401(k) Plans

19,332 topics in this forum

1. Leased Employee - When should she be including in coverage & non-discim testing?

   By MarZDoates, April 28, 2014
   • 2 replies
   • 1.1k views
   • 
   • MarZDoates
   • April 30, 2014

2. Paid out terminated employee due SH contribution

   By K-t-F, February 2, 2021
   • 2 replies
   • 457 views
   • 
   • K-t-F
   • February 8, 2021

3. Need Help with 410 (b) Calc (Corrected Summary)

   By Guest GG, January 29, 1999
   • 2 replies
   • 1.4k views
   • 
   • Guest
   • January 29, 1999

4. Fees charged to terminated participants

   By LCARUSI, July 6, 1999
   • 2 replies
   • 1.9k views
   • 
   • Guest
   • July 6, 1999

5. QSLOB Testing with Multiple Plans

   By LarryDavid, July 18, 2023
   • 2 replies
   • 1.5k views
   • 
   • LarryDavid
   • July 19, 2023

6. Top Heavy 401(k)

   By Guest Tim Brown, September 13, 2000
   • 2 replies
   • 1.6k views
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   • Guest
   • September 14, 2000

7. Scrivener's error in safe harbor notice?

   By Guest Kelly Igel, April 4, 2001
   • 2 replies
   • 2.2k views
   • 
   • rcline46
   • April 5, 2001

8. Loans

   By k man, October 18, 2001
   • 2 replies
   • 1.6k views
   • 
   • Guest
   • October 19, 2001

9. Lawsuit settlement - contributions to 401(k)?

   By Belgarath, November 20, 2025
   • 2 replies
   • 977 views
   • 
   • Belgarath
   • November 20, 2025

10. 401(k) Termination and Successor Plan

    By Guest JDL, August 20, 2002
    • 2 replies
    • 2.2k views
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    • Guest
    • August 21, 2002

11. Top-heavy contribution and 410(b) test

    By alexa, January 23, 2003
    • 2 replies
    • 2.5k views
    • 
    • kocak
    • January 27, 2003

12. safe harbor match accrual options

    By Earl, July 8, 2004
    • 2 replies
    • 2.1k views
    • 
    • Earl
    • July 9, 2004

13. Top heavy determination. Subtract receivable or not?

    By jkharvey, July 8, 2005
    • 2 replies
    • 2.6k views
    • 
    • R. Butler
    • July 11, 2005

14. QACA Match

    By Kevin01, November 18, 2009
    • 2 replies
    • 6.7k views
    • 
    • Kevin C
    • November 19, 2009

15. 414s problem

    By pixmax, December 17, 2009
    • 2 replies
    • 1.1k views
    • 
    • 12AX7
    • December 18, 2009

16. Supplemental Retirement Account

    By Dennis Povloski, May 13, 2010
    • 2 replies
    • 996 views
    • 
    • Dennis Povloski
    • May 13, 2010

17. Converting K1 to "plan wage" for cross test

    By jmartin, April 28, 2014
    • 2 replies
    • 2.5k views
    • 
    • jmartin
    • April 28, 2014

18. Last Day requirement for Match and impact to coverage

    By justatester, December 10, 2015
    • 2 replies
    • 906 views
    • 
    • justatester
    • December 10, 2015

19. no FICA tax for sole proprietor

    By cpc0506, October 2, 2017
    • 2 replies
    • 748 views
    • 
    • cpc0506
    • October 2, 2017

20. Vesting for part time employees (Secure Act)

    By Pixie, June 3, 2022
    • 2 replies
    • 568 views
    • 
    • Pam Shoup
    • June 6, 2022

21. Plan is effective 1/1/99 but deferrals don't commence until 12/1/99 -

    By Kathy, November 10, 1999
    • 2 replies
    • 1.7k views
    • 
    • MWeddell
    • November 10, 1999

22. Client deposited profit sharing monies to safe harbor account and safe harbor monies to profit sharing account.

    By Fibonacci, July 16, 2024
    • 2 replies
    • 614 views
    • 
    • justanotheradmin
    • July 17, 2024

23. Designated Beneficiary (Annulment)

    By youngbenefitslawyer, June 17, 2025
    • 2 replies
    • 743 views
    • 
    • Artie M
    • June 18, 2025

24. Foreign corporation as sponsor of 401(k) plan?

    By Guest Alley, July 5, 2001
    • 2 replies
    • 2.3k views
    • 
    • GBurns
    • July 8, 2001

25. Separate account called a stable value "Fund"

    By Guest Ella, January 28, 2002
    • 2 replies
    • 2k views
    • 
    • Guest
    • January 29, 2002

26. Last Day Rule question

    By Guest KD40, February 20, 2003
    • 2 replies
    • 1.3k views
    • 
    • austin3515
    • February 20, 2003

27. Same Name - Wrong Guy Got the 401k Money

    By Guest Robin S. Vatalaro, June 12, 2003
    • 2 replies
    • 1.3k views
    • 
    • mbozek
    • June 12, 2003

28. Rev. Rul. 58-230 says a participant can get in-service withdrawal if he incurs a 6 month suspension from participation. Still in effect?

