401(k) Plans

19,334 topics in this forum

1. Plan Disqualification due to 70 1/2 Distr

   By Guest dstran, December 3, 2007
   • 4 replies
   • 1.3k views
   • 
   • david rigby
   • December 5, 2007

2. Top-Heavy Aggregation

   By MGOAdmin, May 15, 2015   

   • top heavy
   • aggregation
   • 1 reply
   • 1.3k views
   • 
   • Lou S.
   • May 15, 2015

3. Getting around the five-year rule for participant loans

   By 401(j), July 23, 2013
   • 6 replies
   • 1.3k views
   • 
   • ForksnKnives
   • July 23, 2013

4. Coverage and Testing Issues

   By Guest smac, August 14, 2006
   • 1 reply
   • 1.3k views
   • 
   • Tom Poje
   • August 14, 2006

5. 401(m) Coverage

   By Gilmore, February 5, 2004
   • 4 replies
   • 1.3k views
   • 
   • Gilmore
   • February 5, 2004

6. Traditional SH Match/Top Heavy

   By Cathy from Chicago, December 11, 2007
   • 3 replies
   • 1.3k views
   • 
   • Tom Poje
   • December 13, 2007

7. 415 excess 415 Excess - Past Deadline - True Ups also due...

   By 401kology, May 8, 2025   

   • correction method
   • 10 replies
   • 1.3k views
   • 
   • Artie M
   • May 13, 2025

8. allocating forfeitures against safe harbor match

   By Guest Patkelley007, March 1, 2007
   • 1 reply
   • 1.3k views
   • 
   • Blinky the 3-eyed Fish
   • March 2, 2007

9. Two Safe Harbor 401(k) Plans

   By Dougsbpc, January 19, 2011
   • 1 reply
   • 1.3k views
   • 
   • Guest
   • January 20, 2011

10. 41(b) failed coverage

    By Guest Pension Girl, March 11, 2010
    • 7 replies
    • 1.3k views
    • 
    • Guest
    • June 23, 2010

11. General Grandfathering Provisions

    By J. Bringhurst, January 21, 2005
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • January 22, 2005

12. Waiver of Excise tax on late refunds

    By austin3515, December 11, 2020
    • 2 replies
    • 1.3k views
    • 
    • Luke Bailey
    • December 12, 2020

13. NUA lost if plan to plan transfer? (or if partial transfer?)

    By Guest jbergstrom, May 30, 2007
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • May 31, 2007

14. discrimination testing for 401(k) and 403(b)

    By Guest Rocky, October 5, 2007
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • October 5, 2007

15. Small Accounts-Distribution Fees

    By Randy Watson, February 4, 2013
    • 4 replies
    • 1.3k views
    • 
    • Belgarath
    • February 5, 2013

16. Roth 401(k)

    By blue, October 25, 2005
    • 2 replies
    • 1.3k views
    • 
    • rcline46
    • October 25, 2005

17. Information about ASPPA certification 2016

    By swam, June 14, 2016   

    • 401k5500
    • 403b
    • (and 2 more)

      Tagged with:

      • 401k5500
      • 403b
      • retirement plans
      • ESPPA
    • 1 reply
    • 1.3k views
    • 
    • Mike Preston
    • June 14, 2016

18. IRS Audit: Agreement to Transfer 401k to 457(b)

    By Guest JRawls, October 10, 2006
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • October 10, 2006

19. 415 and off calendar year plan year

    By 30Rock, August 16, 2023
    • 6 replies
    • 1.3k views
    • 
    • Tom
    • August 17, 2023

20. Law firm wants to Modify W-2 definition of Compensation in a SafeHarbor Match Plan

    By CharlesLeggette, December 30, 2013
    • 3 replies
    • 1.3k views
    • 
    • david rigby
    • December 30, 2013

21. proposed Roth 401k regulations

    By Guest lskin, October 10, 2005
    • 3 replies
    • 1.3k views
    • 
    • JanetM
    • October 10, 2005

22. SERP Providers

    By Guest vqualplan, June 30, 2005
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • June 30, 2005

23. Prior Yr ADP with change in Sponsor

    By TPATC, February 28, 2015   

    • 401k
    • adp
    • (and 1 more)

      Tagged with:

      • 401k
      • adp
      • change in plan sponsor
    • 0 replies
    • 1.3k views
    • 
    • TPATC
    • February 28, 2015

24. Disregarded entity compensation

    By Purplemandinga, November 26, 2018
    • 2 replies
    • 1.3k views
    • 
    • C. B. Zeller
    • November 27, 2018

