401(k) Plans

19,321 topics in this forum

1. Exiting Safe Harbor 401(k)

   By mariemonroe, February 9, 2007
   • 2 replies
   • 1.9k views
   • 
   • Tom Poje
   • February 12, 2007

2. Payment of non-spouse beneficiary

   By austin3515, June 30, 2009
   • 2 replies
   • 1.2k views
   • 
   • masteff
   • June 30, 2009

3. 408(b)(2) regulation

   By KevinMc, June 24, 2012
   • 2 replies
   • 952 views
   • 
   • KevinMc
   • June 25, 2012

4. Part-time employees

   By Guest John Nelson, December 12, 2002
   • 2 replies
   • 1.3k views
   • 
   • Brian Gallagher
   • December 12, 2002

5. Is an audit necessary?

   By FAPInJax, June 14, 2004
   • 2 replies
   • 1.3k views
   • 
   • Guest
   • June 16, 2004

6. Qualified Disclaimer

   By Guest ebs24502, September 25, 2006
   • 2 replies
   • 1.7k views
   • 
   • Guest
   • September 26, 2006

7. Profit Sharing Contribution

   By Guest ryanlaq, May 29, 2007
   • 2 replies
   • 1k views
   • 
   • Guest
   • May 29, 2007

8. Capping Discretionary Matching Contributions

   By Guest Shaps, February 5, 2008
   • 2 replies
   • 1.6k views
   • 
   • Guest
   • February 6, 2008

9. two plans - violate 402g

   By Earl, July 25, 2008
   • 2 replies
   • 1.3k views
   • 
   • Earl
   • July 25, 2008

10. ADP - ACP Failure

    By Lou S., February 12, 2010
    • 2 replies
    • 1.7k views
    • 
    • Lou S.
    • February 16, 2010

11. ADP refunds following a hardship

    By K2retire, March 12, 2010
    • 2 replies
    • 1.7k views
    • 
    • rcline46
    • March 15, 2010

12. SH to Simple

    By Bob Demontigny, March 13, 2024
    • 2 replies
    • 460 views
    • 
    • CuseFan
    • March 14, 2024

13. Can owner participate in 401(k) plan that excludes union employees?

    By Guest dburge01, April 16, 2002
    • 2 replies
    • 3k views
    • 
    • R. Butler
    • April 18, 2002

14. Safe Harbor 401(k) and Top Heavy Rules

    By Guest SCUDDESLER, January 21, 2003
    • 2 replies
    • 2k views
    • 
    • kocak
    • January 22, 2003

15. Hardship Provision for Single NHCE

    By Jeff Kirtner, July 3, 2003
    • 2 replies
    • 1k views
    • 
    • maverick
    • July 3, 2003

16. Controlled Group / Coverage Question

    By fiona1, January 28, 2004
    • 2 replies
    • 1k views
    • 
    • fiona1
    • January 28, 2004

17. 401(k) Loan

    By Alex Daisy, September 23, 2008
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • September 23, 2008

18. Coverage Testing for 401k and 403b

    By dmb, April 19, 2011
    • 2 replies
    • 2k views
    • 
    • ETA Consulting LLC
    • April 19, 2011

19. EXCLUDING EMPLOYEES FROM PARTICIPATION AND/OR EMPLOYER CONTRIBUTIONS - PLEASE HELP!

    By Guest bariww, May 11, 2011
    • 2 replies
    • 1.5k views
    • 
    • jpod
    • May 11, 2011

20. Unvested portion of balance erroneously Distributed - Former Participant will not return

    By JesseQG, October 7, 2013
    • 2 replies
    • 1.3k views
    • 
    • QDROphile
    • October 7, 2013

21. Merging money purchase plan into 401k mid year

    By 30Rock, June 23, 2015
    • 2 replies
    • 1.9k views
    • 
    • ESOP Guy
    • June 23, 2015

22. Interesting Update On VCP Fees (not exciting news)

    By austin3515, April 18, 2018
    • 2 replies
    • 507 views
    • 
    • austin3515
    • April 18, 2018

23. Delayed deposit of employee deferral

    By rblum50, March 8, 2019
    • 2 replies
    • 723 views
    • 
    • justanotheradmin
    • March 11, 2019

24. Another Short Plan Year Question

    By Hoard1, November 3, 1999
    • 2 replies
    • 1.4k views
    • 
    • Hoard1
    • November 3, 1999

25. 5500 never filed.

