401(k) Plans

19,334 topics in this forum

1. Permissively aggregating 403(b) Plan with a 401(a) Plan for top heavy testing of the 401(a) Plan?

   By Belgarath, August 4, 2022
   • 4 replies
   • 1.1k views
   • 
   • 401kology
   • August 9, 2022

2. $200,000 compensation limit

   By nancy, February 3, 2003
   • 0 replies
   • 1.1k views
   • 
   • nancy
   • February 3, 2003

3. safe harbor notice question

   By K2retire, September 1, 2010
   • 2 replies
   • 1.1k views
   • 
   • K2retire
   • September 1, 2010

4. Gust 59 1/2

   By Guest hitt24, July 9, 2002
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • July 9, 2002

5. 401(k) eligiblity

   By cdavis25, March 15, 2002
   • 0 replies
   • 1.1k views
   • 
   • cdavis25
   • March 15, 2002

6. How much notice must be given to plan participants when changing match or profit sharing allocation?

   By Guest jhilliard, November 11, 2003
   • 2 replies
   • 1.1k views
   • 
   • WDIK
   • November 11, 2003

7. Employee deferred prior to entry date

   By Renee H, February 24, 2025
   • 7 replies
   • 1.1k views
   • 
   • Bri
   • February 27, 2025

8. QJSA distribution in a 401k plan

   By EBDI, August 28, 2014
   • 1 reply
   • 1.1k views
   • 
   • Flyboyjohn
   • August 28, 2014

9. 2009 RMD's and Union Plans

   By austin3515, December 4, 2009
   • 1 reply
   • 1.1k views
   • 
   • masteff
   • December 4, 2009

10. Coverage Test

    By Guest 401kbee, April 24, 2009
    • 2 replies
    • 1.1k views
    • 
    • buckaroo
    • April 28, 2009

11. New IRS Notice 2020-23 Loan Repayment Confusion

    By mydayjob, April 15, 2020   

    • cares act
    • 1 reply
    • 1.1k views
    • 
    • AKconsult
    • April 17, 2020

12. Employer switched participants deferrals

    By khr, June 16, 2015
    • 6 replies
    • 1.1k views
    • 
    • austin3515
    • June 17, 2015

13. Amending a STandardized Plan

    By austin3515, October 22, 2010
    • 5 replies
    • 1.1k views
    • 
    • 12AX7
    • October 26, 2010

14. Tax Year and Plan Year Off - Switching (Short year contributions?)

    By Guest Michael Anderson, November 17, 2004
    • 1 reply
    • 1.1k views
    • 
    • jaemmons
    • November 18, 2004

15. PS-Deferrals-Catchup in 2 plans

    By Cynchbeast, February 20, 2009
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • February 21, 2009

16. 401(k) plan design issue

    By pbarrett, September 23, 2005
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • September 24, 2005

17. Controlled Group Transfers

    By Andre3000, March 13, 2015
    • 1 reply
    • 1.1k views
    • 
    • Kevin C
    • March 18, 2015

18. Elective Deferrals

    By Nassau, October 6, 2010
    • 3 replies
    • 1.1k views
    • 
    • 12AX7
    • October 6, 2010

19. Life Insurance Distributions

    By austin3515, May 2, 2006
    • 0 replies
    • 1.1k views
    • 
    • austin3515
    • May 2, 2006

20. Former EE requesting SPD from 23 years ago

    By Brenda Wren, December 10, 2025
    • 8 replies
    • 1.1k views
    • 
    • Peter Gulia
    • December 12, 2025

21. Suspension of Safe Harbor Nonelectives

    By PJ2009, July 23, 2009
    • 3 replies
    • 1.1k views
    • 
    • PJ2009
    • July 24, 2009

22. CARES Act Distribution from a FICA Alternative Plan (401(a))

    By Patricia Neal Jensen, April 14, 2020   

    • cares act; fica alternative 401(a)
    • 10 replies
    • 1.1k views
    • 
    • Patricia Neal Jensen
    • April 15, 2020

23. 401k's with two employers?

