401(k) Plans

19,321 topics in this forum

1. multiple 401k plans same employer

   By Gary, September 19, 2012
   • 2 replies
   • 1.6k views
   • 
   • Guest
   • September 20, 2012

2. Nonqual Distribution from Roth 401k

   By austin3515, November 3, 2012
   • 2 replies
   • 845 views
   • 
   • masteff
   • November 3, 2012

3. Affliated Service Group?

   By Spencer, August 20, 2015   

   • ASG
   • 2 replies
   • 1.2k views
   • 
   • Spencer
   • August 21, 2015

4. Early deposits of employee deferrals

   By DLavigne, February 2, 2016
   • 2 replies
   • 799 views
   • 
   • Doghouse
   • February 2, 2016

5. Promoting Company Stock

   By khn, September 26, 2017
   • 2 replies
   • 645 views
   • 
   • MoJo
   • September 26, 2017

6. Plan amended during Plan year to stop safe harbor match -how does that affect Top Heavy?

   By Pammie57, October 10, 2019
   • 2 replies
   • 676 views
   • 
   • Lou S.
   • October 10, 2019

7. Mandatory Roll OUt

   By Guest BigBish1966, August 19, 2004
   • 2 replies
   • 1.2k views
   • 
   • Guest
   • August 23, 2004

8. Distribution from terminating 401(k)

   By Guest babs51, February 3, 2006
   • 2 replies
   • 1.5k views
   • 
   • QDROphile
   • February 3, 2006

9. Roth 401(k) / Self-Directed Brokerage Accounts

   By Gruegen, May 23, 2006
   • 2 replies
   • 2.2k views
   • 
   • Bird
   • May 23, 2006

10. Can Beneficiary Designations Specify a Dollar Amount Instead of a Percentage?

    By namealreadyinuse, March 7, 2007
    • 2 replies
    • 1.6k views
    • 
    • QDROphile
    • March 7, 2007

11. ARA Comment Letter on Amending Safe Harbor Plans

    By austin3515, June 9, 2017
    • 2 replies
    • 504 views
    • 
    • RatherBeGolfing
    • June 10, 2017

12. Management Service Organization and Safe Harbor

    By Chippy, November 10, 2021
    • 2 replies
    • 525 views
    • 
    • Chippy
    • November 10, 2021

13. New Limits for the year 2000

    By Tom Poje, May 25, 1999
    • 2 replies
    • 1.6k views
    • 
    • Tom Poje
    • June 17, 1999

14. Plan Loans

    By Guest Frank Jackson, May 23, 2000
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • May 26, 2000

15. Catch-up contributions

    By k man, January 9, 2002
    • 2 replies
    • 1.6k views
    • 
    • k man
    • January 9, 2002

16. max ellgibility for Safe Harbor

    By Guest Big Al, June 30, 2008
    • 2 replies
    • 1.4k views
    • 
    • Tom Poje
    • July 1, 2008

17. Profit sharing and catch up

    By ratherbereading, July 19, 2016   

    • Profit sharing
    • Catch up
    • 2 replies
    • 772 views
    • 
    • ratherbereading
    • July 19, 2016

18. Short Plan Year?

    By PFranckowiak, February 27, 2017
    • 2 replies
    • 651 views
    • 
    • Lou S.
    • February 27, 2017

19. 401k Profit sharing deposit rejected by bank missing deadline

    By Bill Reskin, October 8, 2020
    • 2 replies
    • 519 views
    • 
    • Mike Preston
    • October 10, 2020

20. 401K deduction discrepancies

    By jmbaughm, March 16, 2021   

    • 401k
    • deductions
    • (and 2 more)

      Tagged with:

      • 401k
      • deductions
      • pre-tax
      • tips
    • 2 replies
    • 1.3k views
    • 
    • Luke Bailey
    • March 16, 2021

21. 401k enrollment date versus contribution change date

    By ACK, January 12, 2022
    • 2 replies
    • 587 views
    • 
    • ACK
    • January 12, 2022

22. Aftertax - Loans

    By Guest Michelle, January 13, 1999
    • 2 replies
    • 1.6k views
    • 
    • MWeddell
    • January 13, 1999

23. Remove PS Allocations for the year?

    By Mr Bagwell, September 17, 2024
    • 2 replies
    • 685 views
    • 
    • Mr Bagwell
    • September 17, 2024

24. 404 Comp under EGTRRA

    By KJohnson, November 7, 2001
    • 2 replies
    • 1.7k views
    • 
    • KJohnson
    • November 7, 2001