    By Guest Melissa Winslow, February 15, 2000
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • February 16, 2000

26. Defining Key Employees in 2002

    By Guest GMedley, November 7, 2001
    • 2 replies
    • 1.6k views
    • 
    • stephen
    • November 7, 2001

27. Can you pick a dual eligibility date prior to inception of the Plan?

    By Guest UKH, January 25, 2002
    • 2 replies
    • 1.4k views
    • 
    • imchipbrown
    • January 25, 2002

28. Discretionary Match Contribution/Formula

    By Guest AdminFL, July 26, 2002
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • July 26, 2002

29. aggressive "shifting" to pass ADP/ACP

    By Guest MaryMac, November 21, 2002
    • 2 replies
    • 3.6k views
    • 
    • GBurns
    • November 22, 2002

30. 59 1/2 distribution

    By Guest kelly9522, January 3, 2003
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • January 3, 2003

31. Top heavy and catch up contributions

    By Guest kelly9522, February 16, 2004
    • 2 replies
    • 1.2k views
    • 
    • E as in ERISA
    • February 16, 2004

32. Permitted or "Unpermitted" Disparity

    By Guest philc, July 7, 2005
    • 2 replies
    • 1.3k views
    • 
    • Bird
    • July 7, 2005

33. Integrated PS Plan Excluding Comp

    By Guest cs006b, September 22, 2005
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 24, 2005

34. Another Change in Vesting Schedule Question

    By Guest aciepluch, October 24, 2006
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • October 26, 2006

35. Payroll Error led to over and under employee Contributions in 2008

    By Alex Daisy, September 23, 2009
    • 2 replies
    • 1.2k views
    • 
    • BG5150
    • September 24, 2009

36. Identifying HCE's

    By Guest elang, February 25, 2011
    • 2 replies
    • 1k views
    • 
    • 12AX7
    • February 25, 2011

37. Safe Harbor 401(k)

    By R. Butler, August 24, 2011
    • 2 replies
    • 1.2k views
    • 
    • cpc0506
    • August 24, 2011

38. Is a Safe Harbor QACA Match of 100% of 6% OK?

    By Anagoge, January 30, 2020
    • 2 replies
    • 2.7k views
    • 
    • Anagoge
    • February 4, 2020

39. 401k match contribution for deceased employee on retro pay

    By sbuck, January 14, 2022
    • 2 replies
    • 931 views
    • 
    • sbuck
    • January 18, 2022

40. In-Service distribution from 401(k) that includes terminated DB rollover

    By Tom, December 20, 2022
    • 2 replies
    • 845 views
    • 
    • CuseFan
    • December 20, 2022

41. Discretionary Match Notice Requirement

    By Tom, January 23, 2025
    • 2 replies
    • 2.5k views
    • 
    • Artie M
    • January 23, 2025

42. Different deferral limit for HCE?

    By Guest wallacea, January 9, 2002
    • 2 replies
    • 1.4k views
    • 
    • MGB
    • January 9, 2002

43. S-Corp and whether or not to add ROTH provisions for 2026

    By cheersmate, November 16, 2025
    • 2 replies
    • 501 views
    • 
    • PensionPete
    • November 18, 2025

44. 401(k) and ADEC

    By Guest rocnrols2, October 17, 2002
    • 2 replies
    • 1.4k views
    • 
    • austin3515
    • October 18, 2002

45. Negative election of direct rollover

    By Guest allisonperry, February 3, 2006
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • February 10, 2006

46. QNEC to fix failed ADP

    By Guest EPS2, February 5, 2008
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • February 6, 2008

47. FMLA and Controlled Group

    By Guest MFJ, November 17, 2009
    • 2 replies
    • 2.1k views
    • 
    • oriecat
    • November 18, 2009

48. Prohibited Transaction? Correction?

    By pixmax, September 20, 2016   

    • Prohibited Transaction
    • 2 replies
    • 1.3k views
    • 
    • Lou S.
    • September 20, 2016

49. Loan from Roth Deferral and Subsequent Loan Offset (Distribution)

    By MarZDoates, September 27, 2017
    • 2 replies
    • 1.3k views
    • 
    • MoJo
    • September 28, 2017

50. Participant Education

    By Sharon D., June 17, 2020
    • 2 replies
    • 627 views
    • 
    • Sharon D.
    • June 19, 2020