401(k) Plans

19,275 topics in this forum

1. SOLO 401K MISFILED - HOW TO HANDLE?

   By jbsoffen, November 20, 2023
   • 12 replies
   • 1.8k views
   • 
   • Appleby
   • November 24, 2023

2. Loans remain with provider, or transfer with plan?

   By 401king, January 20, 2010
   • 12 replies
   • 1.8k views
   • 
   • rcline46
   • January 22, 2010

3. Match formula that wants to be SH

   By AlbanyConsultant, March 23, 2011
   • 12 replies
   • 1.7k views
   • 
   • Guest
   • March 23, 2011

4. Changes in 2010 SE Calculation... Or Not?

   By austin3515, January 27, 2011
   • 12 replies
   • 1.8k views
   • 
   • 12AX7
   • March 23, 2011

5. Spin-Off - When is it appropriate to do a spin-off 401(k)?

   By MrsMacias, June 6, 2022
   • 12 replies
   • 4.7k views
   • 
   • Nate S
   • June 11, 2022

6. ACP 4% non-discretionary match

   By Bruce1, January 29
   • 12 replies
   • 1.2k views
   • 
   • RatherBeGolfing
   • February 11

7. Safe Harbor Match with dollar certain contribution

   By legort69, April 19, 2013   

   • safe harbor dollar certain
   • 12 replies
   • 2.2k views
   • 
   • GMK
   • May 10, 2013

8. 401k Catch-up Contributions

   By JerT, July 2, 2019
   • 12 replies
   • 963 views
   • 
   • Mr Bagwell
   • July 9, 2019

9. Real estate investment

   By Guest Quacka, December 10, 2008
   • 12 replies
   • 1.6k views
   • 
   • Guest
   • December 11, 2008

10. How must a 404(a)(5) Notice be delivered?

    By ldr, August 10, 2018   

    • 404(a)(5)
    • disclosure
    • 12 replies
    • 5k views
    • 
    • RatherBeGolfing
    • January 5, 2020

11. OK for employer to pay an annual per-participant charges for employed

    By PMC, October 2, 2000
    • 12 replies
    • 2.2k views
    • 
    • alanm
    • October 11, 2000

12. Date of Adoption Agreement Signatures

    By khn, May 7, 2019
    • 12 replies
    • 3k views
    • 
    • Luke Bailey
    • May 10, 2019

13. How long can they put me off on 401k death benefits?

    By Guest dulan, November 20, 2006
    • 12 replies
    • 10.2k views
    • 
    • Just Me
    • December 12, 2006

14. What are the differences between a 401k rollover and a 401k transfer?

    By DonReynolds, July 1, 2015   

    • 401k
    • 401k rollover
    • 12 replies
    • 3k views
    • 
    • Mike Preston
    • July 6, 2015

15. Exclusions in a Safe Harbor 401(k) Plan

    By Guest facade, April 26, 2006
    • 12 replies
    • 9.7k views
    • 
    • Guest
    • April 28, 2006

16. Participant Audit Guidelines

    By Guest Jason_V, August 8, 2006
    • 12 replies
    • 2.8k views
    • 
    • Guest
    • August 21, 2006

17. 3(16)

    By austin3515, September 3, 2019
    • 12 replies
    • 1.1k views
    • 
    • jpod
    • October 31, 2019

18. Aggregating plans of the employer for 401(k) testing

    By Guest R. Daestrom, November 19, 2004
    • 12 replies
    • 2.2k views
    • 
    • JanetM
    • November 22, 2004

19. Double taxation on loan repayment?

    By Guest Spock, August 5, 2010
    • 12 replies
    • 5.3k views
    • 
    • movedon
    • August 12, 2010

20. adding PS and vesting

    By Jakyasar, October 19, 2020
    • 12 replies
    • 2k views
    • 
    • BG5150
    • October 22, 2020

21. "Back Door Roth"

    By ldr, February 7, 2020   

    • voluntary contributios
    • back door roth
    • (and 1 more)

      Tagged with:

      • voluntary contributios
      • back door roth
      • acp test
    • 12 replies
    • 3.1k views
    • 
    • MWeddell
    • February 14, 2020

22. 401(k) Plan is irreparable

    By TPApril, September 24, 2021
    • 12 replies
    • 2k views
    • 
    • Peter Gulia
    • September 29, 2021

23. New safe harbor plan for 2009

    By Guest Georgia1, August 31, 2009
    • 12 replies
    • 1.5k views
    • 
    • Guest
    • February 5, 2010

24. allowing deferrals in 401(k) plan before document is actually executed

    By Guest beth beaube, July 7, 1999
    • 12 replies
    • 2.5k views
    • 
    • LCARUSI
    • July 21, 1999

25. 401k Loans and Bankruptcy

    By Guest Una M, September 27, 2001
    • 12 replies
    • 7.1k views
    • 
    • Guest
    • October 3, 2001

