401(k) Plans

19,335 topics in this forum

1. Corrective process for IRA after-tax basis rolled into 401k?

   By jimjo, April 18, 2017
   • 2 replies
   • 648 views
   • 
   • hr for me
   • April 24, 2017

2. Safe Harbor 401k and Tradional 401k in a Controlled Group

   By timofeo, April 23, 2020
   • 2 replies
   • 492 views
   • 
   • timofeo
   • July 1, 2020

3. Ineligible Participants

   By Guest HHR, June 10, 2003
   • 2 replies
   • 1.6k views
   • 
   • Tom Poje
   • June 12, 2003

4. Loans can or cannot be rolled over ? HELP !

   By Guest bjschiedel, July 27, 2004
   • 2 replies
   • 1.2k views
   • 
   • QDROphile
   • July 27, 2004

5. small terminated participant balance

   By Guest luckey11, September 22, 2005
   • 2 replies
   • 1.3k views
   • 
   • david rigby
   • September 22, 2005

6. Employer Tax ID for 401(k)

   By Guest bouncingsoul, May 22, 2006
   • 2 replies
   • 1.1k views
   • 
   • Guest
   • May 22, 2006

7. ADP Test for Prevailing Wage Plan

   By Guest notapensiongeek, August 25, 2008
   • 2 replies
   • 2.7k views
   • 
   • Guest
   • August 25, 2008

8. Spouse of owner always HCE

   By ombskid, April 10, 2010
   • 2 replies
   • 1.7k views
   • 
   • austin3515
   • April 11, 2010

9. New Regulations for puerto rico plans

   By Guest lync, May 10, 2011
   • 2 replies
   • 1.3k views
   • 
   • neekish
   • May 21, 2015

10. multiple 401k plans same employer

    By Gary, September 19, 2012
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • September 20, 2012

11. Nonqual Distribution from Roth 401k

    By austin3515, November 3, 2012
    • 2 replies
    • 847 views
    • 
    • masteff
    • November 3, 2012

12. Affliated Service Group?

    By Spencer, August 20, 2015   

    • ASG
    • 2 replies
    • 1.2k views
    • 
    • Spencer
    • August 21, 2015

13. Early deposits of employee deferrals

    By DLavigne, February 2, 2016
    • 2 replies
    • 804 views
    • 
    • Doghouse
    • February 2, 2016

14. Promoting Company Stock

    By khn, September 26, 2017
    • 2 replies
    • 652 views
    • 
    • MoJo
    • September 26, 2017

15. Plan amended during Plan year to stop safe harbor match -how does that affect Top Heavy?

    By Pammie57, October 10, 2019
    • 2 replies
    • 683 views
    • 
    • Lou S.
    • October 10, 2019

16. Mandatory Roll OUt

    By Guest BigBish1966, August 19, 2004
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • August 23, 2004

17. Distribution from terminating 401(k)

    By Guest babs51, February 3, 2006
    • 2 replies
    • 1.5k views
    • 
    • QDROphile
    • February 3, 2006

18. Roth 401(k) / Self-Directed Brokerage Accounts

    By Gruegen, May 23, 2006
    • 2 replies
    • 2.2k views
    • 
    • Bird
    • May 23, 2006

19. Can Beneficiary Designations Specify a Dollar Amount Instead of a Percentage?

    By namealreadyinuse, March 7, 2007
    • 2 replies
    • 1.6k views
    • 
    • QDROphile
    • March 7, 2007

20. ARA Comment Letter on Amending Safe Harbor Plans

    By austin3515, June 9, 2017
    • 2 replies
    • 508 views
    • 
    • RatherBeGolfing
    • June 10, 2017

21. Management Service Organization and Safe Harbor

    By Chippy, November 10, 2021
    • 2 replies
    • 532 views
    • 
    • Chippy
    • November 10, 2021

22. New Limits for the year 2000

    By Tom Poje, May 25, 1999
    • 2 replies
    • 1.6k views
    • 
    • Tom Poje
    • June 17, 1999

23. Plan Loans

    By Guest Frank Jackson, May 23, 2000
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • May 26, 2000

24. Catch-up contributions

    By k man, January 9, 2002
    • 2 replies
    • 1.7k views
    • 
    • k man
    • January 9, 2002

25. max ellgibility for Safe Harbor

    By Guest Big Al, June 30, 2008
    • 2 replies
    • 1.4k views
    • 
    • Tom Poje
    • July 1, 2008

