401(k) Plans

19,321 topics in this forum

1. Newly established safe harbor 401(k) plan

   By R. Butler, September 7, 2001
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • September 7, 2001

2. Vesting upon small division spin-off

   By Guest sgb, June 21, 2002
   • 2 replies
   • 1.7k views
   • 
   • david rigby
   • June 21, 2002

3. 402(g) violations for HCEs

   By jaemmons, February 6, 2003
   • 2 replies
   • 1.2k views
   • 
   • Guest
   • February 6, 2003

4. Controlled Group Merely Because Other Company Provides Payroll Services, etc.?

   By austin3515, October 6, 2017
   • 2 replies
   • 461 views
   • 
   • austin3515
   • October 6, 2017

5. What comp to use for 25% deductibilty

   By BG5150, January 24, 2018
   • 2 replies
   • 647 views
   • 
   • Larry Starr
   • January 24, 2018

6. CARES Act and Hardship Withdrawal

   By Susan S., March 31, 2020
   • 2 replies
   • 756 views
   • 
   • RPAS
   • April 1, 2020

7. Funding Profit Sharing contribution with excess assets transferred from a terminated DB plan

   By msmith, September 29, 2023
   • 2 replies
   • 691 views
   • 
   • msmith
   • October 2, 2023

8. Mandatory Auto Enrollment Effective Date

   By FishOn, April 15, 2025
   • 2 replies
   • 4.6k views
   • 
   • Peter Gulia
   • April 15, 2025

9. Voluntary After Tax vs Roth for low earners & can they be corrected to Roth?

   By TPApril, October 5, 2025
   • 2 replies
   • 427 views
   • 
   • Bruce1
   • October 7, 2025

10. Eligible Employees for ADp/ACP testing?

    By Guest KD40, October 3, 2002
    • 2 replies
    • 1.4k views
    • 
    • MWeddell
    • October 5, 2002

11. Employee for Qualified Plan purposes?

    By Guest bgiles, November 11, 2002
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • November 11, 2002

12. Plan Loans Exceeding 5 Years - Time of Default

    By Guest rocnrols2, January 8, 2003
    • 2 replies
    • 1.8k views
    • 
    • E as in ERISA
    • January 9, 2003

13. Hardship Withdrawal for Medical Expenses

    By Guest forum4, May 25, 2004
    • 2 replies
    • 1.8k views
    • 
    • k man
    • May 25, 2004

14. Mid-year safe harbor rules

    By Guest PJTEN, February 20, 2007
    • 2 replies
    • 1.7k views
    • 
    • Tom Poje
    • February 21, 2007

15. Top Heavy

    By Randy Watson, October 5, 2007
    • 2 replies
    • 1.3k views
    • 
    • Bird
    • October 8, 2007

16. PPA amendments

    By ERISA25, November 24, 2009
    • 2 replies
    • 1.4k views
    • 
    • ERISA25
    • November 30, 2009

17. top-heavy contribution

    By k man, September 19, 2000
    • 2 replies
    • 2k views
    • 
    • MR
    • September 20, 2000

18. Distribution Fees

    By Guest Runner, June 21, 2002
    • 2 replies
    • 1.5k views
    • 
    • rcline46
    • June 23, 2002

19. Admin for 9/30/02 plan year end

    By FJR, September 14, 2002
    • 2 replies
    • 1.5k views
    • 
    • FJR
    • September 17, 2002

20. Amending a Profit Sharing Plan to a 401(k)

    By Guest Jim Jesikiewicz, December 2, 2002
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • December 2, 2002

21. late correction of adp test

    By Guest Julie Woulfe, June 17, 2003
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • June 17, 2003

22. Life Insurance in retirement plan

    By Guest jhilliard, July 31, 2003
    • 2 replies
    • 1.2k views
    • 
    • ccassetty
    • July 31, 2003

23. Updating Solo 401(k)s for GUST

    By dmb, August 20, 2003
    • 2 replies
    • 1.4k views
    • 
    • dmb
    • August 20, 2003

24. RMD for deceased participant

    By Guest HoopsForBM, November 1, 2010
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • November 2, 2010

25. 415 Limit and Catch-Up

    By CLE401kGuy, December 9, 2013
    • 2 replies
    • 926 views
    • 
    • ETA Consulting LLC
    • December 9, 2013

