401(k) Plans

19,321 topics in this forum

1. Post Hardship Deferrals not Suspended

   By Pixie, March 13, 2014   

   • Hardship
   • Suspended
   • 2 replies
   • 1.3k views
   • 
   • WCC
   • March 13, 2014

2. Loan payment suspended for a year

   By austin3515, July 1, 2015
   • 2 replies
   • 1.9k views
   • 
   • austin3515
   • July 2, 2015

3. Determining Former HCEs

   By Guest pdaniels, November 17, 1999
   • 2 replies
   • 1.7k views
   • 
   • Guest
   • November 18, 1999

4. Statistics on Negative Enrollments

   By LCARUSI, February 25, 2000
   • 2 replies
   • 1.3k views
   • 
   • Jon Chambers
   • February 29, 2000

5. Excluding on part of otherwise excludable employees in ADP testing?

   By SnorkleDink, November 22, 2023
   • 2 replies
   • 692 views
   • 
   • C. B. Zeller
   • November 27, 2023

6. 410(b) OR 401(a)(4)?

   By Guest gkaley, May 22, 2001
   • 2 replies
   • 1.9k views
   • 
   • Guest
   • May 22, 2001

7. When to allow change in deferral amount

   By jkharvey, February 15, 2002
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • February 15, 2002

8. Beneficiary Designation

   By Guest TLCPension, November 26, 2002
   • 2 replies
   • 1.7k views
   • 
   • Guest
   • November 27, 2002

9. Controlled group - Testing by separate divisions...

   By jaemmons, March 4, 2004
   • 2 replies
   • 1.2k views
   • 
   • Blinky the 3-eyed Fish
   • March 4, 2004

10. safe harbor 401(k) to traditional 401, but wants to use safe harbor match formula

    By Lori H, May 20, 2004
    • 2 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • May 21, 2004

11. Top Heavy/Voluntary Contributions

    By Guest John Comelately, December 21, 2006
    • 2 replies
    • 1.3k views
    • 
    • Bruce1
    • March 7, 2025

12. ROTH IRA ROLLOVERS

    By Gary, May 14, 2010
    • 2 replies
    • 1k views
    • 
    • Gary
    • May 17, 2010

13. Required Minimum Distribution

    By PFranckowiak, April 21, 2011
    • 2 replies
    • 1.2k views
    • 
    • PFranckowiak
    • April 21, 2011

14. Prohibited Transaction

    By Guest elang, August 16, 2012
    • 2 replies
    • 950 views
    • 
    • masteff
    • August 17, 2012

15. FIRE System

    By Guest Sara H, October 15, 2013   

    • 8955-SSA
    • fire.irs.gov
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • October 15, 2013

16. Non-Safe Harbor Matching Question

    By Stash026, May 11, 2015
    • 2 replies
    • 1.7k views
    • 
    • Stash026
    • May 11, 2015

17. overshot deferral

    By thepensionmaven, March 15, 2019
    • 2 replies
    • 505 views
    • 
    • duckthing
    • March 15, 2019

18. QACA Suspension

    By Lisa2005, May 5, 2020
    • 2 replies
    • 451 views
    • 
    • Lisa2005
    • May 5, 2020

19. Top Heavy Minimum

    By DocumentDiva, January 29, 2024
    • 2 replies
    • 654 views
    • 
    • Bird
    • January 30, 2024

20. 401(k) safe harbor with separate eligibility provisions

    By Guest Daniel Fisher, January 17, 2001
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • January 17, 2001

21. First year comp for ADP testing

    By dmb, November 11, 2003
    • 2 replies
    • 1.2k views
    • 
    • dmb
    • November 11, 2003

22. Matching employee after-tax contributions in a Safe Harbor plan

    By Guest koolkidd, October 28, 2004
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • October 28, 2004

23. A company is being sold and the new company is going to sponsor the exisiting plan. The plan is eligibility provision will be amened to exclude a division.

