401(k) Plans

19,334 topics in this forum

1. Defaulted Loans

   By oldman, July 18, 2013
   • 2 replies
   • 942 views
   • 
   • ETA Consulting LLC
   • July 18, 2013

2. How to Calculate 401k Match in Excel

   By Guest rickmagill, October 1, 2014
   • 2 replies
   • 11.3k views
   • 
   • BG5150
   • October 2, 2014

3. PEO vs leased employees

   By 52626, October 26, 2015
   • 2 replies
   • 2.6k views
   • 
   • shERPA
   • October 26, 2015

4. 50% Owner only employee with deferrals.

   By Guest Donna Henderson, December 27, 2000
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • December 28, 2000

5. 10% early withdrawal penalty - plan terminations.

   By Guest SeanT, July 11, 2002
   • 2 replies
   • 4.1k views
   • 
   • Richard Anderson
   • July 11, 2002

6. Disability, Loan Repayments, Default

   By Guest Jelly Phish, November 8, 2002
   • 2 replies
   • 3.8k views
   • 
   • JanetM
   • November 21, 2002

7. Plan imposed limits on elective deferrals

   By Guest ActuaryWannabe, April 27, 2004
   • 2 replies
   • 1.2k views
   • 
   • Brian Gallagher
   • April 28, 2004

8. Loan fees

   By rlb64, December 13, 2004
   • 2 replies
   • 1.6k views
   • 
   • rlb64
   • December 14, 2004

9. Terminated employee with remaining vacation days

   By Guest Giovanni, September 2, 2005
   • 2 replies
   • 1.2k views
   • 
   • Guest
   • September 8, 2005

10. Want to double check sole proprietor calc

    By Jim Chad, February 26, 2009
    • 2 replies
    • 1.3k views
    • 
    • imchipbrown
    • February 27, 2009

11. Extending Initial Plan Year to Avoid Short Plan Year

    By 401 Chaos, December 22, 2009
    • 2 replies
    • 1.2k views
    • 
    • 401 Chaos
    • December 30, 2009

12. any limits on type of investments?

    By Guest lgt, September 17, 1998
    • 2 replies
    • 4.4k views
    • 
    • Larry M
    • September 17, 1998

13. 404(c) AND STABLE VALUE FUNDS

    By Guest penfirn, February 12, 1999
    • 2 replies
    • 2.1k views
    • 
    • MWeddell
    • February 19, 1999

14. Plan Administrator

    By GBurns, October 22, 2002
    • 2 replies
    • 1.4k views
    • 
    • QDROphile
    • October 22, 2002

15. Can you exclude employees under Title V?

    By pbarrett, June 17, 2004
    • 2 replies
    • 1.2k views
    • 
    • rcline46
    • June 21, 2004

16. DOL Litigation on Late Deposits

    By Archimage, October 29, 2004
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • October 29, 2004

17. Excluding Partners

    By Guest moltengater, October 27, 2006
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • October 29, 2006

18. contribution deductability...

    By K-t-F, December 24, 2006
    • 2 replies
    • 1.2k views
    • 
    • Kevin C
    • December 27, 2006

19. Participant Loan and Change in Payroll Period

    By Dennis Povloski, June 14, 2010
    • 2 replies
    • 2k views
    • 
    • Dennis Povloski
    • June 14, 2010

20. Target Date Fund Disclosures for 404a5

    By austin3515, August 20, 2012
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • August 23, 2012

21. Can we amend EACA plan mid year

    By jkharvey, June 23, 2014
    • 2 replies
    • 4k views
    • 
    • jkharvey
    • June 24, 2014

22. Allowing an NHCE to join the plan early - for deferrals only?

    By AlbanyConsultant, July 27, 2023
    • 2 replies
    • 708 views
    • 
    • Towanda
    • July 27, 2023

23. Resources for Independent Valuations

    By HCE, February 6, 2025
    • 2 replies
    • 718 views
    • 
    • Paul I
    • February 6, 2025

24. 3% NEC Safe Harbor w/ permitted disparity PS allocation

    By dmb, February 5, 2003
    • 2 replies
    • 1.5k views
    • 
    • Mike Preston
    • February 5, 2003

25. OK to shift a percent or two from the ACP test to help pass the ADP test?

    By Guest jodisam, September 30, 2003
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • February 9, 2009

