401(k) Plans

19,321 topics in this forum

1. Scrivener's error in safe harbor notice?

   By Guest Kelly Igel, April 4, 2001
   • 2 replies
   • 2.2k views
   • 
   • rcline46
   • April 5, 2001

2. Loans

   By k man, October 18, 2001
   • 2 replies
   • 1.6k views
   • 
   • Guest
   • October 19, 2001

3. Lawsuit settlement - contributions to 401(k)?

   By Belgarath, November 20, 2025
   • 2 replies
   • 893 views
   • 
   • Belgarath
   • November 20, 2025

4. 401(k) Termination and Successor Plan

   By Guest JDL, August 20, 2002
   • 2 replies
   • 2.2k views
   • 
   • Guest
   • August 21, 2002

5. Top-heavy contribution and 410(b) test

   By alexa, January 23, 2003
   • 2 replies
   • 2.5k views
   • 
   • kocak
   • January 27, 2003

6. safe harbor match accrual options

   By Earl, July 8, 2004
   • 2 replies
   • 2.1k views
   • 
   • Earl
   • July 9, 2004

7. Top heavy determination. Subtract receivable or not?

   By jkharvey, July 8, 2005
   • 2 replies
   • 2.6k views
   • 
   • R. Butler
   • July 11, 2005

8. QACA Match

   By Kevin01, November 18, 2009
   • 2 replies
   • 6.7k views
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   • Kevin C
   • November 19, 2009

9. 414s problem

   By pixmax, December 17, 2009
   • 2 replies
   • 1.1k views
   • 
   • 12AX7
   • December 18, 2009

10. Supplemental Retirement Account

    By Dennis Povloski, May 13, 2010
    • 2 replies
    • 995 views
    • 
    • Dennis Povloski
    • May 13, 2010

11. Converting K1 to "plan wage" for cross test

    By jmartin, April 28, 2014
    • 2 replies
    • 2.5k views
    • 
    • jmartin
    • April 28, 2014

12. Last Day requirement for Match and impact to coverage

    By justatester, December 10, 2015
    • 2 replies
    • 906 views
    • 
    • justatester
    • December 10, 2015

13. no FICA tax for sole proprietor

    By cpc0506, October 2, 2017
    • 2 replies
    • 747 views
    • 
    • cpc0506
    • October 2, 2017

14. Vesting for part time employees (Secure Act)

    By Pixie, June 3, 2022
    • 2 replies
    • 562 views
    • 
    • Pam Shoup
    • June 6, 2022

15. Plan is effective 1/1/99 but deferrals don't commence until 12/1/99 -

    By Kathy, November 10, 1999
    • 2 replies
    • 1.7k views
    • 
    • MWeddell
    • November 10, 1999

16. Client deposited profit sharing monies to safe harbor account and safe harbor monies to profit sharing account.

    By Fibonacci, July 16, 2024
    • 2 replies
    • 606 views
    • 
    • justanotheradmin
    • July 17, 2024

17. Designated Beneficiary (Annulment)

    By youngbenefitslawyer, June 17, 2025
    • 2 replies
    • 732 views
    • 
    • Artie M
    • June 18, 2025

18. Foreign corporation as sponsor of 401(k) plan?

    By Guest Alley, July 5, 2001
    • 2 replies
    • 2.3k views
    • 
    • GBurns
    • July 8, 2001

19. Separate account called a stable value "Fund"

    By Guest Ella, January 28, 2002
    • 2 replies
    • 2k views
    • 
    • Guest
    • January 29, 2002

20. Last Day Rule question

    By Guest KD40, February 20, 2003
    • 2 replies
    • 1.3k views
    • 
    • austin3515
    • February 20, 2003

21. Same Name - Wrong Guy Got the 401k Money

    By Guest Robin S. Vatalaro, June 12, 2003
    • 2 replies
    • 1.3k views
    • 
    • mbozek
    • June 12, 2003

22. Rev. Rul. 58-230 says a participant can get in-service withdrawal if he incurs a 6 month suspension from participation. Still in effect?

