401(k) Plans

19,275 topics in this forum

1. Qualified Plan Distributed Annuity (QPDA)

   By Guest Tom:, January 27, 2010
   • 6 replies
   • 4.1k views
   • 
   • Tom Poje
   • January 29, 2010

2. Solo 401K & Health Insurance Deduction Limitations

   By TNT, February 6, 2018   

   • solo
   • health insurance
   • 3 replies
   • 4.1k views
   • 
   • spiritrider
   • May 30, 2020

3. Failure to withhold 20% on distribution from 401k plan

   By Pammie57, December 21, 2017
   • 7 replies
   • 4.1k views
   • 
   • Kristina
   • December 26, 2017

4. Vesting - Switching from counting hours to elapsed time

   By Mr401k, June 3, 2016
   • 4 replies
   • 4.1k views
   • 
   • david rigby
   • June 6, 2016

5. Can the cash value of a life insurance policy be rolled over to a 401K?

   By Scott Reed, October 4, 2024   

   • life insurance
   • rollovers
   • (and 1 more)

     Tagged with:

     • life insurance
     • rollovers
     • 401k
   • 3 replies
   • 4.1k views
   • 
   • Bruce1
   • October 4, 2024

6. For 15% calculation purposes do you subtract deferrals before applying

   By R. Butler, April 9, 2001
   • 19 replies
   • 4.1k views
   • 
   • Guest
   • April 11, 2001

7. Failure to Withhold 20%

   By goldtpa, May 28, 2004
   • 4 replies
   • 4.1k views
   • 
   • alanm
   • May 28, 2004

8. Top Heavy Contribution Timing

   By kocak, March 5, 2002
   • 14 replies
   • 4.1k views
   • 
   • mbozek
   • March 18, 2002

9. Sole proprietor deferral election

   By Belgarath, May 29, 2024
   • 10 replies
   • 4.1k views
   • 
   • Peter Gulia
   • June 3, 2024

10. Late Deposit or Not?-Form 5500

    By Guest Lawrenceg, July 17, 2009
    • 15 replies
    • 4.1k views
    • 
    • Kevin C
    • August 17, 2009

11. Can a QDRO be Rolledover into a 401(k) where the participant is Terminated?

    By Guest jeffgh24, August 10, 2004
    • 2 replies
    • 4.1k views
    • 
    • Alf
    • August 11, 2004

12. Prior Year ADP testing - No eligible NHCEs in prior year

    By Guest Gary Rouse, October 9, 2004
    • 12 replies
    • 4.1k views
    • 
    • Tom Poje
    • October 12, 2004

13. 401(k) Spin-Off - Successor Plan Issues?

    By In-house Attorney, January 6, 2021
    • 10 replies
    • 4.1k views
    • 
    • Luke Bailey
    • January 10, 2021

14. Creative Solutions for HCEs

    By ldr, June 26, 2019   

    • hce
    • coverage
    • (and 2 more)

      Tagged with:

      • hce
      • coverage
      • non-discrimination
      • executive compensation
    • 38 replies
    • 4.1k views
    • 
    • loserson
    • July 10, 2019

15. Allowing 403 b rollovers into a 401 k plan

    By Guest Pully, October 8, 1998
    • 1 reply
    • 4.1k views
    • 
    • Guest
    • October 8, 1998

16. Eligible for deferrals now, want to exclude in future

    By John Feldt ERPA CPC QPA, March 23, 2007
    • 19 replies
    • 4.1k views
    • 
    • Blinky the 3-eyed Fish
    • March 29, 2007

17. Termination Prior to Entry Date, but Compensation after Entry Date

    By kevind2010, February 23, 2015
    • 14 replies
    • 4.1k views
    • 
    • MWeddell
    • August 3, 2022

18. Conflict b/w hardship withdrawal rules and ESPP rules

    By Flight33, June 24, 2008
    • 7 replies
    • 4.1k views
    • 
    • masteff
    • June 25, 2008

19. SH Triple Stack Match

    By Guest Jstriley, February 8, 2011
    • 4 replies
    • 4.1k views
    • 
    • Tom Poje
    • February 9, 2011

20. Safe Harbor Per Payroll Match

    By Logan401, November 22, 2013   

    • Safe Harbor Match
    • 16 replies
    • 4.1k views
    • 
    • Kevin C
    • November 22, 2013

21. Missed Deferral Opportunity?

    By 12AX7, February 12, 2013
    • 5 replies
    • 4.1k views
    • 
    • ETA Consulting LLC
    • February 13, 2013

22. Another Extension for 5500 filing

    By LCARUSI, October 13, 1998
    • 7 replies
    • 4.1k views
    • 
    • Guest
    • October 16, 1998

23. In-service withdrawal before 59.5

    By CaitlinMarg, September 9, 2019
    • 6 replies
    • 4.1k views
    • 
    • FPGuy
    • September 11, 2019

24. Plan Termination Fees to Participants

    By perkinsran, July 16, 2015
    • 9 replies
    • 4.1k views
    • 
    • K2retire
    • July 20, 2015

