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QACA 2-6 year graded vesting


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The QACA employer safe harbor contributions have to vest over no more than 2 years, but it can be 2 year cliff if I recall correctly.

as Belgarath points out other employer contributions such as a profit sharing contribution could use a different schedule such as 2/20 if provide in the document.

God bless the job security of piece meal retirement legislation that brings us multiple different vesting rules for different types of plans and sources or money.

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