401(k) Plans

19,334 topics in this forum

1. Affiliated Service Group

   By Guest cxs, December 15, 2004
   • 2 replies
   • 1.2k views
   • 
   • Ron Snyder
   • December 15, 2004

2. Compensation - S distributions

   By k man, February 13, 2006
   • 2 replies
   • 1.3k views
   • 
   • Guest
   • February 13, 2006

3. Deferrals not withheld

   By Bird, February 14, 2008
   • 2 replies
   • 1.7k views
   • 
   • Bird
   • February 18, 2008

4. 401(k) questions

   By bamma, March 15, 2008
   • 2 replies
   • 1.3k views
   • 
   • BG5150
   • March 18, 2008

5. Roth 401(k) question

   By Guest ArkansasChris, June 10, 2009
   • 2 replies
   • 946 views
   • 
   • Appleby
   • June 11, 2009

6. Is this match ok, or is additional testing needed

   By jkharvey, March 11, 2012
   • 2 replies
   • 892 views
   • 
   • movedon
   • March 13, 2012

7. Quarterly Match, Last Day of Quarter, and True-Up

   By Steve Waddo, January 28, 2015
   • 2 replies
   • 1.7k views
   • 
   • ESOP Guy
   • January 28, 2015

8. Plan Merger (Safe Harbor)

   By MGOAdmin, August 10, 2021
   • 2 replies
   • 1k views
   • 
   • Lou S.
   • August 10, 2021

9. Is Interest On Late Contributions Needed?

   By metsfan026, November 9, 2022
   • 2 replies
   • 862 views
   • 
   • Belgarath
   • November 10, 2022

10. ACP Test

    By Guest AJR, January 8, 2003
    • 2 replies
    • 1.6k views
    • 
    • austin3515
    • January 10, 2003

11. 50+ catch-up questions

    By Guest devonlucy, July 14, 2005
    • 2 replies
    • 1.4k views
    • 
    • Bird
    • July 15, 2005

12. PPA Accelerated Vesting

    By Guest lvegas, December 28, 2006
    • 2 replies
    • 1.6k views
    • 
    • Tom Poje
    • December 29, 2006

13. Family attribution for HCE's?

    By Guest 410b, June 16, 2010
    • 2 replies
    • 1.7k views
    • 
    • BG5150
    • June 16, 2010

14. Bonus Election (Each time or One Time?)

    By jmartin, June 6, 2013
    • 2 replies
    • 1.3k views
    • 
    • BG5150
    • June 6, 2013

15. Compensation

    By PFranckowiak, December 29, 2015
    • 2 replies
    • 701 views
    • 
    • PFranckowiak
    • December 29, 2015

16. Adding QDIA to Plan

    By Chippy, June 7, 2016
    • 2 replies
    • 1.2k views
    • 
    • Belgarath
    • June 8, 2016

17. 457 and Catch-Up Contributions

    By MTWeeks, September 11, 2019
    • 2 replies
    • 481 views
    • 
    • Patricia Neal Jensen
    • September 12, 2019

18. Employee bonus paid out as 401(k) SH Match

    By KdGal, February 11, 2021
    • 2 replies
    • 819 views
    • 
    • KdGal
    • February 12, 2021

19. Are SEP contributions included in 401(a)(4) testing?

    By MrsMacias, December 2, 2021
    • 2 replies
    • 777 views
    • 
    • John Feldt ERPA CPC QPA
    • December 6, 2021

20. How do we set up a new safe harbor plan for 1999 after 3/1/99?

    By Lynn Campbell, March 3, 1999
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • March 4, 1999

21. correcting coverage failure

    By Pixie, May 28, 2024
    • 2 replies
    • 854 views
    • 
    • Bill Presson
    • May 29, 2024

22. Voluntary employee contributions (after-tax), associated match and distribution timing

    By WCC, December 3, 2024
    • 2 replies
    • 1.1k views
    • 
    • TWM ERISA Attorney
    • December 20, 2024

23. 401(k) Investment Committees and Policy

    By Guest D Ziegler, March 20, 2001
    • 2 replies
    • 1.6k views
    • 
    • Jon Chambers
    • March 20, 2001

24. Is early retirement age a distributable event?

    By ErisaGeek, July 10, 2003
    • 2 replies
    • 1.6k views
    • 
    • david rigby
    • July 10, 2003

25. Safe Harbor matching with a twist!

    By Guest Pencor Consulting, October 24, 2005
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • October 24, 2005

26. Challenge: How to fix deferrals that should not have been made

    By RayJJohnsonJr, April 22, 2010
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • April 22, 2010

27. Loan Refinancing

    By austin3515, November 2, 2010
    • 2 replies
    • 1.1k views
    • 
    • K2retire
    • November 2, 2010

28. QNCE calculated for missed deferrals should be included in ADP\ACP test??

    By swam, August 29, 2017   

    • 401k plans
    • adp\acp testing
    • (and 2 more)

      Tagged with:

      • 401k plans
      • adp\acp testing
      • qnce
      • missed deferrals
    • 2 replies
    • 4.5k views
    • 
    • RatherBeGolfing
    • August 29, 2017

29. 401(k) to 403(b) spin-off/merger within same controlled group?

