401(k) Plans

19,321 topics in this forum

1. ADP failure

   By pbarrett, March 17, 2003
   • 4 replies
   • 1.3k views
   • 
   • jaemmons
   • March 17, 2003

2. Rehire Rules for New Plan

   By clangeland, February 10, 2015
   • 2 replies
   • 1.3k views
   • 
   • clangeland
   • February 10, 2015

3. Design-based safe harbor notice to participants

   By Lori Friedman, December 20, 2004
   • 1 reply
   • 1.3k views
   • 
   • austin3515
   • December 21, 2004

4. Determination Letter with VCP

   By Guest meeh3704, September 15, 2008
   • 1 reply
   • 1.3k views
   • 
   • J Simmons
   • September 20, 2008

5. RMD

   By RLR, December 31, 2013
   • 4 replies
   • 1.3k views
   • 
   • RLR
   • January 2, 2014

6. New Plan - Okay with Successor Rule?

   By justanotheradmin, September 28, 2015   

   • successor
   • termination
   • 0 replies
   • 1.3k views
   • 
   • justanotheradmin
   • September 28, 2015

7. Do Pre-Bankruptcy 401(k) Deferrals Have to be Returned?

   By Alf, October 31, 2003
   • 3 replies
   • 1.3k views
   • 
   • mbozek
   • October 31, 2003

8. top heavy account balances

   By Guest dstran, March 27, 2006
   • 1 reply
   • 1.3k views
   • 
   • WDIK
   • March 27, 2006

9. Safe Harbor Plan Termination Short Plan Year

   By Guest SRH, February 5, 2008
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • February 5, 2008

10. Mortgage loan early pay-off; have to pay all interest that would have

    By Lori H, February 5, 2003
    • 3 replies
    • 1.3k views
    • 
    • mbozek
    • February 5, 2003

11. Failing ACP test and refunding contributions

    By Guest buyertoday, May 8, 2003
    • 3 replies
    • 1.3k views
    • 
    • Mike Preston
    • May 9, 2003

12. How does a client handle an ineligible Hardship Request?

    By effingeh, October 7, 2025
    • 8 replies
    • 1.3k views
    • 
    • C. B. Zeller
    • October 9, 2025

13. Additional SH & PS

    By Becky Schwing, September 18, 2019
    • 15 replies
    • 1.3k views
    • 
    • Kevin C
    • September 20, 2019

14. Latest date to start Deferrals - new calendar year Plan w/ Non-HCE

    By SomeQSomeA, November 8, 2015   

    • Effective availability
    • safe harbor
    • (and 2 more)

      Tagged with:

      • Effective availability
      • safe harbor
      • deferrals
      • non-HCE
    • 3 replies
    • 1.3k views
    • 
    • John Feldt ERPA CPC QPA
    • November 11, 2015

15. Freezing a fund inside a dc plan

    By ERISA25, August 13, 2009
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • August 14, 2009

16. OK, why can't you do this?

    By RayJJohnsonJr, March 10, 2011
    • 6 replies
    • 1.3k views
    • 
    • RayJJohnsonJr
    • March 10, 2011

17. Spreadsheet Formula for Excess Life Calculation

    By Susan S., March 10, 2011
    • 0 replies
    • 1.3k views
    • 
    • Susan S.
    • March 10, 2011

18. Safe Harbor Match

    By Dan, March 26, 2008
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • March 26, 2008

19. Fiduciary status

    By Guest Becca2002, July 19, 2002
    • 1 reply
    • 1.3k views
    • 
    • Ron Snyder
    • July 21, 2002

20. 401k along with pure p/s plan

    By Guest lip, December 3, 2008
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • December 3, 2008

21. Safe Harbor 401k Plan

    By Guest Dumb & Dumber, June 2, 2011
    • 6 replies
    • 1.3k views
    • 
    • 12AX7
    • June 3, 2011

22. ROTH IRA, Help

    By Guest newinvestor, March 22, 2005
    • 2 replies
    • 1.3k views
    • 
    • Effen
    • March 24, 2005

23. tip income

    By DPL, February 23, 2012
    • 1 reply
    • 1.3k views
    • 
    • ETA Consulting LLC
    • February 23, 2012