26. Safe Harbor Notice

    By Guest DazedAndConfused, November 16, 2005
    • 2 replies
    • 1.3k views
    • 
    • Leopurrd
    • November 16, 2005

27. safe harbor contributions

    By mlp0816, December 14, 2005
    • 2 replies
    • 1.2k views
    • 
    • Tom Poje
    • December 14, 2005

28. Blackout Notice and transfer question

    By wsp, October 2, 2006
    • 2 replies
    • 1.7k views
    • 
    • wsp
    • October 4, 2006

29. Is it better to liquidate a 401a or 401k?

    By Guest AgentM, August 4, 2008
    • 2 replies
    • 1.6k views
    • 
    • GBurns
    • August 4, 2008

30. controlled group question

    By K2retire, February 26, 2009
    • 2 replies
    • 923 views
    • 
    • K2retire
    • February 26, 2009

31. Match Contributions Allocated After Plan Year End

    By 12AX7, November 4, 2011
    • 2 replies
    • 993 views
    • 
    • 12AX7
    • November 5, 2011

32. 401k Exchange BBB Revoked

    By Guest 401K Adviser, December 16, 2011
    • 2 replies
    • 2.5k views
    • 
    • Guest
    • December 20, 2011

33. No beneficiary

    By Guest Hgreer, January 30, 2013
    • 2 replies
    • 1.1k views
    • 
    • masteff
    • January 30, 2013

34. Health Care Saving Account and 415 compensation

    By 30Rock, June 23, 2017
    • 2 replies
    • 1k views
    • 
    • 30Rock
    • June 23, 2017

35. Underfunded safe harbor match

    By legort69, September 6, 2019
    • 2 replies
    • 648 views
    • 
    • Larry Starr
    • September 6, 2019

36. $300,000 fine 5500ez

    By flowersarenice, September 28, 2021
    • 2 replies
    • 830 views
    • 
    • flowersarenice
    • September 29, 2021

37. Bank Trustee

    By Jon Chambers, March 1, 2000
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • March 2, 2000

38. ACP Safe Harbor and After-Tax Employee Contributions

    By EBECatty, July 27, 2023
    • 2 replies
    • 783 views
    • 
    • CuseFan
    • July 27, 2023

39. Covered comp tables

    By austin3515, February 1, 2024
    • 2 replies
    • 274 views
    • 
    • austin3515
    • February 1, 2024

40. Correcting Coverage Failure of ASG Plans Where Aggregation is Prohibited

    By Jeff Kirtner, March 25, 2024
    • 2 replies
    • 522 views
    • 
    • Lou S.
    • March 25, 2024

41. Is a 401(k) Spin Off a Viable Option? What are the considerations?

    By youngbenefitslawyer, February 6, 2025
    • 2 replies
    • 985 views
    • 
    • Paul I
    • February 6, 2025

42. HCEs and nondiscrimination test

    By Guest dhoetger, May 1, 2001
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • May 9, 2001

43. Employer Contribution Made in Error

    By Guest LisaPA, September 28, 2001
    • 2 replies
    • 1.7k views
    • 
    • david rigby
    • September 28, 2001

44. ADP testing

    By rlb64, March 7, 2006
    • 2 replies
    • 1.9k views
    • 
    • dmwe
    • March 8, 2006

45. Failed ADP and 401(m) Coverage

    By Guest Lawrenceg, August 6, 2007
    • 2 replies
    • 1.1k views
    • 
    • PLAN MAN
    • August 6, 2007

46. Mandatory Match for Catch Up Contribs?

    By Guest ResearchGirl, February 12, 2008
    • 2 replies
    • 1.1k views
    • 
    • QDROphile
    • February 12, 2008

47. Adding Roth - new EIN necessary?

    By Gudgergirl, June 8, 2009
    • 2 replies
    • 962 views
    • 
    • jkdoll2
    • June 8, 2009

48. Multiple Employer spin-off - Safe Harbor

    By PMC, February 1, 2011
    • 2 replies
    • 3.1k views
    • 
    • Benefits to all
    • March 22, 2013

49. 401(k) family exclusions?

    By Guest hud9man, December 16, 2011
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • December 16, 2011

50. Profit Sharing Plan

    By Guest elang, January 31, 2012
    • 2 replies
    • 888 views
    • 
    • Bird
    • February 1, 2012