401(k) Plans

19,317 topics in this forum

1. QDRO - alt payee's attorney questioning valuation

   By JARichardson, April 5, 2021
   • 12 replies
   • 918 views
   • 
   • CuseFan
   • April 6, 2021

2. IRS Questioning Vesting

   By SSRRS, April 5, 2022
   • 12 replies
   • 998 views
   • 
   • CuseFan
   • April 14, 2022

3. Starting 401(k) mid year, with BOY effective date

   By Santo Gold, June 5, 2006
   • 12 replies
   • 5.3k views
   • 
   • WDIK
   • June 14, 2006

4. 415c Maximum Contributions

   By Marlene, January 24, 2018   

   • cross testing
   • 12 replies
   • 3k views
   • 
   • msmith
   • April 4, 2018

5. ADP Refunds / Total vs PD

   By fiona1, July 9, 2007
   • 12 replies
   • 2.5k views
   • 
   • Guest
   • July 12, 2007

6. Increasing the match mid-year

   By fiona1, September 4, 2008
   • 12 replies
   • 4.4k views
   • 
   • ERISAnut
   • September 5, 2008

7. Employee thought they were participating... for 3 years

   By Basically, May 28, 2024
   • 12 replies
   • 2.2k views
   • 
   • CuseFan
   • May 29, 2024

8. Prior Year ADP testing - No eligible NHCEs in prior year

   By Guest Gary Rouse, October 9, 2004
   • 12 replies
   • 4.2k views
   • 
   • Tom Poje
   • October 12, 2004

9. Question relating to ERISA 404(c) and company stock

   By Guest ERISAGuy, November 12, 2001
   • 12 replies
   • 4.4k views
   • 
   • Jon Chambers
   • November 19, 2001

10. Plan with HCEs only

    By MBCarey, December 4, 2003
    • 12 replies
    • 4.4k views
    • 
    • Tom Poje
    • December 5, 2003

11. QNEC and Prior Plan Year

    By PMC, August 10, 2010
    • 12 replies
    • 4.4k views
    • 
    • Tom Poje
    • August 12, 2010

12. After-Tax Contributions

    By Guest SSSP, December 1, 2014
    • 12 replies
    • 2.7k views
    • 
    • John Feldt ERPA CPC QPA
    • December 11, 2014

13. Multiple Employer Plan Liability

    By Guest Shaf, February 23, 2004
    • 12 replies
    • 1.8k views
    • 
    • Guest
    • March 2, 2004

14. Lost Earnings and form 5330

    By Ahuntingus, February 8, 2022
    • 12 replies
    • 4.5k views
    • 
    • Belgarath
    • February 15, 2022

15. New Comparability, NOT top heavy, No safe harbor

    By Pension Panda, March 21, 2017
    • 12 replies
    • 1.8k views
    • 
    • Mike Preston
    • March 21, 2017

16. Catch-up Contributions and the "Employer Provided Limit"

    By Guest wolfman, December 5, 2001
    • 11 replies
    • 2.9k views
    • 
    • Dawn Hafner
    • August 4, 2003

17. Banks offering preferred commercial lending rates to plan sponsors

    By MarZDoates, March 26, 2019
    • 11 replies
    • 743 views
    • 
    • Bob the Swimmer
    • March 28, 2019

18. New Audit requirements for small plans?

    By Guest fender5150, September 6, 2008
    • 11 replies
    • 2.6k views
    • 
    • Bird
    • September 11, 2008

19. ERISA Pre-emption where participant murders spouse

    By TamB, March 21, 2017   

    • erisa
    • murder
    • (and 1 more)

      Tagged with:

      • erisa
      • murder
      • non-participant
    • 11 replies
    • 2.9k views
    • 
    • david rigby
    • March 1, 2019

20. Adding participating employer via 11(g) ?

    By mattmc82, August 13, 2021
    • 11 replies
    • 1.9k views
    • 
    • Mike Preston
    • August 18, 2021

21. 401(k) Hardship Withdrawal

    By BellaBee41, May 31, 2024   

    • benefits
    • retirement plan
    • (and 1 more)

      Tagged with:

      • benefits
      • retirement plan
      • 401(k)
    • 11 replies
    • 9.7k views
    • 
    • Peter Gulia
    • June 5, 2024

22. Profit Sharing Contribution deadline - nonprofit orgs

    By Renafesq, October 14, 2016   

    • retirement
    • profit sharing
    • 11 replies
    • 4.6k views
    • 
    • Belgarath
    • October 17, 2016

23. Non-Profit and For Profit

    By austin3515, November 4, 2020
    • 11 replies
    • 2.7k views
    • 
    • justanotheradmin
    • December 17, 2025

24. Safe Harbor 401(k) established, but employees not allowed to elect to

    By Guest Carolyn Barnard, November 12, 2002
    • 11 replies
    • 2.1k views
    • 
    • Guest
    • November 13, 2002

