401(k) Plans

19,337 topics in this forum

1. Does it make sense to roll out of the § 401(a)-(k) plan?

   By Peter Gulia, June 6, 2024
   • 5 replies
   • 1.3k views
   • 
   • Paul I
   • June 6, 2024

2. Failure to make refunds - how to correct?

   By Guest DazedAndConfused, April 17, 2007
   • 1 reply
   • 1.3k views
   • 
   • Tom Poje
   • April 17, 2007

3. Loan Suspension under CARES Act

   By sb0828, June 1, 2020
   • 5 replies
   • 1.3k views
   • 
   • Caroline Martinez
   • June 3, 2020

4. Controlled Group Status Change

   By PMC, June 24, 2009
   • 1 reply
   • 1.3k views
   • 
   • Guest
   • July 8, 2009

5. 3 month eligibility

   By Guest decjr, June 10, 2014
   • 3 replies
   • 1.3k views
   • 
   • Tom Poje
   • June 10, 2014

6. Is an audit necessary?

   By FAPInJax, June 14, 2004
   • 2 replies
   • 1.3k views
   • 
   • Guest
   • June 16, 2004

7. correction for failure to implement investment elections

   By k man, August 3, 2007
   • 1 reply
   • 1.3k views
   • 
   • Jim Chad
   • August 7, 2007

8. Minimum service requirement

   By 7806akp, December 15, 2011
   • 3 replies
   • 1.3k views
   • 
   • ETA Consulting LLC
   • December 15, 2011

9. Eligibility

   By Jilliandiz, December 21, 2005
   • 1 reply
   • 1.3k views
   • 
   • Tom Poje
   • December 21, 2005

10. Successor employer

    By Guest mparker2028, October 15, 2006
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • October 15, 2006

11. For new 404(c) plan, how do we get info to participants

    By Guest neoplanner, March 21, 2005
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • March 28, 2005

12. 415 excess results in catch up

    By Guest dbvail, February 8, 2007
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • February 9, 2007

13. Matching Contributions

    By Madison71, January 15, 2010
    • 3 replies
    • 1.3k views
    • 
    • Madison71
    • January 19, 2010

14. Do we need a brand new plan?

    By Guest pjb, August 14, 2003
    • 6 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • August 15, 2003

15. Excess Deferral

    By Guest Giovanni, January 24, 2005
    • 3 replies
    • 1.3k views
    • 
    • RCK
    • January 25, 2005

16. When can we start another 401(k) Plan?

    By Jim Chad, September 25, 2012
    • 2 replies
    • 1.3k views
    • 
    • Kevin C
    • September 25, 2012

17. Timing of termination of PSP, application for determination letter and ERISA Notice

    By billfgrady, December 17, 2003
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • December 17, 2003

18. Controlled group compensation

    By Guest jim williams, March 30, 2005
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • March 30, 2005

19. 1st filing year for spin-off plan from a MEP...Pitfalls?

    By Guest Puff, March 21, 2014   

    • spin-off
    • mep
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • March 21, 2014

20. Roth 401(k) Rules

    By Guest Steve McD, October 4, 2005
    • 1 reply
    • 1.3k views
    • 
    • sloble@crowleyfleck.com
    • October 4, 2005

21. Vesting and Withdrawal provisions in Safe Harbor Notice

    By Peanut Butter Man, October 10, 2006
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • October 11, 2006

22. Safe harbor 3% and Comp while a participant

    By rfahey, February 23, 2007
    • 3 replies
    • 1.3k views
    • 
    • Belgarath
    • February 28, 2007

23. Too much employer deposit!

    By justanotheradmin, March 28, 2014
    • 6 replies
    • 1.3k views
    • 
    • justanotheradmin
    • March 28, 2014

24. Union EEs in ADP test

    By Guest Pat Metallic, May 15, 2009
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • May 18, 2009

25. retroactive amendment of insignificant error

    By Guest stakri, October 31, 2005
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • October 31, 2005

26. 1099's and ADP excesses

    By Brian Gallagher, February 27, 2004
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • February 27, 2004

