401(k) Plans

19,334 topics in this forum

1. HCE, SH & waiving out

   By Guest DazedAndConfused, January 17, 2006
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • January 17, 2006

2. Change of the Timing of Distributions

   By John Feldt ERPA CPC QPA, March 9, 2006
   • 2 replies
   • 1.9k views
   • 
   • John Feldt ERPA CPC QPA
   • March 9, 2006

3. Benefits National Company Document

   By rcline46, October 31, 2006
   • 2 replies
   • 1.2k views
   • 
   • rcline46
   • October 31, 2006

4. Looks Like Top Heavy Is Not An Issue, But....

   By mming, June 6, 2007
   • 2 replies
   • 1.1k views
   • 
   • JanetM
   • June 6, 2007

5. 8a of the 5300

   By fiona1, January 26, 2010
   • 2 replies
   • 902 views
   • 
   • Guest
   • January 27, 2010

6. Integrated with TWB

   By ratherbereading, May 11, 2020
   • 2 replies
   • 734 views
   • 
   • ratherbereading
   • May 11, 2020

7. 410(b) during spin off year

   By Guest robin s vatalaro, October 8, 1998
   • 2 replies
   • 4.1k views
   • 
   • Ervin Barham
   • October 8, 1998

8. Loan Reporting on Form 5500 (Receivables)

   By metsfan026, June 21, 2022
   • 2 replies
   • 926 views
   • 
   • metsfan026
   • June 21, 2022

9. Match contribution as a mistake of fact

   By Jean, February 24, 1999
   • 2 replies
   • 2.1k views
   • 
   • Jean
   • March 1, 1999

10. Safe Harbor Allocation

    By Guest KarenLS, December 1, 1999
    • 2 replies
    • 1.7k views
    • 
    • MWeddell
    • December 3, 1999

11. Are salary deferrals deposited late?

    By Guest rhp, May 24, 2001
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • May 28, 2001

12. Newly established safe harbor 401(k) plan

    By R. Butler, September 7, 2001
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • September 7, 2001

13. Vesting upon small division spin-off

    By Guest sgb, June 21, 2002
    • 2 replies
    • 1.7k views
    • 
    • david rigby
    • June 21, 2002

14. 402(g) violations for HCEs

    By jaemmons, February 6, 2003
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • February 6, 2003

15. Controlled Group Merely Because Other Company Provides Payroll Services, etc.?

    By austin3515, October 6, 2017
    • 2 replies
    • 464 views
    • 
    • austin3515
    • October 6, 2017

16. What comp to use for 25% deductibilty

    By BG5150, January 24, 2018
    • 2 replies
    • 655 views
    • 
    • Larry Starr
    • January 24, 2018

17. CARES Act and Hardship Withdrawal

    By Susan S., March 31, 2020
    • 2 replies
    • 767 views
    • 
    • RPAS
    • April 1, 2020

18. Funding Profit Sharing contribution with excess assets transferred from a terminated DB plan

    By msmith, September 29, 2023
    • 2 replies
    • 719 views
    • 
    • msmith
    • October 2, 2023

19. Mandatory Auto Enrollment Effective Date

    By FishOn, April 15, 2025
    • 2 replies
    • 4.6k views
    • 
    • Peter Gulia
    • April 15, 2025

20. Voluntary After Tax vs Roth for low earners & can they be corrected to Roth?

    By TPApril, October 5, 2025
    • 2 replies
    • 438 views
    • 
    • Bruce1
    • October 7, 2025

21. Eligible Employees for ADp/ACP testing?

    By Guest KD40, October 3, 2002
    • 2 replies
    • 1.4k views
    • 
    • MWeddell
    • October 5, 2002

22. Employee for Qualified Plan purposes?

    By Guest bgiles, November 11, 2002
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • November 11, 2002

23. Plan Loans Exceeding 5 Years - Time of Default

    By Guest rocnrols2, January 8, 2003
    • 2 replies
    • 1.8k views
    • 
    • E as in ERISA
    • January 9, 2003

24. Hardship Withdrawal for Medical Expenses

    By Guest forum4, May 25, 2004
    • 2 replies
    • 1.8k views
    • 
    • k man
    • May 25, 2004

