401(k) Plans

19,317 topics in this forum

1. 415(c) excess refund prior to April 15 - what year taxed?

   By Pixie, March 22, 2013   

   • 415(c)
   • 5 replies
   • 4.2k views
   • 
   • Doghouse
   • March 25, 2013

2. Waiver of Participation safe harbor 401(k)

   By R. Butler, September 24, 2007
   • 7 replies
   • 4.2k views
   • 
   • WDIK
   • January 31, 2008

3. adp test and terminated participants

   By Chippy, May 21, 2014
   • 7 replies
   • 4.2k views
   • 
   • Chippy
   • May 28, 2014

4. Life Insurance in a Qualified Plan

   By Guest Karen Szy, November 8, 2001
   • 8 replies
   • 4.2k views
   • 
   • Belgarath
   • November 13, 2001

5. Benefit, Rights and Features Test

   By Guest 401kbee, February 6, 2007
   • 3 replies
   • 4.2k views
   • 
   • Tom Poje
   • February 7, 2007

6. Top Heavy Minimum / Plan Termination

   By austin3515, July 16, 2012
   • 8 replies
   • 4.2k views
   • 
   • austin3515
   • July 16, 2012

7. HCE plan limits

   By fiona1, February 16, 2012
   • 13 replies
   • 4.2k views
   • 
   • PensionPro
   • February 23, 2012

8. Deferrals from back pay award

   By davef, April 26, 2000
   • 1 reply
   • 4.2k views
   • 
   • Guest
   • April 30, 2000

9. Creative Solutions for HCEs

   By ldr, June 26, 2019   

   • hce
   • coverage
   • (and 2 more)

     Tagged with:

     • hce
     • coverage
     • non-discrimination
     • executive compensation
   • 38 replies
   • 4.2k views
   • 
   • loserson
   • July 10, 2019

10. Contribution error

    By Guest fidelityrose, April 2, 2010
    • 3 replies
    • 4.2k views
    • 
    • Spencer
    • June 23, 2010

11. Timing of sole proprietor elective deferrals

    By bzorc, December 30, 2002
    • 3 replies
    • 4.2k views
    • 
    • pmacduff
    • December 30, 2002

12. Impact on 401(a)(4) of using match to satisfy top heavy minimum?

    By AndyH, January 7, 2003
    • 6 replies
    • 4.2k views
    • 
    • AndyH
    • January 9, 2003

13. Termination Prior to Entry Date, but Compensation after Entry Date

    By kevind2010, February 23, 2015
    • 14 replies
    • 4.2k views
    • 
    • MWeddell
    • August 3, 2022

14. Hardship - 5 Wheeler considered primary residence?

    By katie58, June 8, 2015
    • 12 replies
    • 4.2k views
    • 
    • ESOP Guy
    • June 10, 2015

15. Vesting - Switching from counting hours to elapsed time

    By Mr401k, June 3, 2016
    • 4 replies
    • 4.2k views
    • 
    • david rigby
    • June 6, 2016

16. Foreign Company 401(k)

    By Guest Green92, May 31, 2006
    • 5 replies
    • 4.2k views
    • 
    • 401k IA
    • June 4, 2019

17. Blackout notice needed?

    By jkharvey, January 28, 2011
    • 8 replies
    • 4.2k views
    • 
    • austin3515
    • January 31, 2011

18. spouse never signed to rollover 401k???!

    By Guest sidneysheldon, February 13, 2001
    • 3 replies
    • 4.2k views
    • 
    • RCK
    • February 14, 2001

19. Deadline for Excess Deferral Corrective Distribution-2005

    By Guest CJK, April 13, 2006
    • 19 replies
    • 4.2k views
    • 
    • fiona1
    • April 18, 2006

20. Automatic Rollovers

    By FJR, January 4, 2005
    • 11 replies
    • 4.2k views
    • 
    • Guest
    • April 11, 2005

21. Profit sharing adds safe harbor 401(k) mid-year. Does the employer ha

    By R. Butler, October 18, 2000
    • 5 replies
    • 4.2k views
    • 
    • R. Butler
    • October 20, 2000

22. Excess deferral - 2 plans

    By ombskid, March 21, 2014
    • 7 replies
    • 4.2k views
    • 
    • K2retire
    • December 2, 2014

23. Late Deposit or Not?-Form 5500

    By Guest Lawrenceg, July 17, 2009
    • 15 replies
    • 4.2k views
    • 
    • Kevin C
    • August 17, 2009

24. -11(g) Amendment

    By austin3515, March 12, 2012
    • 13 replies
    • 4.2k views
    • 
    • movedon
    • March 13, 2012

25. Forfeiture Allocation

    By Guest Sara H, June 29, 1999
    • 1 reply
    • 4.2k views
    • 
    • LCARUSI
    • June 29, 1999

26. Withdrawal of Participating Employer

    By RLR, June 27, 2018
    • 6 replies
    • 4.2k views
    • 
    • PensionPete
    • July 23, 2019