26. Stock attribution question after death

    By Lou S., January 30, 2014
    • 2 replies
    • 819 views
    • 
    • Lou S.
    • January 31, 2014

27. ADP testing Gross and/or Net Compensation

    By imchipbrown, January 27, 2015
    • 2 replies
    • 3.2k views
    • 
    • blb25524
    • January 28, 2015

28. Targeted QNEC

    By Gilmore, February 10, 2021
    • 2 replies
    • 1k views
    • 
    • Gilmore
    • February 12, 2021

29. Can this person take a loan?

    By LCARUSI, October 7, 1998
    • 2 replies
    • 3.8k views
    • 
    • Guest
    • October 8, 1998

30. Assume same desk rule applies; does an individual transferred to the n

    By Guest wwest, December 3, 1999
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • December 3, 1999

31. Partial plan termination - participant count?

    By Richard Anderson, February 1, 2002
    • 2 replies
    • 2k views
    • 
    • Guest
    • February 4, 2002

32. Does deferred restricted stock count as compenstation for determining

    By Guest Blindman, February 18, 2002
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • February 19, 2002

33. Nonelective Safe Harbor and Discretionary PS Contributions

    By Christine Roberts, March 1, 2002
    • 2 replies
    • 1.5k views
    • 
    • Christine Roberts
    • March 1, 2002

34. Multiple Employer Plan Testing

    By DTH, March 5, 2004
    • 2 replies
    • 1.7k views
    • 
    • alanm
    • March 8, 2004

35. Unclaimed Property

    By Guest caseyb, July 12, 2006
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • July 12, 2006

36. Status change

    By Guest lindamichals, September 11, 2006
    • 2 replies
    • 1.2k views
    • 
    • RTK
    • September 12, 2006

37. Top heavy - Safe Harbor

    By CJS07, March 14, 2007
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • March 14, 2007

38. After-tax matched contributions

    By Nassau, June 7, 2007
    • 2 replies
    • 1.8k views
    • 
    • Kimberly S
    • June 7, 2007

39. changing payroll provider

    By k man, February 27, 2009
    • 2 replies
    • 1.4k views
    • 
    • Pam S.
    • August 4, 2010

40. Top Heavy Allocation

    By KevinMc, March 10, 2012
    • 2 replies
    • 899 views
    • 
    • KevinMc
    • March 12, 2012

41. Participant owes Co Money but left

    By JKW, June 26, 2014
    • 2 replies
    • 991 views
    • 
    • Guest
    • July 3, 2014

42. Source Excluded From Loan

    By Stash026, October 29, 2015
    • 2 replies
    • 650 views
    • 
    • Bird
    • October 29, 2015

43. Brighthouse Financial

    By austin3515, August 23, 2018
    • 2 replies
    • 681 views
    • 
    • Larry Starr
    • August 23, 2018

44. Percentage of plans with 3(38) vs 3(21)?

    By Getholmes, January 30, 2019
    • 2 replies
    • 339 views
    • 
    • imchipbrown
    • January 31, 2019

45. 5500 Form / Contributions rec'd after PYE

    By Jean, March 2, 1999
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • March 2, 1999

46. Any subsequent deadline for returning 402(g) excess if April 15 deadli

    By John A, December 3, 1999
    • 2 replies
    • 1.5k views
    • 
    • david rigby
    • December 4, 1999

47. Tips on surviving a 401(k) audit?

    By Guest Crystal, March 8, 2000
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • March 9, 2000

48. Can a Safe Harbor Non Elective Plan still be exempt from testing if they contribute more than 3%?

    By dragondon, May 19, 2023
    • 2 replies
    • 932 views
    • 
    • C. B. Zeller
    • May 20, 2023

49. Are "safe-harbor 401(k) plans" really 100% vested

    By Moe Howard, June 17, 2003
    • 2 replies
    • 2.1k views
    • 
    • Tom Poje
    • June 23, 2003

50. COMPANY B PURCHASES ONLY THE ASSETS OF COMPANY A. COMPANY A HAS A 401K PLAN COMPANY B DOES NOT HAS A PLAN. WHAT HAPPENS TO CO. A PLAN"?

    By Guest ROB VIDOVICH, September 20, 2004
    • 2 replies
    • 1.4k views
    • 
    • chris
    • September 20, 2004