401(k) Plans

19,320 topics in this forum

1. comp limits and payroll issues

   By K2retire, April 4, 2012
   • 5 replies
   • 1.2k views
   • 
   • QDROphile
   • April 4, 2012

2. Otherwise excludables and safe harbor

   By rlb64, March 11, 2008
   • 1 reply
   • 1.2k views
   • 
   • Tom Poje
   • March 12, 2008

3. plan termination

   By Guest good2brich, July 12, 2004
   • 3 replies
   • 1.2k views
   • 
   • Blinky the 3-eyed Fish
   • July 12, 2004

4. Failure to deduct employee deferral

   By Brenda Wren, August 9, 2005
   • 1 reply
   • 1.2k views
   • 
   • Archimage
   • August 9, 2005

5. Incorrect Deferral and Matching Allocations

   By mming, May 2, 2006
   • 0 replies
   • 1.2k views
   • 
   • mming
   • May 2, 2006

6. Nonresident Alien Employees

   By Guest DLearning, February 23, 2004
   • 0 replies
   • 1.2k views
   • 
   • Guest
   • February 23, 2004

7. Top heavy minimum with frozen DB + 401(k)

   By Guest Judy S, June 2, 2003
   • 0 replies
   • 1.2k views
   • 
   • Guest
   • June 2, 2003

8. Exclusion of Eligible Employees from 401(k) Deferral Opportunity

   By ERISA1, October 9, 2014   

   • What if all NHCEs Excluded
   • 2 replies
   • 1.2k views
   • 
   • BG5150
   • October 10, 2014

9. Loan Overpayments

   By kmhaab, February 14, 2024
   • 3 replies
   • 1.2k views
   • 
   • ratherbereading
   • February 14, 2024

10. Rollover of after-tax

    By FundeK, September 23, 2004
    • 1 reply
    • 1.2k views
    • 
    • Appleby
    • September 24, 2004

11. Holding account earnings--Are they Annual Additions?

    By jjaatirs, March 23, 2006
    • 1 reply
    • 1.2k views
    • 
    • WDIK
    • March 23, 2006

12. Katrina Distributions

    By k man, November 4, 2005
    • 2 replies
    • 1.2k views
    • 
    • k man
    • November 4, 2005

13. signature date for safe harbor

    By Guest tas1, November 27, 2007
    • 1 reply
    • 1.2k views
    • 
    • John Feldt ERPA CPC QPA
    • November 28, 2007

14. Switching from safe harbor to non-safe harbor in prospective plan year...

    By jaemmons, January 30, 2004
    • 1 reply
    • 1.2k views
    • 
    • Archimage
    • January 30, 2004

15. Self employed 401K - IMPLICATIONS

    By Guest crr1210, January 22, 2007
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • January 23, 2007

16. adding 401(k) and safe Harbor

    By Earl, May 8, 2003
    • 2 replies
    • 1.2k views
    • 
    • Earl
    • May 8, 2003

17. rollover

    By Guest b2kates, December 2, 2002
    • 4 replies
    • 1.2k views
    • 
    • david rigby
    • December 3, 2002

18. Controlled Group testing

    By cpc0506, November 25, 2009
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • November 25, 2009

19. Would anyone be willing to share with me how you handle SH notices for new clients as well as established clients?

    By jkharvey, June 17, 2005
    • 2 replies
    • 1.2k views
    • 
    • Bird
    • June 17, 2005

20. Employer Roth contribution option

    By Tom, April 24, 2025
    • 3 replies
    • 1.2k views
    • 
    • Artie M
    • April 25, 2025

21. Compensation for Mid year Safe-Harbor Plan of Sole Proprietor

    By JButtrick, January 12, 2005
    • 2 replies
    • 1.2k views
    • 
    • mbozek
    • January 14, 2005

22. Treatment of Catch-up Contributions

    By Dougsbpc, June 22, 2010
    • 4 replies
    • 1.2k views
    • 
    • R. Butler
    • June 22, 2010

23. Control Group Issues

    By Guest Nanetta45, July 21, 2010
    • 1 reply
    • 1.2k views
    • 
    • Mike Preston
    • July 21, 2010

