401(k) Plans

19,321 topics in this forum

1. PPA Accelerated Vesting

   By Guest lvegas, December 28, 2006
   • 2 replies
   • 1.6k views
   • 
   • Tom Poje
   • December 29, 2006

2. Family attribution for HCE's?

   By Guest 410b, June 16, 2010
   • 2 replies
   • 1.7k views
   • 
   • BG5150
   • June 16, 2010

3. Bonus Election (Each time or One Time?)

   By jmartin, June 6, 2013
   • 2 replies
   • 1.3k views
   • 
   • BG5150
   • June 6, 2013

4. Compensation

   By PFranckowiak, December 29, 2015
   • 2 replies
   • 695 views
   • 
   • PFranckowiak
   • December 29, 2015

5. Adding QDIA to Plan

   By Chippy, June 7, 2016
   • 2 replies
   • 1.2k views
   • 
   • Belgarath
   • June 8, 2016

6. 457 and Catch-Up Contributions

   By MTWeeks, September 11, 2019
   • 2 replies
   • 474 views
   • 
   • Patricia Neal Jensen
   • September 12, 2019

7. Employee bonus paid out as 401(k) SH Match

   By KdGal, February 11, 2021
   • 2 replies
   • 776 views
   • 
   • KdGal
   • February 12, 2021

8. Are SEP contributions included in 401(a)(4) testing?

   By MrsMacias, December 2, 2021
   • 2 replies
   • 767 views
   • 
   • John Feldt ERPA CPC QPA
   • December 6, 2021

9. How do we set up a new safe harbor plan for 1999 after 3/1/99?

   By Lynn Campbell, March 3, 1999
   • 2 replies
   • 1.4k views
   • 
   • Guest
   • March 4, 1999

10. correcting coverage failure

    By Pixie, May 28, 2024
    • 2 replies
    • 831 views
    • 
    • Bill Presson
    • May 29, 2024

11. Voluntary employee contributions (after-tax), associated match and distribution timing

    By WCC, December 3, 2024
    • 2 replies
    • 1.1k views
    • 
    • TWM ERISA Attorney
    • December 20, 2024

12. 401(k) Investment Committees and Policy

    By Guest D Ziegler, March 20, 2001
    • 2 replies
    • 1.6k views
    • 
    • Jon Chambers
    • March 20, 2001

13. Is early retirement age a distributable event?

    By ErisaGeek, July 10, 2003
    • 2 replies
    • 1.6k views
    • 
    • david rigby
    • July 10, 2003

14. Safe Harbor matching with a twist!

    By Guest Pencor Consulting, October 24, 2005
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • October 24, 2005

15. Challenge: How to fix deferrals that should not have been made

    By RayJJohnsonJr, April 22, 2010
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • April 22, 2010

16. Loan Refinancing

    By austin3515, November 2, 2010
    • 2 replies
    • 1.1k views
    • 
    • K2retire
    • November 2, 2010

17. QNCE calculated for missed deferrals should be included in ADP\ACP test??

    By swam, August 29, 2017   

    • 401k plans
    • adp\acp testing
    • (and 2 more)

      Tagged with:

      • 401k plans
      • adp\acp testing
      • qnce
      • missed deferrals
    • 2 replies
    • 4.5k views
    • 
    • RatherBeGolfing
    • August 29, 2017

18. 401(k) to 403(b) spin-off/merger within same controlled group?

    By cathgrace, October 30, 2019   

    • 401(k)
    • 403(b)
    • (and 1 more)

      Tagged with:

      • 401(k)
      • 403(b)
      • plan termination
    • 2 replies
    • 1.4k views
    • 
    • Mike Preston
    • November 1, 2019

19. Change Safe Harbor Formula Mid-Year

    By Jennifer D., April 6, 2021   

    • secure
    • safe harbor
    • (and 1 more)

      Tagged with:

      • secure
      • safe harbor
      • nonelective
    • 2 replies
    • 830 views
    • 
    • QP_Guy
    • April 7, 2021

20. Post-Tax contributions in a 401(k)

    By Guest Jim Jesikiewicz, August 2, 2002
    • 2 replies
    • 1.3k views
    • 
    • Brian Gallagher
    • August 2, 2002

21. 414(q)(1)(B) HCE definition over time

    By Guest gkaley, September 16, 2002
    • 2 replies
    • 2.4k views
    • 
    • Guest
    • September 17, 2002

22. Compensation and 401k Loans

    By Guest Amanda Davis, January 28, 2003
    • 2 replies
    • 1.2k views
    • 
    • 2muchstress
    • January 28, 2003

23. Vesting

    By Guest mbb03, May 9, 2003
    • 2 replies
    • 1k views
    • 
    • Guest
    • May 9, 2003

24. Do traditional IRA contributions count for purposes of calculating DC contribution limits under Section 415?

    By billfgrady, April 29, 2004
    • 2 replies
    • 1.4k views
    • 
    • Lame Duck
    • April 29, 2004