26. Profit sharing and catch up

    By ratherbereading, July 19, 2016   

    • Profit sharing
    • Catch up
    • 2 replies
    • 777 views
    • 
    • ratherbereading
    • July 19, 2016

27. Short Plan Year?

    By PFranckowiak, February 27, 2017
    • 2 replies
    • 661 views
    • 
    • Lou S.
    • February 27, 2017

28. 401k Profit sharing deposit rejected by bank missing deadline

    By Bill Reskin, October 8, 2020
    • 2 replies
    • 529 views
    • 
    • Mike Preston
    • October 10, 2020

29. 401K deduction discrepancies

    By jmbaughm, March 16, 2021   

    • 401k
    • deductions
    • (and 2 more)

      Tagged with:

      • 401k
      • deductions
      • pre-tax
      • tips
    • 2 replies
    • 1.4k views
    • 
    • Luke Bailey
    • March 16, 2021

30. 401k enrollment date versus contribution change date

    By ACK, January 12, 2022
    • 2 replies
    • 597 views
    • 
    • ACK
    • January 12, 2022

31. Aftertax - Loans

    By Guest Michelle, January 13, 1999
    • 2 replies
    • 1.6k views
    • 
    • MWeddell
    • January 13, 1999

32. Remove PS Allocations for the year?

    By Mr Bagwell, September 17, 2024
    • 2 replies
    • 704 views
    • 
    • Mr Bagwell
    • September 17, 2024

33. 404 Comp under EGTRRA

    By KJohnson, November 7, 2001
    • 2 replies
    • 1.7k views
    • 
    • KJohnson
    • November 7, 2001

34. How do EE's file for the Pension Plan Start up costs tax credit?

    By Guest Michael Anderson, December 11, 2002
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • December 14, 2002

35. Testing failure of terminated HCE...

    By Guest RONNIE WASEL, November 6, 2003
    • 2 replies
    • 1.5k views
    • 
    • ccassetty
    • November 7, 2003

36. Controlled Group Question

    By Lori Foresz, April 22, 2004
    • 2 replies
    • 1.1k views
    • 
    • Lori Foresz
    • April 23, 2004

37. Question about the immediate entry if hired by date feature

    By jkharvey, March 6, 2008
    • 2 replies
    • 1.1k views
    • 
    • david rigby
    • March 6, 2008

38. Excess Deferrals for 2007

    By Janice F, February 19, 2009
    • 2 replies
    • 1.3k views
    • 
    • Janice F
    • February 23, 2009

39. Hardship for Medical Bills and Workmans Comp Claim

    By Guest SWH, January 18, 2010
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • January 18, 2010

40. Late and defaulted Loans

    By Guest JeffRed, November 23, 2010
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • November 23, 2010

41. Loan Default / IRA Rollover Contribution

    By austin3515, January 19, 2012
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • January 19, 2012

42. Voluntary After-Tax Distributions

    By Nate X, June 9, 2017   

    • after-tax
    • aftertax
    • (and 1 more)

      Tagged with:

      • after-tax
      • aftertax
      • voluntary
    • 2 replies
    • 1.6k views
    • 
    • lp1965
    • June 22, 2017

43. Prior Year Testing if Amendments Made

    By austin3515, March 8, 2019
    • 2 replies
    • 429 views
    • 
    • austin3515
    • March 8, 2019

44. Maximum Hardship distribution

    By rblum50, July 21, 2021
    • 2 replies
    • 721 views
    • 
    • David Schultz
    • July 26, 2021

45. Mid-Year Safe Harbor Change to Eligibility

    By AmyETPA, August 10, 2022
    • 2 replies
    • 793 views
    • 
    • AmyETPA
    • August 10, 2022

46. 401 k audit question

    By Guest flpensionguy, April 30, 2009
    • 2 replies
    • 1.5k views
    • 
    • jpod
    • April 30, 2009

47. Outstanding Loan When Terminated and then Rehired

    By Guest benefitsanalyst, July 30, 2009
    • 2 replies
    • 2.4k views
    • 
    • J Simmons
    • July 30, 2009

48. Document failure

    By blue, November 16, 2009
    • 2 replies
    • 1.1k views
    • 
    • blue
    • November 17, 2009

49. Safe Harbor Notice Sponsor changes mind twice

    By Guest nancy814, November 23, 2010
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • November 23, 2010

50. Residence changed to rental and has 20 year loan

    By Jim Chad, January 19, 2012
    • 2 replies
    • 884 views
    • 
    • masteff
    • January 21, 2012