    By Guest mmc, April 19, 2005
    • 2 replies
    • 1.4k views
    • 
    • david rigby
    • April 20, 2005

24. Safe harbor match formula

    By Guest metallic, March 1, 2011
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • March 1, 2011

25. Can a Safe Harbor Plan be amended to add Rollovers

    By CharlesLeggette, March 11, 2015
    • 2 replies
    • 1.2k views
    • 
    • mbozek
    • March 12, 2015

26. bonus comp never withheld on for 10+ years

    By WCC, May 11, 2015
    • 2 replies
    • 1.1k views
    • 
    • khn
    • May 12, 2015

27. 7 day safe harbor rule for deposits

    By WCC, November 30, 2016
    • 2 replies
    • 1.3k views
    • 
    • Kevin C
    • December 1, 2016

28. ADP test for first year that NHCEs are in Plan

    By Lynn Campbell, January 29, 1999
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • February 13, 1999

29. Must the one-time election (Treas Reg. 1.401(k)-1(a)(3)(iv)) be available to all participants?

    By jkharvey, January 26, 2005
    • 2 replies
    • 1.7k views
    • 
    • jaemmons
    • January 28, 2005

30. Minimum Req's for Merger of two 401(k) Plans

    By chris, December 21, 2006
    • 2 replies
    • 1.4k views
    • 
    • JanetM
    • January 2, 2007

31. approval of loans fiduciary or misisterial function?

    By k man, October 3, 2007
    • 2 replies
    • 1.2k views
    • 
    • Locust
    • October 3, 2007

32. Plan Conversion - Stable Value Fund Locked

    By Guest mfitzgerald, November 17, 2008
    • 2 replies
    • 1.6k views
    • 
    • Disco Stu
    • November 18, 2008

33. ADP testing

    By Guest Amy Marie, January 8, 2009
    • 2 replies
    • 1.1k views
    • 
    • Tom Poje
    • January 8, 2009

34. Profit Sharing Component

    By Guest caseyb, July 8, 2010
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • July 8, 2010

35. controlled group question

    By K2retire, March 12, 2015
    • 2 replies
    • 849 views
    • 
    • K2retire
    • March 12, 2015

36. Safe Harbor Match including Roth deferrals

    By thepensionmaven, April 1, 2016
    • 2 replies
    • 2.2k views
    • 
    • Tom Poje
    • April 1, 2016

37. Plan Amendment Effective, but Late Adopted

    By BenefitsRUs21, July 8, 2019
    • 2 replies
    • 760 views
    • 
    • Luke Bailey
    • July 8, 2019

38. Individual 401(k) with Household Employee

    By Tina77, December 12, 2019
    • 2 replies
    • 2.5k views
    • 
    • Larry Starr
    • December 14, 2019

39. Basic Plan Document Search

    By QualGeek, May 5, 2020
    • 2 replies
    • 887 views
    • 
    • QualGeek
    • May 21, 2020

40. Plan Document Question

    By khn, January 30, 2024
    • 2 replies
    • 662 views
    • 
    • Patricia Neal Jensen
    • January 31, 2024

41. De Minimus Accrued Compensation

    By Guest JEP, February 15, 2002
    • 2 replies
    • 1.9k views
    • 
    • actuarysmith
    • February 16, 2002

42. HCE vs. NHCE

    By Guest koolkid, April 1, 2002
    • 2 replies
    • 3k views
    • 
    • pjkoehler
    • April 1, 2002

43. guidance on fund mapping?

    By Guest cherryred, November 26, 2002
    • 2 replies
    • 2.6k views
    • 
    • MWeddell
    • November 26, 2002

44. Premature Distribution?

    By Guest Amanda Davis, January 7, 2003
    • 2 replies
    • 1.6k views
    • 
    • MWeddell
    • January 8, 2003

45. Claims Procedures for Defined Contribution Plans

    By Guest Donaldson, January 24, 2003
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • January 24, 2003

46. Failure to make SH contribution

    By Guest DazedAndConfused, September 29, 2006
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • September 29, 2006

47. too late for a 2007 3% safe harbor ?

    By Santo Gold, December 21, 2006
    • 2 replies
    • 1.3k views
    • 
    • Dan
    • December 28, 2006

48. Does partner get contribution after leaving

    By jkharvey, January 22, 2007
    • 2 replies
    • 1.2k views
    • 
    • Kevin C
    • January 23, 2007

49. Late refund of excess deferrals & Form 5330

    By MoShawn, May 6, 2009
    • 2 replies
    • 3.4k views
    • 
    • austin3515
    • May 9, 2009

50. Allocation of Forfeiture (415 Deadline)

    By 12AX7, September 3, 2013
    • 2 replies
    • 1.2k views
    • 
    • 12AX7
    • September 4, 2013