401(k) Plans

19,319 topics in this forum

1. Company wants to implement a Safe Harbor NE Contrib of 4% of pay instead of 3%...permissible?

   By CharlesLeggette, July 15, 2016
   • 9 replies
   • 1.1k views
   • 
   • Kevin C
   • July 18, 2016

2. amending compensation definition

   By Guest kevb, March 14, 2007
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • March 14, 2007

3. Profit sharing for only one

   By ombskid, May 5, 2014
   • 7 replies
   • 1.1k views
   • 
   • BG5150
   • May 6, 2014

4. Termination of a Safe Harbor Plan

   By Guest mmc, May 26, 2004
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • May 26, 2004

5. Abandoned Checks

   By Guest CK401K, July 2, 2014
   • 1 reply
   • 1.1k views
   • 
   • Jim Chad
   • July 9, 2014

6. Partic termed in late Dec '20 but paid in early Jan--in ADP test?

   By BG5150, February 23, 2022
   • 7 replies
   • 1.1k views
   • 
   • MWeddell
   • March 1, 2022

7. Year End Amendments

   By Guest Bud, October 31, 2003
   • 1 reply
   • 1.1k views
   • 
   • mbozek
   • October 31, 2003

8. Age 62 / Hardship Distribution / Safe Harbor Money

   By austin3515, May 14, 2013
   • 4 replies
   • 1.1k views
   • 
   • BG5150
   • May 14, 2013

9. Retroactive Amendment

   By Vlad401k, August 13, 2015
   • 2 replies
   • 1.1k views
   • 
   • Vlad401k
   • August 14, 2015

10. Participant Election and 401(a)(17) Comp Limit

    By kgr12, August 30, 2010
    • 4 replies
    • 1.1k views
    • 
    • Bird
    • August 31, 2010

11. Tracking Parties in Interest

    By Guest halka, July 25, 2003
    • 1 reply
    • 1.1k views
    • 
    • JohnCheek
    • July 26, 2003

12. QACA 2-6 year graded vesting

    By Sarah73, May 15, 2024
    • 4 replies
    • 1.1k views
    • 
    • Tom Veal
    • May 17, 2024

13. Amendment of Safe Harbor 401(k)

    By chris, December 9, 2004
    • 2 replies
    • 1.1k views
    • 
    • Archimage
    • December 10, 2004

14. Failed ADP and 401(m) Coverage

    By Guest Lawrenceg, August 6, 2007
    • 2 replies
    • 1.1k views
    • 
    • PLAN MAN
    • August 6, 2007

15. Coverage Test/Waiver of Participation

    By MattHSC, March 15, 2023
    • 4 replies
    • 1.1k views
    • 
    • Bill Presson
    • March 16, 2023

16. Plan number when moving from MEP

    By cpc0506, October 18, 2018
    • 3 replies
    • 1.1k views
    • 
    • Larry Starr
    • October 23, 2018

17. Compensation for Term EE.

    By Guest moltengator, March 25, 2004
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • March 26, 2004

18. loan from unrelated rollover

    By cpc0506, March 20, 2012
    • 1 reply
    • 1.1k views
    • 
    • ETA Consulting LLC
    • March 21, 2012

19. asset in plan has market value of $0

    By Guest D. Leeke, May 16, 2003
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • May 16, 2003

20. Recruiter Needed for TPA Position

    By Guest RetPlns1160, May 2, 2014   

    • TPA
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • May 2, 2014

21. Increased Catch-up in 2025 - Optional?

    By Gilmore, October 1, 2024
    • 1 reply
    • 1.1k views
    • 
    • Peter Gulia
    • October 1, 2024

22. 3% Safe Harbor

    By Jay3, June 8, 2009
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • June 8, 2009

23. Collective Bargained Plan and ADP refund

    By buckaroo, August 9, 2016
    • 5 replies
    • 1.1k views
    • 
    • BG5150
    • August 11, 2016

24. Impermissible investments

    By Guest Iwonder, September 30, 2009
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • September 30, 2009

25. So confused, should I do 401k or Roth ?

    By Guest spinspin31, February 1, 2007
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • February 1, 2007

