401(k) Plans

19,321 topics in this forum

1. any limits on type of investments?

   By Guest lgt, September 17, 1998
   • 2 replies
   • 4.4k views
   • 
   • Larry M
   • September 17, 1998

2. 404(c) AND STABLE VALUE FUNDS

   By Guest penfirn, February 12, 1999
   • 2 replies
   • 2.1k views
   • 
   • MWeddell
   • February 19, 1999

3. Plan Administrator

   By GBurns, October 22, 2002
   • 2 replies
   • 1.4k views
   • 
   • QDROphile
   • October 22, 2002

4. Can you exclude employees under Title V?

   By pbarrett, June 17, 2004
   • 2 replies
   • 1.2k views
   • 
   • rcline46
   • June 21, 2004

5. DOL Litigation on Late Deposits

   By Archimage, October 29, 2004
   • 2 replies
   • 1.2k views
   • 
   • david rigby
   • October 29, 2004

6. Excluding Partners

   By Guest moltengater, October 27, 2006
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • October 29, 2006

7. contribution deductability...

   By K-t-F, December 24, 2006
   • 2 replies
   • 1.1k views
   • 
   • Kevin C
   • December 27, 2006

8. Participant Loan and Change in Payroll Period

   By Dennis Povloski, June 14, 2010
   • 2 replies
   • 2k views
   • 
   • Dennis Povloski
   • June 14, 2010

9. Target Date Fund Disclosures for 404a5

   By austin3515, August 20, 2012
   • 2 replies
   • 1.2k views
   • 
   • Guest
   • August 23, 2012

10. Can we amend EACA plan mid year

    By jkharvey, June 23, 2014
    • 2 replies
    • 4k views
    • 
    • jkharvey
    • June 24, 2014

11. Allowing an NHCE to join the plan early - for deferrals only?

    By AlbanyConsultant, July 27, 2023
    • 2 replies
    • 698 views
    • 
    • Towanda
    • July 27, 2023

12. Resources for Independent Valuations

    By HCE, February 6, 2025
    • 2 replies
    • 710 views
    • 
    • Paul I
    • February 6, 2025

13. 3% NEC Safe Harbor w/ permitted disparity PS allocation

    By dmb, February 5, 2003
    • 2 replies
    • 1.5k views
    • 
    • Mike Preston
    • February 5, 2003

14. OK to shift a percent or two from the ACP test to help pass the ADP test?

    By Guest jodisam, September 30, 2003
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • February 9, 2009

15. Safe Harbor Notice

    By Guest DazedAndConfused, November 16, 2005
    • 2 replies
    • 1.3k views
    • 
    • Leopurrd
    • November 16, 2005

16. safe harbor contributions

    By mlp0816, December 14, 2005
    • 2 replies
    • 1.2k views
    • 
    • Tom Poje
    • December 14, 2005

17. Blackout Notice and transfer question

    By wsp, October 2, 2006
    • 2 replies
    • 1.7k views
    • 
    • wsp
    • October 4, 2006

18. Is it better to liquidate a 401a or 401k?

    By Guest AgentM, August 4, 2008
    • 2 replies
    • 1.6k views
    • 
    • GBurns
    • August 4, 2008

19. controlled group question

    By K2retire, February 26, 2009
    • 2 replies
    • 921 views
    • 
    • K2retire
    • February 26, 2009

20. Match Contributions Allocated After Plan Year End

    By 12AX7, November 4, 2011
    • 2 replies
    • 990 views
    • 
    • 12AX7
    • November 5, 2011

21. 401k Exchange BBB Revoked

    By Guest 401K Adviser, December 16, 2011
    • 2 replies
    • 2.5k views
    • 
    • Guest
    • December 20, 2011

22. No beneficiary

    By Guest Hgreer, January 30, 2013
    • 2 replies
    • 1.1k views
    • 
    • masteff
    • January 30, 2013

23. Health Care Saving Account and 415 compensation

    By 30Rock, June 23, 2017
    • 2 replies
    • 1k views
    • 
    • 30Rock
    • June 23, 2017

24. Underfunded safe harbor match

    By legort69, September 6, 2019
    • 2 replies
    • 639 views
    • 
    • Larry Starr
    • September 6, 2019

25. $300,000 fine 5500ez

    By flowersarenice, September 28, 2021
    • 2 replies
    • 818 views
    • 
    • flowersarenice
    • September 29, 2021

26. Bank Trustee

    By Jon Chambers, March 1, 2000
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • March 2, 2000

