replies
   • 1.3k views
   • 
   • Archimage
   • April 13, 2006

10. Failure to make refunds - how to correct?

    By Guest DazedAndConfused, April 17, 2007
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • April 17, 2007

11. 20% withholding

    By goldtpa, September 4, 2014
    • 1 reply
    • 1.3k views
    • 
    • GMK
    • September 5, 2014

12. Rehired by a new employer

    By Guest JPIngold, December 7, 2009
    • 5 replies
    • 1.3k views
    • 
    • david rigby
    • December 10, 2009

13. If a plan currently performs true ups at year end, and allows deferrals from bonus, can

    By Guest jhilliard, June 29, 2004
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • June 29, 2004

14. Safe Harbor 401(k) Matching Contributions

    By Guest ATTY, April 21, 2000
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • April 21, 2000

15. ADP refunds to satisfy RMD

    By Biz Develop Consultant BJF, September 14, 2017   

    • rmd
    • adp refunds
    • (and 1 more)

      Tagged with:

      • rmd
      • adp refunds
      • adp
    • 2 replies
    • 1.3k views
    • 
    • Biz Develop Consultant BJF
    • September 14, 2017

16. negative elections for some but not all participants

    By ERISA-Bubs, February 20, 2014
    • 5 replies
    • 1.3k views
    • 
    • K2retire
    • February 21, 2014

17. EGTRRA Top Heavy Question

    By RTK, September 25, 2002
    • 0 replies
    • 1.3k views
    • 
    • RTK
    • September 25, 2002

18. Settlement Check in Class Action

    By CLE401kGuy, November 30, 2015
    • 2 replies
    • 1.3k views
    • 
    • mbozek
    • December 1, 2015

19. PLAN EXPENSES

    By Guest mk2308, August 25, 2005
    • 3 replies
    • 1.3k views
    • 
    • WDIK
    • August 26, 2005

20. Top Paid Group

    By austin3515, February 25, 2012
    • 4 replies
    • 1.3k views
    • 
    • BG5150
    • March 1, 2012

21. Solo k Tax ID

    By Guest bouncingsoul, November 17, 2006
    • 3 replies
    • 1.3k views
    • 
    • SMB
    • November 18, 2006

22. Plan Entry Date Modification

    By Fred Payne, February 3, 2003
    • 1 reply
    • 1.3k views
    • 
    • Mike Preston
    • February 3, 2003

23. Deferrals based on clawed-back bonus

    By HCE, August 17, 2022
    • 4 replies
    • 1.3k views
    • 
    • HCE
    • August 18, 2022

24. SAR-SEP & 401(k)?

    By Guest hpaine, October 21, 2003
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • October 21, 2003

25. Benefit Accrual in Standardized Plan

    By Dawn Hafner, March 1, 2002
    • 1 reply
    • 1.3k views
    • 
    • actuarysmith
    • March 1, 2002

26. Plan Imposed Limit

    By fiona1, March 31, 2005
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • April 1, 2005

27. correction under EPCRS for missed deferrals

    By Barbara, May 20, 2019
    • 8 replies
    • 1.3k views
    • 
    • Barbara
    • May 23, 2019

28. UBTI in a 401k plan

    By alcat649, November 6, 2015   

    • UBTI 401k 990-T
    • 0 replies
    • 1.3k views
    • 
    • alcat649
    • November 6, 2015

29. Match Vesting Schedule

    By Guest jim williams, February 25, 2004
    • 2 replies
    • 1.3k views
    • 
    • MWeddell
    • February 27, 2004

30. EPCRS correction for excluded employees

    By Kimberly S, May 14, 2007
    • 3 replies
    • 1.3k views
    • 
    • Kimberly S
    • May 17, 2007

31. New QACA formula

    By traveler, September 23, 2015   

    • 401(k)(13) auto enroll
    • 2 replies
    • 1.3k views
    • 
    • traveler
    • October 19, 2015

32. Initial 3 month Safe Harbor 401(k Plan Year

    By Schwiggin, October 26, 2018
    • 2 replies
    • 1.3k views
    • 
    • Kevin C
    • October 26, 2018

33. Plan contributions

    By Gary, June 4, 2010
    • 5 replies
    • 1.3k views
    • 
    • austin3515
    • June 5, 2010

34. Is an audit necessary?

    By FAPInJax, June 14, 2004
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • June 16, 2004

35. Earned Income/key employees/Top Heavy Minimum

    By Chippy, March 11, 2014
    • 5 replies
    • 1.3k views
    • 
    • PensionPro
    • March 12, 2014

36. Excess Deferral

    By Guest Giovanni, January 24, 2005
    • 3 replies
    • 1.3k views
    • 
    • RCK
    • January 25, 2005

37. Top Heavy question regarding a "Former" Key EE

    By Guest KD40, February 6, 2003
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • February 7, 2003

38. Failure to meet Top-Heavy contribution requirement

    By bzorc, February 23, 2004
    • 3 replies
    • 1.3k views
    • 
    • Tom Poje
    • February 24, 2004

39. Amending a Prototype for Automatic Rollover Provisions

    By Guest PB&J, June 21, 2005
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • June 22, 2005

40. M&A - terminate buyer's plan?

    By casey72, October 16, 2025
    • 13 replies
    • 1.3k views
    • 
    • casey72
    • November 6, 2025

41. Eligibility

    By Jilliandiz, December 21, 2005
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • December 21, 2005

42. December 401(k) contributions

    By Guest mkd*, September 21, 2010
    • 7 replies
    • 1.3k views
    • 
    • oriecat
    • September 22, 2010

43. Controlled Group Status Change

    By PMC, June 24, 2009
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • July 8, 2009

44. Arbitration Match Issue

    By Guest benefitstudent, March 7, 2007
    • 4 replies
    • 1.3k views
    • 
    • QDROphile
    • March 7, 2007

45. transfer to new investment advisor

    By Guest erisaauditor, September 24, 2009
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • September 28, 2009

46. Timing of termination of PSP, application for determination letter and ERISA Notice

    By billfgrady, December 17, 2003
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • December 17, 2003

47. HCE Limit

    By justatester, March 18, 2009
    • 4 replies
    • 1.3k views
    • 
    • justatester
    • March 19, 2009

48. correction for failure to implement investment elections

    By k man, August 3, 2007
    • 1 reply
    • 1.3k views
    • 
    • Jim Chad
    • August 7, 2007

49. Top Heavy - 3% Safe Harbor & Profit Sharing

    By Guest jkrad, March 30, 2005
    • 1 reply
    • 1.3k views
    • 
    • wmyer
    • March 30, 2005

50. 5330 Paid Preparer

    By Blinky the 3-eyed Fish, April 15, 2008
    • 1 reply
    • 1.3k views
    • 
    • masteff
    • April 15, 2008