    By Guest Sumi Smorynski, March 21, 2003
    • 1 reply
    • 1.1k views
    • 
    • 2muchstress
    • March 21, 2003

24. SIMPLE IRA & 401(k)

    By Guest mk2308, May 9, 2005
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • May 9, 2005

25. First yr of Plan

    By Guest JDK, February 10, 2007
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • February 12, 2007

26. ADP Test and Catchup contributions in off cal year

    By Guest jetfaninmn, January 9, 2006
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • January 9, 2006

27. Good wholistic books about retirement planning?

    By Mleech, April 3, 2025
    • 2 replies
    • 1.1k views
    • 
    • eRIZZa
    • May 1, 2025

28. PS to 401(k) Safe Harbor-Mid Year Question

    By BTH, February 25, 2009
    • 3 replies
    • 1.1k views
    • 
    • BG5150
    • February 26, 2009

29. FEES

    By Nassau, October 5, 2010
    • 1 reply
    • 1.1k views
    • 
    • Jim Chad
    • October 5, 2010

30. When does the employee become a participant/

    By Guest Tammy2006, February 26, 2007
    • 1 reply
    • 1.1k views
    • 
    • QDROphile
    • February 26, 2007

31. HCE definition, re-hire

    By Guest tkw, February 22, 2005
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • February 23, 2005

32. automatic enrollment

    By k man, March 22, 2007
    • 0 replies
    • 1.1k views
    • 
    • k man
    • March 22, 2007

33. Loan failure withholding issue

    By Guest EBcounsel, October 16, 2010
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • October 16, 2010

34. GUST Deadline Missed (tricky, time is short) -- Solutions?

    By Guest Plan the Man, July 19, 2002
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • July 19, 2002

35. Pooled Plans - Value of Investmetns on Statements

    By austin3515, February 16, 2011
    • 4 replies
    • 1.1k views
    • 
    • ESOP Guy
    • February 16, 2011

36. Roth in plan conversion

    By Santo Gold, April 4, 2013
    • 1 reply
    • 1.1k views
    • 
    • K2retire
    • April 4, 2013

37. Any word on IRS revised 402(f) notice?

    By Guest brsears, April 8, 2005
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • April 8, 2005

38. Restructuring Ownership to Avoid Controlled Group?

    By Susan S., November 14, 2016
    • 11 replies
    • 1.1k views
    • 
    • RatherBeGolfing
    • November 15, 2016

39. Safe Harbor Plans

    By Nassau, February 24, 2011
    • 3 replies
    • 1.1k views
    • 
    • Kevin C
    • February 24, 2011

40. Can a Recordkeeper fund a QNEC ?

    By MARYMM, August 26, 2011
    • 2 replies
    • 1.1k views
    • 
    • K2retire
    • August 26, 2011

41. Looking at document restatements Retirement age 62 or 65?

    By Jim Chad, June 19, 2014
    • 7 replies
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • June 19, 2014

42. 411(d)(6)

    By Guest ALittleHelpNeeded, January 19, 2006
    • 1 reply
    • 1.1k views
    • 
    • david rigby
    • January 19, 2006

43. ADP Testing

    By imchipbrown, June 19, 2003
    • 3 replies
    • 1.1k views
    • 
    • imchipbrown
    • June 20, 2003

44. Solo K plan termination

    By rfahey, November 10, 2010
    • 2 replies
    • 1.1k views
    • 
    • K2retire
    • November 10, 2010

45. Legally domestic partners - filing 5500 EZ?

    By Brenda Wren, December 17, 2024
    • 5 replies
    • 1.1k views
    • 
    • RatherBeGolfing
    • December 26, 2024

46. Fees

    By dmb, January 21, 2004
    • 0 replies
    • 1.1k views
    • 
    • dmb
    • January 21, 2004

47. Testing 2 401(k) Plans

    By wmyer, April 7, 2005
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • April 7, 2005

48. Differing match and ps in plan without HCEs and Keys

    By ldr, July 1, 2021   

    • controlled group
    • discretionary match
    • (and 1 more)

      Tagged with:

      • controlled group
      • discretionary match
      • profit sharing contributions
    • 6 replies
    • 1.1k views
    • 
    • Susan L
    • July 7, 2021

49. contribution in error

    By wsp, February 28, 2004
    • 3 replies
    • 1.1k views
    • 
    • Mike Preston
    • March 1, 2004

50. Employees Paying Back Signing Bonus - ADP/ACP Testing

    By David Olive, February 13, 2023
    • 1 reply
    • 1.1k views
    • 
    • CuseFan
    • February 14, 2023