    By Guest Giovanni, September 26, 2003
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • September 26, 2003

23. 401(k) contributions DURING military leave

    By Guest HelpINeedSomeBody, August 30, 2005
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • August 30, 2005

24. Differences in SPD and Plan Document

    By Stevo-PDX, February 7, 2006
    • 2 replies
    • 2.3k views
    • 
    • Locust
    • February 8, 2006

25. Compensation issue

    By Guest jetfaninmn, March 3, 2006
    • 2 replies
    • 1.6k views
    • 
    • Tom Poje
    • March 6, 2006

26. Bonuses and Dollar Amount Deferrals

    By Guest shm3803, December 17, 2009
    • 2 replies
    • 1.2k views
    • 
    • hr for me
    • December 17, 2009

27. Off calendar - compensation to use

    By Pammie57, October 20, 2015
    • 2 replies
    • 905 views
    • 
    • Tom Poje
    • October 21, 2015

28. Who gets the match?

    By BG5150, January 17, 2017
    • 2 replies
    • 545 views
    • 
    • BG5150
    • January 20, 2017

29. In-plan Roth transfers

    By B21, January 21, 2022
    • 2 replies
    • 590 views
    • 
    • B21
    • January 24, 2022

30. Employer giving too much ER Match & correction?

    By EBP Guy, September 20, 2023
    • 2 replies
    • 1.5k views
    • 
    • BG5150
    • September 20, 2023

31. Control Group of 501(c)(3) organizations?

    By jkharvey, November 7, 2001
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • November 8, 2001

32. Requirements re opportunities to revoke a deferral election

    By Guest cstrong, June 9, 2005
    • 2 replies
    • 1.4k views
    • 
    • wmyer
    • June 10, 2005

33. 2006 Limits

    By Jilliandiz, January 10, 2006
    • 2 replies
    • 1.5k views
    • 
    • david rigby
    • January 10, 2006

34. changing plans

    By Guest stlewis, July 3, 2006
    • 2 replies
    • 1.1k views
    • 
    • Nate X
    • July 3, 2006

35. 1099 Compensation

    By emmetttrudy, May 4, 2009
    • 2 replies
    • 1.7k views
    • 
    • J Simmons
    • May 6, 2009

36. Bussiness Hardship & safe harbor contribution

    By blue, July 2, 2009
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • July 3, 2009

37. Employer behind depositing deferrals

    By RayJJohnsonJr, October 27, 2010
    • 2 replies
    • 943 views
    • 
    • Belgarath
    • October 27, 2010

38. Operational Failure (In-Service Distributions) - Best Way to Fix/

    By Guest lizannc, March 7, 2013   

    • Operational Failure
    • 2 replies
    • 1.2k views
    • 
    • masteff
    • March 7, 2013

39. 401(k) and ESOP

    By AJ North, May 29, 2013
    • 2 replies
    • 1.1k views
    • 
    • AJ North
    • May 30, 2013

40. Tiered SHNEC Contributions

    By Rich L. Mayer, August 11, 2014
    • 2 replies
    • 1k views
    • 
    • Tom Poje
    • August 11, 2014

41. 414(s) Compensation Ratio Test

    By buckaroo, June 15, 2018
    • 2 replies
    • 2.3k views
    • 
    • buckaroo
    • June 15, 2018

42. Contributions in Multiple Plans

    By Stash026, July 2, 2019
    • 2 replies
    • 529 views
    • 
    • Lou S.
    • July 2, 2019

43. How should the 1099R be issued for plan limit violations (e.g., if the

    By Guest Frank Jackson, November 8, 1999
    • 2 replies
    • 1.5k views
    • 
    • Dowist
    • November 11, 1999

44. PEOs, Rev Proc 2002-21 and Multiple Employer Plans

    By Guest ubpMR, May 9, 2002
    • 2 replies
    • 1.9k views
    • 
    • KJohnson
    • May 13, 2002

45. hardship withdrawals and catch-ups

    By LIBERTYKID, May 30, 2002
    • 2 replies
    • 1.9k views
    • 
    • Brian Gallagher
    • May 31, 2002

46. 415 Aggregation

    By Guest merlin, November 6, 2002
    • 2 replies
    • 1.3k views
    • 
    • 2muchstress
    • November 7, 2002

47. Hardship withdrawals for post-secondary education

    By Guest Elinor, May 16, 2005
    • 2 replies
    • 6k views
    • 
    • E as in ERISA
    • May 16, 2005

48. Roth 401k

    By alexa, March 30, 2006
    • 2 replies
    • 1.7k views
    • 
    • namealreadyinuse
    • March 30, 2006

49. Hardships protected?

    By Guest jmlumpkin, May 25, 2006
    • 2 replies
    • 1.8k views
    • 
    • Belgarath
    • May 25, 2006

50. SHNE failed ACP Test

    By pixmax, January 30, 2009
    • 2 replies
    • 1.6k views
    • 
    • Jim Chad
    • January 31, 2009