25. Mid-year safe harbor rules

    By Guest PJTEN, February 20, 2007
    • 2 replies
    • 1.7k views
    • 
    • Tom Poje
    • February 21, 2007

26. Top Heavy

    By Randy Watson, October 5, 2007
    • 2 replies
    • 1.3k views
    • 
    • Bird
    • October 8, 2007

27. PPA amendments

    By ERISA25, November 24, 2009
    • 2 replies
    • 1.4k views
    • 
    • ERISA25
    • November 30, 2009

28. top-heavy contribution

    By k man, September 19, 2000
    • 2 replies
    • 2k views
    • 
    • MR
    • September 20, 2000

29. Distribution Fees

    By Guest Runner, June 21, 2002
    • 2 replies
    • 1.5k views
    • 
    • rcline46
    • June 23, 2002

30. Admin for 9/30/02 plan year end

    By FJR, September 14, 2002
    • 2 replies
    • 1.5k views
    • 
    • FJR
    • September 17, 2002

31. Amending a Profit Sharing Plan to a 401(k)

    By Guest Jim Jesikiewicz, December 2, 2002
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • December 2, 2002

32. late correction of adp test

    By Guest Julie Woulfe, June 17, 2003
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • June 17, 2003

33. Life Insurance in retirement plan

    By Guest jhilliard, July 31, 2003
    • 2 replies
    • 1.2k views
    • 
    • ccassetty
    • July 31, 2003

34. Updating Solo 401(k)s for GUST

    By dmb, August 20, 2003
    • 2 replies
    • 1.4k views
    • 
    • dmb
    • August 20, 2003

35. RMD for deceased participant

    By Guest HoopsForBM, November 1, 2010
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • November 2, 2010

36. 415 Limit and Catch-Up

    By CLE401kGuy, December 9, 2013
    • 2 replies
    • 930 views
    • 
    • ETA Consulting LLC
    • December 9, 2013

37. Stock attribution question after death

    By Lou S., January 30, 2014
    • 2 replies
    • 823 views
    • 
    • Lou S.
    • January 31, 2014

38. ADP testing Gross and/or Net Compensation

    By imchipbrown, January 27, 2015
    • 2 replies
    • 3.3k views
    • 
    • blb25524
    • January 28, 2015

39. Targeted QNEC

    By Gilmore, February 10, 2021
    • 2 replies
    • 1k views
    • 
    • Gilmore
    • February 12, 2021

40. Can this person take a loan?

    By LCARUSI, October 7, 1998
    • 2 replies
    • 3.8k views
    • 
    • Guest
    • October 8, 1998

41. Assume same desk rule applies; does an individual transferred to the n

    By Guest wwest, December 3, 1999
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • December 3, 1999

42. Partial plan termination - participant count?

    By Richard Anderson, February 1, 2002
    • 2 replies
    • 2k views
    • 
    • Guest
    • February 4, 2002

43. Does deferred restricted stock count as compenstation for determining

    By Guest Blindman, February 18, 2002
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • February 19, 2002

44. Nonelective Safe Harbor and Discretionary PS Contributions

    By Christine Roberts, March 1, 2002
    • 2 replies
    • 1.5k views
    • 
    • Christine Roberts
    • March 1, 2002

45. Multiple Employer Plan Testing

    By DTH, March 5, 2004
    • 2 replies
    • 1.7k views
    • 
    • alanm
    • March 8, 2004

46. Unclaimed Property

    By Guest caseyb, July 12, 2006
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • July 12, 2006

47. Status change

    By Guest lindamichals, September 11, 2006
    • 2 replies
    • 1.2k views
    • 
    • RTK
    • September 12, 2006

48. Top heavy - Safe Harbor

    By CJS07, March 14, 2007
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • March 14, 2007

49. After-tax matched contributions

    By Nassau, June 7, 2007
    • 2 replies
    • 1.8k views
    • 
    • Kimberly S
    • June 7, 2007

50. changing payroll provider

    By k man, February 27, 2009
    • 2 replies
    • 1.4k views
    • 
    • Pam S.
    • August 4, 2010