401(k) Plans

19,320 topics in this forum

1. Payments to PBGC for Missing Participants (PPA)

   By J. Bringhurst, November 1, 2006
   • 0 replies
   • 1.1k views
   • 
   • J. Bringhurst
   • November 1, 2006

2. Small Form 5500 filed without audit later amending as a large Form 5500 with audit

   By AdKu, October 17, 2016   

   • Amend Form 5500-SF to large
   • 2 replies
   • 1.1k views
   • 
   • AdKu
   • October 26, 2016

3. If an employer revises a prototype to specify an investment alternative, is it still okay to rely on the prototype’s opinion letter?

   By Peter Gulia, October 12, 2010
   • 5 replies
   • 1.1k views
   • 
   • Peter Gulia
   • October 13, 2010

4. Operational Failure

   By Nassau, July 16, 2010
   • 1 reply
   • 1.1k views
   • 
   • 12AX7
   • July 16, 2010

5. Mix & Match Safe Harbor

   By Guest SusanE, February 23, 2007
   • 1 reply
   • 1.1k views
   • 
   • RCK
   • February 23, 2007

6. Valuation & Distribution Timing

   By Dazednconfused, May 25, 2010
   • 2 replies
   • 1.1k views
   • 
   • cpc0506
   • May 26, 2010

7. Returns of 415 excesses

   By BG5150, March 21, 2008
   • 1 reply
   • 1.1k views
   • 
   • J Simmons
   • March 21, 2008

8. Parent Company has same EIN as subsidiary

   By IhrtERISA, August 26, 2016
   • 1 reply
   • 1.1k views
   • 
   • austin3515
   • August 28, 2016

9. after tax employee contributions

   By k man, June 19, 2007
   • 2 replies
   • 1.1k views
   • 
   • Tom Poje
   • June 19, 2007

10. Differing match and ps in plan without HCEs and Keys

    By ldr, July 1, 2021   

    • controlled group
    • discretionary match
    • (and 1 more)

      Tagged with:

      • controlled group
      • discretionary match
      • profit sharing contributions
    • 6 replies
    • 1.1k views
    • 
    • Susan L
    • July 7, 2021

11. Spanish Distribution Forms?

    By austin3515, January 25, 2011
    • 0 replies
    • 1.1k views
    • 
    • austin3515
    • January 25, 2011

12. Surety Bond needed for Owner & Wife

    By Guest Powers, July 7, 2006
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • July 7, 2006

13. Plan Audited - Missing Signed Final 401k Reg Amend

    By CLE401kGuy, December 19, 2011
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • December 19, 2011

14. Looks Like Top Heavy Is Not An Issue, But....

    By mming, June 6, 2007
    • 2 replies
    • 1.1k views
    • 
    • JanetM
    • June 6, 2007

15. Fiduciary Responsibility

    By pixmax, April 27, 2011
    • 2 replies
    • 1.1k views
    • 
    • TPApril
    • May 16, 2011

16. Automatic Enrollment population - Modification of Alloc %

    By buckaroo, September 11, 2013
    • 3 replies
    • 1.1k views
    • 
    • buckaroo
    • September 12, 2013

17. Employee deferred prior to entry date

    By Renee H, February 24, 2025
    • 7 replies
    • 1.1k views
    • 
    • Bri
    • February 27, 2025

18. How do you discontinue a VS specimen plan?

    By Guest kjk, September 12, 2005
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • September 13, 2005

19. Retroactive Amendment

    By ERISA-Bubs, August 30, 2012
    • 0 replies
    • 1.1k views
    • 
    • ERISA-Bubs
    • August 30, 2012

20. Roth IRA's

    By MBCarey, July 16, 2008
    • 1 reply
    • 1.1k views
    • 
    • masteff
    • July 16, 2008

21. Form 5330

    By Guest IluvNewComp, December 30, 2008
    • 1 reply
    • 1.1k views
    • 
    • JanetM
    • December 30, 2008

22. Catch-ups

    By Guest pjb, July 24, 2003
    • 1 reply
    • 1.1k views
    • 
    • MGB
    • July 24, 2003

23. SIMPLE as a successor plan

    By Guest RAA, November 21, 2002
    • 1 reply
    • 1.1k views
    • 
    • KJohnson
    • November 21, 2002

24. Profit Sharing Component

    By Guest caseyb, July 8, 2010
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • July 8, 2010

