401(k) Plans

19,275 topics in this forum

1. Plan Documents

   By Guest wmpension, December 13, 2005
   • 2 replies
   • 1.3k views
   • 
   • Bird
   • December 14, 2005

2. 401(k) Plan Termination

   By Guest ABABAK, March 7, 2012
   • 2 replies
   • 1.3k views
   • 
   • ETA Consulting LLC
   • March 8, 2012

3. 415 Excess

   By justatester, February 4, 2009
   • 2 replies
   • 1.3k views
   • 
   • Guest
   • February 6, 2009

4. Power of Attorney for Sick Participant

   By JKW, June 26, 2014
   • 4 replies
   • 1.3k views
   • 
   • Peter Gulia
   • June 27, 2014

5. Workforce Goes Union

   By Below Ground, September 14, 2006
   • 2 replies
   • 1.3k views
   • 
   • Below Ground
   • September 14, 2006

6. Improper 2012 401k Contribution for LLC

   By Gadgetfreak, September 11, 2013
   • 4 replies
   • 1.3k views
   • 
   • Kevin C
   • September 12, 2013

7. Life Insurance surrender and investing CSV into other plan assets

   By JohnEPNFP, February 12, 2024
   • 6 replies
   • 1.3k views
   • 
   • Bird
   • February 13, 2024

8. QDRO

   By Guest cody, December 16, 2004
   • 3 replies
   • 1.3k views
   • 
   • QDROphile
   • December 16, 2004

9. Employer Erroneously Issued Hardship Withdrawal

   By Guest Kristily, October 7, 2011
   • 2 replies
   • 1.3k views
   • 
   • shERPA
   • October 7, 2011

10. PS Contribution on only Bonus Pay

    By Guest milehighheel, March 30, 2010
    • 4 replies
    • 1.3k views
    • 
    • Bird
    • March 31, 2010

11. 401(k) Plan, with fully vested PS provision and no match provision

    By msmith, May 6, 2004
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • May 7, 2004

12. PTLT

    By thepensionmaven, January 3, 2024
    • 12 replies
    • 1.3k views
    • 
    • Gilmore
    • January 4, 2024

13. Cpntrolled group for only part of plan year

    By Guest LMalone, June 10, 2001
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • June 10, 2001

14. Loan from Roth Deferral and Subsequent Loan Offset (Distribution)

    By MarZDoates, September 27, 2017
    • 2 replies
    • 1.3k views
    • 
    • MoJo
    • September 28, 2017

15. Discretionary Match Contribution

    By Nassau, December 9, 2011
    • 1 reply
    • 1.3k views
    • 
    • 12AX7
    • December 9, 2011

16. Safe Harbor Match - Not for 2008

    By Jilliandiz, October 26, 2007
    • 3 replies
    • 1.3k views
    • 
    • John Feldt ERPA CPC QPA
    • October 26, 2007

17. Rollovers to 401(k) Post-EGTRRA

    By Guest Benecon, March 18, 2004
    • 1 reply
    • 1.3k views
    • 
    • Appleby
    • March 18, 2004

18. Industry Averages

    By Guest Jeff Weber, December 29, 2010
    • 2 replies
    • 1.3k views
    • 
    • Dave Baker
    • December 29, 2010

19. QDRO Accrued Benefit

    By DTH, February 18, 2008
    • 2 replies
    • 1.3k views
    • 
    • david rigby
    • February 19, 2008

20. At what point is a 401(k) plan considered "ACTIVE" and would need to go through the plan termination process to close?

    By MrsMacias, August 25, 2021   

    • 401k
    • plan term
    • (and 3 more)

      Tagged with:

      • 401k
      • plan term
      • auto enrollment
      • safe habor
      • effective date
    • 4 replies
    • 1.3k views
    • 
    • Bri
    • August 26, 2021

21. Reclassify After-tax as Roth

    By mrslappywhite, February 21, 2019
    • 3 replies
    • 1.3k views
    • 
    • Luke Bailey
    • April 23, 2019

22. Eligibility for discretionary PS contribution

    By JDuns, August 8, 2003
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • August 13, 2003

23. true up vs. matching too much

    By K2retire, March 16, 2011
    • 2 replies
    • 1.3k views
    • 
    • 401king
    • March 17, 2011

24. Vesting Question

    By MBCarey, April 28, 2008
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • April 28, 2008

25. Simple Rollovers??

    By Guest alc, June 8, 2001
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • June 8, 2001

