401(k) Plans

19,321 topics in this forum

1. Allocation Conditions and Profit Sharing

   By justatester, March 16, 2023
   • 6 replies
   • 2k views
   • 
   • CuseFan
   • March 17, 2023

2. Plan sponsor is 100% owned by an ESOP - who is a key employee?

   By Tom, March 16, 2023
   • 4 replies
   • 1.6k views
   • 
   • Nate S
   • March 20, 2023

3. Clawbacks and 401(k) Plans

   By 401kology, March 16, 2023   

   • clawback
   • 401k
   • 0 replies
   • 614 views
   • 
   • 401kology
   • March 16, 2023

4. Key Employee and Family Attribution

   By Tom, March 16, 2023
   • 1 reply
   • 385 views
   • 
   • Bri
   • March 16, 2023

5. Coverage Test/Waiver of Participation

   By MattHSC, March 15, 2023
   • 4 replies
   • 1.1k views
   • 
   • Bill Presson
   • March 16, 2023

6. Safe Harbor Correction

   By FT Retire, March 15, 2023
   • 8 replies
   • 1.1k views
   • 
   • bito'money
   • March 15, 2023

7. eligibility upon rehire

   By thepensionmaven, March 15, 2023
   • 2 replies
   • 495 views
   • 
   • thepensionmaven
   • March 15, 2023

8. elective contriubtion did not go through payroll

   By thepensionmaven, March 14, 2023
   • 4 replies
   • 632 views
   • 
   • Paul I
   • March 15, 2023

9. 5 partners in LLC

   By thepensionmaven, March 13, 2023
   • 5 replies
   • 845 views
   • 
   • Paul I
   • March 15, 2023

10. Nondiscrim testing - coverage

    By Tom, March 10, 2023
    • 2 replies
    • 594 views
    • 
    • Tom
    • March 13, 2023

11. 401k Cash Surrender Value

    By 52626, March 10, 2023
    • 8 replies
    • 1.6k views
    • 
    • FPGuy
    • March 14, 2023

12. Grandfathered CODA

    By justatester, March 10, 2023
    • 7 replies
    • 989 views
    • 
    • Paul I
    • March 15, 2023

13. Enrolled against will

    By Dug29, March 10, 2023
    • 6 replies
    • 3.7k views
    • 
    • MWeddell
    • March 22, 2023

14. Spin Off & Safe Harbor / ADP Test Question

    By 415 Limit, March 9, 2023
    • 4 replies
    • 1.8k views
    • 
    • 415 Limit
    • March 9, 2023

15. C Corp to S Corp - Possible impact on Defined Contribution Plan?

    By nsfpsp, March 8, 2023
    • 11 replies
    • 1.7k views
    • 
    • Paul I
    • March 10, 2023

16. Late Deposit Safe Harbor Timing vs 5500 Audit

    By Leopurrd-401k, March 8, 2023
    • 2 replies
    • 666 views
    • 
    • Peter Gulia
    • March 8, 2023

17. Spouse/Participant Inherited IRA

    By Plan Doc, March 8, 2023
    • 3 replies
    • 635 views
    • 
    • Plan Doc
    • March 11, 2023

18. Withholding as Pretax for 2022 when should have been Roth

    By Tom, March 7, 2023
    • 4 replies
    • 1.6k views
    • 
    • Bruce1
    • December 11, 2024

19. ATM 3/15 Deadline?

    By justatester, March 6, 2023
    • 4 replies
    • 595 views
    • 
    • Bri
    • March 6, 2023

20. safe harbor contribution change mid year

    By KevinMc, March 5, 2023
    • 1 reply
    • 518 views
    • 
    • Lou S.
    • March 6, 2023

21. Top Heavy Contribution Date

    By FishOn, March 3, 2023
    • 6 replies
    • 929 views
    • 
    • CuseFan
    • March 6, 2023

22. Plan Liquidated but Fails Discrimination Testing

    By FT Retire, March 3, 2023
    • 1 reply
    • 440 views
    • 
    • Lou S.
    • March 3, 2023

23. Definition of 414(s) comp in a 401(k) plan with different eligibility requirements

    By KBPen, March 3, 2023
    • 3 replies
    • 545 views
    • 
    • hr for me
    • March 6, 2023

24. Reclassify Deferrals as Catchup to Correct ADP Failure

    By metsfan026, March 2, 2023
    • 4 replies
    • 1.5k views
    • 
    • Paul I
    • March 3, 2023

25. auto enroll required in 2025 for new plans

    By gregburst, March 1, 2023
    • 2 replies
    • 596 views
    • 
    • Peter Gulia
    • March 2, 2023

26. LTPT and EACA

    By Gadgetfreak, March 1, 2023
    • 2 replies
    • 441 views
    • 
    • Gadgetfreak
    • March 1, 2023

