401(k) Plans

19,321 topics in this forum

1. Off Calendar Safe Harbor Startup

   By Gilmore, November 13, 2020
   • 1 reply
   • 377 views
   • 
   • Jim Chad
   • November 16, 2020

2. off calendar year

   By thepensionmaven, June 2, 2017
   • 2 replies
   • 406 views
   • 
   • CuseFan
   • June 2, 2017

3. off calendar year

   By FJR, November 18, 2004
   • 4 replies
   • 1.7k views
   • 
   • Blinky the 3-eyed Fish
   • November 18, 2004

4. off calendar year ADP testing

   By EBDI, October 16, 2012
   • 10 replies
   • 3.8k views
   • 
   • Kevin C
   • October 22, 2012

5. Off Calendar Year Catch Up Contributions

   By MBCarey, November 5, 2002
   • 9 replies
   • 1.6k views
   • 
   • Tom Poje
   • November 7, 2002

6. Off calendar year catch ups

   By Guest DTrom, April 12, 2005
   • 4 replies
   • 1.5k views
   • 
   • Beltane
   • September 7, 2005

7. Off Calendar Year Catch-Up

   By §#$%!, January 19, 2006
   • 4 replies
   • 2.5k views
   • 
   • §#$%!
   • January 20, 2006

8. Off Calendar Year Catch-Up Contributions 1 2

   By buckaroo, September 20, 2007
   • 70 replies
   • 11.8k views
   • 
   • Kevin C
   • March 7, 2008

9. Off Calendar Year Catch-Ups

   By Guest BUG, August 6, 2012
   • 3 replies
   • 1.4k views
   • 
   • ETA Consulting LLC
   • August 7, 2012

10. Off Calendar Year End 402(g) Limit

    By Guest AdminFL, March 20, 2003
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • March 20, 2003

11. Off calendar year limits

    By CJS07, December 11, 2006
    • 2 replies
    • 4.6k views
    • 
    • Tom Poje
    • December 11, 2006

12. Off Calendar Year Limits

    By MBCarey, November 6, 2008
    • 3 replies
    • 7.7k views
    • 
    • Tom Poje
    • November 6, 2008

13. off calendar year/catch-up

    By Guest deathbycashcall, September 15, 2005
    • 12 replies
    • 2.8k views
    • 
    • RTK
    • September 23, 2005

14. Off Calendar: Secure 2.0 Roth Rules

    By justatester, October 16, 2025
    • 2 replies
    • 695 views
    • 
    • MDCPA
    • October 21, 2025

15. Off Cycle Determination Letter application

    By Guest hyper800, July 17, 2008
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • July 17, 2008

16. Off plan year ADP testing

    By Guest KRS401k, March 4, 2010
    • 4 replies
    • 1.6k views
    • 
    • BG5150
    • March 5, 2010

17. Off PYE with Fiscal Tax filing - deadline?

    By 401KsRme, June 29, 2023
    • 3 replies
    • 729 views
    • 
    • Jakyasar
    • June 30, 2023

18. off shoring data processing

    By Guest Steve1213, August 11, 2006
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • August 11, 2006

19. Off year ADP failure

    By Dazednconfused, December 4, 2009
    • 3 replies
    • 1k views
    • 
    • austin3515
    • December 7, 2009

20. Off-calendar plan year

    By Guest Sieve, April 7, 2010
    • 6 replies
    • 1.2k views
    • 
    • TLGeer
    • April 9, 2010

21. Off-Calendar PYEs again

    By TPAnnie, July 25, 2007
    • 3 replies
    • 1.3k views
    • 
    • austin3515
    • July 26, 2007

22. Off-Calendar Top Heavy Test

    By Guest compliance31, August 6, 2012
    • 7 replies
    • 2.2k views
    • 
    • Guest
    • August 8, 2012

23. Off-Calendar year end plan, catch-up contributions

    By AATPA, April 11, 2018   

    • catch-up
    • off-calendar
    • 9 replies
    • 3.2k views
    • 
    • AATPA
    • April 12, 2018

24. offering hedge funds in a 401k

    By Guest xerty, June 8, 2008
    • 8 replies
    • 4.9k views
    • 
    • austin3515
    • February 6, 2013

25. Offering plan to corporation under common control

    By Guest Buzzman, July 11, 2008
    • 13 replies
    • 2.6k views
    • 
    • Guest
    • July 16, 2008

