401(k) Plans

19,275 topics in this forum

1. OK for a 401(k) plan to have 33% of assets in Employer Stock?

   By Richard Anderson, April 10, 2001
   • 4 replies
   • 1.6k views
   • 
   • Jon Chambers
   • April 11, 2001

2. OK for employer to hold employees' 401(k) contributions in a separate

   By Guest scott shoe, October 27, 2000
   • 1 reply
   • 1.5k views
   • 
   • MWeddell
   • October 27, 2000

3. OK for employer to pay an annual per-participant charges for employed

   By PMC, October 2, 2000
   • 12 replies
   • 2.2k views
   • 
   • alanm
   • October 11, 2000

4. OK for participant to designate his fraternity as the beneficiary of h

   By Guest, December 13, 1999
   • 6 replies
   • 1.6k views
   • 
   • Guest
   • December 20, 1999

5. OK for same employer to have 2 different 401(k) plans? One will be safe harbor, other will be subject to ADP testing

   By Guest RSNOW, September 30, 2003
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • September 30, 2003

6. OK to add a year end employment requirement?

   By Guest Phil L., August 25, 2000
   • 3 replies
   • 1.5k views
   • 
   • Guest
   • August 25, 2000

7. OK to include working HCE in testing even though he has no compensation?

   By kmciver, September 18, 2003
   • 3 replies
   • 1.3k views
   • 
   • kmciver
   • September 19, 2003

8. OK to shift a percent or two from the ACP test to help pass the ADP test?

   By Guest jodisam, September 30, 2003
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • February 9, 2009

9. OK to start 401k Safe Harbor?

   By Jean, June 18, 1999
   • 1 reply
   • 1.4k views
   • 
   • Guest
   • June 21, 1999

10. Ok to terminate 401k and establish simple IRA orSimple 401(k)?

    By pbarrett, June 21, 2004
    • 1 reply
    • 1.7k views
    • 
    • alanm
    • June 21, 2004

11. OK to terminate calendar year plan as of today (10/1/03)?

    By chris, October 1, 2003
    • 3 replies
    • 2.9k views
    • 
    • chris
    • October 2, 2003

12. OK to use new 401(k) profit sharing document for 2003 but just don't tell employees about ability to defer? Want to start 401(k) component only in 2004.

    By Archimage, December 8, 2003
    • 5 replies
    • 2.2k views
    • 
    • Archimage
    • December 8, 2003

13. OK to use partial year comp for safe harbor 3% contribution?

    By Lynn Campbell, January 6, 2003
    • 5 replies
    • 2.2k views
    • 
    • Lynn Campbell
    • January 9, 2003

14. OK to varying matching contribution rates each quarter?

    By Guest halka, June 9, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • June 10, 1999

15. OK, why can't you do this?

    By RayJJohnsonJr, March 10, 2011
    • 6 replies
    • 1.3k views
    • 
    • RayJJohnsonJr
    • March 10, 2011

16. Okay to change from current year, disaggregation in 1 year, to prior y

    By John A, January 29, 2001
    • 0 replies
    • 1.5k views
    • 
    • John A
    • January 29, 2001

17. Okay to grant service with previous employer?

    By John A, May 9, 2003
    • 0 replies
    • 1k views
    • 
    • John A
    • May 9, 2003

18. Okay to start up a new 401(k) now?

    By katieinny, October 27, 2003
    • 4 replies
    • 1.3k views
    • 
    • Appleby
    • October 27, 2003

19. Old 401k moved without direction

    By XrayLemi, February 28, 2015   

    • 401k
    • 4 replies
    • 1.4k views
    • 
    • XrayLemi
    • March 25, 2015

20. Old 5310 and New Schedule Q

    By Guest PJW, May 16, 2002
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • May 16, 2002

21. old DC-1 and DC-2 books for sale?

    By justanotheradmin, March 31, 2016
    • 0 replies
    • 772 views
    • 
    • justanotheradmin
    • March 31, 2016

22. Old Keogh -> 401(k).... same EIN?

    By K-t-F, June 28, 2022
    • 9 replies
    • 1.2k views
    • 
    • CuseFan
    • June 29, 2022

23. Old plan/New plan- are you limited to $30,000?

    By Guest Laura Millwood, September 14, 1999
    • 5 replies
    • 1.4k views
    • 
    • Guest
    • September 15, 1999

24. Old SEP/Profit sharing Plan

    By Pammie57, December 18, 2017
    • 1 reply
    • 520 views
    • 
    • Belgarath
    • December 18, 2017

25. Old-school after tax vs. ACP Test

    By AlbanyConsultant, August 29, 2008
    • 2 replies
    • 1.5k views
    • 
    • ERISAnut
    • August 29, 2008