26. Correcting Coverage Failure

    By Guest Midas, May 18, 2005
    • 12 replies
    • 6.5k views
    • 
    • Tom Poje
    • May 20, 2005

27. HCE Deferral Never Contributed

    By DP, September 8, 2003
    • 12 replies
    • 1.8k views
    • 
    • E as in ERISA
    • September 10, 2003

28. Embezzle to 401(k) plan

    By sla, February 12, 2016
    • 12 replies
    • 1.5k views
    • 
    • BG5150
    • February 15, 2016

29. 401K loan pay-back

    By angie.jackson@bmhcc.org, August 23, 2017
    • 12 replies
    • 1.3k views
    • 
    • RatherBeGolfing
    • August 24, 2017

30. Fully Vested Match = QMAC?

    By legort69, January 23, 2019
    • 12 replies
    • 2.8k views
    • 
    • MWeddell
    • December 6, 2019

31. Sole Prop defers on draw, then has zero Sch. C income

    By Belgarath, August 31, 2020
    • 12 replies
    • 1.4k views
    • 
    • Bird
    • September 1, 2020

32. What is a "party in interest" ?

    By Moe Howard, December 3, 2001
    • 12 replies
    • 17.1k views
    • 
    • Guest
    • December 4, 2001

33. 404(c)

    By Guest cabenefits, July 9, 2003
    • 12 replies
    • 2.2k views
    • 
    • g8r
    • July 12, 2003

34. key employee Which "plan year" do you use to determine keys for top-heavy

    By Luke Bailey, November 28, 2018   

    • top-heavy
    • 416(i)(1)
    • 12 replies
    • 3.2k views
    • 
    • Mike Preston
    • November 30, 2018

35. Safe Harbor Non Elective Cont

    By Alex Daisy, April 20, 2010
    • 12 replies
    • 6.5k views
    • 
    • Kevin C
    • May 6, 2010

36. Eligible in 2 plans, defers max in both

    By John Feldt ERPA CPC QPA, November 19, 2008
    • 12 replies
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • November 21, 2008

37. 70 1/2 Minimum Required Distribution

    By Guest dmband1, November 9, 2001
    • 12 replies
    • 3.3k views
    • 
    • Guest
    • March 5, 2002

38. Partial Distributions No Longer Valid ?

    By KazzaDoom, November 30, 2018   

    • 401k
    • qdro
    • (and 2 more)

      Tagged with:

      • 401k
      • qdro
      • distribution
      • withdraw
    • 12 replies
    • 4.2k views
    • 
    • Larry Starr
    • December 1, 2018

39. Employee Deferrals - how long is too long? Does a long lag affect ear

    By Guest jkrainak, July 31, 2000
    • 12 replies
    • 2.4k views
    • 
    • k man
    • July 31, 2000

40. Plan w/o HCEs - testing issues?

    By Guest Benefitsrock, September 6, 2007
    • 12 replies
    • 2.7k views
    • 
    • CTipper
    • September 16, 2007

41. Individual HCE allocation groups in XT 401k

    By Guest NiceGuyMike, April 28, 2004
    • 12 replies
    • 2.8k views
    • 
    • WDIK
    • May 10, 2004

42. Surrender insurance and transfer CV into other assets in the Plan

    By cdavis25, July 23, 2013
    • 12 replies
    • 4.7k views
    • 
    • Bird
    • July 26, 2013

43. Top Heavy Calc: inactive employee - include?

    By TPApril, June 22, 2022
    • 12 replies
    • 1.6k views
    • 
    • FORMER ESQ.
    • June 27, 2022

44. Catch up Contribution

    By Logan401, December 3, 2010
    • 12 replies
    • 1.7k views
    • 
    • K2retire
    • February 1, 2012

45. 3508 Direct Sellers

    By ldr, March 31, 2020   

    • compensation
    • participation
    • (and 1 more)

      Tagged with:

      • compensation
      • participation
      • deferrals
    • 12 replies
    • 3.7k views
    • 
    • ldr
    • April 7, 2020

46. QDRO - alt payee's attorney questioning valuation

    By JARichardson, April 5, 2021
    • 12 replies
    • 899 views
    • 
    • CuseFan
    • April 6, 2021

47. IRS Questioning Vesting

    By SSRRS, April 5, 2022
    • 12 replies
    • 978 views
    • 
    • CuseFan
    • April 14, 2022

48. Starting 401(k) mid year, with BOY effective date

    By Santo Gold, June 5, 2006
    • 12 replies
    • 5.2k views
    • 
    • WDIK
    • June 14, 2006

49. 415c Maximum Contributions

    By Marlene, January 24, 2018   

    • cross testing
    • 12 replies
    • 3k views
    • 
    • msmith
    • April 4, 2018

50. ADP Refunds / Total vs PD

    By fiona1, July 9, 2007
    • 12 replies
    • 2.5k views
    • 
    • Guest
    • July 12, 2007