401(k) Plans

19,334 topics in this forum

1. 415 limit question

   By BG5150, May 6, 2008
   • 1 reply
   • 1.1k views
   • 
   • BG5150
   • May 9, 2008

2. RMDs

   By Nassau, July 14, 2010
   • 1 reply
   • 1.1k views
   • 
   • Guest
   • July 14, 2010

3. Small Form 5500 filed without audit later amending as a large Form 5500 with audit

   By AdKu, October 17, 2016   

   • Amend Form 5500-SF to large
   • 2 replies
   • 1.1k views
   • 
   • AdKu
   • October 26, 2016

4. Controlled Group/For Profit/Non-Profit

   By austin3515, January 7, 2016
   • 4 replies
   • 1.1k views
   • 
   • austin3515
   • January 7, 2016

5. average contribution amounts

   By Guest rring, September 12, 2003
   • 2 replies
   • 1.1k views
   • 
   • Guest
   • September 15, 2003

6. Incorrect Safe Harbor Notice

   By 52626, June 2, 2015
   • 1 reply
   • 1.1k views
   • 
   • Jim Chad
   • June 2, 2015

7. Vesting question - elapsed time

   By Tom, October 17, 2024
   • 4 replies
   • 1.1k views
   • 
   • Tom
   • October 18, 2024

8. Failed ADP oops it really passed

   By 401KsRme, May 6, 2025
   • 2 replies
   • 1.1k views
   • 
   • 401KsRme
   • May 7, 2025

9. Plan Sponsor Use of Affiliated Broker -- Prohibited Transaction?

   By Guest Alley, December 12, 2003
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • December 12, 2003

10. Debt/Mortgage as investment?

    By Leopurrd, August 26, 2005
    • 1 reply
    • 1.1k views
    • 
    • Ron Snyder
    • August 26, 2005

11. H/W of Safe Harbor Matching Contributions

    By J. Bringhurst, April 1, 2003
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • April 1, 2003

12. Corrective amendment for in-service distribution

    By cpc0506, July 21, 2015
    • 4 replies
    • 1.1k views
    • 
    • MWeddell
    • July 28, 2015

13. Mix & Match Safe Harbor

    By Guest SusanE, February 23, 2007
    • 1 reply
    • 1.1k views
    • 
    • RCK
    • February 23, 2007

14. 402(f) Notice for Roth 401(k) distributions

    By Belgarath, April 11, 2006
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • April 11, 2006

15. Basic - ND issue that I can't figure out

    By Guest Mrilaomt, August 17, 2005
    • 1 reply
    • 1.1k views
    • 
    • QDROphile
    • August 17, 2005

16. Roth IRA's

    By MBCarey, July 16, 2008
    • 1 reply
    • 1.1k views
    • 
    • masteff
    • July 16, 2008

17. Partic termed in late Dec '20 but paid in early Jan--in ADP test?

    By BG5150, February 23, 2022
    • 7 replies
    • 1.1k views
    • 
    • MWeddell
    • March 1, 2022

18. Safe harbor match

    By pbarrett, February 27, 2004
    • 2 replies
    • 1.1k views
    • 
    • Brian Gallagher
    • February 27, 2004

19. ADP/ACP

    By justatester, June 8, 2010
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • June 10, 2010

20. 401k and roth ira?

    By Guest rdoc, February 7, 2006
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • February 7, 2006

21. controlled group determination

    By Chippy, March 8, 2013
    • 3 replies
    • 1.1k views
    • 
    • Chippy
    • March 13, 2013

22. Wandering HCEs in Controlled Group

    By Guest cxs, March 7, 2005
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • March 7, 2005

23. Trsutee RFP

    By alexa, April 2, 2006
    • 0 replies
    • 1.1k views
    • 
    • alexa
    • April 2, 2006

24. New Plan 2005 - HCE for 2005

    By Guest sao0308, August 10, 2006
    • 1 reply
    • 1.1k views
    • 
    • WDIK
    • August 10, 2006

25. Accountant will not release Plan audit

    By kshaw, October 7, 2025
    • 5 replies
    • 1.1k views
    • 
    • kshaw
    • October 14, 2025