27. Does a blackout notice need to specifically use the word "blackout"?

    By Florida401k, November 9, 2016   

    • blackout
    • 401(k)
    • (and 1 more)

      Tagged with:

      • blackout
      • 401(k)
      • notice
    • 3 replies
    • 1.3k views
    • 
    • My 2 cents
    • November 9, 2016

28. Determining highest contribution rate for Key's.

    By Guest dealvarez, January 25, 2002
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • January 25, 2002

29. Control Group and Covered Comp

    By Guest abajeb, March 3, 2006
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • March 3, 2006

30. Federal Tax Withholding on corrective distributions

    By 30Rock, April 25, 2014
    • 1 reply
    • 1.3k views
    • 
    • BG5150
    • April 25, 2014

31. Safe Harbor Match - Not for 2008

    By Jilliandiz, October 26, 2007
    • 3 replies
    • 1.3k views
    • 
    • John Feldt ERPA CPC QPA
    • October 26, 2007

32. Owner only Sole Proprietor DB plan

    By DDB BN, March 25, 2021
    • 4 replies
    • 1.3k views
    • 
    • DDB BN
    • March 26, 2021

33. Amending a Prototype for Automatic Rollover Provisions

    By Guest PB&J, June 21, 2005
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • June 22, 2005

34. Effect of contributions to a SIMPLE and a 401(k).

    By Guest, March 21, 2000
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • March 21, 2000

35. Controlled Group Member Fails Coverage

    By Randy Watson, December 5, 2006
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • December 6, 2006

36. Extend 5 year general purpose loan?

    By oldman, February 13, 2012
    • 2 replies
    • 1.3k views
    • 
    • MWeddell
    • August 22, 2014

37. Can Prior Year Safe Harbor be stopped for HCE?

    By TPApril, April 21, 2020
    • 8 replies
    • 1.3k views
    • 
    • Luke Bailey
    • April 22, 2020

38. Loan Offset / Repayment Under New Rules

    By austin3515, January 2, 2019
    • 5 replies
    • 1.3k views
    • 
    • Luke Bailey
    • January 4, 2019

39. Creditor Protection IRA vs 401k

    By CLE401kGuy, September 27, 2016
    • 3 replies
    • 1.3k views
    • 
    • Lou S.
    • September 27, 2016

40. 7 day safe harbor rule for deposits

    By WCC, November 30, 2016
    • 2 replies
    • 1.3k views
    • 
    • Kevin C
    • December 1, 2016

41. Safe Harbor

    By J. Bringhurst, November 26, 2002
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • November 27, 2002

42. New loan allowed by IRS lien?

    By AlbanyConsultant, March 16, 2007
    • 1 reply
    • 1.3k views
    • 
    • Jim Chad
    • March 16, 2007

43. Mandatory Roth -- Deemed Roth Feature -- Timing Issue

    By Interested Party, August 26, 2025
    • 4 replies
    • 1.3k views
    • 
    • Interested Party
    • August 26, 2025

44. Controlled Group

    By commishvp, May 17, 2006
    • 1 reply
    • 1.3k views
    • 
    • ERISAnut
    • May 17, 2006

45. Termination of 401(k) Plan

    By rocknrolls2, November 16, 2007
    • 0 replies
    • 1.3k views
    • 
    • rocknrolls2
    • November 16, 2007

46. IRS audit requests for 401k plan and or profit sharing

    By jeanh, May 27, 2025
    • 10 replies
    • 1.3k views
    • 
    • Bill Presson
    • June 1, 2025

47. How will the prior year/current year elections be affected if an emplo

    By Guest Phil Schwartz, May 15, 2000
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • May 17, 2000

48. Pension Auditors are Better than the DOL give credit for!

    By austin3515, May 9, 2012
    • 9 replies
    • 1.3k views
    • 
    • austin3515
    • May 10, 2012

49. ADP/ACP Aggregation

    By fiona1, March 5, 2008
    • 1 reply
    • 1.3k views
    • 
    • dcoderre
    • March 14, 2008

50. Unresponsive Beneficiary

    By BLM, August 9, 2017
    • 3 replies
    • 1.3k views
    • 
    • My 2 cents
    • August 9, 2017