26. Older partner wants to max out PS contribution, younger partner wants cash

    By Guest Bearlee, June 29, 2012
    • 13 replies
    • 2k views
    • 
    • Guest
    • July 10, 2012

27. Omission of Eligible Employee

    By MarZDoates, January 26, 2006
    • 4 replies
    • 1.6k views
    • 
    • J. Bringhurst
    • February 1, 2006

28. OMIT

    By BeanCounterBlues, November 24, 2008
    • 0 replies
    • 918 views
    • 
    • BeanCounterBlues
    • November 24, 2008

29. Omitted employee's contribution for last year and 8 months. How do we handle this?

    By Guest Dave Flora, September 2, 2004
    • 8 replies
    • 1.9k views
    • 
    • RCK
    • September 3, 2004

30. On call hours/hours of service

    By Guest Peggy806, January 21, 2009
    • 13 replies
    • 5.4k views
    • 
    • Jim Chad
    • February 18, 2012

31. On Demand Pay Arrangements & Plan Compensation

    By MSN, January 31, 2023
    • 6 replies
    • 2.2k views
    • 
    • MSN
    • February 17, 2023

32. Once 401(k) deferrals are in plan's trust account, when does employer

    By Guest deagea, October 20, 2000
    • 9 replies
    • 2.5k views
    • 
    • Guest
    • November 15, 2000

33. Once eligible always eligible "rule"

    By Guest JMH1962, February 13, 2012
    • 2 replies
    • 4.1k views
    • 
    • Guest
    • February 16, 2012

34. Once eligible always eligible for deferrals?

    By Bruce1, July 7, 2024
    • 2 replies
    • 641 views
    • 
    • Bruce1
    • July 8, 2024

35. one bad apple in a mep

    By TPApril, July 15, 2014
    • 1 reply
    • 1.6k views
    • 
    • MoJo
    • July 16, 2014

36. One big plan with many divisions now has to have one of the divisions separated into its own plan. Need help.

    By Guest DIGMYDOG, October 22, 2003
    • 2 replies
    • 1.3k views
    • 
    • MWeddell
    • October 28, 2003

37. One company - two plans...safe harbor?

    By Chippy, November 6, 2017
    • 13 replies
    • 1.6k views
    • 
    • Mike Preston
    • November 16, 2017

38. One company, two plans

    By Guest Iwonder, April 10, 2008
    • 2 replies
    • 1.3k views
    • 
    • John Feldt ERPA CPC QPA
    • April 10, 2008

39. One day plan year....

    By fiona1, December 28, 2005
    • 7 replies
    • 2.9k views
    • 
    • Just Me
    • January 9, 2006

40. One Day Short Plan Year ADP Test - 401(a) 17 Limit

    By Guest wwc870, July 13, 2004
    • 1 reply
    • 1.7k views
    • 
    • jquazza
    • July 14, 2004

41. one employee in two unrelated employers plans.

    By Moe Howard, February 9, 2004
    • 6 replies
    • 2.3k views
    • 
    • Guest
    • February 12, 2004

42. One employee who is Key Employee

    By Guest hpaine, October 21, 2003
    • 15 replies
    • 2.1k views
    • 
    • Tom Poje
    • October 23, 2003

43. One Employer - 2 Plans?

    By 401kSteve, September 30, 2020
    • 5 replies
    • 702 views
    • 
    • Bob the Swimmer
    • October 2, 2020

44. One employer with both 401k and 403b plans

    By dmb, February 24, 2014
    • 3 replies
    • 1.7k views
    • 
    • MWeddell
    • February 27, 2014

45. One employer: Two separate Safe Harbors

    By ERISA25, October 28, 2010
    • 2 replies
    • 1.1k views
    • 
    • Tom Poje
    • October 28, 2010

46. One ER separate 401(k) & PS Plans

    By Guest CCarter, February 22, 2002
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • February 22, 2002

47. One limit, 2 employers?

    By Guest Drumsnwhistles, August 9, 2006
    • 4 replies
    • 1.5k views
    • 
    • Belgarath
    • August 9, 2006

48. One man plan investing in collectibles

    By jkharvey, September 26, 2014
    • 6 replies
    • 1.4k views
    • 
    • Bird
    • September 29, 2014

49. One man show businesses and ERISA

    By K-t-F, September 8, 2004
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 9, 2004

50. One negative Schedule C... possibly outweighed by the owner's other compensation?

    By AlbanyConsultant, August 31, 2021
    • 3 replies
    • 821 views
    • 
    • CuseFan
    • August 31, 2021