25. Fiduciaries Responsibilities on Defaulted Loans

    By austin3515, September 17, 2004
    • 1 reply
    • 1.3k views
    • 
    • austin3515
    • September 17, 2004

26. Eligible to excluded class, loan payments

    By Guest sviola, November 16, 2012
    • 1 reply
    • 1.3k views
    • 
    • MoJo
    • November 16, 2012

27. Data/Documents - Property of?

    By k man, November 21, 2005
    • 2 replies
    • 1.3k views
    • 
    • k man
    • November 22, 2005

28. Employer withholding 401K Match?

    By JackT, January 31, 2018
    • 4 replies
    • 1.3k views
    • 
    • Loves401(k)
    • January 31, 2018

29. Seeking a clarification for employee contribution

    By basumukherji, December 16, 2008
    • 2 replies
    • 1.3k views
    • 
    • Don Levit
    • December 16, 2008

30. Distribution

    By waid10, December 8, 2006
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • December 8, 2006

31. exclusion from plan by citizenship

    By pmacduff, November 30, 2022
    • 6 replies
    • 1.3k views
    • 
    • Monica Barnard
    • February 25, 2025

32. Rev Proc 2015-28 notice requirements

    By WCC, September 1, 2016
    • 3 replies
    • 1.3k views
    • 
    • austin3515
    • February 13, 2017

33. plan transfers

    By LIBERTYKID, March 12, 2002
    • 0 replies
    • 1.3k views
    • 
    • LIBERTYKID
    • March 12, 2002

34. First Calendar Year for purposes of RMD

    By jevd, February 23, 2018   

    • rmd
    • 5 replies
    • 1.3k views
    • 
    • card
    • February 27, 2018

35. Investment review policies...

    By Guest RONNIE WASEL, June 18, 2002
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • June 18, 2002

36. Safe-harbor 401(k)

    By Guest Ted Kowalchuk, CFP, CFS,, June 19, 2002
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • June 19, 2002

37. Timely Matching Contributions

    By Randy Watson, January 12, 2006
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • January 12, 2006

38. From Safe Harbor to regular Match

    By cpc0506, June 5, 2013
    • 3 replies
    • 1.3k views
    • 
    • Tom Poje
    • June 7, 2013

39. Top Heavy Plan adding Safe Harbor

    By Guest willwork4shoes, November 13, 2003
    • 5 replies
    • 1.3k views
    • 
    • Lynn Campbell
    • November 14, 2003

40. Solo to General 401(k) Plan?

    By TPApril, January 13, 2023
    • 12 replies
    • 1.2k views
    • 
    • Peter Gulia
    • January 22, 2023

41. Prefunded Match

    By wsp, April 20, 2007
    • 1 reply
    • 1.2k views
    • 
    • 401_4_ever
    • April 20, 2007

42. Error on Match Calc

    By Spencer, August 18, 2011
    • 4 replies
    • 1.2k views
    • 
    • Spencer
    • August 23, 2011

43. Affliated Service Group?

    By Spencer, August 20, 2015   

    • ASG
    • 2 replies
    • 1.2k views
    • 
    • Spencer
    • August 21, 2015

44. Use of Forfeiture Account Balance with Terminating Plan

    By waid10, July 14, 2023   

    • terminating plans
    • forfeiture
    • 4 replies
    • 1.2k views
    • 
    • Paul I
    • July 14, 2023

45. After-Tax Direct Rollovers

    By DTH, September 2, 2005
    • 0 replies
    • 1.2k views
    • 
    • DTH
    • September 2, 2005

46. ADP Testing

    By Guest perplexedbypensions, December 28, 2006
    • 4 replies
    • 1.2k views
    • 
    • Sully
    • December 28, 2006

47. ADP deadline for 2013

    By 30Rock, March 21, 2014
    • 11 replies
    • 1.2k views
    • 
    • 12AX7
    • March 25, 2014

48. 415 Limitations

    By MBCarey, January 28, 2003
    • 3 replies
    • 1.2k views
    • 
    • four01kman
    • January 28, 2003

49. Is Rollover Considered In Top Heavy

    By Guest good2brich, March 24, 2004
    • 1 reply
    • 1.2k views
    • 
    • JanetM
    • March 24, 2004

50. Safe Harbor Match only for NHCEs

    By Guest milehighheel, November 3, 2009
    • 4 replies
    • 1.2k views
    • 
    • austin3515
    • November 6, 2009