26. ER deductions

    By Guest sritts, May 30, 2003
    • 1 reply
    • 1.1k views
    • 
    • ErisaGeek
    • June 2, 2003

27. Automatic Enrollment population - Modification of Alloc %

    By buckaroo, September 11, 2013
    • 3 replies
    • 1.1k views
    • 
    • buckaroo
    • September 12, 2013

28. simple ADP test question

    By Santo Gold, December 7, 2007
    • 2 replies
    • 1.1k views
    • 
    • Santo Gold
    • December 7, 2007

29. Successor Plans

    By Zimkap, December 8, 2021
    • 6 replies
    • 1.1k views
    • 
    • Belgarath
    • December 10, 2021

30. Definition of "Compensation"

    By thepensionmaven, June 13, 2009
    • 1 reply
    • 1.1k views
    • 
    • K2retire
    • June 13, 2009

31. 401k and IRA

    By Guest brook17, January 11, 2005
    • 1 reply
    • 1.1k views
    • 
    • QDROphile
    • January 11, 2005

32. Can plan participants be treated as separate shareholders?

    By Guest halka, July 15, 2004
    • 1 reply
    • 1.1k views
    • 
    • Lame Duck
    • July 15, 2004

33. Beneficiary as Trust

    By Nassau, April 29, 2011
    • 2 replies
    • 1.1k views
    • 
    • Belgarath
    • April 29, 2011

34. no enrollment foms

    By Jim Chad, August 12, 2008
    • 2 replies
    • 1.1k views
    • 
    • Jim Chad
    • August 12, 2008

35. Failed ADP test in a plan's first year

    By Guest fredk, July 4, 2011
    • 1 reply
    • 1.1k views
    • 
    • ETA Consulting LLC
    • July 4, 2011

36. Removal of One Fund/Xfer Balance to Another Fund

    By Bruddah Kimo, March 9, 2009
    • 2 replies
    • 1.1k views
    • 
    • Bruddah Kimo
    • March 10, 2009

37. safe harbor plan merging into non-safe harbor plan, different plan years

    By maverick, November 6, 2008
    • 0 replies
    • 1.1k views
    • 
    • maverick
    • November 6, 2008

38. Gap Period Loss

    By CJS07, February 29, 2008
    • 1 reply
    • 1.1k views
    • 
    • austin3515
    • March 1, 2008

39. Related Rollover or not

    By cpc0506, June 1, 2017
    • 1 reply
    • 1.1k views
    • 
    • ETA Consulting LLC
    • June 2, 2017

40. exclusion of comp personal and vacation time?

    By k man, July 23, 2004
    • 1 reply
    • 1.1k views
    • 
    • sloble@crowleyfleck.com
    • July 27, 2004

41. ADP Excess Cont Pre-3/15 w/FITW

    By Guest robmason, March 1, 2005
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • March 1, 2005

42. SARSEP & 401(K)

    By Guest hpaine, November 25, 2003
    • 1 reply
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • November 25, 2003

43. SEP and 401(k)

    By Earl, August 15, 2003
    • 1 reply
    • 1.1k views
    • 
    • jaemmons
    • August 18, 2003

44. Fiduciary Responsibility

    By pixmax, April 27, 2011
    • 2 replies
    • 1.1k views
    • 
    • TPApril
    • May 16, 2011

45. Coverage Test/Waiver of Participation

    By MattHSC, March 15, 2023
    • 4 replies
    • 1.1k views
    • 
    • Bill Presson
    • March 16, 2023

46. Amending/Restating to a Simple 401(k)

    By Guest MRK, March 20, 2007
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • March 22, 2007

47. Valuation & Distribution Timing

    By Dazednconfused, May 25, 2010
    • 2 replies
    • 1.1k views
    • 
    • cpc0506
    • May 26, 2010

48. ADP testing on new plan

    By Belgarath, January 18, 2016
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • January 18, 2016

49. Post-Severance Compensation

    By HCE, July 28, 2022
    • 2 replies
    • 1.1k views
    • 
    • Peter Gulia
    • July 28, 2022

50. new plan credit for small employers clarification needed

    By Tom, February 8, 2023
    • 5 replies
    • 1.1k views
    • 
    • Tom
    • February 8, 2023