25. SEP and 401(k)

    By Earl, August 15, 2003
    • 1 reply
    • 1.1k views
    • 
    • jaemmons
    • August 18, 2003

26. OK for same employer to have 2 different 401(k) plans? One will be safe harbor, other will be subject to ADP testing

    By Guest RSNOW, September 30, 2003
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • September 30, 2003

27. Workers Comp wages

    By bevfair, June 30, 2017
    • 2 replies
    • 1.1k views
    • 
    • hr for me
    • June 30, 2017

28. Definition of "Compensation"

    By thepensionmaven, June 13, 2009
    • 1 reply
    • 1.1k views
    • 
    • K2retire
    • June 13, 2009

29. Forfeitures

    By Nassau, September 8, 2011
    • 1 reply
    • 1.1k views
    • 
    • rcline46
    • September 8, 2011

30. Beneficiary as Trust

    By Nassau, April 29, 2011
    • 2 replies
    • 1.1k views
    • 
    • Belgarath
    • April 29, 2011

31. 401(k) Roth conversion

    By 52626, February 11, 2014
    • 1 reply
    • 1.1k views
    • 
    • masteff
    • February 11, 2014

32. Incorrect Safe Harbor Notice

    By 52626, June 2, 2015
    • 1 reply
    • 1.1k views
    • 
    • Jim Chad
    • June 2, 2015

33. Eligible Participants in New Plan

    By DP, September 17, 2003
    • 1 reply
    • 1.1k views
    • 
    • R. Butler
    • September 17, 2003

34. How do I know if my plan invests a part or all of its assets in a master trust agreement?

    By Will Smith, July 29, 2020
    • 2 replies
    • 1.1k views
    • 
    • david rigby
    • July 30, 2020

35. Removal of One Fund/Xfer Balance to Another Fund

    By Bruddah Kimo, March 9, 2009
    • 2 replies
    • 1.1k views
    • 
    • Bruddah Kimo
    • March 10, 2009

36. spinoff in CG Safe Harbor plan situation

    By Belgarath, November 27, 2019
    • 5 replies
    • 1.1k views
    • 
    • Belgarath
    • December 2, 2019

37. Can I impute disparity at the $40,000 level?

    By Jim Chad, August 8, 2012
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • August 8, 2012

38. Safe Harbor Confusion

    By No Name, December 7, 2004
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • December 7, 2004

39. Simple IRA / 401(k)

    By Guest moltengater, April 21, 2006
    • 1 reply
    • 1.1k views
    • 
    • ERISAnut
    • April 26, 2006

40. Transition period--unanswerable question

    By lexi, February 12, 2007
    • 1 reply
    • 1.1k views
    • 
    • JanetM
    • February 12, 2007

41. thrift plan withdrawal

    By LIBERTYKID, January 18, 2007
    • 0 replies
    • 1.1k views
    • 
    • LIBERTYKID
    • January 18, 2007

42. simple IRA to safe harbor

    By Guest Terryjohn316, January 8, 2003
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • January 9, 2003

43. Special Tax Notice

    By austin3515, December 29, 2009
    • 1 reply
    • 1.1k views
    • 
    • 401king
    • December 29, 2009

44. Death after distribution request

    By wsp, September 11, 2007
    • 0 replies
    • 1.1k views
    • 
    • wsp
    • September 11, 2007

45. catch up contributions

    By Guest joeplans, April 9, 2004
    • 2 replies
    • 1.1k views
    • 
    • Lame Duck
    • April 9, 2004

46. Plan merger - ADP test deadline

    By fiona1, December 2, 2009
    • 1 reply
    • 1.1k views
    • 
    • MWeddell
    • December 2, 2009

47. HCE counted as eligible for deferral?

    By Guest arlrads, August 4, 2003
    • 2 replies
    • 1.1k views
    • 
    • Tom Poje
    • August 4, 2003

48. New Safe Harbor 401(k) Plan

    By Dougsbpc, September 24, 2015
    • 4 replies
    • 1.1k views
    • 
    • austin3515
    • September 27, 2015

49. Audit Exemption

    By bzorc, October 21, 2021
    • 7 replies
    • 1.1k views
    • 
    • bzorc
    • October 25, 2021

50. Off calendar plan year (6/30 year end) - catch-up reclass

    By MGOAdmin, January 15, 2025   

    • cathup
    • reclass
    • 4 replies
    • 1.1k views
    • 
    • MGOAdmin
    • February 5, 2025