401(k) Plans

19,321 topics in this forum

1. Automatic Rollovers

   By ratherbereading, September 21, 2016
   • 2 replies
   • 671 views
   • 
   • TPAJake
   • September 21, 2016

2. Waiver of Excise tax on late refunds

   By austin3515, December 11, 2020
   • 2 replies
   • 1.2k views
   • 
   • Luke Bailey
   • December 12, 2020

3. Can someone tell me the proper method of accomplishing a transfer of 4

   By Guest JBDixon, November 4, 1999
   • 2 replies
   • 1.4k views
   • 
   • QDROphile
   • November 5, 1999

4. Messy situation

   By Belgarath, February 15, 2023
   • 2 replies
   • 348 views
   • 
   • Belgarath
   • February 16, 2023

5. Any way a plan can establish parameters for who is eligible for self-d

   By John A, February 2, 2001
   • 2 replies
   • 2.6k views
   • 
   • Jon Chambers
   • February 2, 2001

6. Corbel auto rollover amendment package?

   By Guest padmin, March 3, 2005
   • 2 replies
   • 1.4k views
   • 
   • E as in ERISA
   • March 3, 2005

7. Automatic Enrollment Notices

   By Guest Mart, September 23, 2005
   • 2 replies
   • 1.2k views
   • 
   • Guest
   • September 26, 2005

8. New Safe Harbor today, effective 1/1/05?

   By Guest LTurner, December 9, 2005
   • 2 replies
   • 1.3k views
   • 
   • Guest
   • December 9, 2005

9. Annual Compensation Limits

   By Guest cdickie, November 17, 2006
   • 2 replies
   • 1.3k views
   • 
   • Guest
   • November 17, 2006

10. Pooled and Individual Account Mix - PPA Requirement

    By Pixie, July 30, 2009
    • 2 replies
    • 1.9k views
    • 
    • Bird
    • July 31, 2009

11. Revenue Sharing Realloaction Funds to participants

    By Guest cdecastro78, November 10, 2014
    • 2 replies
    • 983 views
    • 
    • chc93
    • November 13, 2014

12. Missed Deferral Opportunity - Spans many years

    By Pam S., January 11, 2018
    • 2 replies
    • 801 views
    • 
    • Pam S.
    • January 11, 2018

13. Profit Sharing Contributions Exceeding Annual Additions Limit Across Multiple Employers

    By 401 Chaos, March 22, 2022
    • 2 replies
    • 1.2k views
    • 
    • Nate S
    • March 22, 2022

14. hardship distributions

    By Guest Jan C, January 20, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • January 21, 1999

15. Excess Annual Additions

    By nancy, June 1, 2000
    • 2 replies
    • 1.6k views
    • 
    • Kirk Maldonado
    • June 2, 2000

16. Prevailing Wages Issues

    By Senior Pension Admin, July 9, 2025
    • 2 replies
    • 783 views
    • 
    • CuseFan
    • July 9, 2025

17. As an employer making a company match on a 401(k) Plan, does the compa

    By Guest MaryP, April 4, 2001
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • April 4, 2001

18. Calculating Orphaned Match?!?!?!

    By Guest gkaley, November 28, 2001
    • 2 replies
    • 2.6k views
    • 
    • Guest
    • November 28, 2001

19. ADP/ACP question

    By fiona1, December 18, 2006
    • 2 replies
    • 1.2k views
    • 
    • fiona1
    • December 19, 2006

20. HCE catch up and IRA contributions

    By jmartin, August 25, 2011
    • 2 replies
    • 1.6k views
    • 
    • jevd
    • August 25, 2011

21. Effect of EPCRS and ability to automatic cashout terminated employees

    By Guest benefitsnewbie, April 3, 2012
    • 2 replies
    • 1.2k views
    • 
    • BG5150
    • April 4, 2012

22. Enrollment Date

    By mjf06241972, June 27, 2019
    • 2 replies
    • 555 views
    • 
    • Bird
    • June 28, 2019

23. Stock Distribution and Beneficiary Basis from 401k plan.

    By Guest fusiuser, February 17, 2000
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • February 17, 2000

24. Are ER paid settlements plan compensation?

    By Lori Foresz, November 17, 2004
    • 2 replies
    • 1.5k views
    • 
    • mbozek
    • November 18, 2004

