401(k) Plans

19,320 topics in this forum

1. Deduction Timing of Employer Contributions

   By Lou S., March 22, 2011
   • 2 replies
   • 1.1k views
   • 
   • Lou S.
   • March 22, 2011

2. Coverage testing with union employees

   By hnh93, March 30, 2021   

   • coverage test
   • union
   • 1 reply
   • 1.1k views
   • 
   • Purplemandinga
   • March 30, 2021

3. HCE's - Different Plan Year Ends in Controlled Group

   By austin3515, April 6, 2021
   • 9 replies
   • 1.1k views
   • 
   • Bill Presson
   • April 7, 2021

4. Safe Harbor Non-Elective Amendment

   By Guest notapensiongeek, April 27, 2011
   • 7 replies
   • 1.1k views
   • 
   • rcline46
   • April 28, 2011

5. One Person 401(k) Plan...Not a Simple Plan?

   By Jilliandiz, August 30, 2004
   • 4 replies
   • 1.1k views
   • 
   • Guest
   • August 31, 2004

6. Nonelective Safe Harbor and Integration

   By Dougsbpc, March 21, 2013
   • 3 replies
   • 1.1k views
   • 
   • 12AX7
   • March 22, 2013

7. Prohibited Employment/Suspension of Benefits

   By Guest jfreeborn, June 23, 2010
   • 3 replies
   • 1.1k views
   • 
   • Guest
   • June 29, 2010

8. Insurance policies

   By Guest psgross, June 28, 2005
   • 4 replies
   • 1.1k views
   • 
   • Belgarath
   • June 28, 2005

9. Plan Design Question

   By Spencer, October 19, 2010
   • 6 replies
   • 1.1k views
   • 
   • BG5150
   • October 21, 2010

10. Last Day of Plan Year - Matching Contribution

    By abernat, May 11, 2016
    • 6 replies
    • 1.1k views
    • 
    • My 2 cents
    • May 11, 2016

11. Retirement and a Plan Document

    By Guest jmrivelli, October 25, 2010
    • 6 replies
    • 1.1k views
    • 
    • Guest
    • October 30, 2010

12. A 401k vs Roth IRA scenario?

    By Guest smsnead1, November 24, 2002
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • November 24, 2002

13. Adding an After Tax Plan

    By Guest klg, June 12, 2003
    • 4 replies
    • 1.1k views
    • 
    • Tom Poje
    • June 12, 2003

14. 1040 Schedule C 401k Election

    By austin3515, April 17, 2012
    • 2 replies
    • 1.1k views
    • 
    • movedon
    • April 17, 2012

15. SH Match Question

    By smm, May 9, 2007
    • 2 replies
    • 1.1k views
    • 
    • smm
    • May 9, 2007

16. Safe Harbor, sort of

    By austin3515, September 7, 2011
    • 7 replies
    • 1.1k views
    • 
    • austin3515
    • September 8, 2011

17. Deferral/Catch Up and Compensation Limit

    By LMOC, March 31, 2015
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • March 31, 2015

18. Profit Sharing Plan

    By Guest merrysunshine21, January 5, 2007
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • January 5, 2007

19. Plan Sponsor Surveys

    By Randy Watson, September 14, 2005
    • 1 reply
    • 1.1k views
    • 
    • jevd
    • September 14, 2005

20. Improper Allocation of Discretionary Contribution

    By Guest johnpetrancosta, February 14, 2013
    • 3 replies
    • 1.1k views
    • 
    • Mike Preston
    • February 15, 2013

21. Fiduciary Investment Advice and Non-Plan Assets

    By Guest shapstheeldest@gmail.com, October 17, 2007
    • 3 replies
    • 1.1k views
    • 
    • david rigby
    • October 19, 2007

22. 70 1/2 Participant

    By Jilliandiz, November 14, 2007
    • 3 replies
    • 1.1k views
    • 
    • david rigby
    • November 14, 2007

23. Partnership

    By rlb64, December 23, 2004
    • 0 replies
    • 1.1k views
    • 
    • rlb64
    • December 23, 2004

24. Partner wants to transfer stock from personal fund into 401k for his deferral.

    By jkharvey, December 30, 2014   

    • Prohibited transaction?
    • 2 replies
    • 1.1k views
    • 
    • Peter Gulia
    • December 31, 2014

