401(k) Plans

19,321 topics in this forum

1. Prior year testing and missed employee

   By cpc0506, November 12, 2015
   • 0 replies
   • 881 views
   • 
   • cpc0506
   • November 12, 2015

2. Prior Year Testing and QMAC's

   By Guest Robin Vatalaro, October 4, 2002
   • 0 replies
   • 1.8k views
   • 
   • Guest
   • October 4, 2002

3. Prior year testing and QNEC

   By rcline46, August 26, 2010
   • 4 replies
   • 2.4k views
   • 
   • MWeddell
   • August 27, 2010

4. Prior year testing and top paid group election

   By dmb, January 13, 2004
   • 2 replies
   • 1.3k views
   • 
   • R. Butler
   • January 13, 2004

5. Prior year testing for 1st Year 401(k) Plan

   By Guest AdminFL, March 12, 2002
   • 1 reply
   • 1.6k views
   • 
   • Mike Preston
   • March 12, 2002

6. Prior year testing for first plan test

   By 30Rock, November 24, 2025
   • 3 replies
   • 482 views
   • 
   • CuseFan
   • November 25, 2025

7. Prior year testing for the '99 year.

   By pbarrett, March 6, 2000
   • 1 reply
   • 1.3k views
   • 
   • LCARUSI
   • March 6, 2000

8. Prior Year Testing if Amendments Made

   By austin3515, March 8, 2019
   • 2 replies
   • 421 views
   • 
   • austin3515
   • March 8, 2019

9. Prior Year Testing Method

   By TH 401k, March 4, 2025
   • 7 replies
   • 1.2k views
   • 
   • C. B. Zeller
   • March 5, 2025

10. Prior Year Testing Method / No Prior Year test done

    By fiona1, March 11, 2004
    • 1 reply
    • 1k views
    • 
    • R. Butler
    • March 11, 2004

11. Prior year testing method per document, would like to amend to current year...

    By Guest jhilliard, July 19, 2004
    • 1 reply
    • 1.2k views
    • 
    • Tom Poje
    • July 19, 2004

12. Prior year testing method/ADP/former employees

    By billfgrady, January 22, 2003
    • 2 replies
    • 2.3k views
    • 
    • billfgrady
    • January 23, 2003

13. Prior year testing Question

    By PaulL, February 3, 2023
    • 4 replies
    • 865 views
    • 
    • Bri
    • February 6, 2023

14. Prior year testing questions

    By BG5150, February 28, 2012
    • 1 reply
    • 1k views
    • 
    • ETA Consulting LLC
    • February 28, 2012

15. Prior year testing with no prior year NHCEs

    By Bird, January 18, 2011
    • 2 replies
    • 1.2k views
    • 
    • Bird
    • January 18, 2011

16. prior year testing-no match made in prior year

    By cpc0506, September 20, 2017
    • 13 replies
    • 3.1k views
    • 
    • BG5150
    • March 6, 2018

17. Prior Year vs. Current Year Testing Method

    By Pension Nerd, February 11, 2016
    • 7 replies
    • 5.1k views
    • 
    • imchipbrown
    • February 13, 2016

18. Prior Year/Current Year Testing

    By Gilmore, February 28, 2003
    • 2 replies
    • 1.2k views
    • 
    • Gilmore
    • February 28, 2003

19. Prior Yr ADP with change in Sponsor

    By TPATC, February 28, 2015   

    • 401k
    • adp
    • (and 1 more)

      Tagged with:

      • 401k
      • adp
      • change in plan sponsor
    • 0 replies
    • 1.2k views
    • 
    • TPATC
    • February 28, 2015

20. Prior-employer compensation in DC plan?

    By Guest Carol L, October 7, 2002
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • October 8, 2002

21. Privacy and safety re: 401k Loan

    By interestedparty, August 27, 2015   

    • privacy and expediency
    • 16 replies
    • 3.4k views
    • 
    • BigMitch
    • July 10, 2019

22. Private Letter Rulings

    By austin3515, September 20, 2004
    • 1 reply
    • 1k views
    • 
    • GBurns
    • September 21, 2004

23. Private Placement in 401(k) Plan

    By Jim Chad, September 13, 2012
    • 5 replies
    • 2.5k views
    • 
    • K2retire
    • September 14, 2012

24. Private Revenue Rulings-Roth Recharacterizations

    By Guest rahn46, October 4, 2001
    • 1 reply
    • 1.3k views
    • 
    • GBurns
    • October 4, 2001

25. Private Search Fees deducted from participant account?

    By Dennis Povloski, July 12, 2011
    • 5 replies
    • 1.5k views
    • 
    • Bird
    • July 13, 2011

26. Privately held company stock as a match?

    By Guest Kendall, March 21, 2000
    • 5 replies
    • 3.4k views
    • 
    • k man
    • March 22, 2000

27. Pro Rata ER Match after Plan Year End

    By Guest AJM 34, October 12, 2007
    • 4 replies
    • 2k views
    • 
    • Bill Presson
    • October 12, 2007

28. Pro Rata QNEC and Bottom Up QNEC

    By austin3515, January 9, 2013
    • 6 replies
    • 3.7k views
    • 
    • MoShawn
    • January 11, 2013

29. pro rated limits for joining a MEP mid year?