24. FICA Taxation of Contribution Made Per Employee's One-Time Irrevocable Election

    By Guest long, December 9, 2003
    • 1 reply
    • 1.2k views
    • 
    • Everett Moreland
    • December 10, 2003

25. QDIA notices

    By Guest Powers, November 9, 2009
    • 1 reply
    • 1.2k views
    • 
    • jkdoll2
    • November 9, 2009

26. catch up contributions

    By Guest joeplans, December 22, 2004
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • December 26, 2004

27. Loan Refinancings

    By austin3515, June 25, 2010
    • 5 replies
    • 1.2k views
    • 
    • austin3515
    • June 28, 2010

28. 401(k) Plan / average benefits test

    By Guest hyper, June 30, 2004
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • June 30, 2004

29. 415 limit Union Plan

    By PFranckowiak, December 1, 2010
    • 5 replies
    • 1.2k views
    • 
    • Guest
    • December 1, 2010

30. Distribution Available?

    By Earl, July 7, 2006
    • 4 replies
    • 1.2k views
    • 
    • Earl
    • July 10, 2006

31. Standardized transmittal letter for ADP/ACP distributions?

    By Guest RONNIE WASEL, November 13, 2003
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • November 14, 2003

32. Hardship Withdrawal Request under final regs

    By Pammie57, February 27, 2020
    • 5 replies
    • 1.2k views
    • 
    • Larry Starr
    • February 28, 2020

33. ADP Refund earnings calc question

    By BG5150, June 23, 2021
    • 1 reply
    • 1.2k views
    • 
    • Bird
    • June 23, 2021

34. new profit sharing plan wants 401(k) next plan year

    By Lori H, September 18, 2006
    • 4 replies
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • September 18, 2006

35. True-up Match . . . for 2001!

    By Guest LKHartnett, September 23, 2002
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • September 23, 2002

36. effect of Medicare surtax on SE income

    By M Norton, November 13, 2013
    • 1 reply
    • 1.2k views
    • 
    • Flyboyjohn
    • November 14, 2013

37. Automatic Enrollment Notices

    By Guest Mart, September 23, 2005
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • September 26, 2005

38. Investments in Real-Estate?

    By Guest rachd, February 17, 2004
    • 3 replies
    • 1.2k views
    • 
    • mbozek
    • February 17, 2004

39. Top Heavy 401(k)

    By Guest Ed Walker, March 27, 2003
    • 2 replies
    • 1.2k views
    • 
    • pmacduff
    • March 27, 2003

40. Multiple Safe Harbor Formulas

    By Guest mbw, August 28, 2009
    • 4 replies
    • 1.2k views
    • 
    • MWeddell
    • August 31, 2009

41. Plan Compensation

    By Guest dwall, December 15, 2005
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • December 15, 2005

42. Forfeitures

    By Guest philc, June 18, 2003
    • 1 reply
    • 1.2k views
    • 
    • Guest
    • June 26, 2003

43. Borrowing/Shifting for ADP

    By Randy Watson, November 2, 2009
    • 1 reply
    • 1.2k views
    • 
    • PensionPro
    • November 2, 2009

44. Employer Contributions

    By Guest Heath, July 16, 2001
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • July 16, 2001

45. Individual(k) Plan

    By FJR, December 20, 2002
    • 1 reply
    • 1.2k views
    • 
    • Earl
    • December 22, 2002

46. Plan Documents

    By Guest PenPal, December 21, 2005
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • December 21, 2005

47. Prior Year/Current Year Testing

    By Gilmore, February 28, 2003
    • 2 replies
    • 1.2k views
    • 
    • Gilmore
    • February 28, 2003

48. How soon does a Safe Harbor contribution have to be allocated?

    By BG5150, September 4, 2014
    • 6 replies
    • 1.2k views
    • 
    • Bird
    • September 5, 2014

49. Deferral correction

    By BW, December 15, 2014
    • 4 replies
    • 1.2k views
    • 
    • Beemer
    • December 19, 2014

50. Special Deferral effective and plan entry

    By BG5150, February 14, 2017
    • 3 replies
    • 1.2k views
    • 
    • Kevin C
    • February 15, 2017