25. How do EE's file for the Pension Plan Start up costs tax credit?

    By Guest Michael Anderson, December 11, 2002
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • December 14, 2002

26. Testing failure of terminated HCE...

    By Guest RONNIE WASEL, November 6, 2003
    • 2 replies
    • 1.5k views
    • 
    • ccassetty
    • November 7, 2003

27. Controlled Group Question

    By Lori Foresz, April 22, 2004
    • 2 replies
    • 1.1k views
    • 
    • Lori Foresz
    • April 23, 2004

28. Question about the immediate entry if hired by date feature

    By jkharvey, March 6, 2008
    • 2 replies
    • 1.1k views
    • 
    • david rigby
    • March 6, 2008

29. Excess Deferrals for 2007

    By Janice F, February 19, 2009
    • 2 replies
    • 1.3k views
    • 
    • Janice F
    • February 23, 2009

30. Hardship for Medical Bills and Workmans Comp Claim

    By Guest SWH, January 18, 2010
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • January 18, 2010

31. Late and defaulted Loans

    By Guest JeffRed, November 23, 2010
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • November 23, 2010

32. Loan Default / IRA Rollover Contribution

    By austin3515, January 19, 2012
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • January 19, 2012

33. Voluntary After-Tax Distributions

    By Nate X, June 9, 2017   

    • after-tax
    • aftertax
    • (and 1 more)

      Tagged with:

      • after-tax
      • aftertax
      • voluntary
    • 2 replies
    • 1.6k views
    • 
    • lp1965
    • June 22, 2017

34. Prior Year Testing if Amendments Made

    By austin3515, March 8, 2019
    • 2 replies
    • 422 views
    • 
    • austin3515
    • March 8, 2019

35. Maximum Hardship distribution

    By rblum50, July 21, 2021
    • 2 replies
    • 712 views
    • 
    • David Schultz
    • July 26, 2021

36. Mid-Year Safe Harbor Change to Eligibility

    By AmyETPA, August 10, 2022
    • 2 replies
    • 781 views
    • 
    • AmyETPA
    • August 10, 2022

37. 401 k audit question

    By Guest flpensionguy, April 30, 2009
    • 2 replies
    • 1.5k views
    • 
    • jpod
    • April 30, 2009

38. Outstanding Loan When Terminated and then Rehired

    By Guest benefitsanalyst, July 30, 2009
    • 2 replies
    • 2.4k views
    • 
    • J Simmons
    • July 30, 2009

39. Document failure

    By blue, November 16, 2009
    • 2 replies
    • 1.1k views
    • 
    • blue
    • November 17, 2009

40. Safe Harbor Notice Sponsor changes mind twice

    By Guest nancy814, November 23, 2010
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • November 23, 2010

41. Residence changed to rental and has 20 year loan

    By Jim Chad, January 19, 2012
    • 2 replies
    • 881 views
    • 
    • masteff
    • January 21, 2012

42. non-elective deposited each payroll

    By Chippy, February 28, 2018
    • 2 replies
    • 677 views
    • 
    • Luke Bailey
    • March 1, 2018

43. 2 active plans in same plan year

    By cpc0506, October 13, 2022
    • 2 replies
    • 801 views
    • 
    • cpc0506
    • October 13, 2022

44. How to report hardship distributions on Form 1099-R after 12/31/99?

    By Guest ralar, October 27, 1999
    • 2 replies
    • 2.6k views
    • 
    • bzorc
    • November 1, 1999

45. Establish End of the Year 401(k) Plan

    By rblum50, December 19, 2022
    • 2 replies
    • 391 views
    • 
    • rblum50
    • December 19, 2022

46. Integrated Profit Sharing

    By ratherbereading, March 25, 2025
    • 2 replies
    • 503 views
    • 
    • ratherbereading
    • March 25, 2025

47. 70 1/2 required distributions--changing mind after making initial elec

    By Guest Diane DuFresne, November 30, 2000
    • 2 replies
    • 1.4k views
    • 
    • Kirk Maldonado
    • November 30, 2000

48. Farmer John the Sole Proprietor

    By Guest Donkey Kong, May 7, 2002
    • 2 replies
    • 1.7k views
    • 
    • GBurns
    • May 11, 2002

49. Corporate taxes in relation to 401(k) contribution matching

    By Guest bwhitaker, January 28, 2004
    • 2 replies
    • 1.3k views
    • 
    • Kirk Maldonado
    • January 31, 2004

50. $205,000 Compensation Limit

    By Guest dmcmanus, June 8, 2005
    • 2 replies
    • 1.5k views
    • 
    • E as in ERISA
    • June 8, 2005