401(k) Plans

19,320 topics in this forum

1. Contributions Before Effetive Date of Plan

   By austin3515, November 17, 2003
   • 0 replies
   • 1.1k views
   • 
   • austin3515
   • November 17, 2003

2. Safe Harbor & Participation Comp

   By ERISAAPPLE, March 29, 2018
   • 4 replies
   • 1.1k views
   • 
   • ERISAAPPLE
   • April 4, 2018

3. HEART ACT

   By Nassau, August 18, 2010
   • 1 reply
   • 1.1k views
   • 
   • Guest
   • August 19, 2010

4. Control Group and Coverage question

   By Guest M. Martin, November 19, 2010
   • 1 reply
   • 1.1k views
   • 
   • Laura Harrington
   • November 30, 2010

5. Real Estate LP in an onwner only 401(k) Plan

   By Jim Chad, October 31, 2012
   • 6 replies
   • 1.1k views
   • 
   • PensionPro
   • November 2, 2012

6. EACA and Auto Escalation

   By 52626, November 10, 2017
   • 0 replies
   • 1.1k views
   • 
   • 52626
   • November 10, 2017

7. QNEC question

   By BG5150, October 1, 2007
   • 1 reply
   • 1.1k views
   • 
   • Tom Poje
   • October 2, 2007

8. self directed 401k profit sharing plan

   By Gary, September 3, 2010
   • 1 reply
   • 1.1k views
   • 
   • J Simmons
   • September 3, 2010

9. New IRS Prop Regs on Accident & Health Insurance

   By rocknrolls2, September 5, 2007
   • 0 replies
   • 1.1k views
   • 
   • rocknrolls2
   • September 5, 2007

10. Coverage Issues for Controlled Group-w/failing ADP

    By justatester, December 4, 2007
    • 0 replies
    • 1.1k views
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    • justatester
    • December 4, 2007

11. Age 70 1/2 in 2004

    By Guest Commuter Rex, July 11, 2003
    • 3 replies
    • 1.1k views
    • 
    • WDIK
    • July 11, 2003

12. DEFAULTED LOAN

    By ratherbereading, March 27, 2015
    • 1 reply
    • 1.1k views
    • 
    • Lou S.
    • March 27, 2015

13. Control Group and Testing

    By Nic Pospiech, August 30, 2018
    • 5 replies
    • 1.1k views
    • 
    • Luke Bailey
    • October 8, 2018

14. PPA Restatement effective date

    By TPApril, April 22, 2016
    • 1 reply
    • 1.1k views
    • 
    • ETA Consulting LLC
    • April 22, 2016

15. When is Contribution "Made?"

    By Guest ralar, March 19, 2003
    • 1 reply
    • 1.1k views
    • 
    • R. Butler
    • March 20, 2003

16. Erroneous Early Entry of Employee

    By Jay3, February 13, 2009
    • 1 reply
    • 1.1k views
    • 
    • J Simmons
    • February 13, 2009

17. EPCRS

    By Christopher Wilson, September 8, 2021
    • 3 replies
    • 1.1k views
    • 
    • Christopher Wilson
    • September 9, 2021

18. Mergers and Terminations-when is ADP Deadline?

    By justatester, October 6, 2022
    • 5 replies
    • 1.1k views
    • 
    • Luke Bailey
    • October 10, 2022

19. Restructuring Ownership to Avoid Controlled Group?

    By Susan S., November 14, 2016
    • 11 replies
    • 1.1k views
    • 
    • RatherBeGolfing
    • November 15, 2016

20. Short Plan Year solution to reinstating Safe Harbor mid-year?

    By Guest Pennysaver, June 8, 2010
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • June 8, 2010

21. Combine plans for coverage

    By Jim Chad, August 9, 2018
    • 7 replies
    • 1.1k views
    • 
    • Mike Preston
    • August 10, 2018

22. Safe Harbor 401(k) and Top-Heavy

    By No Name, April 15, 2005
    • 1 reply
    • 1.1k views
    • 
    • austin3515
    • April 16, 2005

23. Roll "IN" to plan of death benefit 401(k) balance

    By pmacduff, April 26, 2004
    • 0 replies
    • 1.1k views
    • 
    • pmacduff
    • April 26, 2004

24. Good wholistic books about retirement planning?

    By Mleech, April 3, 2025
    • 2 replies
    • 1.1k views
    • 
    • eRIZZa
    • May 1, 2025

25. Non-Participant Loan for Property Purchase

    By katdmin, February 10, 2021
    • 5 replies
    • 1.1k views
    • 
    • Luke Bailey
    • February 12, 2021