    By AlbanyConsultant, May 18, 2023
    • 0 replies
    • 433 views
    • 
    • AlbanyConsultant
    • May 18, 2023

30. Pro-Rata Allocation and Gateway Test

    By emmetttrudy, January 30, 2013
    • 32 replies
    • 9.9k views
    • 
    • chc93
    • February 4, 2013

31. Pro-rate any limits for Short Plan Year?

    By Richard Anderson, March 1, 2005
    • 2 replies
    • 2k views
    • 
    • Blinky the 3-eyed Fish
    • March 2, 2005

32. Pro-Rated Profit Sharing Contribution

    By Benefits Vet, January 13, 2020
    • 2 replies
    • 690 views
    • 
    • Benefits Vet
    • January 13, 2020

33. Pro-rated service requirement short plan year.

    By R. Butler, July 10, 2019
    • 2 replies
    • 711 views
    • 
    • Tom Poje
    • July 11, 2019

34. Pro-rating comp in a short plan year

    By Craig Schiller, May 10, 2016   

    • drowning in my own sweat
    • 6 replies
    • 2.1k views
    • 
    • Tom Poje
    • May 16, 2016

35. Pro-rating Limits

    By 30Rock, December 15, 2013
    • 0 replies
    • 1.1k views
    • 
    • 30Rock
    • December 15, 2013

36. pro-rating limits -- company established 12/1/02, 401k plan effective

    By maverick, December 2, 2002
    • 13 replies
    • 2.7k views
    • 
    • Tom Poje
    • December 5, 2002

37. Pro's and con's of a FY versus CY 401 k plan year?

    By Guest BarbaraB, June 7, 2010
    • 6 replies
    • 1.4k views
    • 
    • Mike Preston
    • June 7, 2010

38. Problem amending a Safe Harbor Plan

    By Barbara, May 1, 2018
    • 17 replies
    • 2.2k views
    • 
    • duckthing
    • May 7, 2018

39. Problem client: wants to retroactively reduce benefits.

    By Lori H, August 4, 2008
    • 7 replies
    • 1.3k views
    • 
    • Guest
    • August 5, 2008

40. Procedure for elective deferrals for leased employees?

    By John A, February 25, 2000
    • 0 replies
    • 1.6k views
    • 
    • John A
    • February 25, 2000

41. Processed Deferrals Early.

    By Below Ground, January 19, 2009
    • 5 replies
    • 1.4k views
    • 
    • Below Ground
    • January 20, 2009

42. Processing deferrals before payroll date

    By BG5150, December 8, 2025
    • 3 replies
    • 681 views
    • 
    • BG5150
    • December 9, 2025

43. Processing delays with Nationwide

    By AndyH, February 27, 2024
    • 13 replies
    • 7k views
    • 
    • Tony 2
    • October 1, 2024

44. Processing Excess Contributions

    By Below Ground, March 8, 2016   

    • Rollover Before Testing
    • 4 replies
    • 1.3k views
    • 
    • Below Ground
    • March 9, 2016

45. Professional Employee Organization -401(k)

    By Guest Suegoetz, September 12, 1998
    • 1 reply
    • 4.5k views
    • 
    • Guest
    • September 15, 1998

46. Professional Employer Organization

    By DLavigne, May 17, 2006
    • 4 replies
    • 1.6k views
    • 
    • ERISAnut
    • May 17, 2006

47. Professional Employer Organizations (PEO's)401(k)Plan

    By Guest EDSAADE, January 14, 1999
    • 1 reply
    • 2k views
    • 
    • Guest
    • January 14, 1999

48. Professional Firm - can dissolved Partner leave account

    By TPApril, October 20, 2020
    • 3 replies
    • 433 views
    • 
    • Lou S.
    • October 21, 2020

49. Professionally managed alternative for participants

    By Guest tschenk, December 31, 2001
    • 25 replies
    • 4.1k views
    • 
    • k man
    • March 9, 2004

50. profil sharing election - deferral limits

    By Guest benefitstudent, August 30, 2012
    • 1 reply
    • 853 views
    • 
    • ETA Consulting LLC
    • August 30, 2012