27. Market Value Adjustment Switching Recordkeepers

    By Albert, November 27, 2019   

    • market value adjustment
    • surrender fees
    • (and 1 more)

      Tagged with:

      • market value adjustment
      • surrender fees
      • conversion
    • 11 replies
    • 4.2k views
    • 
    • Keith Lowery
    • October 1, 2025

28. Rollover of Traditional IRA including Nondeductible Contributions

    By austin3515, May 19, 2022
    • 9 replies
    • 4.2k views
    • 
    • JOH
    • May 23, 2022

29. Sole Prop - retro 401k set up

    By Jakyasar, January 18, 2024
    • 6 replies
    • 4.2k views
    • 
    • Paul I
    • January 19, 2024

30. For 15% calculation purposes do you subtract deferrals before applying

    By R. Butler, April 9, 2001
    • 19 replies
    • 4.2k views
    • 
    • Guest
    • April 11, 2001

31. Excluding Seasonal Employees from Discretionary Profit Sharing

    By 401 Chaos, May 27, 2010
    • 4 replies
    • 4.2k views
    • 
    • BG5150
    • May 27, 2010

32. Qualified Plan Distributed Annuity (QPDA)

    By Guest Tom:, January 27, 2010
    • 6 replies
    • 4.2k views
    • 
    • Tom Poje
    • January 29, 2010

33. Excess Safe Harbor Match

    By GrammieMame, March 9, 2011
    • 3 replies
    • 4.2k views
    • 
    • 12AX7
    • March 9, 2011

34. Bottom Up QNEC

    By Guest Frank Jackson, July 2, 1999
    • 11 replies
    • 4.2k views
    • 
    • ccassetty
    • April 3, 2003

35. 401k pre-tax vs. post-tax

    By Guest stevemurdock, July 16, 2001
    • 3 replies
    • 4.2k views
    • 
    • Guest
    • July 18, 2001

36. Ability to defer 100% of compensation

    By Guest Diane DuFresne, October 8, 2002
    • 4 replies
    • 4.2k views
    • 
    • david rigby
    • October 8, 2002

37. Prior Year ADP testing - No eligible NHCEs in prior year

    By Guest Gary Rouse, October 9, 2004
    • 12 replies
    • 4.1k views
    • 
    • Tom Poje
    • October 12, 2004

38. Contributing unused sick leave or paid time off to a 401(k) plan

    By Guest Mark Porter, November 4, 2001
    • 1 reply
    • 4.1k views
    • 
    • Tom Poje
    • November 5, 2001

39. Solo-K gone wild

    By 401k Conundrums, September 16, 2025
    • 12 replies
    • 4.1k views
    • 
    • John Feldt ERPA CPC QPA
    • September 18, 2025

40. Allowing 403 b rollovers into a 401 k plan

    By Guest Pully, October 8, 1998
    • 1 reply
    • 4.1k views
    • 
    • Guest
    • October 8, 1998

41. Mid-year Amendment to a Safe Harbor Plan

    By austin3515, March 28, 2018
    • 21 replies
    • 4.1k views
    • 
    • austin3515
    • March 29, 2018

42. True up match

    By 30Rock, January 6, 2011
    • 9 replies
    • 4.1k views
    • 
    • rcline46
    • January 7, 2011

43. Safe Harbor Per Payroll Match

    By Logan401, November 22, 2013   

    • Safe Harbor Match
    • 16 replies
    • 4.1k views
    • 
    • Kevin C
    • November 22, 2013

44. Plan investment fees charged only to the accounts of terminated participants

    By Belgarath, July 24, 2023
    • 9 replies
    • 4.1k views
    • 
    • Belgarath
    • July 25, 2023

45. Waiver of Participation in a Safe Harbor 401(k) Plan

    By mming, January 15, 2008
    • 6 replies
    • 4.1k views
    • 
    • Kimberly S
    • January 16, 2008

46. Loan Repayments after Freeze 401(k) Plan

    By blue, October 18, 2007
    • 2 replies
    • 4.1k views
    • 
    • austin3515
    • October 18, 2007

47. Eligible for deferrals now, want to exclude in future

    By John Feldt ERPA CPC QPA, March 23, 2007
    • 19 replies
    • 4.1k views
    • 
    • Blinky the 3-eyed Fish
    • March 29, 2007

48. Failure to Withhold 20%

    By goldtpa, May 28, 2004
    • 4 replies
    • 4.1k views
    • 
    • alanm
    • May 28, 2004

49. Another Extension for 5500 filing

    By LCARUSI, October 13, 1998
    • 7 replies
    • 4.1k views
    • 
    • Guest
    • October 16, 1998

50. Top Heavy Contribution Timing

    By kocak, March 5, 2002
    • 14 replies
    • 4.1k views
    • 
    • mbozek
    • March 18, 2002