25. Deferral question

    By Guest ebs24502, September 1, 2006
    • 2 replies
    • 1.2k views
    • 
    • namealreadyinuse
    • September 1, 2006

26. USERRA ?

    By Guest fcdeacy, September 26, 2006
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 26, 2006

27. Deferral in Error

    By PFranckowiak, March 2, 2017
    • 2 replies
    • 433 views
    • 
    • BG5150
    • March 3, 2017

28. College Tuition 401k Hardship Withdrawal Question

    By College Run, May 1, 2019
    • 2 replies
    • 2.9k views
    • 
    • Pam Shoup
    • May 1, 2019

29. Corona Virus and 401k Deferrals

    By mjf06241972, March 22, 2020
    • 2 replies
    • 697 views
    • 
    • Larry Starr
    • March 23, 2020

30. SIMPLE 401(k) plan - two HCEs have exceeded the 415 limits - deferrals

    By Guest Sara H, May 30, 2000
    • 2 replies
    • 1.5k views
    • 
    • Bill Berke
    • June 2, 2000

31. Plan Audit on a 401(k) Plan that drops below 80 participants

    By Guest KellyMusico, January 9, 2004
    • 2 replies
    • 1.3k views
    • 
    • WDIK
    • January 9, 2004

32. match contribution for auto enroll

    By Santo Gold, September 26, 2006
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • September 26, 2006

33. In Service Withdrawal

    By Guest donl, February 28, 2012
    • 2 replies
    • 1.3k views
    • 
    • MWeddell
    • March 1, 2012

34. 1099-R 59 1/2 Distribution Code

    By PainPA, January 17, 2014
    • 2 replies
    • 1.6k views
    • 
    • ETA Consulting LLC
    • January 17, 2014

35. S Corp Profit Sharing Disguised Dividends

    By austin3515, December 9, 2015
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • December 9, 2015

36. Prohibited Transaction? Plan invests in LLC which leases property to EEs.

    By JWRB, September 21, 2016
    • 2 replies
    • 631 views
    • 
    • JWRB
    • September 21, 2016

37. Can I eliminate partial withdrawals for termed?

    By BG5150, June 27, 2019
    • 2 replies
    • 917 views
    • 
    • BG5150
    • June 27, 2019

38. Contributions 2 employers 401k plans and Keogh

    By Guest Christine Walker, February 17, 2000
    • 2 replies
    • 1.9k views
    • 
    • imchipbrown
    • February 18, 2000

39. Plan Document Restatements - Solo 401(k) Plans

    By metsfan026, March 27, 2025
    • 2 replies
    • 659 views
    • 
    • AlbanyConsultant
    • March 28, 2025

40. Demonstration 9

    By Guest carsca, October 17, 2001
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • October 25, 2001

41. Coverage- DC/DB

    By Guest Napili, January 4, 2003
    • 2 replies
    • 1.5k views
    • 
    • AndyH
    • January 9, 2003

42. Eligibility… Is a person eligible to contribute to a 401(k)?

    By Guest Cookiemonster, October 17, 2003
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • October 17, 2003

43. SAS70 Question

    By bzorc, November 7, 2003
    • 2 replies
    • 1.5k views
    • 
    • bzorc
    • November 10, 2003

44. Automatic Enrollment in California

    By Gilmore, January 10, 2004
    • 2 replies
    • 1.3k views
    • 
    • Gilmore
    • January 13, 2004

45. Roth Amendment

    By Dougsbpc, November 10, 2005
    • 2 replies
    • 1.6k views
    • 
    • Archimage
    • November 11, 2005

46. Amend, then Restate

    By DP, November 13, 2008
    • 2 replies
    • 986 views
    • 
    • Blinky the 3-eyed Fish
    • November 14, 2008

47. Is it a Short Plan Year?

    By Guest Phineas, October 28, 2011
    • 2 replies
    • 902 views
    • 
    • 12AX7
    • October 28, 2011

48. ADP Refund for deceased participant

    By buckaroo, March 10, 2014
    • 2 replies
    • 2.9k views
    • 
    • jpod
    • March 14, 2018

49. issue corrected W2 or not?

    By WCC, January 12, 2015
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • January 12, 2015

50. Top Heavy test For a Terminating Plan

    By ratherbereading, June 15, 2017   

    • top heavy; plan termination
    • 2 replies
    • 1.5k views
    • 
    • Tom Poje
    • June 15, 2017