24. Payroll company mix up

    By K2retire, August 5, 2014
    • 4 replies
    • 1.3k views
    • 
    • K2retire
    • August 6, 2014

25. Loan Refinancing

    By BTH, July 13, 2004
    • 2 replies
    • 1.3k views
    • 
    • E as in ERISA
    • July 13, 2004

26. Which Testing Method?

    By fiona1, December 15, 2005
    • 1 reply
    • 1.3k views
    • 
    • Nate X
    • December 19, 2005

27. 2005 Employer Contribution not yet allocated

    By PMC, February 21, 2007
    • 3 replies
    • 1.3k views
    • 
    • PMC
    • February 22, 2007

28. Top Heavy!

    By Jilliandiz, January 31, 2005
    • 4 replies
    • 1.3k views
    • 
    • Tom Poje
    • February 1, 2005

29. 401k Termination to Adopt a SIMPLE IRA plan

    By Guest dhoefer, March 23, 2004
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • March 23, 2004

30. Investment Policy Statement

    By Guest jkrad, September 22, 2004
    • 2 replies
    • 1.3k views
    • 
    • Jon Chambers
    • September 22, 2004

31. Form 5330 and VFC Program

    By Guest cosmo01, May 15, 2003
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • May 16, 2003

32. allocating forfeitures

    By k man, July 23, 2007
    • 2 replies
    • 1.3k views
    • 
    • four01kman
    • July 23, 2007

33. Controlled Group Plan Merger Question

    By runningabizness, December 3, 2020   

    • 401k
    • controlled group
    • 6 replies
    • 1.3k views
    • 
    • runningabizness
    • December 4, 2020

34. safe harbor ineligible participant

    By Guest LTurner, January 20, 2003
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • January 20, 2003

35. early retirement and in-service withdrawals

    By Brian Gallagher, March 25, 2003
    • 3 replies
    • 1.3k views
    • 
    • MWeddell
    • March 26, 2003

36. Safe Harbor 401(k) and Allocation

    By buckaroo, November 15, 2006
    • 1 reply
    • 1.3k views
    • 
    • austin3515
    • November 16, 2006

37. When is a Broker an Advisor?

    By Guest RIA, February 12, 2007
    • 2 replies
    • 1.3k views
    • 
    • QDROphile
    • February 13, 2007

38. Safe Harbor Plan

    By pmacduff, December 1, 2003
    • 4 replies
    • 1.3k views
    • 
    • R. Butler
    • December 1, 2003

39. Lower Safe Harbor for a HCE?

    By Guest Thornton, January 10, 2002
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • January 10, 2002

40. minimum income to defer $14,000 in 2003

    By Earl, December 17, 2003
    • 3 replies
    • 1.3k views
    • 
    • Earl
    • December 18, 2003

41. E & O Insurance

    By Guest LTurner, April 1, 2002
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • April 1, 2002

42. merger situation

    By Kimberly S, July 15, 2008
    • 3 replies
    • 1.3k views
    • 
    • JanetM
    • July 16, 2008

43. Treasury Regs on the web

    By Brian Gallagher, March 4, 2003
    • 4 replies
    • 1.3k views
    • 
    • GBurns
    • March 5, 2003

44. Match deposited timely but not allocated timely

    By Guest notapensiongeek, June 28, 2006
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • June 29, 2006

45. 401(k) withholding for work release prisoners

    By MSN, August 31, 2007
    • 0 replies
    • 1.3k views
    • 
    • MSN
    • August 31, 2007

46. Eligibility requirements for 401k

    By Pammie57, August 26, 2020
    • 8 replies
    • 1.3k views
    • 
    • Mike Preston
    • August 28, 2020

47. Crediting Service for Rehires with no records of prior employment

    By Guest DLD7575, August 17, 2006
    • 1 reply
    • 1.3k views
    • 
    • rcline46
    • August 18, 2006

48. Can a trust be a participant in the 401k plan

    By jkharvey, September 5, 2014
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • September 5, 2014

49. Question regarding distribution,

    By Guest termy, May 19, 2007
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • May 21, 2007

50. Software Opinions

    By Guest Partly Cloudy, July 22, 2004
    • 6 replies
    • 1.3k views
    • 
    • stephen
    • July 22, 2004