26. officer determination in partnership

    By wsp, May 15, 2007
    • 1 reply
    • 1.2k views
    • 
    • Kimberly S
    • May 15, 2007

27. Oh my Lord can someone please call Congress and tell them to stop???

    By austin3515, January 4, 2024
    • 27 replies
    • 3.6k views
    • 
    • DPSRich
    • January 6, 2024

28. Ohterwise Excludables

    By justatester, May 4, 2009
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • May 5, 2009

29. OK for 415?

    By austin3515, March 15, 2011
    • 3 replies
    • 971 views
    • 
    • PensionPro
    • March 15, 2011

30. OK for a 401(k) plan to have 33% of assets in Employer Stock?

    By Richard Anderson, April 10, 2001
    • 4 replies
    • 1.6k views
    • 
    • Jon Chambers
    • April 11, 2001

31. OK for employer to hold employees' 401(k) contributions in a separate

    By Guest scott shoe, October 27, 2000
    • 1 reply
    • 1.5k views
    • 
    • MWeddell
    • October 27, 2000

32. OK for employer to pay an annual per-participant charges for employed

    By PMC, October 2, 2000
    • 12 replies
    • 2.2k views
    • 
    • alanm
    • October 11, 2000

33. OK for participant to designate his fraternity as the beneficiary of h

    By Guest, December 13, 1999
    • 6 replies
    • 1.6k views
    • 
    • Guest
    • December 20, 1999

34. OK for same employer to have 2 different 401(k) plans? One will be safe harbor, other will be subject to ADP testing

    By Guest RSNOW, September 30, 2003
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • September 30, 2003

35. OK to add a year end employment requirement?

    By Guest Phil L., August 25, 2000
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • August 25, 2000

36. OK to include working HCE in testing even though he has no compensation?

    By kmciver, September 18, 2003
    • 3 replies
    • 1.3k views
    • 
    • kmciver
    • September 19, 2003

37. OK to shift a percent or two from the ACP test to help pass the ADP test?

    By Guest jodisam, September 30, 2003
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • February 9, 2009

38. OK to start 401k Safe Harbor?

    By Jean, June 18, 1999
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • June 21, 1999

39. Ok to terminate 401k and establish simple IRA orSimple 401(k)?

    By pbarrett, June 21, 2004
    • 1 reply
    • 1.7k views
    • 
    • alanm
    • June 21, 2004

40. OK to terminate calendar year plan as of today (10/1/03)?

    By chris, October 1, 2003
    • 3 replies
    • 2.9k views
    • 
    • chris
    • October 2, 2003

41. OK to use new 401(k) profit sharing document for 2003 but just don't tell employees about ability to defer? Want to start 401(k) component only in 2004.

    By Archimage, December 8, 2003
    • 5 replies
    • 2.2k views
    • 
    • Archimage
    • December 8, 2003

42. OK to use partial year comp for safe harbor 3% contribution?

    By Lynn Campbell, January 6, 2003
    • 5 replies
    • 2.3k views
    • 
    • Lynn Campbell
    • January 9, 2003

43. OK to varying matching contribution rates each quarter?

    By Guest halka, June 9, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • June 10, 1999

44. OK, why can't you do this?

    By RayJJohnsonJr, March 10, 2011
    • 6 replies
    • 1.3k views
    • 
    • RayJJohnsonJr
    • March 10, 2011

45. Okay to change from current year, disaggregation in 1 year, to prior y

    By John A, January 29, 2001
    • 0 replies
    • 1.5k views
    • 
    • John A
    • January 29, 2001

46. Okay to grant service with previous employer?

    By John A, May 9, 2003
    • 0 replies
    • 1k views
    • 
    • John A
    • May 9, 2003

47. Okay to start up a new 401(k) now?

    By katieinny, October 27, 2003
    • 4 replies
    • 1.3k views
    • 
    • Appleby
    • October 27, 2003

48. Old 401k moved without direction

    By XrayLemi, February 28, 2015   

    • 401k
    • 4 replies
    • 1.4k views
    • 
    • XrayLemi
    • March 25, 2015

49. Old 5310 and New Schedule Q

    By Guest PJW, May 16, 2002
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • May 16, 2002

50. old DC-1 and DC-2 books for sale?

    By justanotheradmin, March 31, 2016
    • 0 replies
    • 780 views
    • 
    • justanotheradmin
    • March 31, 2016