25. Professionally managed alternative for participants

    By Guest tschenk, December 31, 2001
    • 25 replies
    • 4.1k views
    • 
    • k man
    • March 9, 2004

26. Mid-year Amendment to a Safe Harbor Plan

    By austin3515, March 28, 2018
    • 21 replies
    • 4.1k views
    • 
    • austin3515
    • March 29, 2018

27. K-1 Compensation For An S-Corp

    By metsfan026, February 15, 2022
    • 6 replies
    • 4.1k views
    • 
    • CuseFan
    • February 15, 2022

28. Loan Repayments after Freeze 401(k) Plan

    By blue, October 18, 2007
    • 2 replies
    • 4.1k views
    • 
    • austin3515
    • October 18, 2007

29. 401(k) Brokers

    By Guest samc6782, March 4, 2009
    • 5 replies
    • 4.1k views
    • 
    • Bird
    • March 5, 2009

30. spouse never signed to rollover 401k???!

    By Guest sidneysheldon, February 13, 2001
    • 3 replies
    • 4.1k views
    • 
    • RCK
    • February 14, 2001

31. Withdrawal of Participating Employer

    By RLR, June 27, 2018
    • 6 replies
    • 4.1k views
    • 
    • PensionPete
    • July 23, 2019

32. ERISA 404(c) - Investment Information: Make Available vs. Actually De

    By Guest EMC, February 13, 2001
    • 21 replies
    • 4.1k views
    • 
    • k man
    • May 31, 2001

33. Salary Reduced Due To Top Heavy Payment

    By Guest matt2002, February 13, 2002
    • 22 replies
    • 4.1k views
    • 
    • EGB
    • July 10, 2008

34. Waiver of Participation in a Safe Harbor 401(k) Plan

    By mming, January 15, 2008
    • 6 replies
    • 4.1k views
    • 
    • Kimberly S
    • January 16, 2008

35. ADP refund without 1099-R

    By Guest ladycpa2, February 18, 2008
    • 3 replies
    • 4.1k views
    • 
    • 401_4_ever
    • February 19, 2008

36. safe harbor match used to satisfy top heavy

    By Trekker, August 18, 2006
    • 3 replies
    • 4.1k views
    • 
    • Tom Poje
    • August 21, 2006

37. DFVCP Following IRS Penalty Assessment

    By EBECatty, August 29, 2023
    • 12 replies
    • 4.1k views
    • 
    • Luke Bailey
    • September 21, 2023

38. Forfeitures to Fund QNECs for Missed Deferrals plus gains

    By legort69, April 22, 2021
    • 10 replies
    • 4.1k views
    • 
    • legort69
    • May 5, 2021

39. 410(b) during spin off year

    By Guest robin s vatalaro, October 8, 1998
    • 2 replies
    • 4.1k views
    • 
    • Ervin Barham
    • October 8, 1998

40. Once eligible always eligible "rule"

    By Guest JMH1962, February 13, 2012
    • 2 replies
    • 4.1k views
    • 
    • Guest
    • February 16, 2012

41. Foreign National who pays US Taxes participate in 401(k)

    By Guest bueler, March 1, 2004
    • 6 replies
    • 4.1k views
    • 
    • jquazza
    • March 1, 2004

42. Market Value Adjustment Switching Recordkeepers

    By Albert, November 27, 2019   

    • market value adjustment
    • surrender fees
    • (and 1 more)

      Tagged with:

      • market value adjustment
      • surrender fees
      • conversion
    • 11 replies
    • 4.1k views
    • 
    • Keith Lowery
    • October 1

43. Safe harbor match testing

    By Guest scompliance, November 15, 2005
    • 11 replies
    • 4.1k views
    • 
    • MWeddell
    • November 18, 2005

44. Solo-K gone wild

    By 401k Conundrums, September 16
    • 12 replies
    • 4.1k views
    • 
    • John Feldt ERPA CPC QPA
    • September 18

45. Mistake of Fact question

    By Kimberly S, October 1, 2008
    • 10 replies
    • 4.1k views
    • 
    • Guest
    • October 2, 2008

46. H&W Fringe Benefit Employer 401k contribution

    By Coleen, July 8, 2020
    • 4 replies
    • 4k views
    • 
    • JAA-560
    • July 9, 2020

47. Effective date of new 401(k)

    By k man, June 13, 2001
    • 4 replies
    • 4k views
    • 
    • bzorc
    • June 14, 2001

48. ERPA Exam Sample Test Question

    By Dennis Povloski, February 14, 2010
    • 12 replies
    • 4k views
    • 
    • D Lewis
    • June 1, 2010

49. Elimination of 410(b) Fail Safe

    By KJohnson, July 26, 2012
    • 4 replies
    • 4k views
    • 
    • ETA Consulting LLC
    • July 27, 2012

50. PEO spin-off to single employer plan

    By cathyw, September 12, 2019
    • 3 replies
    • 4k views
    • 
    • Kevin C
    • September 18, 2019