25. Early Inclusion Error - How to Proceed

    By Confused55, January 11, 2017
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • January 11, 2017

26. 401k Plans

    By Guest dstran, September 4, 2003
    • 3 replies
    • 1.1k views
    • 
    • david rigby
    • September 4, 2003

27. Plan Imposed Limits

    By Guest revier, March 3, 2005
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • March 3, 2005

28. Auto enrollment, withdrawal, ADP and 5500

    By Dazednconfused, July 2, 2009
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • July 3, 2009

29. In-Kind Distributions with annuity products

    By Purplemandinga, June 15, 2018
    • 3 replies
    • 1.1k views
    • 
    • Larry Starr
    • June 15, 2018

30. 401(a)(26) and defined contribution plans

    By PensionNewbee, March 12, 2003
    • 1 reply
    • 1.1k views
    • 
    • jaemmons
    • March 12, 2003

31. 401 k plan account insured?

    By Guest Dan Shea, September 30, 2008
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • September 30, 2008

32. One person LLC, Solo 401k, 1 Employee - Question

    By jsmith1985, November 23, 2014
    • 1 reply
    • 1.1k views
    • 
    • GMK
    • November 24, 2014

33. Timing of 415 amendment

    By blue, January 11, 2008
    • 1 reply
    • 1.1k views
    • 
    • blue
    • January 11, 2008

34. doc allows catchups, payroll sdept. does not

    By Jim Chad, December 14, 2008
    • 3 replies
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • December 15, 2008

35. Safe Harbor 401(k) termination

    By R. Butler, March 16, 2018
    • 1 reply
    • 1.1k views
    • 
    • Below Ground
    • March 16, 2018

36. QDIA Stable Value

    By PLAN MAN, November 1, 2007
    • 0 replies
    • 1.1k views
    • 
    • PLAN MAN
    • November 1, 2007

37. rate of match

    By Earl, March 7, 2011
    • 3 replies
    • 1.1k views
    • 
    • austin3515
    • March 8, 2011

38. 401(k) Profit Sharing

    By Jilliandiz, July 17, 2003
    • 2 replies
    • 1.1k views
    • 
    • Tom Poje
    • July 17, 2003

39. 401k in service rollover

    By Gary, October 19, 2010
    • 1 reply
    • 1.1k views
    • 
    • GMK
    • October 19, 2010

40. Vesting - Layoff

    By 52626, May 15, 2025
    • 2 replies
    • 1.1k views
    • 
    • RELUCTANT_LAWYER
    • May 23, 2025

41. 401(k) 12 Month Rule

    By 52626, May 13, 2024
    • 4 replies
    • 1.1k views
    • 
    • CuseFan
    • May 14, 2024

42. ADP Test and Catch Up Contributions

    By Alex Daisy, March 14, 2008
    • 1 reply
    • 1.1k views
    • 
    • WDIK
    • March 14, 2008

43. Can a Safe Harbor 401k have only employee elective contributions?

    By Guest Yorkie 971, August 7, 2002
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • August 7, 2002

44. Hardships versus a Loan

    By PainPA, October 15, 2007
    • 1 reply
    • 1.1k views
    • 
    • masteff
    • October 15, 2007

45. Required Beginning Date in Solo(k) Plan?

    By Guest lavander30, April 15, 2004
    • 2 replies
    • 1.1k views
    • 
    • rcline46
    • April 15, 2004

46. 401(k) Transfer to New Provider

    By Medusa, September 9, 2003
    • 1 reply
    • 1.1k views
    • 
    • Appleby
    • September 9, 2003

47. Mutual Fund Scandal Update - Can you assist?

    By FundeK, July 15, 2004
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • July 15, 2004

48. Multiple Employer Plan with Stock Ownership Change

    By msmith, February 7, 2014
    • 3 replies
    • 1.1k views
    • 
    • BG5150
    • February 10, 2014

49. Discretionary Match

    By Guest bluesky, May 6, 2006
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • May 6, 2006

50. Ability to Refund or Recharacterize '03 Defl Due to Failure of 401(a)(4) General Test

    By Guest Dash04, February 25, 2004
    • 1 reply
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • February 25, 2004