401(k) Plans

19,332 topics in this forum

1. QNEC's

   By Guest caddieadmin, March 19, 2007
   • 2 replies
   • 1.2k views
   • 
   • BG5150
   • March 23, 2007

2. Forfeiture Allocations

   By Guest baker0429, June 24, 2003
   • 1 reply
   • 1.2k views
   • 
   • Guest
   • June 26, 2003

3. changed mind on Safe Harbor

   By Guest JBarid, January 10, 2007
   • 2 replies
   • 1.2k views
   • 
   • Leopurrd
   • January 10, 2007

4. Does this stink?

   By austin3515, February 23, 2012
   • 6 replies
   • 1.2k views
   • 
   • austin3515
   • February 24, 2012

5. Treatment Of ADP/ACP Corrective Distributions Under Post-EGTRRA Top-He

   By Guest GAPPension1, November 5, 2002
   • 1 reply
   • 1.2k views
   • 
   • R. Butler
   • November 26, 2002

6. BRF

   By justatester, November 1, 2011
   • 1 reply
   • 1.2k views
   • 
   • Jim Chad
   • November 2, 2011

7. Refinancings

   By austin3515, March 18, 2010
   • 4 replies
   • 1.2k views
   • 
   • Jim Chad
   • March 19, 2010

8. SH Match plan failing 414(s)

   By BG5150, October 22, 2015
   • 6 replies
   • 1.2k views
   • 
   • BG5150
   • October 23, 2015

9. setting up ret. plan for client -- does participation in multiple employer plan mean that client's plan is not a "new" plan?

   By maverick, October 6, 2004
   • 1 reply
   • 1.2k views
   • 
   • alanm
   • October 7, 2004

10. 401(k) Plans

    By Guest Joanne Davey, December 2, 2010
    • 4 replies
    • 1.2k views
    • 
    • Guest
    • December 2, 2010

11. Adoption of New Plan

    By Guest lforesz, December 18, 2002
    • 1 reply
    • 1.2k views
    • 
    • E as in ERISA
    • December 18, 2002

12. Plan operated contrary to documents for years

    By J Simmons, January 27, 2010
    • 5 replies
    • 1.2k views
    • 
    • Jim Chad
    • January 29, 2010

13. Control Group?

    By 401king, September 4, 2009
    • 3 replies
    • 1.2k views
    • 
    • R. Butler
    • September 4, 2009

14. 401k Plan Term / Eligiblity for Rollover

    By austin3515, March 8, 2011
    • 3 replies
    • 1.2k views
    • 
    • austin3515
    • March 10, 2011

15. Hardship distributions and definition of child

    By 30Rock, August 21, 2023
    • 2 replies
    • 1.2k views
    • 
    • 30Rock
    • August 21, 2023

16. 401(k) ADP test - include terminated eligibles?

    By Guest Jeff V, June 23, 2003
    • 3 replies
    • 1.2k views
    • 
    • Tom Poje
    • July 9, 2003

17. Controlled Group/Common Ownership

    By MarZDoates, April 4, 2003
    • 0 replies
    • 1.2k views
    • 
    • MarZDoates
    • April 4, 2003

18. Defined Contribution Plan w/Discretionary Match chose prior year ratio for ADP & ACP testing. Plan did not give a match in the prior year.

    By Guest jkschup, February 9, 2004
    • 1 reply
    • 1.2k views
    • 
    • WDIK
    • February 9, 2004

19. 401(a)(17) Question

    By Guest NCLawyer, January 11, 2007
    • 3 replies
    • 1.2k views
    • 
    • Jim Chad
    • January 12, 2007

20. Help on ineligible deferrals

    By Tostevino, April 15, 2017
    • 2 replies
    • 1.2k views
    • 
    • Tom Poje
    • April 17, 2017

21. $30,500 in contributions on $26,000 wages?

    By Flyboyjohn, March 2, 2015
    • 3 replies
    • 1.2k views
    • 
    • Belgarath
    • March 9, 2015

22. Adding DB to 401(K)

    By pbarrett, July 30, 2003
    • 5 replies
    • 1.2k views
    • 
    • david rigby
    • August 28, 2003

23. Hardship Withdrawal Request under final regs

    By Pammie57, February 27, 2020
    • 5 replies
    • 1.2k views
    • 
    • Larry Starr
    • February 28, 2020

24. Impact of Final Regs on Catch-up

    By Guest CRC02, July 17, 2003
    • 1 reply
    • 1.2k views
    • 
    • rcline46
    • July 18, 2003