27. Missed Deferral Opportunity- Safe Harbor Plan

    By Coleboy1, March 1, 2023
    • 4 replies
    • 720 views
    • 
    • RAH401(k)
    • March 2, 2023

28. Did the DOL Just Change Audit Requirement?

    By austin3515, February 28, 2023
    • 18 replies
    • 1.7k views
    • 
    • MoJo
    • March 2, 2023

29. 103(a)(3)(c) audit - Not all investments certified

    By Taffy Auditor, February 28, 2023
    • 2 replies
    • 1.5k views
    • 
    • gabrielnm13
    • August 27, 2024

30. Refund due to participant election error?

    By EPCRSGuru, February 27, 2023
    • 7 replies
    • 1.4k views
    • 
    • Roycal
    • March 1, 2023

31. Shifting Question - 403b for HCEs and 401k for NHCEs

    By austin3515, February 27, 2023
    • 13 replies
    • 1.3k views
    • 
    • austin3515
    • March 2, 2023

32. Can the annual 401(k) match be paid say June 30 in the year following the plan year?

    By Cardscrazy, February 24, 2023   

    • 401(k) plans
    • matching contributions
    • 7 replies
    • 930 views
    • 
    • MWeddell
    • March 22, 2023

33. Permissive Disaggregation - Otherwise Excludable Employees

    By Hickoo, February 23, 2023
    • 3 replies
    • 1k views
    • 
    • Hickoo
    • February 26, 2023

34. Changing ADP/ACP Testing Methods

    By Lucky32, February 22, 2023
    • 6 replies
    • 2.7k views
    • 
    • BG5150
    • February 28, 2023

35. Can Mistake of Fact be applied to this deferral issue

    By Zimkap, February 22, 2023
    • 4 replies
    • 957 views
    • 
    • Bri
    • February 28, 2023

36. Qualified Birth of Adoption Distribution -does plan accepting transfer of assets and liabilities from a multiple-employer plan that offered them need to accept repayments?

    By bito'money, February 22, 2023
    • 3 replies
    • 1.1k views
    • 
    • bito'money
    • March 1, 2023

37. Catchup and ADP Test

    By pixmax, February 22, 2023
    • 1 reply
    • 342 views
    • 
    • Bri
    • February 22, 2023

38. Missed Deferral Opportunity?

    By sb0828, February 22, 2023
    • 4 replies
    • 910 views
    • 
    • thepensionmaven
    • February 23, 2023

39. Escaping a PEP and establishing a new single-Employer 401(k) plan

    By 415 Limit, February 21, 2023
    • 0 replies
    • 486 views
    • 
    • 415 Limit
    • February 21, 2023

40. Should have been a multiple employer plan

    By gc@chimentowebb.com, February 21, 2023
    • 1 reply
    • 615 views
    • 
    • Paul I
    • February 28, 2023

41. Is it possible to make a true-up contribution in a plan with a payroll by payroll computation period?

    By Zach Del, February 21, 2023
    • 5 replies
    • 2.3k views
    • 
    • Paul I
    • February 28, 2023

42. Plan Admin checked wrong selection on QDRO form

    By Nicole, February 21, 2023
    • 4 replies
    • 938 views
    • 
    • fmsinc
    • February 21, 2023

43. non-uniform match contribution

    By Santo Gold, February 20, 2023
    • 4 replies
    • 829 views
    • 
    • Patricia Neal Jensen
    • March 9, 2023

44. SIMPLE IRA for an LLC and 401k Plan for a C-Corp - same owner

    By Jen Preston, February 16, 2023
    • 2 replies
    • 579 views
    • 
    • CuseFan
    • February 17, 2023

45. Using 2021 Forms 1096 with 2022 Forms 1099-R

    By AJC, February 16, 2023
    • 3 replies
    • 465 views
    • 
    • Kristina Kan
    • February 17, 2023

46. Maxing out 401(k) Plan and Roth IRA

    By AJC, February 16, 2023
    • 2 replies
    • 484 views
    • 
    • AJC
    • February 16, 2023

47. Short Plan year and top heavy

    By Tom, February 15, 2023
    • 1 reply
    • 486 views
    • 
    • Lou S.
    • February 15, 2023

48. Messy situation

    By Belgarath, February 15, 2023
    • 2 replies
    • 348 views
    • 
    • Belgarath
    • February 16, 2023

49. Forfeitures from Merged Plan

    By 52626, February 15, 2023
    • 1 reply
    • 470 views
    • 
    • Nate S
    • February 16, 2023

50. HCE Definition / Multiple Plans / Different Plan Years

    By austin3515, February 15, 2023
    • 4 replies
    • 994 views
    • 
    • Belgarath
    • February 20, 2023