401(k) Plans

19,337 topics in this forum

1. Leased Employees and Counting Hours

   By JustMe, October 3, 2017
   • 2 replies
   • 563 views
   • 
   • JustMe
   • October 3, 2017

2. Auto enroll at rate < full match rate?

   By TPApril, December 14, 2019
   • 2 replies
   • 836 views
   • 
   • ratherbereading
   • December 16, 2019

3. investing 401k deferrals in in house funds

   By Guest billy bong, December 21, 1998
   • 2 replies
   • 1.7k views
   • 
   • Guest
   • February 17, 1999

4. Rehired employee wants to buy back formerly forfeited benefit under th

   By Guest Carolyn Cassetty, November 10, 2000
   • 2 replies
   • 2k views
   • 
   • Guest
   • November 14, 2000

5. Calendar Year Election

   By k man, February 27, 2002
   • 2 replies
   • 2.4k views
   • 
   • MWeddell
   • March 1, 2002

6. Commonlaw Wife Rights To A 401k Of Deceased Commonlaw Husband

   By Guest CONFUSED401K, January 8, 2003
   • 2 replies
   • 5.9k views
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   • mbozek
   • January 8, 2003

7. Same desk, protected benefits and direct rollovers

   By Guest Mrilaomt, September 2, 2005
   • 2 replies
   • 1.6k views
   • 
   • Guest
   • September 12, 2005

8. Dr. has a $70,000 loan during 2004. What is the correction method?

   By Guest vqualplan, September 28, 2005
   • 2 replies
   • 1.3k views
   • 
   • mbozek
   • September 28, 2005

9. Safe Harbor 401(K) "Maybe" Notice

   By thepensionmaven, February 9, 2006
   • 2 replies
   • 3k views
   • 
   • Tom Poje
   • February 10, 2006

10. Excel formula to determine basic safe harbor match

    By Guest Bear, April 28, 2006
    • 2 replies
    • 23.4k views
    • 
    • Guest
    • April 28, 2006

11. Collectively Bargained Employees in Non-Union Prototype Plan

    By Guest andmik, April 4, 2007
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • April 4, 2007

12. Late 5500's, But Not REally

    By austin3515, July 9, 2010
    • 2 replies
    • 1.1k views
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    • austin3515
    • July 9, 2010

13. Industry Averages

    By Guest Jeff Weber, December 29, 2010
    • 2 replies
    • 1.3k views
    • 
    • Dave Baker
    • December 29, 2010

14. Different Match Formulas

    By Logan401, June 4, 2013
    • 2 replies
    • 1.3k views
    • 
    • Logan401
    • June 4, 2013

15. Forfeiture Use

    By 12AX7, January 27, 2014
    • 2 replies
    • 1.4k views
    • 
    • 12AX7
    • January 27, 2014

16. Forfeitures accumulation since '97

    By austin3515, October 21, 2002
    • 2 replies
    • 1.4k views
    • 
    • austin3515
    • October 21, 2002

17. Correcting Form 945

    By Guest bmurphy, January 24, 2003
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • February 5, 2003

18. Military Service - ADP/ACP

    By fiona1, March 31, 2006
    • 2 replies
    • 1.3k views
    • 
    • WDIK
    • March 31, 2006

19. Safe Harbor Plan Design

    By wsp, May 30, 2006
    • 2 replies
    • 1.3k views
    • 
    • wsp
    • May 30, 2006

20. Self employed 401K - IMPLICATIONS

    By Guest crr1210, January 22, 2007
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • January 23, 2007

21. PT to FT eligibility

    By Guest JohnSB, January 8, 2008
    • 2 replies
    • 1.1k views
    • 
    • WDIK
    • January 8, 2008

22. amendments due this year (DC Plans)

    By Scuba 401, October 29, 2010
    • 2 replies
    • 871 views
    • 
    • Scuba 401
    • October 29, 2010

23. VCP Filing

    By 52626, January 27, 2014
    • 2 replies
    • 1.9k views
    • 
    • Kevin C
    • January 27, 2014

24. Delayed Investment of Employee Deferrals

    By Guest Golden401k, May 12, 2015
    • 2 replies
    • 776 views
    • 
    • Mike Preston
    • May 12, 2015