27. ACP Safe Harbor and After-Tax Employee Contributions

    By EBECatty, July 27, 2023
    • 2 replies
    • 766 views
    • 
    • CuseFan
    • July 27, 2023

28. Covered comp tables

    By austin3515, February 1, 2024
    • 2 replies
    • 269 views
    • 
    • austin3515
    • February 1, 2024

29. Correcting Coverage Failure of ASG Plans Where Aggregation is Prohibited

    By Jeff Kirtner, March 25, 2024
    • 2 replies
    • 514 views
    • 
    • Lou S.
    • March 25, 2024

30. Is a 401(k) Spin Off a Viable Option? What are the considerations?

    By youngbenefitslawyer, February 6, 2025
    • 2 replies
    • 964 views
    • 
    • Paul I
    • February 6, 2025

31. HCEs and nondiscrimination test

    By Guest dhoetger, May 1, 2001
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • May 9, 2001

32. Employer Contribution Made in Error

    By Guest LisaPA, September 28, 2001
    • 2 replies
    • 1.7k views
    • 
    • david rigby
    • September 28, 2001

33. ADP testing

    By rlb64, March 7, 2006
    • 2 replies
    • 1.9k views
    • 
    • dmwe
    • March 8, 2006

34. Failed ADP and 401(m) Coverage

    By Guest Lawrenceg, August 6, 2007
    • 2 replies
    • 1.1k views
    • 
    • PLAN MAN
    • August 6, 2007

35. Mandatory Match for Catch Up Contribs?

    By Guest ResearchGirl, February 12, 2008
    • 2 replies
    • 1.1k views
    • 
    • QDROphile
    • February 12, 2008

36. Adding Roth - new EIN necessary?

    By Gudgergirl, June 8, 2009
    • 2 replies
    • 958 views
    • 
    • jkdoll2
    • June 8, 2009

37. Multiple Employer spin-off - Safe Harbor

    By PMC, February 1, 2011
    • 2 replies
    • 3k views
    • 
    • Benefits to all
    • March 22, 2013

38. 401(k) family exclusions?

    By Guest hud9man, December 16, 2011
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • December 16, 2011

39. Profit Sharing Plan

    By Guest elang, January 31, 2012
    • 2 replies
    • 887 views
    • 
    • Bird
    • February 1, 2012

40. Can a Charter School have one?

    By doombuggy, June 23, 2014   

    • charter school
    • 401(k)
    • 2 replies
    • 3.2k views
    • 
    • MoJo
    • June 23, 2014

41. Safe Harbor Nonelective & HCE exclusion

    By AdKu, March 13, 2017
    • 2 replies
    • 576 views
    • 
    • Bird
    • March 14, 2017

42. Tribal Government Public School

    By oldman63, January 22, 2018
    • 2 replies
    • 628 views
    • 
    • HollyB
    • January 23, 2018

43. Pro-rated service requirement short plan year.

    By R. Butler, July 10, 2019
    • 2 replies
    • 713 views
    • 
    • Tom Poje
    • July 11, 2019

44. Failure to Withhold Deferrals from Bonuses

    By cheersmate, December 16, 2019   

    • missed deferrals
    • special elections
    • (and 1 more)

      Tagged with:

      • missed deferrals
      • special elections
      • correction of missed deferrals
    • 2 replies
    • 786 views
    • 
    • cheersmate
    • December 17, 2019

45. Contributions after assuming a merged employer's plan mid-Plan Year.

    By KJohnson, July 27, 1999
    • 2 replies
    • 1.6k views
    • 
    • KJohnson
    • July 27, 1999

46. Sole props deferral election after year end

    By Jakyasar, November 22, 2024
    • 2 replies
    • 670 views
    • 
    • Jakyasar
    • November 23, 2024

47. Restoring lost earnings on tardy matching contributions; are these amo

    By Guest tmconn, February 26, 2001
    • 2 replies
    • 1.8k views
    • 
    • Richard Anderson
    • February 27, 2001

48. Determination Of Control Group

    By Lori H, March 31, 2003
    • 2 replies
    • 1.2k views
    • 
    • Mike Preston
    • March 31, 2003

49. IRC 6621 rate for late deposits

    By Bird, March 30, 2005
    • 2 replies
    • 2.4k views
    • 
    • Bird
    • March 31, 2005

50. RMD Payments

    By Guest andmik, November 16, 2005
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • November 16, 2005