401(k) Plans

19,321 topics in this forum

1. Vacation pay contributed to k instead of lost

   By Erik Read, March 30, 2006
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • March 30, 2006

2. Employer wants to reduce prior discretionary contrib

   By Guest bevb, August 29, 2008
   • 2 replies
   • 1.3k views
   • 
   • Guest
   • August 29, 2008

3. 401(k) & match comp dont seem to correlate

   By Guest SuzieQNEC, February 2, 2009
   • 2 replies
   • 1.3k views
   • 
   • BG5150
   • February 3, 2009

4. Tax Savers Credit Notice

   By IRA, September 3, 2010
   • 2 replies
   • 1.2k views
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   • IRA
   • September 7, 2010

5. One employer: Two separate Safe Harbors

   By ERISA25, October 28, 2010
   • 2 replies
   • 1.1k views
   • 
   • Tom Poje
   • October 28, 2010

6. Eligible for Distribution due to change in controlled group membership?

   By jmartin, November 12, 2012
   • 2 replies
   • 1.1k views
   • 
   • jmartin
   • November 13, 2012

7. Counting "treasury stock" re: HCE determination

   By AlbanyConsultant, July 27, 2016
   • 2 replies
   • 1.3k views
   • 
   • Mike Preston
   • July 27, 2016

8. Excess 404(a) - IRC 4972

   By pensionLifer, June 18, 2018
   • 2 replies
   • 620 views
   • 
   • Larry Starr
   • June 19, 2018

9. Annual Notice Requirement for Spouse Only Plan

   By Sue, October 21, 2019
   • 2 replies
   • 486 views
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   • Lou S.
   • October 22, 2019

10. Forms for ER Contributions as Roth - SECURE 2.0

    By justanotheradmin, January 29, 2024
    • 2 replies
    • 773 views
    • 
    • AllThingsForGood
    • January 9, 2025

11. particpant loan rolled into a qualified plan within sixty days

    By Guest Jeanie, May 9, 2002
    • 2 replies
    • 1.4k views
    • 
    • QDROphile
    • May 9, 2002

12. 242(b) elections

    By Guest arlene, April 6, 2004
    • 2 replies
    • 1.5k views
    • 
    • KJohnson
    • April 6, 2004

13. Compensation for ADP Test for new 401k

    By Guest CSTS, October 27, 2006
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • December 10, 2006

14. Form 5330 and excise tax duedate

    By alexa, September 26, 2008
    • 2 replies
    • 3k views
    • 
    • fiona1
    • September 29, 2008

15. another fiscal year catch-up question

    By R. Butler, April 30, 2014
    • 2 replies
    • 1.3k views
    • 
    • R. Butler
    • May 2, 2014

16. Single Employer Plan to Multiple Employer Plan

    By buckaroo, April 26, 2017
    • 2 replies
    • 1k views
    • 
    • CuseFan
    • April 27, 2017

17. Contribution Only to Selected Participants

    By Nancy Pritz, July 3, 2019
    • 2 replies
    • 538 views
    • 
    • Patricia Neal Jensen
    • July 8, 2019

18. non profit organization

    By Chippy, September 23, 2021
    • 2 replies
    • 515 views
    • 
    • Patricia Neal Jensen
    • September 27, 2021

19. Rollover into a 401(k) plan

    By stephen, September 4, 1998
    • 2 replies
    • 5.2k views
    • 
    • stephen
    • September 5, 1998

20. Annual additions limit for non-calendar plan and 401(k) deferrals greater than the calendar year limit.

    By AJC, June 8, 2022
    • 2 replies
    • 443 views
    • 
    • Lou S.
    • June 8, 2022

21. New Withholding Rules Requiring W4R?

    By austin3515, December 28, 2022
    • 2 replies
    • 1.1k views
    • 
    • pmacduff
    • December 28, 2022

22. Mega Backdoor Roth Contribution Questions

    By metsfan026, November 18, 2024
    • 2 replies
    • 1.3k views
    • 
    • CuseFan
    • November 18, 2024

23. Good wholistic books about retirement planning?

    By Mleech, April 3, 2025
    • 2 replies
    • 1.1k views
    • 
    • eRIZZa
    • May 1, 2025

24. Negative (passive) enrollment feedback

    By Brian Gallagher, February 21, 2003
    • 2 replies
    • 1.7k views
    • 
    • RCK
    • February 22, 2003

25. Late Deposits - Prohibited Tran?

    By Guest luck, December 12, 2005
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • December 12, 2005

26. RMD and Rehire

    By Guest Serena, July 8, 2010
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • July 8, 2010

27. 404a5 and brokerage accounts...