26. Merging 401(k) Plans

    By Guest JPIngold, November 2, 2012
    • 2 replies
    • 1.3k views
    • 
    • QDROphile
    • November 2, 2012

27. PPA Diversification

    By Randy Watson, August 1, 2007
    • 2 replies
    • 1.3k views
    • 
    • Randy Watson
    • August 1, 2007

28. penalty for catch-up

    By Guest JBeck, February 20, 2004
    • 5 replies
    • 1.3k views
    • 
    • FundeK
    • February 20, 2004

29. One company, two plans

    By Guest Iwonder, April 10, 2008
    • 2 replies
    • 1.3k views
    • 
    • John Feldt ERPA CPC QPA
    • April 10, 2008

30. Non-SH(k) adopted 2016 was supposed to be SH(k). Can convert to SH in 2016?

    By Florida1, June 15, 2016   

    • safe harbor
    • convvert
    • (and 1 more)

      Tagged with:

      • safe harbor
      • convvert
      • new plan
    • 8 replies
    • 1.3k views
    • 
    • Tom Poje
    • June 20, 2016

31. Safe Harbor Nonelective Plan Year

    By PMC, August 14, 2007
    • 1 reply
    • 1.3k views
    • 
    • CTipper
    • September 16, 2007

32. Top Heavy Requirement Re: Age

    By Guest Ted Kowalchuk, CFP, CFS,, August 28, 2002
    • 3 replies
    • 1.3k views
    • 
    • rcline46
    • August 29, 2002

33. Document Correction

    By Guest GRIMY, January 15, 2003
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • January 15, 2003

34. Elective Deferral Contributions after year-end

    By Guest Thomas2006, January 27, 2008
    • 4 replies
    • 1.3k views
    • 
    • oriecat
    • January 28, 2008

35. Participant has W2 + 1099 income; he also 'deferred' from both!

    By BG5150, April 12, 2019
    • 3 replies
    • 1.3k views
    • 
    • Appleby
    • April 15, 2019

36. Fee for Roth 401(k)

    By MarZDoates, February 23, 2006
    • 1 reply
    • 1.3k views
    • 
    • rcline46
    • February 23, 2006

37. Another question related to severance pay

    By jkharvey, May 6, 2005
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • May 6, 2005

38. beneficiary designation

    By Scuba 401, August 18, 2011
    • 3 replies
    • 1.3k views
    • 
    • Scuba 401
    • August 18, 2011

39. Discriminatory Timing of Amendment

    By jpod, August 1, 2006
    • 0 replies
    • 1.3k views
    • 
    • jpod
    • August 1, 2006

40. Safe Harbor Mid Year Amendment - Predecessor Service

    By 52626, September 18, 2014
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • September 19, 2014

41. Roth 401(k) 5-taxable-year period for rehires

    By Guest riss@7477, April 19, 2010
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • April 19, 2010

42. Compensation - S distributions

    By k man, February 13, 2006
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • February 13, 2006

43. Safe Harbor matching with a twist!

    By Guest Pencor Consulting, October 24, 2005
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • October 24, 2005

44. Okay to start up a new 401(k) now?

    By katieinny, October 27, 2003
    • 4 replies
    • 1.3k views
    • 
    • Appleby
    • October 27, 2003

45. Sole Proprietor with Multiple Schedule Cs & Uni-K

    By Guest jc1457, June 29, 2011
    • 1 reply
    • 1.3k views
    • 
    • ETA Consulting LLC
    • June 29, 2011

46. Is loan for participant's primary residence if proceeds used to pay of

    By Guest kelly9522, February 10, 2003
    • 1 reply
    • 1.3k views
    • 
    • MWeddell
    • February 11, 2003

47. I have a client who is trying to clean up their plan and force out any ex-employees balances to save administration costs.

    By Guest Why, November 5, 2004
    • 4 replies
    • 1.3k views
    • 
    • mbozek
    • November 5, 2004

48. Safe Harbor Contributions

    By Guest nps, May 16, 2003
    • 1 reply
    • 1.3k views
    • 
    • Belgarath
    • May 16, 2003

49. Would they be an employee of not?

    By Guest A_Dude, January 9, 2013   

    • Ownership/Employee
    • 5 replies
    • 1.3k views
    • 
    • Guest
    • November 5, 2013

50. Off-Calendar PYEs again

    By TPAnnie, July 25, 2007
    • 3 replies
    • 1.3k views
    • 
    • austin3515
    • July 26, 2007