26. Attribution in a Partnership

    By 401_noob, November 5, 2013
    • 1 reply
    • 1.1k views
    • 
    • Lou S.
    • November 5, 2013

27. Using 'Hardship' criteria as Plan Loan criteria (?)

    By ERISAatty, April 3, 2009
    • 3 replies
    • 1.1k views
    • 
    • ERISAatty
    • April 3, 2009

28. Timing of Amendment to Chnage Testing Method

    By davef, February 16, 2004
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • February 16, 2004

29. PPA and reporting updated vesting

    By Guest M. Martin, January 17, 2007
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • January 17, 2007

30. EPCRS Retro Amendment for HCE

    By austin3515, March 2, 2017
    • 7 replies
    • 1.1k views
    • 
    • CuseFan
    • March 3, 2017

31. Compensation Limit- To Prorate or Not...

    By Guest KAGrist, March 17, 2009
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • March 17, 2009

32. 401 (k) Plan Participant Claim

    By DPSRich, June 22, 2017
    • 3 replies
    • 1.1k views
    • 
    • DPSRich
    • June 23, 2017

33. Safe Harbor 401(k) and Top Heavy

    By Guest InfoSeeker, February 2, 2004
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • February 2, 2004

34. Employer match posted as employee deferral

    By Guest Quacka, April 11, 2012
    • 1 reply
    • 1.1k views
    • 
    • Jim Chad
    • April 12, 2012

35. LLC 401K Contribution(s)

    By Nic Pospiech, April 14, 2025
    • 2 replies
    • 1.1k views
    • 
    • Peter Gulia
    • April 14, 2025

36. Catch up eligible employee across unrelated employers in one MEP

    By NW529, June 9, 2021
    • 3 replies
    • 1.1k views
    • 
    • Luke Bailey
    • June 11, 2021

37. Successor Plans

    By Zimkap, December 8, 2021
    • 6 replies
    • 1.1k views
    • 
    • Belgarath
    • December 10, 2021

38. Defined Contribution Plan

    By Guest cconnell, September 25, 2006
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • September 25, 2006

39. Plan Termination Where Plan Sponsor / Administrator Bankrupt / Letter of Direction to Recordkeeper

    By 401 Chaos, January 20, 2024
    • 3 replies
    • 1.1k views
    • 
    • Peter Gulia
    • January 22, 2024

40. ATRA Roth Transfer

    By Gruegen, October 15, 2013
    • 2 replies
    • 1.1k views
    • 
    • Belgarath
    • October 16, 2013

41. Plan Amendments

    By Guest JanB, June 25, 2014
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • July 3, 2014

42. LTPT - sometimes I think that's all w2e are here for... anyway

    By Belgarath, December 7, 2023
    • 4 replies
    • 1.1k views
    • 
    • Paul I
    • December 7, 2023

43. Different Match Factor

    By justatester, October 30, 2008
    • 0 replies
    • 1.1k views
    • 
    • justatester
    • October 30, 2008

44. ASG (not Control group) with partner plan and safe harbor plan

    By TPApril, October 24, 2017   

    • plan adoption
    • 6 replies
    • 1.1k views
    • 
    • TPApril
    • October 5, 2018

45. DOL Safe Harbor - Deposit of EE Contributions

    By DTH, August 19, 2005
    • 0 replies
    • 1.1k views
    • 
    • DTH
    • August 19, 2005

46. New TIN?

    By Guest dhall, April 7, 2011
    • 1 reply
    • 1.1k views
    • 
    • Bird
    • April 8, 2011

47. Union & Non-Union Plan

    By Guest dscurtis, September 20, 2006
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • September 20, 2006

48. Controlled Group and Family Attribution

    By Tom, January 26, 2021
    • 2 replies
    • 1.1k views
    • 
    • FORMER ESQ.
    • January 27, 2021

49. Safe Harbor 401(k) and Compensation Amendment

    By msmith, September 22, 2011
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • September 22, 2011

50. match contribution for auto enroll

    By Santo Gold, September 26, 2006
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • September 26, 2006