    By cathgrace, October 30, 2019   

    • 401(k)
    • 403(b)
    • (and 1 more)

      Tagged with:

      • 401(k)
      • 403(b)
      • plan termination
    • 2 replies
    • 1.4k views
    • 
    • Mike Preston
    • November 1, 2019

30. Change Safe Harbor Formula Mid-Year

    By Jennifer D., April 6, 2021   

    • secure
    • safe harbor
    • (and 1 more)

      Tagged with:

      • secure
      • safe harbor
      • nonelective
    • 2 replies
    • 843 views
    • 
    • QP_Guy
    • April 7, 2021

31. Post-Tax contributions in a 401(k)

    By Guest Jim Jesikiewicz, August 2, 2002
    • 2 replies
    • 1.3k views
    • 
    • Brian Gallagher
    • August 2, 2002

32. 414(q)(1)(B) HCE definition over time

    By Guest gkaley, September 16, 2002
    • 2 replies
    • 2.4k views
    • 
    • Guest
    • September 17, 2002

33. Compensation and 401k Loans

    By Guest Amanda Davis, January 28, 2003
    • 2 replies
    • 1.2k views
    • 
    • 2muchstress
    • January 28, 2003

34. Vesting

    By Guest mbb03, May 9, 2003
    • 2 replies
    • 1k views
    • 
    • Guest
    • May 9, 2003

35. Do traditional IRA contributions count for purposes of calculating DC contribution limits under Section 415?

    By billfgrady, April 29, 2004
    • 2 replies
    • 1.4k views
    • 
    • Lame Duck
    • April 29, 2004

36. Roth 401(k) Contributions

    By Nassau, December 6, 2010
    • 2 replies
    • 2.1k views
    • 
    • KMG77
    • December 9, 2010

37. Calculating 401k Match

    By four01kman, July 11, 2012
    • 2 replies
    • 1k views
    • 
    • GMK
    • July 11, 2012

38. Simple IRA rollover to a Qualifed Plan

    By 52626, March 21, 2014
    • 2 replies
    • 1.2k views
    • 
    • Bird
    • March 21, 2014

39. Coverage Testing - Controlled Group

    By 52626, April 7, 2022
    • 2 replies
    • 665 views
    • 
    • C. B. Zeller
    • April 7, 2022

40. Match Allocated on Payroll Basis - Stop When Participant Maxes Out on

    By Christine Roberts, December 7, 2000
    • 2 replies
    • 1.9k views
    • 
    • card
    • December 7, 2000

41. Eligibility

    By Guest Sara H, December 4, 2001
    • 2 replies
    • 1.5k views
    • 
    • MWeddell
    • December 4, 2001

42. Master Trust Determination Assistance Required

    By Blinky the 3-eyed Fish, April 29, 2004
    • 2 replies
    • 1.2k views
    • 
    • JanetM
    • April 29, 2004

43. Waiver of waiting period for new participants

    By Guest trirod01, September 7, 2007
    • 2 replies
    • 4.9k views
    • 
    • QDROphile
    • September 8, 2007

44. Tracking 402(g) limit in an off calendar year

    By Guest nmyers, October 8, 2007
    • 2 replies
    • 6.2k views
    • 
    • Tom Poje
    • October 9, 2007

45. 415 and Failed ADP

    By austin3515, March 4, 2011
    • 2 replies
    • 936 views
    • 
    • PensionPro
    • March 5, 2011

46. Accrued to Date testing

    By John Feldt ERPA CPC QPA, August 23, 2012
    • 2 replies
    • 1.5k views
    • 
    • Kevin C
    • August 31, 2012

47. Top Heavy Minimums in Safe Harbor Match Plan with a DB

    By drakecohen, January 30, 2014   

    • defined
    • benefit
    • (and 5 more)

      Tagged with:

      • defined
      • benefit
      • top
      • heavy
      • safe
      • harbor
      • match
    • 2 replies
    • 1.9k views
    • 
    • K2retire
    • January 31, 2014

48. Safe Harbor Match Formula

    By Nassau, March 24, 2015   

    • Catch up contributions
    • 2 replies
    • 1.6k views
    • 
    • Tom Poje
    • March 24, 2015

49. EACA Plan - changing Default Percentage after 1/1/

    By 52626, December 8, 2016
    • 2 replies
    • 2.2k views
    • 
    • K2retire
    • December 12, 2016

50. Service Based Match Rate Fails BRF Test

    By Earl, May 17, 2019
    • 2 replies
    • 822 views
    • 
    • Earl
    • May 17, 2019