401(k) Plans

19,321 topics in this forum

1. Late 5500's, But Not REally

   By austin3515, July 9, 2010
   • 2 replies
   • 1.1k views
   • 
   • austin3515
   • July 9, 2010

2. Industry Averages

   By Guest Jeff Weber, December 29, 2010
   • 2 replies
   • 1.3k views
   • 
   • Dave Baker
   • December 29, 2010

3. Different Match Formulas

   By Logan401, June 4, 2013
   • 2 replies
   • 1.3k views
   • 
   • Logan401
   • June 4, 2013

4. Forfeiture Use

   By 12AX7, January 27, 2014
   • 2 replies
   • 1.4k views
   • 
   • 12AX7
   • January 27, 2014

5. Forfeitures accumulation since '97

   By austin3515, October 21, 2002
   • 2 replies
   • 1.4k views
   • 
   • austin3515
   • October 21, 2002

6. Correcting Form 945

   By Guest bmurphy, January 24, 2003
   • 2 replies
   • 2.1k views
   • 
   • Guest
   • February 5, 2003

7. Military Service - ADP/ACP

   By fiona1, March 31, 2006
   • 2 replies
   • 1.3k views
   • 
   • WDIK
   • March 31, 2006

8. Safe Harbor Plan Design

   By wsp, May 30, 2006
   • 2 replies
   • 1.3k views
   • 
   • wsp
   • May 30, 2006

9. Self employed 401K - IMPLICATIONS

   By Guest crr1210, January 22, 2007
   • 2 replies
   • 1.2k views
   • 
   • Guest
   • January 23, 2007

10. PT to FT eligibility

    By Guest JohnSB, January 8, 2008
    • 2 replies
    • 1k views
    • 
    • WDIK
    • January 8, 2008

11. amendments due this year (DC Plans)

    By Scuba 401, October 29, 2010
    • 2 replies
    • 863 views
    • 
    • Scuba 401
    • October 29, 2010

12. VCP Filing

    By 52626, January 27, 2014
    • 2 replies
    • 1.9k views
    • 
    • Kevin C
    • January 27, 2014

13. Delayed Investment of Employee Deferrals

    By Guest Golden401k, May 12, 2015
    • 2 replies
    • 773 views
    • 
    • Mike Preston
    • May 12, 2015

14. Benefits Rights and Features

    By Purplemandinga, November 27, 2018
    • 2 replies
    • 1.4k views
    • 
    • Purplemandinga
    • November 28, 2018

15. Amend plan to exclude employee group covered by the plan in the past - so excluded prospectively

    By Tom, August 4, 2021
    • 2 replies
    • 880 views
    • 
    • Tom
    • August 19, 2021

16. Net Unrealized Appreciation (NUA)

    By Dobber, January 28, 2022
    • 2 replies
    • 630 views
    • 
    • EBECatty
    • January 28, 2022

17. Can an existing Money Purchase Plan be amended to a Safe Harbor 401(k)

    By Guest dwayne, January 28, 1999
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • February 18, 1999

18. Is Some PEP trust account information private?

    By With Appreciation...., September 25, 2023
    • 2 replies
    • 806 views
    • 
    • Luke Bailey
    • September 26, 2023

19. Can plan provide the employer discretion as to timing of distribution?

    By EGB, August 17, 2001
    • 2 replies
    • 1.5k views
    • 
    • Medusa
    • August 17, 2001

20. Are there mutual fund families that will give participant level money

    By Guest Philip Simpkins, May 31, 2002
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • May 31, 2002

21. Active participant who becomes a Union Employee

    By Guest bouncingsoul, September 28, 2005
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • September 28, 2005

22. Profit Sharing plan contributions

    By Guest Achilles, June 5, 2007
    • 2 replies
    • 1.1k views
    • 
    • 401_4_ever
    • June 5, 2007

23. Is this a related rollover for Top Heavy?

    By Jim Chad, July 26, 2011
    • 2 replies
    • 1.3k views
    • 
    • K2retire
    • July 26, 2011

24. Allocation exception - retirement

    By pholosofizer, September 2, 2015
    • 2 replies
    • 1.1k views
    • 
    • K2retire
    • September 3, 2015

