401(k) Plans

19,337 topics in this forum

1. Does sungard plan language require coverage and contributions?

   By Floridaattorney, August 30, 2013
   • 2 replies
   • 1.2k views
   • 
   • cdavis25
   • September 3, 2013

2. 2 Person Non-Profit 401(k)

   By Guest Tracy H, June 15, 2000
   • 2 replies
   • 1.7k views
   • 
   • Guest
   • June 21, 2000

3. Changing from pay-period safe harbor match to annual match

   By Tom, January 29, 2024
   • 2 replies
   • 1.7k views
   • 
   • justanotheradmin
   • January 29, 2024

4. MEP Questions in connection with 2024 law change about spousal aggregation

   By Brenda Wren, September 25, 2024
   • 2 replies
   • 491 views
   • 
   • Brenda Wren
   • September 25, 2024

5. Hardship Withdrawal

   By MarZDoates, June 12, 2003
   • 2 replies
   • 1.3k views
   • 
   • Harwood
   • June 16, 2003

6. No hours or compensation

   By jkharvey, October 3, 2007
   • 2 replies
   • 1.2k views
   • 
   • John Feldt ERPA CPC QPA
   • October 3, 2007

7. Top Heavy Testing with Control Groups

   By Bruddah Kimo, October 22, 2008
   • 2 replies
   • 2.5k views
   • 
   • Bruddah Kimo
   • October 22, 2008

8. Safe Harbor Plan - Change In Plan Year

   By austin3515, April 16, 2010
   • 2 replies
   • 4.4k views
   • 
   • John Feldt ERPA CPC QPA
   • April 16, 2010

9. QACAs

   By AJ North, June 20, 2011
   • 2 replies
   • 1.1k views
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   • AJ North
   • June 22, 2011

10. Gang of Six Plan

    By DMcGovern, July 22, 2011
    • 2 replies
    • 1.2k views
    • 
    • mbozek
    • July 23, 2011

11. Fee from forfeitures, rather than by participants

    By Guest Iwonder, August 26, 2011
    • 2 replies
    • 976 views
    • 
    • Guest
    • August 29, 2011

12. Severance from Employment

    By Kevin C, May 18, 2012
    • 2 replies
    • 3.7k views
    • 
    • 00hskrgrl
    • May 24, 2012

13. Post Hardship Deferrals not Suspended

    By Pixie, March 13, 2014   

    • Hardship
    • Suspended
    • 2 replies
    • 1.3k views
    • 
    • WCC
    • March 13, 2014

14. Loan payment suspended for a year

    By austin3515, July 1, 2015
    • 2 replies
    • 1.9k views
    • 
    • austin3515
    • July 2, 2015

15. Determining Former HCEs

    By Guest pdaniels, November 17, 1999
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • November 18, 1999

16. Statistics on Negative Enrollments

    By LCARUSI, February 25, 2000
    • 2 replies
    • 1.3k views
    • 
    • Jon Chambers
    • February 29, 2000

17. Excluding on part of otherwise excludable employees in ADP testing?

    By SnorkleDink, November 22, 2023
    • 2 replies
    • 716 views
    • 
    • C. B. Zeller
    • November 27, 2023

18. 410(b) OR 401(a)(4)?

    By Guest gkaley, May 22, 2001
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • May 22, 2001

19. When to allow change in deferral amount

    By jkharvey, February 15, 2002
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • February 15, 2002

20. Beneficiary Designation

    By Guest TLCPension, November 26, 2002
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • November 27, 2002

21. Controlled group - Testing by separate divisions...

    By jaemmons, March 4, 2004
    • 2 replies
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • March 4, 2004

22. safe harbor 401(k) to traditional 401, but wants to use safe harbor match formula

    By Lori H, May 20, 2004
    • 2 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • May 21, 2004

23. Top Heavy/Voluntary Contributions

    By Guest John Comelately, December 21, 2006
    • 2 replies
    • 1.4k views
    • 
    • Bruce1
    • March 7, 2025

24. ROTH IRA ROLLOVERS

    By Gary, May 14, 2010
    • 2 replies
    • 1k views
    • 
    • Gary
    • May 17, 2010

25. Required Minimum Distribution

    By PFranckowiak, April 21, 2011
    • 2 replies
    • 1.2k views
    • 
    • PFranckowiak
    • April 21, 2011