    By CLE401kGuy, July 2, 2012
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • July 9, 2012

28. Correcting 410(b) failure in controlled group

    By Floridaattorney, November 29, 2013
    • 2 replies
    • 2.4k views
    • 
    • Floridaattorney
    • December 2, 2013

29. Multiple Employer Plan - Loans

    By Pam S., March 13, 2014
    • 2 replies
    • 1.9k views
    • 
    • MWeddell
    • March 14, 2014

30. Owners over 70 1/2

    By CJS07, March 31, 2016   

    • RMD and continuing
    • 2 replies
    • 1.1k views
    • 
    • Lou S.
    • March 31, 2016

31. Change in Eligiblity

    By coleboy, January 19, 2017
    • 2 replies
    • 427 views
    • 
    • RatherBeGolfing
    • January 19, 2017

32. 3% Safe Harbor Change

    By Stash026, October 19, 2020
    • 2 replies
    • 687 views
    • 
    • JackS
    • October 20, 2020

33. Merging Safe Harbor Plans

    By Gilmore, September 23, 2021
    • 2 replies
    • 773 views
    • 
    • Gilmore
    • September 24, 2021

34. HCE definition 1991-2005

    By fiona1, February 11, 2005
    • 2 replies
    • 1.3k views
    • 
    • GBurns
    • February 11, 2005

35. Schedule SSA

    By austin3515, June 13, 2005
    • 2 replies
    • 1.4k views
    • 
    • austin3515
    • June 13, 2005

36. Delinquent 5500s-use current forms ?

    By JAY21, July 11, 2005
    • 2 replies
    • 1.1k views
    • 
    • JAY21
    • July 11, 2005

37. 401k seminar

    By Guest stevena1, June 4, 2007
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • June 4, 2007

38. Plan Changing - but details lacking

    By Guest papillon, November 29, 2007
    • 2 replies
    • 1.1k views
    • 
    • BG5150
    • December 3, 2007

39. Does sungard plan language require coverage and contributions?

    By Floridaattorney, August 30, 2013
    • 2 replies
    • 1.2k views
    • 
    • cdavis25
    • September 3, 2013

40. 2 Person Non-Profit 401(k)

    By Guest Tracy H, June 15, 2000
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • June 21, 2000

41. Changing from pay-period safe harbor match to annual match

    By Tom, January 29, 2024
    • 2 replies
    • 1.6k views
    • 
    • justanotheradmin
    • January 29, 2024

42. MEP Questions in connection with 2024 law change about spousal aggregation

    By Brenda Wren, September 25, 2024
    • 2 replies
    • 476 views
    • 
    • Brenda Wren
    • September 25, 2024

43. Hardship Withdrawal

    By MarZDoates, June 12, 2003
    • 2 replies
    • 1.3k views
    • 
    • Harwood
    • June 16, 2003

44. No hours or compensation

    By jkharvey, October 3, 2007
    • 2 replies
    • 1.2k views
    • 
    • John Feldt ERPA CPC QPA
    • October 3, 2007

45. Top Heavy Testing with Control Groups

    By Bruddah Kimo, October 22, 2008
    • 2 replies
    • 2.5k views
    • 
    • Bruddah Kimo
    • October 22, 2008

46. Safe Harbor Plan - Change In Plan Year

    By austin3515, April 16, 2010
    • 2 replies
    • 4.4k views
    • 
    • John Feldt ERPA CPC QPA
    • April 16, 2010

47. QACAs

    By AJ North, June 20, 2011
    • 2 replies
    • 1.1k views
    • 
    • AJ North
    • June 22, 2011

48. Gang of Six Plan

    By DMcGovern, July 22, 2011
    • 2 replies
    • 1.2k views
    • 
    • mbozek
    • July 23, 2011

49. Fee from forfeitures, rather than by participants

    By Guest Iwonder, August 26, 2011
    • 2 replies
    • 973 views
    • 
    • Guest
    • August 29, 2011

50. Severance from Employment

    By Kevin C, May 18, 2012
    • 2 replies
    • 3.6k views
    • 
    • 00hskrgrl
    • May 24, 2012