401(k) Plans

19,321 topics in this forum

1. SERP Providers

   By Guest vqualplan, June 30, 2005
   • 0 replies
   • 1.2k views
   • 
   • Guest
   • June 30, 2005

2. State tax withholding on installment payments

   By JDuns, May 18, 2006
   • 2 replies
   • 1.2k views
   • 
   • E as in ERISA
   • May 31, 2006

3. General Grandfathering Provisions

   By J. Bringhurst, January 21, 2005
   • 1 reply
   • 1.2k views
   • 
   • QDROphile
   • January 22, 2005

4. Cross testing - ineligible

   By pixmax, January 27, 2009
   • 4 replies
   • 1.2k views
   • 
   • BG5150
   • January 28, 2009

5. Paying Federal & State taxes on distributions

   By bpenfold, November 21, 2017   

   • taxes
   • federal
   • (and 4 more)

     Tagged with:

     • taxes
     • federal
     • state
     • government
     • 945
     • 1099-r
   • 7 replies
   • 1.2k views
   • 
   • Luke Bailey
   • November 22, 2017

6. Return of Auto Deferral Contribution

   By Guest SLBRB, September 28, 2012
   • 1 reply
   • 1.2k views
   • 
   • Guest
   • October 2, 2012

7. Roth Loan Deemed Distributed - Penalty Tax?

   By Guest jimmybeau, November 19, 2008
   • 1 reply
   • 1.2k views
   • 
   • QDROphile
   • November 19, 2008

8. Employee Classification and Crediting Prior Service

   By Guest caddieadmin, March 18, 2007
   • 1 reply
   • 1.2k views
   • 
   • J Simmons
   • March 18, 2007

9. HRA Plan - 5500 reporting

   By Nic Pospiech, December 18, 2023
   • 5 replies
   • 1.2k views
   • 
   • Nic Pospiech
   • June 5, 2024

10. Feedback to prior post re: IRS audit

    By stevena, September 7, 2004
    • 2 replies
    • 1.2k views
    • 
    • mbozek
    • September 7, 2004

11. Error on Match Calc

    By Spencer, August 18, 2011
    • 4 replies
    • 1.2k views
    • 
    • Spencer
    • August 23, 2011

12. Prior Yr ADP with change in Sponsor

    By TPATC, February 28, 2015   

    • 401k
    • adp
    • (and 1 more)

      Tagged with:

      • 401k
      • adp
      • change in plan sponsor
    • 0 replies
    • 1.2k views
    • 
    • TPATC
    • February 28, 2015

13. Payroll Error led to over and under employee Contributions in 2008

    By Alex Daisy, September 23, 2009
    • 2 replies
    • 1.2k views
    • 
    • BG5150
    • September 24, 2009

14. Lost earnings on a Match

    By JKW, June 18, 2014
    • 2 replies
    • 1.2k views
    • 
    • BG5150
    • June 19, 2014

15. Exclusions

    By Coleboy1, September 25, 2025
    • 3 replies
    • 1.2k views
    • 
    • CuseFan
    • September 26, 2025

16. Amend for Safe Harbor Non-elective

    By Guest MEWilson, January 14, 2004
    • 8 replies
    • 1.2k views
    • 
    • Guest
    • January 16, 2004

17. ADP Testing

    By Guest perplexedbypensions, December 28, 2006
    • 4 replies
    • 1.2k views
    • 
    • Sully
    • December 28, 2006

18. 401k safe harbor

    By Guest kbett, March 15, 2007
    • 4 replies
    • 1.2k views
    • 
    • stephen
    • March 15, 2007

19. Changing 401(k) from 1-person corp to sole proprietorship

    By Guest hk73, December 19, 2005
    • 1 reply
    • 1.2k views
    • 
    • Guest
    • December 19, 2005

20. contributions and excise tax

    By lexi, December 1, 2006
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • December 1, 2006

21. hardship withdrawals

    By Guest alexis, November 13, 2002
    • 1 reply
    • 1.2k views
    • 
    • Tom Poje
    • November 13, 2002

22. Permissable match allocation

    By Guest Margaret25, March 4, 2010
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • March 6, 2010

23. Safe Harbor Contribution to Owners

    By Danny CPA, April 10, 2015
    • 3 replies
    • 1.2k views
    • 
    • Bird
    • April 12, 2015

24. Prior Year ADP testing and plan imposed 15% limit exceeded by NHCE

    By Guest crosseyedtester, March 4, 2003
    • 5 replies
    • 1.2k views
    • 
    • Mike Preston
    • March 7, 2003