25. Top Heavy - a new wrinkle on an old question

    By dan.jock, March 20, 2018
    • 11 replies
    • 1.4k views
    • 
    • austin3515
    • March 27, 2018

26. 402(g) Limits

    By ConnieStorer, December 8, 2021
    • 11 replies
    • 1.8k views
    • 
    • kpension
    • December 10, 2021

27. Safe Harbor Mid Year Plan Merger

    By PMC, May 3, 2006
    • 11 replies
    • 3.9k views
    • 
    • PMC
    • May 4, 2006

28. Intergrated plan with matching contribution

    By Chippy, March 18, 2008
    • 11 replies
    • 1.6k views
    • 
    • Chippy
    • March 24, 2008

29. Backup Trustee

    By Stash026, December 6, 2018
    • 11 replies
    • 1.4k views
    • 
    • Bob the Swimmer
    • December 9, 2018

30. Failed to make contributions

    By Guest Ed Walker, February 5, 2004
    • 11 replies
    • 2.3k views
    • 
    • Guest
    • February 6, 2004

31. 6 Months and 1000 hour requirement for eligibility

    By Coleboy1, September 7, 2022
    • 11 replies
    • 4.6k views
    • 
    • jsample
    • September 8, 2022

32. Pre-year end salary deferral issue

    By chris, December 28, 2001
    • 11 replies
    • 2.2k views
    • 
    • Jon Chambers
    • January 2, 2002

33. Loans options in M&A

    By udbelv1115, March 21, 2018
    • 11 replies
    • 2.4k views
    • 
    • Luke Bailey
    • March 22, 2018

34. How to fix this mess?

    By Guest Zephyr, July 15, 2009
    • 11 replies
    • 2.3k views
    • 
    • K2retire
    • July 21, 2009

35. 401k beneficiary vs wife

    By BonJo, July 5, 2018
    • 11 replies
    • 1.6k views
    • 
    • Bird
    • July 11, 2018

36. Employer not depositing employee deferrals - does TPA report to the DOL?

    By PamR, June 29, 2022
    • 11 replies
    • 1.4k views
    • 
    • Luke Bailey
    • July 5, 2022

37. ADP tests and Top Heavy

    By Guest CAG1, July 14, 2008
    • 11 replies
    • 2.8k views
    • 
    • Guest
    • July 16, 2008

38. Control Group - Separate plan, separate PS

    By Mr Bagwell, May 15, 2017   

    • control group testing
    • profit sharing
    • (and 1 more)

      Tagged with:

      • control group testing
      • profit sharing
      • 410b
    • 11 replies
    • 2.1k views
    • 
    • austin3515
    • June 2, 2017

39. Cite for spousal consent NOT being required for distributions or loans

    By John A, April 4, 2002
    • 11 replies
    • 8.9k views
    • 
    • Guest
    • April 24, 2002

40. doctor continues to maintain psp/mpp. Company no longer practices

    By Lori H, May 9, 2007
    • 11 replies
    • 1.9k views
    • 
    • Kimberly S
    • May 11, 2007

41. Can my 401(k) deny me from making Catch-up?

    By Guest Questioner, January 27, 2007
    • 11 replies
    • 2.4k views
    • 
    • Lame Duck
    • January 31, 2007

42. Excess Profit Sharing Money's/ Can it be returned

    By sdix401k, February 24, 2004
    • 11 replies
    • 2.8k views
    • 
    • E as in ERISA
    • February 26, 2004

43. Beneficiary on a Life Policy

    By Guest MrT, April 27, 2005
    • 11 replies
    • 2.9k views
    • 
    • mbozek
    • April 29, 2005

44. CFO switching to 1099--Would you let him keep paying his loan?

    By TPAJake, December 13, 2016
    • 11 replies
    • 1.4k views
    • 
    • TPAJake
    • December 15, 2016

45. FT William Plan Docs - Eligibility Expressed in Days

    By austin3515, August 20, 2025
    • 11 replies
    • 1.8k views
    • 
    • austin3515
    • August 21, 2025

46. Deferral amounts

    By Karoline Curran, August 30, 2018
    • 11 replies
    • 1.4k views
    • 
    • Karoline Curran
    • September 4, 2018

47. Retroactive amendment to lower NRA

    By cpc0506, February 6, 2019
    • 11 replies
    • 2k views
    • 
    • Peter Gulia
    • February 8, 2019

48. Early inclusion in the plan

    By JPIngold, September 17, 2019
    • 11 replies
    • 2.3k views
    • 
    • JPIngold
    • September 23, 2019

49. when is a deferral remittance actually considered "late"

    By M Norton, February 23, 2020
    • 11 replies
    • 2.7k views
    • 
    • Linda Wilkins
    • February 26, 2020

50. Final Loan Regs

    By Guest lforesz, December 4, 2002
    • 11 replies
    • 1.9k views
    • 
    • E as in ERISA
    • March 5, 2003