401(k) Plans

19,321 topics in this forum

1. 402(g) Exceeded - Effect on Testing

   By Vlad401k, March 31, 2015
   • 2 replies
   • 1.2k views
   • 
   • Tom Poje
   • March 31, 2015

2. mandatory automatic enrollment count - includes union ee?

   By AlbanyConsultant, October 17, 2025
   • 2 replies
   • 1.2k views
   • 
   • AlbanyConsultant
   • October 17, 2025

3. RIA Audit by DOL

   By austin3515, July 19, 2010
   • 2 replies
   • 1.2k views
   • 
   • PensionPro
   • July 19, 2010

4. Employer Stock Diversification Notice

   By Guest ak, December 11, 2006
   • 0 replies
   • 1.2k views
   • 
   • Guest
   • December 11, 2006

5. Does anyone have a good model notice for negative (automatic) election

   By Guest John C. Forrester, May 1, 2000
   • 0 replies
   • 1.2k views
   • 
   • Guest
   • May 1, 2000

6. 401k plan amends to charge participant a distribution fee

   By jkharvey, February 5, 2010
   • 1 reply
   • 1.2k views
   • 
   • J Simmons
   • February 7, 2010

7. Are catch up contributions included in the 415 test? NM

   By fiona1, January 28, 2004
   • 1 reply
   • 1.2k views
   • 
   • FundeK
   • January 28, 2004

8. ADP Testing when utilizing the otherwise non-excludables

   By Guest jhilliard, September 14, 2004
   • 1 reply
   • 1.2k views
   • 
   • Earl
   • September 14, 2004

9. Insiders

   By Guest hitt24, October 21, 2002
   • 4 replies
   • 1.2k views
   • 
   • MGB
   • October 22, 2002

10. Business Moves to Puerto Rico

    By justanotheradmin, February 12, 2020
    • 5 replies
    • 1.2k views
    • 
    • david rigby
    • February 24, 2020

11. Safe Harbor Contribution

    By retbenser, October 21, 2013
    • 3 replies
    • 1.2k views
    • 
    • BG5150
    • October 22, 2013

12. Compensation used to Determine Top Paid Group

    By MarZDoates, August 20, 2014
    • 3 replies
    • 1.2k views
    • 
    • MWeddell
    • August 21, 2014

13. Top Heavy Question

    By Guest mattman, April 23, 2003
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • April 24, 2003

14. Employee bonus paid entirely to plan - is this ok?

    By doombuggy, June 2, 2004
    • 3 replies
    • 1.2k views
    • 
    • Earl
    • June 3, 2004

15. Frozen PS Plans

    By Guest SuzieQNEC, August 15, 2009
    • 1 reply
    • 1.2k views
    • 
    • PensionPro
    • August 15, 2009

16. ADP/ACP - Prior Year Percent Method - Plan Year Change

    By fiona1, April 7, 2005
    • 1 reply
    • 1.2k views
    • 
    • Guest
    • April 7, 2005

17. If two 401k plans are mergering, under ERISA is there a specific timeframe during which the plan sponsor must send out a communication piece to plan participants?

    By Guest SJaramil, July 20, 2004
    • 2 replies
    • 1.2k views
    • 
    • MWeddell
    • July 21, 2004

18. excess contribution

    By Guest ehayes, June 6, 2003
    • 2 replies
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • June 10, 2003

19. Safe Harbor - Controlled Group

    By 52626, September 6, 2023
    • 2 replies
    • 1.2k views
    • 
    • Paul I
    • September 6, 2023

20. After-tax (Voluntary) contributions in a safe harbor match plan

    By cpc0506, May 13, 2022
    • 2 replies
    • 1.2k views
    • 
    • MWeddell
    • July 8, 2022

21. deferral basis

    By Guest Moira, December 11, 2012
    • 4 replies
    • 1.2k views
    • 
    • Guest
    • December 11, 2012

22. Top heavy in multiple employer plan

    By pmacduff, October 26, 2011
    • 5 replies
    • 1.2k views
    • 
    • Lou S.
    • November 18, 2011

23. payroll error on contribution

    By JKW, March 11, 2014
    • 2 replies
    • 1.2k views
    • 
    • JKW
    • March 19, 2014

24. Top Heavy Requirements

    By Guest Toni Jo, August 8, 2007
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • August 8, 2007