26. After-Tax Roth Conversion

    By Dougsbpc, January 28, 2015
    • 0 replies
    • 1.1k views
    • 
    • Dougsbpc
    • January 28, 2015

27. Registered rep opening 401k plan for his company

    By Guest paradigm, December 2, 2002
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • December 2, 2002

28. ADP/ACP Safe Harbor Problem

    By Archimage, November 24, 2004
    • 1 reply
    • 1.1k views
    • 
    • austin3515
    • November 24, 2004

29. Safe Harbor notice for termianting plan

    By BG5150, March 2, 2010
    • 3 replies
    • 1.1k views
    • 
    • Kevin C
    • March 3, 2010

30. Limiting 401(k) deferrals to use catch-up to pass ADP

    By drakecohen, November 29, 2012
    • 6 replies
    • 1.1k views
    • 
    • MWeddell
    • December 7, 2012

31. Adding 401(k) Provision

    By pmacduff, November 17, 2003
    • 0 replies
    • 1.1k views
    • 
    • pmacduff
    • November 17, 2003

32. Proposed 415 regulations

    By blue, February 19, 2006
    • 0 replies
    • 1.1k views
    • 
    • blue
    • February 19, 2006

33. Company purchased during the year

    By Guest Ducksoup, May 11, 2006
    • 4 replies
    • 1.1k views
    • 
    • JanetM
    • May 11, 2006

34. Rolling INTO a designated Roth account (Roth 401(k))?

    By Guest Rissa, September 16, 2009
    • 1 reply
    • 1.1k views
    • 
    • Kevin C
    • September 16, 2009

35. automatic enrollment & immediate eligibility

    By AlbanyConsultant, September 6, 2024
    • 4 replies
    • 1.1k views
    • 
    • Peter Gulia
    • September 6, 2024

36. Distribution form

    By Guest stevena1, August 1, 2006
    • 1 reply
    • 1.1k views
    • 
    • Beemer
    • August 2, 2006

37. Retirement Account Records

    By Guest mporterst, January 16, 2010
    • 4 replies
    • 1.1k views
    • 
    • MWeddell
    • January 26, 2010

38. How is compensation determined if owner owns different types of entities

    By Guest benefitsgirl, August 29, 2010
    • 1 reply
    • 1.1k views
    • 
    • PensionPro
    • August 30, 2010

39. Initial short year due to SIMPLE-IRA plan

    By Belgarath, December 8, 2015
    • 0 replies
    • 1.1k views
    • 
    • Belgarath
    • December 8, 2015

40. Comp for match--stop match after the limit?

    By BG5150, November 11, 2024
    • 3 replies
    • 1.1k views
    • 
    • QDROphile
    • November 11, 2024

41. Discretionary Match

    By Guest jjren, May 13, 2010
    • 1 reply
    • 1.1k views
    • 
    • Jim Chad
    • May 13, 2010

42. Top Heavy Safe Harbor Plan

    By Below Ground, July 20, 2023
    • 20 replies
    • 1.1k views
    • 
    • Bird
    • July 26, 2023

43. Accept a rollover or not?

    By TBob, March 9, 2005
    • 1 reply
    • 1.1k views
    • 
    • WDIK
    • March 9, 2005

44. Voluntary employee contributions (after-tax), associated match and distribution timing

    By WCC, December 3, 2024
    • 2 replies
    • 1.1k views
    • 
    • TWM ERISA Attorney
    • December 20, 2024

45. Is this nondiscriminatory?

    By erisageek1978, August 15, 2025
    • 8 replies
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • August 19, 2025

46. QJSA Question

    By sdix401k, November 30, 2009
    • 2 replies
    • 1.1k views
    • 
    • sdix401k
    • November 30, 2009

47. Off Calendar Catch-up Question?

    By Guest KD40, September 21, 2004
    • 1 reply
    • 1.1k views
    • 
    • FundeK
    • September 30, 2004

48. Where are the COLAs?

    By austin3515, November 5, 2019
    • 10 replies
    • 1.1k views
    • 
    • Dave Baker
    • November 6, 2019

49. Can brothers use Uni-(k)?

    By Guest Commuter Rex, October 12, 2004
    • 3 replies
    • 1.1k views
    • 
    • Appleby
    • October 12, 2004

50. Fee Disclosures

    By austin3515, May 19, 2014
    • 3 replies
    • 1.1k views
    • 
    • Bird
    • May 20, 2014