25. Roth 401(k) Contributions

    By Nassau, December 6, 2010
    • 2 replies
    • 2.1k views
    • 
    • KMG77
    • December 9, 2010

26. Calculating 401k Match

    By four01kman, July 11, 2012
    • 2 replies
    • 1k views
    • 
    • GMK
    • July 11, 2012

27. Simple IRA rollover to a Qualifed Plan

    By 52626, March 21, 2014
    • 2 replies
    • 1.2k views
    • 
    • Bird
    • March 21, 2014

28. Coverage Testing - Controlled Group

    By 52626, April 7, 2022
    • 2 replies
    • 659 views
    • 
    • C. B. Zeller
    • April 7, 2022

29. Match Allocated on Payroll Basis - Stop When Participant Maxes Out on

    By Christine Roberts, December 7, 2000
    • 2 replies
    • 1.8k views
    • 
    • card
    • December 7, 2000

30. Eligibility

    By Guest Sara H, December 4, 2001
    • 2 replies
    • 1.5k views
    • 
    • MWeddell
    • December 4, 2001

31. Master Trust Determination Assistance Required

    By Blinky the 3-eyed Fish, April 29, 2004
    • 2 replies
    • 1.2k views
    • 
    • JanetM
    • April 29, 2004

32. Waiver of waiting period for new participants

    By Guest trirod01, September 7, 2007
    • 2 replies
    • 4.9k views
    • 
    • QDROphile
    • September 8, 2007

33. Tracking 402(g) limit in an off calendar year

    By Guest nmyers, October 8, 2007
    • 2 replies
    • 6.2k views
    • 
    • Tom Poje
    • October 9, 2007

34. 415 and Failed ADP

    By austin3515, March 4, 2011
    • 2 replies
    • 934 views
    • 
    • PensionPro
    • March 5, 2011

35. Accrued to Date testing

    By John Feldt ERPA CPC QPA, August 23, 2012
    • 2 replies
    • 1.5k views
    • 
    • Kevin C
    • August 31, 2012

36. Top Heavy Minimums in Safe Harbor Match Plan with a DB

    By drakecohen, January 30, 2014   

    • defined
    • benefit
    • (and 5 more)

      Tagged with:

      • defined
      • benefit
      • top
      • heavy
      • safe
      • harbor
      • match
    • 2 replies
    • 1.9k views
    • 
    • K2retire
    • January 31, 2014

37. Safe Harbor Match Formula

    By Nassau, March 24, 2015   

    • Catch up contributions
    • 2 replies
    • 1.6k views
    • 
    • Tom Poje
    • March 24, 2015

38. EACA Plan - changing Default Percentage after 1/1/

    By 52626, December 8, 2016
    • 2 replies
    • 2.2k views
    • 
    • K2retire
    • December 12, 2016

39. Service Based Match Rate Fails BRF Test

    By Earl, May 17, 2019
    • 2 replies
    • 812 views
    • 
    • Earl
    • May 17, 2019

40. Matching Contribution Calculation when plan failed ADP Test

    By Dan, March 4, 1999
    • 2 replies
    • 1.6k views
    • 
    • Dan
    • March 5, 1999

41. In-plan Roth conversion

    By Tom, August 7, 2023
    • 2 replies
    • 708 views
    • 
    • CuseFan
    • August 8, 2023

42. How is a fiduciary penalized for engaging in a "conflict of inter

    By Moe Howard, May 3, 2001
    • 2 replies
    • 1.4k views
    • 
    • Jon Chambers
    • May 3, 2001

43. Required Minimum Distribution

    By Guest PRafferty, March 19, 2002
    • 2 replies
    • 1.6k views
    • 
    • mbozek
    • March 19, 2002

44. Plan Termination

    By Guest cosmo01, June 17, 2003
    • 2 replies
    • 1.4k views
    • 
    • RTK
    • June 17, 2003

45. Would anyone be willing to share with me how you handle SH notices for new clients as well as established clients?

    By jkharvey, June 17, 2005
    • 2 replies
    • 1.2k views
    • 
    • Bird
    • June 17, 2005

46. Formal Plan Termination

    By commishvp, October 31, 2006
    • 2 replies
    • 1.8k views
    • 
    • namealreadyinuse
    • November 1, 2006

47. Amend Money Purchase to PS/401(k)

    By PMC, February 20, 2007
    • 2 replies
    • 1.2k views
    • 
    • John Feldt ERPA CPC QPA
    • February 20, 2007

48. forfeiture buy-back -what happens to taxes paid?

    By AKconsult, January 27, 2010
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • January 27, 2010

49. Jan 1 and Entry Dates

    By Guest Pippy, January 31, 2014
    • 2 replies
    • 941 views
    • 
    • ETA Consulting LLC
    • January 31, 2014

50. Exclude Anyone Hired After a Date

    By austin3515, August 21, 2014
    • 2 replies
    • 988 views
    • 
    • John Feldt ERPA CPC QPA
    • August 22, 2014