26. Prohibited Transaction

    By Guest elang, August 16, 2012
    • 2 replies
    • 958 views
    • 
    • masteff
    • August 17, 2012

27. FIRE System

    By Guest Sara H, October 15, 2013   

    • 8955-SSA
    • fire.irs.gov
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • October 15, 2013

28. Non-Safe Harbor Matching Question

    By Stash026, May 11, 2015
    • 2 replies
    • 1.7k views
    • 
    • Stash026
    • May 11, 2015

29. overshot deferral

    By thepensionmaven, March 15, 2019
    • 2 replies
    • 517 views
    • 
    • duckthing
    • March 15, 2019

30. QACA Suspension

    By Lisa2005, May 5, 2020
    • 2 replies
    • 464 views
    • 
    • Lisa2005
    • May 5, 2020

31. Top Heavy Minimum

    By DocumentDiva, January 29, 2024
    • 2 replies
    • 677 views
    • 
    • Bird
    • January 30, 2024

32. 401(k) safe harbor with separate eligibility provisions

    By Guest Daniel Fisher, January 17, 2001
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • January 17, 2001

33. First year comp for ADP testing

    By dmb, November 11, 2003
    • 2 replies
    • 1.2k views
    • 
    • dmb
    • November 11, 2003

34. Matching employee after-tax contributions in a Safe Harbor plan

    By Guest koolkidd, October 28, 2004
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • October 28, 2004

35. A company is being sold and the new company is going to sponsor the exisiting plan. The plan is eligibility provision will be amened to exclude a division.

    By Guest mmc, April 19, 2005
    • 2 replies
    • 1.4k views
    • 
    • david rigby
    • April 20, 2005

36. Safe harbor match formula

    By Guest metallic, March 1, 2011
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • March 1, 2011

37. Can a Safe Harbor Plan be amended to add Rollovers

    By CharlesLeggette, March 11, 2015
    • 2 replies
    • 1.2k views
    • 
    • mbozek
    • March 12, 2015

38. bonus comp never withheld on for 10+ years

    By WCC, May 11, 2015
    • 2 replies
    • 1.1k views
    • 
    • khn
    • May 12, 2015

39. 7 day safe harbor rule for deposits

    By WCC, November 30, 2016
    • 2 replies
    • 1.3k views
    • 
    • Kevin C
    • December 1, 2016

40. ADP test for first year that NHCEs are in Plan

    By Lynn Campbell, January 29, 1999
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • February 13, 1999

41. Must the one-time election (Treas Reg. 1.401(k)-1(a)(3)(iv)) be available to all participants?

    By jkharvey, January 26, 2005
    • 2 replies
    • 1.7k views
    • 
    • jaemmons
    • January 28, 2005

42. Minimum Req's for Merger of two 401(k) Plans

    By chris, December 21, 2006
    • 2 replies
    • 1.4k views
    • 
    • JanetM
    • January 2, 2007

43. approval of loans fiduciary or misisterial function?

    By k man, October 3, 2007
    • 2 replies
    • 1.2k views
    • 
    • Locust
    • October 3, 2007

44. Plan Conversion - Stable Value Fund Locked

    By Guest mfitzgerald, November 17, 2008
    • 2 replies
    • 1.6k views
    • 
    • Disco Stu
    • November 18, 2008

45. ADP testing

    By Guest Amy Marie, January 8, 2009
    • 2 replies
    • 1.1k views
    • 
    • Tom Poje
    • January 8, 2009

46. Profit Sharing Component

    By Guest caseyb, July 8, 2010
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • July 8, 2010

47. controlled group question

    By K2retire, March 12, 2015
    • 2 replies
    • 853 views
    • 
    • K2retire
    • March 12, 2015

48. Safe Harbor Match including Roth deferrals

    By thepensionmaven, April 1, 2016
    • 2 replies
    • 2.2k views
    • 
    • Tom Poje
    • April 1, 2016

49. Plan Amendment Effective, but Late Adopted

    By BenefitsRUs21, July 8, 2019
    • 2 replies
    • 773 views
    • 
    • Luke Bailey
    • July 8, 2019

50. Individual 401(k) with Household Employee

    By Tina77, December 12, 2019
    • 2 replies
    • 2.6k views
    • 
    • Larry Starr
    • December 14, 2019