401(k) Plans

19,317 topics in this forum

1. Definition of Disabled

   By Guest theothermark, August 19, 2005
   • 5 replies
   • 4k views
   • 
   • QDROphile
   • August 20, 2005

2. Frozen 401k Plan - impact on vesting?

   By waid10, May 11, 2023
   • 10 replies
   • 4k views
   • 
   • Belgarath
   • May 16, 2023

3. ACP fails, what about Catch-Up matches?

   By Guest m.n.ouellette, January 15, 2009
   • 17 replies
   • 4k views
   • 
   • BG5150
   • January 21, 2009

4. EACA and Existing Participants

   By Guest lgm, July 25, 2008
   • 5 replies
   • 4k views
   • 
   • Guest
   • July 28, 2008

5. sample "true-up" provision for matching contributions

   By Dawn Hafner, January 26, 2000
   • 3 replies
   • 4k views
   • 
   • MWeddell
   • April 4, 2001

6. 401(k) Employee Interest Survey

   By ljr, July 21, 2004
   • 6 replies
   • 4k views
   • 
   • ljr
   • July 27, 2004

7. Rabbi Trust

   By fidu, March 28, 2002
   • 8 replies
   • 4k views
   • 
   • fidu
   • April 2, 2002

8. Top- heavy relief included in SECURE 2.0!!

   By austin3515, December 23, 2022
   • 24 replies
   • 4k views
   • 
   • Peter Gulia
   • December 28, 2022

9. Intentionally Defaulting on a Loan

   By austin3515, September 16, 2004
   • 9 replies
   • 4k views
   • 
   • austin3515
   • September 16, 2004

10. Existing Loan & Plan Termination

    By metsfan026, March 18, 2024
    • 5 replies
    • 4k views
    • 
    • Lou S.
    • March 18, 2024

11. 401K for Dummies - How much can I put in?

    By Guest fsutaylor31, October 27, 2004
    • 2 replies
    • 4k views
    • 
    • Guest
    • November 3, 2004

12. amendment vs. restatement

    By Lori H, March 31, 2004
    • 2 replies
    • 4k views
    • 
    • KJohnson
    • March 31, 2004

13. Carve Out Method

    By CLE401kGuy, January 22, 2014
    • 4 replies
    • 4k views
    • 
    • Tom Poje
    • January 23, 2014

14. Death benefit rollover to 401k

    By WhatsESUP, September 8, 2017   

    • rollover
    • death
    • (and 1 more)

      Tagged with:

      • rollover
      • death
      • 401k
    • 9 replies
    • 4k views
    • 
    • Kevin C
    • September 12, 2017

15. Force Out Distribution to Separated Participant

    By Guest amm19, March 22, 2002
    • 9 replies
    • 4k views
    • 
    • Guest
    • August 5, 2002

16. QNEC and ADP Testing

    By Guest TMS, October 14, 2013   

    • QNEC
    • ADP
    • 7 replies
    • 4k views
    • 
    • buckaroo
    • October 16, 2013

17. Does anyone have plans with two different vesting schedules going -- o

    By Guest MMorgan, October 8, 1998
    • 8 replies
    • 4k views
    • 
    • PMC
    • February 26, 2001

18. Share Price in Statement Different

    By Guest JetService, February 2, 2006
    • 5 replies
    • 4k views
    • 
    • RCK
    • February 4, 2006

19. 100% deferral, limited to 90% by payroll provider??

    By Craig Garner, October 14, 2015
    • 7 replies
    • 4k views
    • 
    • hr for me
    • October 15, 2015

20. To terminate or to freeze 401(k) provisions in mid year?

    By Guest Alex Calin, April 22, 1999
    • 13 replies
    • 4k views
    • 
    • Guest
    • May 6, 1999

21. Compensation for deferral and match

    By MPLSLAW, November 14, 2013   

    • testing
    • 414(s) non-discrimination
    • 6 replies
    • 4k views
    • 
    • austin3515
    • February 17, 2014

22. 401(k) In-Plan Roth rollover (IRR) vs. In-Plan Roth Transfer (IRT)

    By Tom, September 12, 2022
    • 1 reply
    • 4k views
    • 
    • C. B. Zeller
    • September 12, 2022

23. Controlled Group - Spousal Attribution

    By LANDO, May 10, 2018   

    • controlled group
    • 401(k)
    • (and 1 more)

      Tagged with:

      • controlled group
      • 401(k)
      • spousal attribution
    • 8 replies
    • 4k views
    • 
    • JamesK
    • May 12, 2018

24. Administration Distribution Fees

    By Guest TLCPension, November 4, 2002
    • 19 replies
    • 4k views
    • 
    • Mike Preston
    • January 14, 2003

25. Loan Re-Payments Made By Company Not Participant

    By sdix401k, September 21, 2016
    • 15 replies
    • 4k views
    • 
    • MoJo
    • September 22, 2016