25. Non-Employee rollover into 401k plan.

    By Planit 401k, April 1, 2023
    • 5 replies
    • 1.2k views
    • 
    • Planit 401k
    • April 5, 2023

26. Operational Failure (In-Service Distributions) - Best Way to Fix/

    By Guest lizannc, March 7, 2013   

    • Operational Failure
    • 2 replies
    • 1.2k views
    • 
    • masteff
    • March 7, 2013

27. Failure to make SH contribution

    By Guest DazedAndConfused, September 29, 2006
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • September 29, 2006

28. Active participant who becomes a Union Employee

    By Guest bouncingsoul, September 28, 2005
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • September 28, 2005

29. Target Date Fund Disclosures for 404a5

    By austin3515, August 20, 2012
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • August 23, 2012

30. RMDs

    By Guest Ted Kowalchuk, CFP, CFS,, December 15, 2005
    • 1 reply
    • 1.2k views
    • 
    • Guest
    • December 15, 2005

31. Employer/Employee/Affiliated Service Group?

    By imchipbrown, March 11, 2012
    • 5 replies
    • 1.2k views
    • 
    • ETA Consulting LLC
    • March 12, 2012

32. Midyear amendment to SH plan... 30 days required?

    By AlbanyConsultant, December 8, 2016
    • 1 reply
    • 1.2k views
    • 
    • ETA Consulting LLC
    • December 8, 2016

33. Compensation cap for match--payroll basis?

    By BG5150, October 7, 2024
    • 6 replies
    • 1.2k views
    • 
    • Paul I
    • October 7, 2024

34. No money withheld on distribution

    By wsp, January 13, 2003
    • 1 reply
    • 1.2k views
    • 
    • Guest
    • January 13, 2003

35. 415(c) Limit - post-tax?

    By Guest BPC, October 18, 2004
    • 1 reply
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • October 18, 2004

36. Successor Plan & adoption vs effective date

    By TPApril, January 31, 2023
    • 6 replies
    • 1.2k views
    • 
    • Lou S.
    • July 7, 2025

37. Top Heavy & Permissible Withdrawals

    By Jean, November 19, 2007
    • 1 reply
    • 1.2k views
    • 
    • Guest
    • December 27, 2007

38. Permissive Aggregation - merger of CG member

    By MLML, April 23, 2014
    • 1 reply
    • 1.2k views
    • 
    • MWeddell
    • April 23, 2014

39. ADP/ACP question

    By fiona1, December 18, 2006
    • 2 replies
    • 1.2k views
    • 
    • fiona1
    • December 19, 2006

40. Amendment to Change Method for Crediting Service

    By ERISAAPPLE, November 22, 2017
    • 3 replies
    • 1.2k views
    • 
    • AKconsult
    • November 27, 2017

41. Affiliated Service Group/Controlled Group

    By Randy Watson, February 23, 2010
    • 2 replies
    • 1.2k views
    • 
    • justatester
    • February 24, 2010

42. Benefit Rights & Features Issue - Timing of PS Allocation?

    By moose401k, March 22, 2018   

    • brf issue
    • 7 replies
    • 1.2k views
    • 
    • Bird
    • March 23, 2018

43. Curing excess 402(g) deferral after separation of service?

    By matthny, December 14, 2021
    • 7 replies
    • 1.2k views
    • 
    • BG5150
    • December 17, 2021

44. Eligibility

    By Guest jetfaninmn, June 22, 2005
    • 2 replies
    • 1.2k views
    • 
    • WDIK
    • June 22, 2005

45. Self Employeed

    By Jilliandiz, March 15, 2006
    • 2 replies
    • 1.2k views
    • 
    • saabraa
    • March 15, 2006

46. New documents: Will you allow rollover-in-kind?

    By Jim Chad, May 22, 2014
    • 5 replies
    • 1.2k views
    • 
    • Bird
    • May 23, 2014

47. Key Confusion

    By Guest pensionproblems, February 23, 2012
    • 3 replies
    • 1.2k views
    • 
    • Bill Presson
    • February 23, 2012

48. Prohited Transaction through Common Ownership

    By austin3515, August 20, 2013
    • 10 replies
    • 1.2k views
    • 
    • Peter Gulia
    • August 21, 2013

49. roth 401k contributions

    By Santo Gold, March 6, 2007
    • 1 reply
    • 1.2k views
    • 
    • WDIK
    • March 6, 2007

50. Way too long for Withdrawal Check?

    By Guest planadmin101, December 17, 2001
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • December 17, 2001