25. Coverage Group vs. W-2 Coverage Check Box

    By Fred Payne, December 19, 2002
    • 4 replies
    • 1.2k views
    • 
    • Guest
    • December 19, 2002

26. Match to HCE

    By Guest bernie lomax, February 26, 2010
    • 6 replies
    • 1.2k views
    • 
    • austin3515
    • March 1, 2010

27. eligible to noneligible status

    By pmacduff, June 30, 2011
    • 1 reply
    • 1.2k views
    • 
    • ETA Consulting LLC
    • July 1, 2011

28. 401(k) Plan + SIMPLE IRA

    By Guest Ted Kowalchuk, CFP, CFS,, February 24, 2006
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • February 24, 2006

29. ACP testing, prior yr, vesting change from 100%

    By Guest noans, December 5, 2011
    • 5 replies
    • 1.2k views
    • 
    • Tom Poje
    • December 6, 2011

30. MPP merger and Last Day Rule

    By Guest Tara Curran, January 31, 2003
    • 4 replies
    • 1.2k views
    • 
    • 2muchstress
    • January 31, 2003

31. QACA Safe Harbor

    By justatester, January 12, 2017
    • 4 replies
    • 1.2k views
    • 
    • justatester
    • January 12, 2017

32. New plan for partner of old entity

    By Guest Gordy, September 23, 2005
    • 3 replies
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • September 26, 2005

33. Different Eligibility Requirements for 401(k) Contributions

    By Stash026, May 18, 2021
    • 4 replies
    • 1.2k views
    • 
    • BG5150
    • May 18, 2021

34. multiple employer plan

    By Guest jim williams, September 13, 2002
    • 1 reply
    • 1.2k views
    • 
    • mbozek
    • September 15, 2002

35. Form 5500EZ line 10b

    By Guest naveen, February 28, 2009
    • 2 replies
    • 1.2k views
    • 
    • Bird
    • February 28, 2009

36. Top Heavy and Excess Deferral

    By Catch22PGM, July 9, 2020   

    • top heavy
    • excess deferral
    • 3 replies
    • 1.2k views
    • 
    • Catch22PGM
    • July 9, 2020

37. Withdrawal of Default Elective Deferals

    By RCK, October 30, 2009
    • 1 reply
    • 1.2k views
    • 
    • Guest
    • October 31, 2009

38. Limiting investment in Employer Stock

    By Guest justbetmd, December 7, 2006
    • 1 reply
    • 1.2k views
    • 
    • J Simmons
    • December 8, 2006

39. Princ. Residence Loan to pay divorcee out

    By Guest chris4013, December 23, 2005
    • 1 reply
    • 1.2k views
    • 
    • QDROphile
    • December 23, 2005

40. Loan Default

    By Guest elang, October 19, 2012
    • 3 replies
    • 1.2k views
    • 
    • ETA Consulting LLC
    • October 19, 2012

41. Typo (of Year) in the Safe Harbor Notice

    By With Appreciation...., July 20, 2018
    • 10 replies
    • 1.2k views
    • 
    • Kevin C
    • July 24, 2018

42. W-2 and S Corp Income

    By Alex Daisy, March 9, 2009
    • 2 replies
    • 1.2k views
    • 
    • austin3515
    • March 10, 2009

43. Safe Harbor Conversion

    By Dougsbpc, March 1, 2004
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • March 2, 2004

44. Off-calendar plan year

    By Guest Sieve, April 7, 2010
    • 6 replies
    • 1.2k views
    • 
    • TLGeer
    • April 9, 2010

45. Short sponsor year and full plan year

    By Jakyasar, March 8, 2024
    • 8 replies
    • 1.2k views
    • 
    • Paul I
    • March 12, 2024

46. DC Plan that invests into a DB Plan

    By Guest ahayford, January 21, 2005
    • 4 replies
    • 1.2k views
    • 
    • No Name
    • January 22, 2005

47. Finding Legislation on the Web

    By Guest CCarter, July 9, 2002
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • July 9, 2002

48. Safe Harbor & Loans

    By CJS07, January 25, 2007
    • 1 reply
    • 1.2k views
    • 
    • Jim Chad
    • January 26, 2007

49. employee contributions and employer matching

    By Guest Wedge1, January 27, 2007
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • January 30, 2007

50. Owner Only Late Deposits

    By Gilmore, August 9, 2024
    • 5 replies
    • 1.2k views
    • 
    • Bill Presson
    • August 9, 2024