26. Late Deposit of Contributions

    By PFranckowiak, December 19, 2014
    • 15 replies
    • 4k views
    • 
    • ESOP Guy
    • December 24, 2014

27. Adopting Employer

    By Guest lswhittle, October 26, 2006
    • 3 replies
    • 4k views
    • 
    • Guest
    • October 30, 2006

28. Deceased Participant

    By Guest Twinky, August 6, 2007
    • 14 replies
    • 4k views
    • 
    • Guest
    • September 5, 2007

29. 401k No Notice

    By tomres, December 15, 2018
    • 12 replies
    • 4k views
    • 
    • tomres
    • December 23, 2018

30. Frequent Trading / Insider Trading

    By RCK, March 2, 2004
    • 14 replies
    • 4k views
    • 
    • Guest
    • March 8, 2004

31. Correction or corrective distribution when matching contribution not y

    By John A, March 9, 2000
    • 5 replies
    • 4k views
    • 
    • John A
    • March 10, 2000

32. 170 K compensation limit

    By Guest jin.limledoux, October 30, 2001
    • 15 replies
    • 4k views
    • 
    • QDROphile
    • October 31, 2001

33. Match True up when doc says per payroll?

    By Jim Chad, October 4, 2018
    • 13 replies
    • 4k views
    • 
    • RatherBeGolfing
    • October 8, 2018

34. Marriage after designation of death beneficiary

    By J Simmons, May 9, 2019
    • 9 replies
    • 4k views
    • 
    • loserson
    • May 14, 2019

35. Forfeiture of Related Match from ADP Test Failure

    By Guest KB, May 1, 2001
    • 1 reply
    • 4k views
    • 
    • MWeddell
    • May 2, 2001

36. Limited-scope vs Full-scope audit

    By Brian Gallagher, August 4, 2004
    • 1 reply
    • 4k views
    • 
    • Guest
    • August 6, 2004

37. Compensation Ratio Test

    By Guest mol, December 27, 2004
    • 6 replies
    • 4k views
    • 
    • Blinky the 3-eyed Fish
    • December 28, 2004

38. Custodial Account vs. Trust

    By Guest Penelope, September 4, 2008
    • 3 replies
    • 4k views
    • 
    • masteff
    • September 5, 2008

39. Compensation for Calculating Safe Harbor Non Elective 3% Contribution

    By ERISAGal, July 16, 2019   

    • safe harbor
    • 401k
    • (and 1 more)

      Tagged with:

      • safe harbor
      • 401k
      • compensation
    • 6 replies
    • 4k views
    • 
    • Bri
    • July 18, 2019

40. counting service before plan for eligibility

    By Earl, December 24, 2002
    • 15 replies
    • 4k views
    • 
    • KJohnson
    • December 31, 2002

41. 415 Limits and Controlled Groups

    By Alex Daisy, January 23, 2009
    • 5 replies
    • 4k views
    • 
    • BeckyMiller
    • January 29, 2009

42. Safe Harbor "Wait-and-See" Notice

    By Jilliandiz, August 1, 2007
    • 11 replies
    • 4k views
    • 
    • austin3515
    • October 27, 2007

43. DOL online calculator NOT sufficient?

    By SavingsRUS, July 14, 2015   

    • 401(k)
    • Form 5330
    • (and 1 more)

      Tagged with:

      • 401(k)
      • Form 5330
      • Prohibited Transaction
    • 3 replies
    • 4k views
    • 
    • Gadgetfreak
    • July 15, 2015

44. Restatements and Protected Benefits

    By Gadgetfreak, September 5, 2014   

    • Restatements
    • Protected Benefits
    • 8 replies
    • 4k views
    • 
    • Lou S.
    • September 5, 2014

45. Entry date - rehired employee

    By mrslappywhite, December 14, 2015   

    • eligibility
    • rehire
    • (and 1 more)

      Tagged with:

      • eligibility
      • rehire
      • plan entry
    • 3 replies
    • 4k views
    • 
    • mrslappywhite
    • December 15, 2015

46. 1% owner for key employee

    By nancy, April 7, 1999
    • 8 replies
    • 4k views
    • 
    • Dan
    • April 9, 1999

47. Under $5k distributions

    By Guest benefitsanalyst, July 22, 2002
    • 16 replies
    • 4k views
    • 
    • actuarysmith
    • July 25, 2002

48. Fees to former participants

    By ombskid, July 20, 2015
    • 8 replies
    • 4k views
    • 
    • Francis
    • November 20, 2021

49. SECURE ACT - LTPT Employees

    By 52626, July 19, 2023
    • 25 replies
    • 4k views
    • 
    • Barbara
    • October 18, 2023

50. 5500-EZ Nonfiler

    By austin3515, April 6, 2010
    • 9 replies
    • 4k views
    • 
    • Guest
    • April 22, 2010