401(k) Plans

19,275 topics in this forum

1. CODA situation ?

   By AnnCK, June 7, 2023
   • 5 replies
   • 1.3k views
   • 
   • CuseFan
   • June 9, 2023

2. Coordination of 403(b) and 401(k) Plans

   By truphao, June 6, 2023
   • 5 replies
   • 629 views
   • 
   • Ilene Ferenczy
   • June 8, 2023

3. Secure 2.0-Roth catchup

   By justatester, June 6, 2023
   • 1 reply
   • 500 views
   • 
   • Lou S.
   • June 6, 2023

4. 100% Match.... how much can be contributed?

   By Basically, June 5, 2023
   • 9 replies
   • 1.1k views
   • 
   • Paul I
   • June 7, 2023

5. Solo 401k Investments in Startups with Plan Funds

   By dragondon, June 5, 2023
   • 7 replies
   • 715 views
   • 
   • Peter Gulia
   • June 7, 2023

6. entry date - 3 consecutive months of continueous service

   By Lou81, June 2, 2023   

   • ftwilliam
   • 11 replies
   • 1.8k views
   • 
   • Roycal
   • June 5, 2023

7. Triple Stacked Match

   By Coleboy1, June 1, 2023
   • 2 replies
   • 713 views
   • 
   • Coleboy1
   • June 1, 2023

8. 5500-SF or 5500-EZ

   By drakecohen, May 30, 2023
   • 1 reply
   • 448 views
   • 
   • WDIK
   • May 30, 2023

9. Blackout Notice - One Former Employee Missed

   By Flyfish71, May 30, 2023
   • 5 replies
   • 1.4k views
   • 
   • Peter Gulia
   • May 31, 2023

10. hardship grossed up for taxes

    By AlbanyConsultant, May 30, 2023
    • 7 replies
    • 1.6k views
    • 
    • Peter Gulia
    • June 5, 2023

11. Testing with Safe Harbor Plans that contain Profit Sharing

    By dragondon, May 25, 2023
    • 7 replies
    • 2.3k views
    • 
    • Mr Bagwell
    • May 26, 2023

12. Increased Catch-up Limit for ages 60-63 - mandatory?

    By AMDG, May 24, 2023
    • 13 replies
    • 2k views
    • 
    • Belgarath
    • July 7, 2023

13. 408(b)(2) Disclosure Requirement - Pooled Fund

    By metsfan026, May 24, 2023
    • 4 replies
    • 580 views
    • 
    • Paul I
    • May 25, 2023

14. Profit Sharing Amendments

    By dragondon, May 23, 2023
    • 5 replies
    • 619 views
    • 
    • FORMER ESQ.
    • June 9, 2023

15. Is my one-participant 401(k) out of compliance? I want to terminate it.

    By sify iway, May 23, 2023
    • 3 replies
    • 685 views
    • 
    • Bill Presson
    • May 24, 2023

16. Top Heavy plan excludes HCEs, no profit sharing, but what if an HCE is non-key?

    By Tom, May 23, 2023
    • 8 replies
    • 2.3k views
    • 
    • CuseFan
    • May 23, 2023

17. Is there a common practice for the threshold of HCE's and when you should think about Top Heavy

    By dragondon, May 22, 2023
    • 5 replies
    • 760 views
    • 
    • BG5150
    • May 24, 2023

18. Long-Term PArt-Time Employees

    By austin3515, May 22, 2023
    • 26 replies
    • 3.3k views
    • 
    • Paul I
    • May 25, 2023

19. Increased Catch-up Limit for ages 60-63

    By austin3515, May 21, 2023
    • 9 replies
    • 1.8k views
    • 
    • G8Rs
    • May 24, 2023

20. Can a Safe Harbor Non Elective Plan still be exempt from testing if they contribute more than 3%?

    By dragondon, May 19, 2023
    • 2 replies
    • 880 views
    • 
    • C. B. Zeller
    • May 20, 2023

21. Convert QACA Match to Regular SH Match Mid Year

    By austin3515, May 19, 2023
    • 5 replies
    • 1.3k views
    • 
    • Bill Presson
    • May 22, 2023

22. Plan Merger and Prior Year Testing

    By justatester, May 18, 2023
    • 0 replies
    • 422 views
    • 
    • justatester
    • May 18, 2023

23. Life Insurance Policy

    By Coleboy1, May 18, 2023
    • 11 replies
    • 1.9k views
    • 
    • Bill Presson
    • May 26, 2023

24. Adoption Agreement Limits Roth to 50% of Comp

    By roundlou, May 18, 2023
    • 4 replies
    • 546 views
    • 
    • Peter Gulia
    • May 19, 2023

25. pro rated limits for joining a MEP mid year?