25. Participant Fees based on employee classification

    By Benefits 101, February 5, 2021
    • 2 replies
    • 1.1k views
    • 
    • Peter Gulia
    • February 5, 2021

26. fixing excess contribution in EZ plan

    By M Norton, May 28, 2021
    • 2 replies
    • 652 views
    • 
    • BG5150
    • June 1, 2021

27. 401k employee contribution limit

    By Guest mulrenan, July 21, 1999
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • July 23, 1999

28. Forfeiting related match when the ADP test fails

    By Guest 401kBurm, February 26, 2000
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • March 2, 2000

29. Automatic enrollment & decreased waiting periods

    By Sheila K, August 23, 2000
    • 2 replies
    • 1.8k views
    • 
    • Kirk Maldonado
    • August 24, 2000

30. Safe Harbor 401(k) and Part Time Employees

    By MBCarey, July 9, 2003
    • 2 replies
    • 1.3k views
    • 
    • Harwood
    • July 9, 2003

31. ADP now, ACP later

    By fiona1, February 19, 2004
    • 2 replies
    • 1.3k views
    • 
    • g8r
    • February 21, 2004

32. Safe Harbor and PEO plans

    By Guest phyphy, May 21, 2004
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • May 24, 2004

33. 401k beneficiary

    By Guest lmbutzer, June 17, 2004
    • 2 replies
    • 1.3k views
    • 
    • mbozek
    • June 17, 2004

34. Dual Eligibility

    By MBCarey, January 13, 2006
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • January 13, 2006

35. 401(K) Corrective Contribution and General Testing

    By Guest geschaft, January 23, 2007
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • January 23, 2007

36. Help! Audit CAP Counsel Needed

    By Guest silverwolfson, September 5, 2007
    • 2 replies
    • 1.4k views
    • 
    • 401_4_ever
    • September 5, 2007

37. LLCs forming PLLC

    By Tinman, May 8, 2008
    • 2 replies
    • 1.2k views
    • 
    • Tinman
    • May 9, 2008

38. Eliminating loans from a plan

    By tymesup, June 8, 2009
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • June 9, 2009

39. Catch-up Contribution and max profit sharing

    By emmetttrudy, April 10, 2012
    • 2 replies
    • 1.8k views
    • 
    • BG5150
    • April 11, 2012

40. Defaulted Loans

    By oldman, July 18, 2013
    • 2 replies
    • 938 views
    • 
    • ETA Consulting LLC
    • July 18, 2013

41. How to Calculate 401k Match in Excel

    By Guest rickmagill, October 1, 2014
    • 2 replies
    • 11.3k views
    • 
    • BG5150
    • October 2, 2014

42. PEO vs leased employees

    By 52626, October 26, 2015
    • 2 replies
    • 2.6k views
    • 
    • shERPA
    • October 26, 2015

43. 50% Owner only employee with deferrals.

    By Guest Donna Henderson, December 27, 2000
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • December 28, 2000

44. 10% early withdrawal penalty - plan terminations.

    By Guest SeanT, July 11, 2002
    • 2 replies
    • 4.1k views
    • 
    • Richard Anderson
    • July 11, 2002

45. Disability, Loan Repayments, Default

    By Guest Jelly Phish, November 8, 2002
    • 2 replies
    • 3.8k views
    • 
    • JanetM
    • November 21, 2002

46. Plan imposed limits on elective deferrals

    By Guest ActuaryWannabe, April 27, 2004
    • 2 replies
    • 1.2k views
    • 
    • Brian Gallagher
    • April 28, 2004

47. Loan fees

    By rlb64, December 13, 2004
    • 2 replies
    • 1.6k views
    • 
    • rlb64
    • December 14, 2004

48. Terminated employee with remaining vacation days

    By Guest Giovanni, September 2, 2005
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • September 8, 2005

49. Want to double check sole proprietor calc

    By Jim Chad, February 26, 2009
    • 2 replies
    • 1.3k views
    • 
    • imchipbrown
    • February 27, 2009

50. Extending Initial Plan Year to Avoid Short Plan Year

    By 401 Chaos, December 22, 2009
    • 2 replies
    • 1.2k views
    • 
    • 401 Chaos
    • December 30, 2009