    By Guest Giovanni, September 26, 2003
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • September 26, 2003

29. 401(k) contributions DURING military leave

    By Guest HelpINeedSomeBody, August 30, 2005
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • August 30, 2005

30. Differences in SPD and Plan Document

    By Stevo-PDX, February 7, 2006
    • 2 replies
    • 2.3k views
    • 
    • Locust
    • February 8, 2006

31. Compensation issue

    By Guest jetfaninmn, March 3, 2006
    • 2 replies
    • 1.6k views
    • 
    • Tom Poje
    • March 6, 2006

32. Bonuses and Dollar Amount Deferrals

    By Guest shm3803, December 17, 2009
    • 2 replies
    • 1.2k views
    • 
    • hr for me
    • December 17, 2009

33. Off calendar - compensation to use

    By Pammie57, October 20, 2015
    • 2 replies
    • 905 views
    • 
    • Tom Poje
    • October 21, 2015

34. Who gets the match?

    By BG5150, January 17, 2017
    • 2 replies
    • 547 views
    • 
    • BG5150
    • January 20, 2017

35. In-plan Roth transfers

    By B21, January 21, 2022
    • 2 replies
    • 593 views
    • 
    • B21
    • January 24, 2022

36. Employer giving too much ER Match & correction?

    By EBP Guy, September 20, 2023
    • 2 replies
    • 1.5k views
    • 
    • BG5150
    • September 20, 2023

37. Control Group of 501(c)(3) organizations?

    By jkharvey, November 7, 2001
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • November 8, 2001

38. Requirements re opportunities to revoke a deferral election

    By Guest cstrong, June 9, 2005
    • 2 replies
    • 1.4k views
    • 
    • wmyer
    • June 10, 2005

39. 2006 Limits

    By Jilliandiz, January 10, 2006
    • 2 replies
    • 1.5k views
    • 
    • david rigby
    • January 10, 2006

40. changing plans

    By Guest stlewis, July 3, 2006
    • 2 replies
    • 1.1k views
    • 
    • Nate X
    • July 3, 2006

41. 1099 Compensation

    By emmetttrudy, May 4, 2009
    • 2 replies
    • 1.7k views
    • 
    • J Simmons
    • May 6, 2009

42. Bussiness Hardship & safe harbor contribution

    By blue, July 2, 2009
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • July 3, 2009

43. Employer behind depositing deferrals

    By RayJJohnsonJr, October 27, 2010
    • 2 replies
    • 943 views
    • 
    • Belgarath
    • October 27, 2010

44. Operational Failure (In-Service Distributions) - Best Way to Fix/

    By Guest lizannc, March 7, 2013   

    • Operational Failure
    • 2 replies
    • 1.2k views
    • 
    • masteff
    • March 7, 2013

45. 401(k) and ESOP

    By AJ North, May 29, 2013
    • 2 replies
    • 1.1k views
    • 
    • AJ North
    • May 30, 2013

46. Tiered SHNEC Contributions

    By Rich L. Mayer, August 11, 2014
    • 2 replies
    • 1.1k views
    • 
    • Tom Poje
    • August 11, 2014

47. 414(s) Compensation Ratio Test

    By buckaroo, June 15, 2018
    • 2 replies
    • 2.3k views
    • 
    • buckaroo
    • June 15, 2018

48. Contributions in Multiple Plans

    By Stash026, July 2, 2019
    • 2 replies
    • 531 views
    • 
    • Lou S.
    • July 2, 2019

49. How should the 1099R be issued for plan limit violations (e.g., if the

    By Guest Frank Jackson, November 8, 1999
    • 2 replies
    • 1.5k views
    • 
    • Dowist
    • November 11, 1999

50. PEOs, Rev Proc 2002-21 and Multiple Employer Plans

    By Guest ubpMR, May 9, 2002
    • 2 replies
    • 1.9k views
    • 
    • KJohnson
    • May 13, 2002