    By AlbanyConsultant, May 18, 2023
    • 0 replies
    • 412 views
    • 
    • AlbanyConsultant
    • May 18, 2023

26. Barely a participant - Top Heavy Minimum

    By TPApril, May 18, 2023
    • 3 replies
    • 702 views
    • 
    • CuseFan
    • May 23, 2023

27. Eligibility Credit for Unpaid Spouse's Service?

    By cheersmate, May 17, 2023   

    • unpaid hours
    • credit for unpaid hours
    • (and 3 more)

      Tagged with:

      • unpaid hours
      • credit for unpaid hours
      • eligibility service
      • spouse
      • relius
    • 0 replies
    • 421 views
    • 
    • cheersmate
    • May 17, 2023

28. ACP failure, refund to participant, losses, 1099-R

    By pmacduff, May 17, 2023
    • 4 replies
    • 1.4k views
    • 
    • Lou S.
    • May 17, 2023

29. After-Tax Contributions/Mega Roth Conversion considerations

    By Zach Del, May 17, 2023
    • 4 replies
    • 1.8k views
    • 
    • Zach Del
    • May 18, 2023

30. 401k Loan Question

    By bluehavana2, May 17, 2023
    • 11 replies
    • 3.1k views
    • 
    • BG5150
    • May 24, 2023

31. 401k <> safe harbor eligibilty

    By TPApril, May 16, 2023
    • 8 replies
    • 748 views
    • 
    • EBP
    • May 17, 2023

32. Secure Act 2.0 Question

    By Dougsbpc, May 15, 2023
    • 1 reply
    • 616 views
    • 
    • Lou S.
    • May 15, 2023

33. How does changing business structure of a plan sponsor effect a 401k plan

    By dragondon, May 15, 2023
    • 3 replies
    • 1.3k views
    • 
    • Paul I
    • May 15, 2023

34. Enhanced safe harbor and testing requirements

    By dragondon, May 12, 2023
    • 1 reply
    • 439 views
    • 
    • Paul I
    • May 12, 2023

35. Converting two Solo 401k plans into one when you have an LLC and are self employed 

    By ill, May 12, 2023
    • 3 replies
    • 2.1k views
    • 
    • truphao
    • May 13, 2023

36. Frozen 401k Plan - impact on vesting?

    By waid10, May 11, 2023
    • 10 replies
    • 3.8k views
    • 
    • Belgarath
    • May 16, 2023

37. late deferral contribution

    By Lou81, May 10, 2023   

    • late deferrals
    • 7 replies
    • 929 views
    • 
    • Nate S
    • May 15, 2023

38. must it be 11g - ee incorrectly included

    By TPApril, May 9, 2023
    • 8 replies
    • 1.3k views
    • 
    • TPApril
    • May 15, 2023

39. expatriates and coverage

    By gregburst, May 8, 2023
    • 2 replies
    • 949 views
    • 
    • CuseFan
    • May 9, 2023

40. Recordkeeper conversion

    By 401kAllTheWay, May 8, 2023   

    • conversion
    • 4 replies
    • 2k views
    • 
    • Paul I
    • February 13, 2024

41. Intern rehired - determination period for eligibility

    By TPApril, May 8, 2023
    • 3 replies
    • 722 views
    • 
    • Calavera
    • May 10, 2023

42. Qualified Compensation of a 401k and after tax contributions

    By dragondon, May 8, 2023
    • 5 replies
    • 767 views
    • 
    • Lou S.
    • May 9, 2023

43. Participating Employer

    By Alex M., May 8, 2023
    • 2 replies
    • 503 views
    • 
    • Paul I
    • May 8, 2023

44. Plan sponsor becomes CG later in the year

    By Jakyasar, May 7, 2023
    • 2 replies
    • 533 views
    • 
    • Calavera
    • May 8, 2023

45. New Plan delays 401k start, match on what comp

    By TPApril, May 7, 2023
    • 10 replies
    • 901 views
    • 
    • Paul I
    • May 8, 2023

46. Can a trust sponsor a 401(k)?

    By KEM, May 5, 2023   

    • trust
    • plan sponsor
    • (and 2 more)

      Tagged with:

      • trust
      • plan sponsor
      • 401k
      • plan
    • 12 replies
    • 1.7k views
    • 
    • KEM
    • May 11, 2023

47. Hardship for refinancing of primary residence

    By karl, May 3, 2023
    • 14 replies
    • 2.4k views
    • 
    • Bri
    • May 9, 2023

48. top heavy and MEP

    By AlbanyConsultant, May 3, 2023
    • 2 replies
    • 662 views
    • 
    • AlbanyConsultant
    • May 3, 2023

49. SECURE 2.0 - Roth Catch-Up for HPEs - Payroll or TPA monitoring function?

    By legort69, May 1, 2023
    • 4 replies
    • 854 views
    • 
    • Paul I
    • May 3, 2023

50. Eligiblity of a Rehire

    By Lou81, May 1, 2023   

    • rehire
    • 6 replies
    • 1.1k views
    • 
    • Lou81
    • May 1, 2023