25. Amendment to switch to prior year testing

    By Guest terryh123, March 12, 2004
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • March 13, 2004

26. Plan with bad loans

    By J Simmons, October 2, 2019
    • 3 replies
    • 1.2k views
    • 
    • LIBERTYKID
    • October 22, 2019

27. 401(k) refund due to company acquisition

    By R. Butler, April 21, 2015
    • 4 replies
    • 1.2k views
    • 
    • R. Butler
    • May 1, 2015

28. Canadian citizen wishes to participate in 401(k)

    By Purplemandinga, September 19, 2018
    • 5 replies
    • 1.2k views
    • 
    • Purplemandinga
    • September 21, 2018

29. Waiver of Excise tax on late refunds

    By austin3515, December 11, 2020
    • 2 replies
    • 1.2k views
    • 
    • Luke Bailey
    • December 12, 2020

30. Changing Safe Harbor Match

    By Guest PBJ, January 18, 2007
    • 1 reply
    • 1.2k views
    • 
    • rcline46
    • January 18, 2007

31. SH Match - Company Sold

    By Guest saotampa, May 1, 2007
    • 1 reply
    • 1.2k views
    • 
    • WDIK
    • May 3, 2007

32. Missed Deferrals

    By coleboy, January 17, 2018
    • 4 replies
    • 1.2k views
    • 
    • Mr Bagwell
    • January 18, 2018

33. After-Tax Direct Rollovers

    By DTH, September 2, 2005
    • 0 replies
    • 1.2k views
    • 
    • DTH
    • September 2, 2005

34. Top Heavy Plan adding Safe Harbor

    By Guest willwork4shoes, November 13, 2003
    • 5 replies
    • 1.2k views
    • 
    • Lynn Campbell
    • November 14, 2003

35. Switching Recordkept Platforms and Late Deferrals

    By msmith, May 15, 2014
    • 3 replies
    • 1.2k views
    • 
    • msmith
    • May 16, 2014

36. Is a deferral late if payroll was never made?

    By TPApril, August 3, 2011
    • 2 replies
    • 1.2k views
    • 
    • Peter Gulia
    • August 3, 2011

37. Employer wants to establish a new 401(k) but does not necessarily want employees participating

    By Lori H, October 13, 2010
    • 7 replies
    • 1.2k views
    • 
    • rcline46
    • October 14, 2010

38. Safe Harbor Match only for NHCEs

    By Guest milehighheel, November 3, 2009
    • 4 replies
    • 1.2k views
    • 
    • austin3515
    • November 6, 2009

39. MP merged into PS plan

    By Guest tws, August 26, 2003
    • 2 replies
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • August 26, 2003

40. Plan Termination

    By Guest hitt24, January 26, 2006
    • 1 reply
    • 1.2k views
    • 
    • namealreadyinuse
    • January 26, 2006

41. Roth Contributions

    By Nassau, May 31, 2011
    • 2 replies
    • 1.2k views
    • 
    • masteff
    • June 1, 2011

42. Prefunded Match

    By wsp, April 20, 2007
    • 1 reply
    • 1.2k views
    • 
    • 401_4_ever
    • April 20, 2007

43. Record Keeping Fee Application

    By Guest andmik, June 3, 2010
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • June 4, 2010

44. Money Purchase/401k merger

    By Guest Lex, June 15, 2002
    • 1 reply
    • 1.2k views
    • 
    • RTK
    • June 15, 2002

45. Company going broke and closing doors. Can't afford safe harbor match

    By Santo Gold, July 10, 2025
    • 10 replies
    • 1.2k views
    • 
    • Santo Gold
    • July 12, 2025

46. I have a simple IRA at my office, and I want to start a 401k in 2024. Do I need to rollover the funds into 401k account?

    By rbridges, November 21, 2023
    • 6 replies
    • 1.2k views
    • 
    • rbridges
    • November 22, 2023

47. Document Provisions.

    By Guest Kevin1, February 3, 2009
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • February 5, 2009

48. Non-excludable to excludable classification - Eligibility question

    By Trisports, November 22, 2017
    • 4 replies
    • 1.2k views
    • 
    • ESOP Guy
    • November 25, 2017

49. 415 Limitations

    By MBCarey, January 28, 2003
    • 3 replies
    • 1.2k views
    • 
    • four01kman
    • January 28, 2003

50. Top Heavy contribution for deceased participant?

    By Guest persie, March 13, 2012
    • 1 reply
    • 1.2k views
    • 
    • movedon
    • March 13, 2012