25. Benefits Rights and Features

    By Purplemandinga, November 27, 2018
    • 2 replies
    • 1.4k views
    • 
    • Purplemandinga
    • November 28, 2018

26. Amend plan to exclude employee group covered by the plan in the past - so excluded prospectively

    By Tom, August 4, 2021
    • 2 replies
    • 893 views
    • 
    • Tom
    • August 19, 2021

27. Net Unrealized Appreciation (NUA)

    By Dobber, January 28, 2022
    • 2 replies
    • 643 views
    • 
    • EBECatty
    • January 28, 2022

28. Can an existing Money Purchase Plan be amended to a Safe Harbor 401(k)

    By Guest dwayne, January 28, 1999
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • February 18, 1999

29. Is Some PEP trust account information private?

    By With Appreciation...., September 25, 2023
    • 2 replies
    • 820 views
    • 
    • Luke Bailey
    • September 26, 2023

30. Can plan provide the employer discretion as to timing of distribution?

    By EGB, August 17, 2001
    • 2 replies
    • 1.5k views
    • 
    • Medusa
    • August 17, 2001

31. Are there mutual fund families that will give participant level money

    By Guest Philip Simpkins, May 31, 2002
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • May 31, 2002

32. Active participant who becomes a Union Employee

    By Guest bouncingsoul, September 28, 2005
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • September 28, 2005

33. Profit Sharing plan contributions

    By Guest Achilles, June 5, 2007
    • 2 replies
    • 1.1k views
    • 
    • 401_4_ever
    • June 5, 2007

34. Is this a related rollover for Top Heavy?

    By Jim Chad, July 26, 2011
    • 2 replies
    • 1.3k views
    • 
    • K2retire
    • July 26, 2011

35. Allocation exception - retirement

    By pholosofizer, September 2, 2015
    • 2 replies
    • 1.1k views
    • 
    • K2retire
    • September 3, 2015

36. Participant Fees based on employee classification

    By Benefits 101, February 5, 2021
    • 2 replies
    • 1.1k views
    • 
    • Peter Gulia
    • February 5, 2021

37. fixing excess contribution in EZ plan

    By M Norton, May 28, 2021
    • 2 replies
    • 661 views
    • 
    • BG5150
    • June 1, 2021

38. 401k employee contribution limit

    By Guest mulrenan, July 21, 1999
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • July 23, 1999

39. Forfeiting related match when the ADP test fails

    By Guest 401kBurm, February 26, 2000
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • March 2, 2000

40. Automatic enrollment & decreased waiting periods

    By Sheila K, August 23, 2000
    • 2 replies
    • 1.8k views
    • 
    • Kirk Maldonado
    • August 24, 2000

41. Safe Harbor 401(k) and Part Time Employees

    By MBCarey, July 9, 2003
    • 2 replies
    • 1.3k views
    • 
    • Harwood
    • July 9, 2003

42. ADP now, ACP later

    By fiona1, February 19, 2004
    • 2 replies
    • 1.3k views
    • 
    • g8r
    • February 21, 2004

43. Safe Harbor and PEO plans

    By Guest phyphy, May 21, 2004
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • May 24, 2004

44. 401k beneficiary

    By Guest lmbutzer, June 17, 2004
    • 2 replies
    • 1.3k views
    • 
    • mbozek
    • June 17, 2004

45. Dual Eligibility

    By MBCarey, January 13, 2006
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • January 13, 2006

46. 401(K) Corrective Contribution and General Testing

    By Guest geschaft, January 23, 2007
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • January 23, 2007

47. Help! Audit CAP Counsel Needed

    By Guest silverwolfson, September 5, 2007
    • 2 replies
    • 1.4k views
    • 
    • 401_4_ever
    • September 5, 2007

48. LLCs forming PLLC

    By Tinman, May 8, 2008
    • 2 replies
    • 1.2k views
    • 
    • Tinman
    • May 9, 2008

49. Eliminating loans from a plan

    By tymesup, June 8, 2009
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • June 9, 2009

50. Catch-up Contribution and max profit sharing

    By emmetttrudy, April 10, 2012
    • 2 replies
    • 1.8k views
    • 
    • BG5150
    • April 11, 2012